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About Yes Bank Ltd
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Yes Bank Limited is a prominent, publicly listed private sector bank in India. Operating in the Financial Sector, its business model is centred on providing a comprehensive suite of full-service commercial banking solutions. This includes corporate and institutional banking, retail banking, digital services, and microfinance. After facing significant challenges around 2020, the Reserve Bank of India (RBI) intervened to restructure it with the support of anchor investors like State Bank of India (SBI). The bank has successfully navigated this phase, focusing on asset quality improvement and stabilizing its leadership, confirming its resilient presence in the Indian banking landscape today.
Introduction & Incorporation of Yes Bank
Yes Bank Limited was incorporated in 2003 and is headquartered in Mumbai, Maharashtra. It is a public company listed on the NSE and BSE, operating in the banking and financial services industry. Yes Bank functions as a full-service commercial bank, offering retail banking, corporate banking, SME services, wealth management, and digital banking solutions. Its business model focuses on serving individuals, small businesses, and large corporations through deposits, loans, investment services, and innovative digital platforms, with a strong emphasis on financial inclusion and sustainable growth.
Yes Bank Business Segments and Revenue Model
- Core Offerings: Yes Bank provides a full range of banking products, including Corporate & Institutional Banking, Retail Banking, and SME (Small and Mid-Size Enterprise) Banking. It offers services like lending, wealth management, cards, and bancassurance.
- Revenue Model: The primary revenue source is the Net Interest Income (NII), which is the margin earned on loans and advances. This is supplemented by a significant fee-based income from services such as advisory, transaction processing, foreign exchange (FX), and digital banking.
- Operational Footprint & Technology: The bank operates through a nationwide network of branches and leverages modern platforms like YES Mobile and YES Online for a strong digital banking presence. Strategic co-lending partnerships with fintech firms are also utilized to drive income and growth, which influences the Yes Bank share price.
Yes Bank Key Milestones
- 2003: Incorporated in Mumbai by Rana Kapoor and Ashok Kapur.
- 2004: Secured RBI license; first branch opened in August.
- 2005: Listed on NSE and BSE, raising capital to fuel growth.
- 2022: Yes Bank signed MoU with GIFT City.
- 2023: Yes Bank acquired shares in YES Securities.
- 2025: Yes Bank launched GST payment facility.
Yes Bank Awards & Recognitions
- Best Fintech Partner in Asia (2021) for its credit origination system, at the IDC Financial Insights Innovation Awards.
- SKOCH Silver – ESG/Sustainable Finance (2024) for its sustainable banking initiatives.
- Top Sustainability Rating among Indian banks (2024) in the S&P Global Corporate Sustainability Assessment.
- Recognised as one of India’s Best Workplaces in Banking (2025) by the Great Place to Work Institute.
Yes Bank share price as on 20 Jan 2026 is Rs. 22.76. Over the past 6 months, the Yes Bank share price has increased by 12.45% and in the last one year, it has increased by 24.44%. The 52-week low for Yes Bank share price was Rs. 16.02 and 52-week high was Rs. 24.3.
532648
YESBANK
INE528G01035
Aug
Yes Bank Ltd FAQs
You can buy Yes Bank shares through a brokerage firm. ICICI Direct is a registered broker through which you can place orders to buy Yes Bank Share.
Company share prices and volatile and keep changing according to the market conditions. As of Jan 19, 2026 03:59 PM the closing price of Yes Bank was Rs.22.76.
The latest PE ratio of Yes Bank as of Jan 19, 2026 03:59 PM is 22.53
The latest PB ratio of Yes Bank Ltd as of Jan 19, 2026 03:59 PM is 1.42
The 52-week high of Yes Bank share price is Rs. 24.30 while the 52-week low is Rs. 16.02
According to analyst recommendations, Yes Bank Share has a "Buy" rating for the long term.
Market capitalization or market cap is determined by multiplying the current market price of a companys shares with the total number of shares outstanding. As of Jan 19, 2026 03:59 PM, the market cap of Yes Bank stood at Rs. 71,403.36 Cr.
Market Outlook
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