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Systematic Investment Plan (SIP)

Systematic Investment Plan (SIP) is a way of investing in mutual funds through which an investor can invest a fixed amount in mutual fund scheme of his/her choice at regular intervals.

Like a Recurring Deposit, an investor can invest fixed amount at regular intervals (monthly or quarterly) through SIP. Rather than investing a large amount one-time through lump sum mode, more investors now prefer to invest smaller amounts regularly through the SIP mode. You can start investing through SIP in a mutual fund scheme with an amount as low as Rs 100 per month.

Benefits of investing through SIP

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Easy on pockets – Start investing with an amount as low as 100 per month

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Inculcates discipline in investing

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Helps in averaging the cost of investment (rupee cost averaging)

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Removes the need to time the market

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Benefit from power of compounding over long term

Best Funds for SIP

Scheme Name NAV RETURN ACTION
1 Year 3 Year 5 Year
ICICI Pru MidCap Fund (G) 162.5000 37.78% 20.63% 16.26% Start a SIP
Nippon India Small Cap Fund (G) 88.5856 71.81% 31.36% 23.40% Start a SIP
AXIS Midcap Fund (G) 69.6700 35.89% 26.57% 22.75% Start a SIP
SBI Large & Midcap Fund (G) 376.4268 36.39% 21.01% 17.77% Start a SIP
Invesco India Growth Opportunities Fund (G) 53.2700 23.37% 17.88% 16.99% Start a SIP
UTI-Flexi Cap Fund (G) 261.6543 26.95% 24.75% 20.36% Start a SIP
Aditya Birla SL Flexi Cap Fund (G) 1,150.5700 24.89% 18.26% 14.92% Start a SIP

Right time and amount to start a SIP

There is no time like NOW to start investing. The earlier you start investing, the better it is. This gives the invested money more time in the market, thereby increasing the growth potential of your investments.

A SIP calculator can help you determine the right amount for starting a SIP. You should choose an amount that you can invest regularly without stopping your investments.

MONTHLY INVESTMENT

Rs

EXPECTED RETURN RATE

%

TIME PERIOD (Years)

Yr
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Important document

Value added features make investing simpler on ICICIdirect.com

Pay less buy more

SIP Step Up (SIP Top up):

Automatically increase your SIP amount on periodic basis

Cashless trading

SIP Pause:

Allows to take a break from your investment to meet financial exigencies

Cashless trading

Period Till Cancellation (Perpetual SIP):

Set up a perpetual SIP and forget the hassle of tracking expiry dates

Cashless trading

Auto-renewal of SIP:

Option to auto-renew SIPs post completion of selected period

Cashless trading

SIP Modification:

Flexibility to modify Trigger date, Frequency, Period & investment amount online with a few clicks

Cashless trading

Any Date SIP:

Option to start SIP on any date between 1st to 28th of a month in schemes of select AMCs

Cashless trading

Multiple payment modes:

Investment can be done through linked ICICI Bank account, Mandate & UPI

Steps to invest in SIP through ICICIdirect.com/ICICIdirect Money app

  • Step 1 Login to your account
  • Step 2 Select a Mutual Fund from multiple options: Recommended schemes/ iDirect One Click Investment Basket(s)/ Using search filters
  • Step 3 Provide investment details and confirm

Watch our Video to know more

SIP
Benefits of investing in mutual funds through SIP

SIP
Mr. Prakash Gaurav Goel Senior Fund Manager- ICICI Prudential Mutual Fund

SIP
Webinar on Investment Strategies amidst pandemic by Mr. Vetri Subramanian, Group President & Head of Equity, UTI AMC Ltd.

SIP
Aditya Birla Sun Life Flexicap Fund - An open ended dynamic equity scheme investing across large cap, mid cap, small cap stocks.

SIP
UTI Flexicap Fund

SIP
Demystifying the IDFC Balanced Advantage Fund with Arpit Kapoor, Portfolio Manager, IDFC Asset Management

SIP
Investment Trends & Opportunities – Mr. Mahesh Patil, CIO – Aditya Birla Sun Life AMC Ltd.

SIP
Market Outlook & Mutual Fund Investment ideas with Mr. Shridatta Bhandwaldar, Head – Equities, Canara Robeco AMC Ltd.

SIP
LIC MF Large & Mid Cap Fund Update by Mr. Yogesh Patil, Head – Equity & Fund Manager, LIC Mutual Fund

SIP
Long term investment Ideas with Mr. Chintan Haria, Product Development & Strategy, ICICI Prudential Asset Management Ltd

Podcast

SIP
Hear exclusive Podcast on ICICI Prudential Asset Allocator Fund (FOF), a fund that helps you create wealth by using smart investing technique of right asset, right time & right allocation.

SIP
Listen to our exclusive podcast on ICICI Prudential Balanced Advantage Fund, a fund that helps you make the most of market volatility by dynamically managing allocation between equity & debt assets.

SIP
Listen to our exclusive podcast on Motilal Oswal Dynamic Fund, a fund that auto rebalance your portfolio

SIP
Demystifying the IDFC Balanced Advantage Fund

Disclaimer:

ICICI Securities Limited- AMFI registered Mutual Fund Distributor. Registered office of I-Sec is at ICICI Securities Ltd. (I-Sec) - ICICI Venture House, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400 025, India, Tel: (91 22) 6807 7100, Fax: (91 22) 6807 7803. I-Sec is also a SEBI registered with SEBI as a Research Analyst vide registration no. INH000000990. AMFI Registration No.: ARN-0845. Mutual Fund Investments are subject to market risks, read all scheme related documents carefully. Please note, Mutual Fund related services are not Exchange traded products and I-Sec is just acting as distributor to solicit these products. All disputes with respect to the distribution activity, would not have access to Exchange investor redressal forum or Arbitration mechanism. The contents herein above shall not be considered as an invitation or persuasion to trade or invest. I-Sec and affiliates accept no liabilities for any loss or damage of any kind arising out of any actions taken in reliance thereon.