loader2
Partner With Us NRI

Let's find the right
Insurance plan for you

  • icon

    Safe future for
    my family

  • icon

    Get market
    linked returns

  • icon

    Guaranteed1 Income Plan

  • icon

    Your Child's
    education

  • icon

    Stress free
    Retirement

  • icon

    Cancer
    protection

Safe future for my family

ICICI Pru iProtect Smart is an affordable and flexible term plan that will secure your family from financial uncertainties. It is an ideal plan for you if you have children or dependent family members.

Pro tip: The premium for term plan increases with age. It will be cheaper for you today, than if you purchase it after your next birthday.

Get market linked returns

ICICI Pru Signature (Online) is a ULIP that offers both life insurance and flexible investment options. A single plan to build wealth and protect your family's future.

Pro tip: An ideal savings plan to fulfil long-term goals with tax-free* returns.

IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER.

Guaranteed1 Income Plan

ICICI Pru Guaranteed Income for Tomorrow is a protection and savings oriented plan. With guaranteed1 benefits it becomes an ideal plan for second income or to achieve life goals.

Pro tip: Based on your requirement, you can opt to receive the guaranteed1 benefits as lump sum or regular income.

Your Child's education

ICICI Pru Guaranteed Income for Tomorrow is a protection and savings oriented plan. With guaranteed1 benefits it helps you finance your child's higher education or any other life goal.

Pro tip: Based on your requirement, you can opt to receive the guaranteed1 benefits as lump sum or regular income.

Stress free Retirement

ICICI Pru Guaranteed Pension Plan ensures a stress-free retirement! Pay once and get fixed regular income for life. Maintain the same lifestyle even post retirement.

Pro tip: You can choose to recieve your pension immediately or a few years2 later when you choose to retire

Cancer protection

Cancer Cover benefit of ICICI Pru Heart/Cancer Protect protects you from cancer treatment related expenses. By paying a lump sum payout on diagnosis# of any of the covered conditions, based on the severity of the condition. It saves the policyholder from the heavy costs associated with recovery and treatment.

Pro tip: Get 100% payout on major conditions and 25% for minor conditions irrespective of actual medical cost

See how the plan works

  • Term insurance

  • Savings plan

  • ULIP

  • Retirement plan

  • Cancer Cover

story1
income-illustration
income-illustration

The illustration is for a non-smoker, healthy male who has selected regular pay & regular income

A Savings plan with guaranteed1 returns along with life cover~~

Nidhi is a 35 year old marketing professional. She wants to create an alternate source of income for herself so that she can plan to retire early. She decides to invest in ICICI Pru Guaranteed Income For Tomorrow - Income Plan option8.

income-illustration

1 Conditions apply

Raman is a 30 year old corporate employee. In these uncertain times, Raman is keen on investing in a plan that promises both good returns and a secure future for his family. With the investment returns, he plans on funding some of his life goals. So he invests in ICICI Pru Signature (Online).

Prashant is a 60-year-old man, who has recently retired. He already has a bucket list planned for his retirement. While finances are not a problem for him, he still wants to be careful with how he spends. Hence, Prashant decided to invest in ICICI Pru Guaranteed Pension Plan in order to continue receiving regular pension. By investing only once, he will receive a regular pension for life.

Sai, is a 30 year old businessman who wanted to stay protected against cancer related treatment cost. As cancer has become a major concern and cost of treatment is increasing day by day, he decided to invest in cancer cover of ICICI Pru Heart/Cancer Protect.

CUSTOMERS like you

Take an in-depth view of how different customers have used insurance plans

“It was an excellent experience to interact with ICICI Direct. The team is very customer orientated and.....”

Gaurav Dixit
Gaurav-Dixit

“My experience with ICICI Direct has been very comfortable so far. The best about ICICI Direct is.....”

Veejay Khatri
Veejay-Khatri

“ICICI Direct provides excellent services. I have maximized my benefits by investing.....”

Ranjit Ganguly
Ranjit-Ganguly

“Services and support from ICICI Direct has been good so far. I do make the best use of the online.....”

Kanika Thap
Kanika-Thap

“I would like to start with appreciating the online investment system which is easy to use and if I face any.....”

Prasenjit Das
Prasenjit-Das

“I have been using ICICI direct online platform since the last 10 years. I am glad to have placed my.....”

Ajoy Mondal
Ajoy-Mondal

“I have been using ICICI Direct as a platform to manage and track all my investments and my experience.....”

Hemant Mainkar
Hemant-Mainkar

Nominee assistance and Disclaimers

What is the claim settlement process?

Step 1 : Claim Reporting

The first step involves reporting your claims. You can report your claims online, at our branches, at our central office, on our central ClaimCare helpline, through SMS or e-mail~

Step 2 : Claim Processing

Our special ClaimCare team will assess your claim, and inform you in case any further documents need to be submitted.

Step 3: Claim Settlement

Once your claim is intimated, and we receive all the relevant documents, decision will be made on your claim.

~Claim will be formally registered after we receive a written request of your claim at our branch or Claims Cell office. Physical documents will be required to start the process.

How can your nominee file for a claim?

Your nominee can report a claim in various ways:

  • Online through the website  www.iciciprulife.com
  • Send an SMS ICLAIM Policy number to 56767
  • Send an email to claimsupport@iciciprulife.com
  • Helpline number 18602667766
  • At any of our branch
  • At given address (Personal visit/Post/Courier): ICICI Prudential Life Insurance Company Limited, Unit no. 1A & 2A, Raheja Tipco Plaza, Rani Sati Marg, Malad East, Mumbai-400097

To get a list of the documents* required while reporting a Death Claim, Please Click here

*Recent passport size photograph and Pan Card copy/Form 16 is mandatory of claimant.

0 Calculated for a 30 year old non-smoker healthy male paying premium in monthly mode, policy term of 20 years, Cancer cover of ICICI Pru Heart/Cancer Protect in online mode. The premium shown is inclusive of taxes.

1 Guaranteed benefits in the form of lump sum will be payable under Lump Sum Plan option. Guaranteed benefits in the form of regular income will be payable under Income Plan option and Early Income Plan option of ICICI Pru Guaranteed Income For Tomorrow. Guaranteed benefits are payable subject to all due premiums being paid.

2 You can choose to receive pension immediately or after a period of 1-10 years from plan purchase date.

5 Save the Date: You can choose to receive income on any one date succeeding the due date of first income to coincide with any special date.
Please refer to product brochure for more details.

8 ICICI Pru Guaranteed Income For Tomorrow offers four plan options namely 'Lump sum', 'Income', 'Early Income' and 'Single Pay Income'. The customer can choose any plan option from the four available options. Please refer to the product brochure for more details.

9 The total income is calculated for a 35-year-old healthy female with a premium paying term of 10 years, policy term of 11 years and income period of 10 years taking income in annual instalment under Income plan option in online mode. The premium shown is exclusive of taxes and the mentioned annual income of Rs. 197884 is payable only if all premiums are paid as per the premium paying term and the policy is in force till the completion of entire policy term opted.

~~ Life cover is the benefit payable on death of the Life Assured during the policy term.

! Guaranteed Income is the income that you receive during the Income Period under Income and Early Income plan options of ICICI Pru Guaranteed Income For Tomorrow

*Tax benefits under the policy are subject to conditions under Section 80C, 80D, 10(10D),115BAC and other provisions of the Income Tax Act, 1961. Goods and Services Tax and Cesses, if any, will be charged extra as per prevailing rates. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for more details.

**Calculated for a 35 year old non-smoker healthy male paying premium in monthly mode, policy term of 40 years, Life option, regular pay option, lump sum payout of ICICI Pru iProtect Smart in online mode. The premium shown is inclusive of taxes and the mentioned benefit is payable only if all premiums are paid as per the premium paying term and the policy is in force till the completion of entire policy term opted.

^Calculated for a 35 year old healthy male paying premium in yearly mode for 10 years, policy term of 10 years under the Regular payment option of ICICI Pru Signature(online), opting for fixed portfolio strategy. The premium shown is inclusive of taxes and the mentioned benefit is payable only if all premiums are paid as per the premium paying term and the policy is in force till the completion of entire policy term opted.

ARR : Assumed Rate of Return. For the purpose of illustration, the Company has assumed 8% and 4% as rates of investment returns. The returns shown in the illustration are not guaranteed and they are not the upper or lower limits that you may get. As the value of the policy depends on a number of factors including future investment performance.

~Calculated for a 30 year old healthy male paying premium in yearly mode for 10 years, policy term of 25 years under the limited payment option of ICICI Pru Signature (online), opting for fixed portfolio strategy. The premium shown is inclusive of taxes and the mentioned benefit is payable only if all premiums are paid as per the premium paying term and the policy is in force till the completion of entire policy term opted.

"Calculated for a 35 year old healthy male paying premium in yearly mode for 10 years, policy term of 10 years under the income plan option of ICICI Pru Guaranteed Income for Tomorrow in online mode. The premium shown is exclusive of taxes and the mentioned benefit is payable only if all premiums are paid as per the premium paying term and the policy is in force till the completion of entire policy term opted.

'Calculated for a 35 year old healthy male paying premium in yearly mode for 10 years, policy term of 20 years under the lump sum plan option of ICICI Pru Guaranteed Income for Tomorrow in online mode. The premium shown is exclusive of taxes and the mentioned benefit is payable only if all premiums are paid as per the premium paying term and the policy is in force till the completion of entire policy term opted.

^^ Calculated for a 60 year old male investing in “Single life without return of purchase price” option of ICICI Pru Guaranteed Pension Plan in online mode. The pension shown is exclusive of taxes.

##Calculated for a 35 year old non-smoker healthy male paying premium in monthly mode, policy term of 25 years, Cancer cover of ICICI Pru Heart/Cancer protect in online mode. The premium shown is inclusive of taxes.

# A lump sum is paid out on diagnosis of any of the listed conditions. This payout is based on the level of the condition.

Level Payout(as a % of Sum Assured)
Minor condition 25%
Major condition 100% less earlier Minor condition claim payouts, if any

In any case, the total payout in the policy cannot exceed 100% of the Sum Assured of the cover selected (200% of the Sum Assured in case if the customer has opted for increasing cover benefit). Please refer to the sales brochure to know more about the pay-outs based on different levels of conditions.

ICICI Pru iProtect Smart. UIN: 105N151V06.
ICICI Pru Signature(online) Form No.: UW2/UW3. UIN.105L177V04.
ICICI Pru Guaranteed Income for Tomorrow. UIN: 105N182V04 .
ICICI Pru Guaranteed Pension Plan Form No.:I13, I14, I15, UIN: 105N181V02.
Advt. No.: W/II/5023/2021-22
Cancer Cover of ICICI Pru Heart/Cancer Protect: UIN 105N154V03.
Advt. No.: W/II/5025/2021-22

ICICI Prudential Life Insurance Company Limited. IRDAI Regn. No. 105. CIN: L66010MH2000PLC127837

ICICI Prudential Life Insurance Company Limited. Registered Address: ICICI PruLife Towers, 1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai 400025. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale. Trade Logo displayed above belongs to ICICI Bank Ltd & Prudential IP services Ltd and used by ICICI Prudential Life Insurance Company Ltd under license. Call us on 1-860-266-7766 (10am-7pm, Monday to Saturday, except national holidays and valid only for calls made from India).

The above listed insurance products are available online with ICICI Securities Ltd. For details on the complete list of all insurance products please get in touch with your Relationship Manager.

ICICI Securities Ltd. ( I-Sec). Registered office of I-Sec is at ICICI Securities Ltd. - ICICI Venture House, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400 025, India, Tel No : 022 - 2288 2460, 022 - 2288 2470. I-Sec acts as a Composite Corporate agent having registration number –CA0113. Please note, Insurance related services are not Exchange traded products and I-Sec is acting as a corporate agent to solicit these products. All disputes with respect to the distribution activity, would not have access to Exchange investor redressal forum or Arbitration mechanism. The contents herein above shall not be considered as an invitation or persuasion to trade or invest. Investments in securities market are subject to market risks, read all the related documents carefully before investing.Insurance is the subject matter of the solicitation. ICICI Securities Ltd. does not underwrite the risk or act as an insurer. The advertisement contains only an indication of the cover offered. For more details on risk factors, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale.

BEWARE OF SPURIOUS/FRAUD PHONE CALLS!

IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.