loader2
Login Open ICICI 3-in-1 Account

How can we help you ?

Choose the category to find the help you need

    Announcements

    All you need to know about Buy Now Pay Later (MTF) while investing in Stocks...
    Read More
    Stocks Back

    Buy Now Pay Later MTF

    What is Margin Funding (MTF)?

    Margin Trading Facility (MTF) allows you to buy stocks by paying only a portion of their price (margin), while the remaining amount is funded by ICICI Securities. This enables you to take larger positions with limited capital.

    • You can hold MTF stocks for up to 360 days.
    • Interest is charged only on the funded amount (the portion financed by ICICI Securities).


    Example:

    Let's say you want to buy ₹1,00,000 worth of shares under MTF:

    • You pay 30% margin = ₹30,000
    • ICICI Direct funds 70% = ₹70,000
    • Interest is charged on ₹70,000 until you close the position.
     
    Where can I see my MTF stocks after buying them? What is Trigger Price in MTF? What Happens if the Stock Price Falls Below It? What are the different action options in the MTF page? Will I get the dividends paid by the company if I buy the stock in MTF? How can I convert my MTF (Pay Later) positions to delivery? How to find out the interest charged for my MTF trades? What is the impact of Corporate action such as Bonus Issue or Stock Split on my MTF position? What is Trade-to-Trade segment (T2T)? What happens to my MTF position when stock goes into Trade-to-Trade segment (T2T)? What are Group 1 stocks? What happens if stock bought in MTF moves out of Group 1? What is the maximum position that can be taken in a single stock through MTF? Why are my profits from MTF are not available in current limits? Can we check shortfall amount or additional margin required for MTF position in the App? If I take multiple MTF positions in the same stock on different dates, which date will be considered for expiry? Why is my MTF position squared off/closed/sold by ICICI Direct? What are the maximum holdings/limits that can be created in MTF?