TOP STOCK TO BUY

In order to bring banks and NBFC on par with regards to NPA recognition, RBI had issued asset classification guidelines wherein any lender, whether bank or NBFC, is required to tag an account as NPA on the day the account becomes overdue for more than 90 days. Banks followed an automated system under which accounts of borrowers are tagged as NPAs on the day it becomes overdue for more than 90 days. However, many NBFCs used to recognise NPA only after the end of 90 or 180 days. Further, many NBFCs upgraded NPAs, as overdue, in the accounts reduced to less than 90 days, while banks do not upgrade an NPA until all the overdue amounts are collected.

We expect the government to announce new Production-Linked Incentive (PLI) Schemes for wearable/hearable devices in the upcoming budget. Apart from new PLI, the government may also review existing PLI of IT hardware to increase the incentive from ₹ 7,325 crore to ₹ 20,000 crore to attract more investments.

While India is behind the curve as of now for 5G (67 countries have already deployed), 2022 is the year when the auction is likely to be held second half of the year. However, ahead of the same, telcos have asked for cut in spectrum prices by 90%, at least a 5-6 years of moratorium on the payments, zero upfront payment and allowing them to pay the bid amount over 25 years. 

In the backdrop of continuing pandemic shocks and its implications, we expect the government to put significant trust on healthcare infrastructure by combining execution power and skills of private hospitals to cater to secondary / tertiary / quaternary services while using its own channels and infrastructure to handle primary care at the grass root level. , Narayana and Shalby among others.

Knowledge acquired early is more likely to be remembered and followed. Beginning with your first job, good financial habits can set you on a path of financial success and freedom. If you are starting your investment journey now, here are ten time-tested investment guidelines to help you.

Sound knowledge of the stock market can help you make intelligent investment decisions. Besides, it increases your chances of success in the stock market.