16 Calculated for a 30 year old non-smoker healthy male paying premium in monthly mode, policy term of 20 years, Cancer cover of ICICI Pru Heart/Cancer Protect in online mode. The premium shown is inclusive of taxes.
5 Guaranteed benefits in the form of lump sum will be payable under Lump Sum Plan option. Guaranteed benefits in the form of regular income will be payable under Income Plan option and Early Income Plan option of ICICI Pru Guaranteed Income For Tomorrow. Guaranteed benefits are payable subject to all due premiums being paid.
9 You can choose to receive pension immediately or after a period of 1-10 years from plan purchase date.
12 ICICI Pru Guaranteed Income For Tomorrow offers four plan options namely 'Lump sum', 'Income', 'Early Income' and 'Single Pay Income'. The customer can choose any plan option from the four available options. Please refer to the product brochure for more details.
13 The total income is calculated for a 35-year-old healthy female with a premium paying term of 10 years, policy term of 11 years and income period of 10 years taking income in annual instalment under Income plan option in online mode. The premium shown is exclusive of taxes and the mentioned annual income of Rs. 2,05,064 is payable only if all premiums are paid as per the premium paying term and the policy is in force till the completion of entire policy term opted.
1 Life cover is the benefit payable on death of the Life Assured during the policy term.
14 Guaranteed Income is the income that you receive during the Income Period under Income and Early Income plan options of ICICI Pru Guaranteed Income For Tomorrow
4Tax benefits under the policy are subject to conditions under Section 80C, 80D, 10(10D),115BAC and other provisions of the Income Tax Act, 1961. Goods and Services Tax and Cesses, if any, will be charged extra as per prevailing rates. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for more details.
2Calculated for a 35 year old non-smoker healthy male paying premium in monthly mode, policy term of 40 years, Life option, regular pay option, lump sum payout of ICICI Pru iProtect Smart in online mode. The premium shown is inclusive of taxes and the mentioned benefit is payable only if all premiums are paid as per the premium paying term and the policy is in force till the completion of entire policy term opted.
17Calculated for a 30-year-old healthy male paying premium in annual mode for 7 years and a policy term of 15 years for Lump Sum plan option of ICICI Pru Guaranteed Income for Tomorrow policy purchased in online mode. The premium shown is exclusive of taxes and the mentioned benefit is payable only if all premiums are paid as per the premium paying term and the policy is in force till the completion of entire policy term opted.
3Calculated for a 35 year old healthy male paying premium in yearly mode for 10 years, policy term of 10 years under the Regular payment option of ICICI Pru Signature(online), opting for fixed portfolio strategy. The premium shown is inclusive of taxes and the mentioned benefit is payable only if all premiums are paid as per the premium paying term and the policy is in force till the completion of entire policy term opted.
15Calculated for a 30 year old healthy male paying premium in yearly mode for 10 years, policy term of 25 years under the limited payment option of ICICI Pru Signature (online), opting for fixed portfolio strategy. The premium shown is inclusive of taxes and the mentioned benefit is payable only if all premiums are paid as per the premium paying term and the policy is in force till the completion of entire policy term opted.
6Calculated for a 35 year old healthy male paying premium in yearly mode for 10 years, policy term of 10 years under the income plan option of ICICI Pru Guaranteed Income for Tomorrow in online mode. The premium shown is exclusive of taxes and the mentioned benefit is payable only if all premiums are paid as per the premium paying term and the policy is in force till the completion of entire policy term opted.
7Calculated for a 35 year old healthy male paying premium in yearly mode for 10 years, policy term of 20 years under the lump sum plan option of ICICI Pru Guaranteed Income for Tomorrow in online mode. The premium shown is exclusive of taxes and the mentioned benefit is payable only if all premiums are paid as per the premium paying term and the policy is in force till the completion of entire policy term opted.
8 Calculated for a 60 year old male investing in “Single life without return of purchase price” option of ICICI Pru Guaranteed Pension Plan in online mode. The pension shown is exclusive of taxes.
11Calculated for a 35 year old non-smoker healthy male paying premium in monthly mode, policy term of 25 years, Cancer cover of ICICI Pru Heart/Cancer protect in online mode. The premium shown is inclusive of taxes.
10 A lump sum is paid out on diagnosis of any of the listed conditions. This payout is based on the level of the condition.
| Level |
Payout(as a % of Sum Assured) |
|
Minor condition
|
25% |
|
Major condition
|
100% less earlier Minor condition claim payouts, if any |
In any case, the total payout in the policy cannot exceed 100% of the Sum Assured of the cover selected (200% of the Sum Assured in case if the customer has opted for increasing cover benefit). Please refer to the sales brochure to know more about the pay-outs based on different levels of conditions.
ICICI Pru iProtect Smart. UIN: 105N151V08.
ICICI Pru Signature(online) Form No.: UW2/UW3. UIN: 105L177V06.
ICICI Pru Guaranteed Income for Tomorrow. UIN: 105N182V07.
ICICI Pru Guaranteed Pension Plan Form No.:I13, I14, I15, UIN: 105N181V03.
Advt. No.: W/II/5023/2021-22
Cancer Cover of ICICI Pru Heart/Cancer Protect: UIN 105N154V03.
Advt. No.: W/II/5025/2021-22
ICICI Prudential Life Insurance Company Limited. IRDAI Regn. No. 105. CIN: L66010MH2000PLC127837
ICICI Prudential Life Insurance Company Limited. Registered Address: ICICI PruLife Towers, 1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai 400025. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale. Trade Logo displayed above belongs to ICICI Bank Ltd & Prudential IP services Ltd and used by ICICI Prudential Life Insurance Company Ltd under license. Call us on 1-860-266-7766 (10am-7pm, Monday to Saturday, except national holidays and valid only for calls made from India).
The above listed insurance products are available online with ICICI Securities Ltd. For details on the complete list of all insurance products please get in touch with your Relationship Manager.
ICICI Securities Ltd. ( I-Sec). Registered office - ICICI Venture House, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400 025, India, Tel No : 022 - 6807 7100. I-Sec acts as a Composite Corporate agent having registration number –CA0113. Corporate Agent of ICICI Prudential Life Insurance Company Ltd, HDFC Life Insurance Company Limited, ICICI Lombard General Insurance Company Ltd, Care Health Insurance Ltd, Star Health and Allied Insurance Ltd., Aditya Birla Health Insurance Company Limited, Niva Bupa Health Insurance Ltd & HDFC ERGO General Insurance Company Limited. Please note, Insurance related services are not Exchange traded products and I-Sec is acting as a corporate agent to solicit these products. All disputes with respect to the distribution activity, would not have access to Exchange investor redressal forum or Arbitration mechanism. The contents herein above shall not be considered as an invitation or persuasion to trade or invest. Investments in securities market are subject to market risks, read all the related documents carefully before investing. Insurance is the subject matter of the solicitation. The advertisement contains only an indication of the cover offered. For more details on risk factors, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale. ICICI Securities Ltd. does not underwrite the risk or act as an insurer.
BEWARE OF SPURIOUS/FRAUD PHONE CALLS!
IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
ARR : Assumed Rate of Return. For the purpose of illustration, the Company has assumed 8% and 4% as rates of investment returns. The returns shown in the illustration are not guaranteed and they are not the upper or lower limits that you may get. As the value of the policy depends on a number of factors including future investment performance.
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