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Introduction

Celebrate your best moments through our wide range of home loan products

Lowest Interest Rates

Lowest Interest Rates
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NRI Home loans for Salaried & Self Employed

NRI Home loans
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Key Features & benefits

Key Features & benefits
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Choice of multiple lenders

multiple lenders
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Dedicated customer service

Dedicated customer service
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Lowest Interest Rates

  • With the choice of multiple lenders, customer would be able to get higher sanction and best rate in the industry.
  • Interest rate as per Cibil Score and sole discretion of lending partner

NRI Home Loans

  • Easy, Hassle free and convenient
  • Flexible Loan Tenure
  • Doorstep Service
  • Attractive Interest Rates

Key Features & Benefits

  • Dedicated Home Loan Expert. Doorstep Service.
  • Choice of multiple lenders
  • Higher Sanction value
  • Higher Approved rate

Choice of Multiple Lenders

  • Dedicated Home Loan Expert.
  • With the choice of 9 lenders, the approval and sanction ratio is high

Dedicated Customer Service

  • Get in touch for your queries and service related complaints

Make your DREAM HOME come true with a dream loan

If you’re looking to buy that house of your choice or wish to build it from the ground up, it’s time to take action now. With a wide range of home loan solutions available to you at attractive interest rates, invest in building a future without restraints. Take advantage of our quick processing, flexible tenures and easy repayment options and select the right loan of your choice.

EMI Comparison calculator

Existing Loan

LOAN AMOUNT

INTEREST RATE

LOAN TERM (Years)

Balance Transfer Loan

LOAN AMOUNT

INTEREST RATE

LOAN TERM (Years)

Emi Savings
Total Interest Savings
Total Payment Savings
Existing Loan
Balance Transfer Loan

Documents Checklist

Home loan documents

Salaried Customers/Businessman/Professionals

  • Application form with photograph
  • Identity and residence proofs
  • Last six months' bank statements
  • Processing fee cheque
Home loan documents

Income Documents

  • Latest Salary Slip
  • Form 16
  • Educational qualification certificates &proof of business
  • Business profile & previous three years’ income tax returns (self and business)
  • Statement of loans availed in previous two years
  • Previous three years' profit/loss and balance sheet
loan balance transfer

HOME LOAN BALANCE TRANSFER

Lower your loan repayments by making the smart choice. Use ICICI Direct to transfer your existing home loan,

top-up loan

TOP-UP LOAN

Customers with an existing home loan, home improvement loan or a home extension loan can apply for a top-up

home improvement loan

HOME IMPROVEMENT LOAN

Loans for enhancing your home in many ways, such as tiling and flooring, internal or external plaster, and painting.

Home Extension loan

HOME EXTENSION LOAN

Loans to extend or add space to your homes, such as constructing additional rooms.

Loan for contruction

LOANS FOR CONSTRUCTION ON LAND

When you own a plot of land, you can build a home that is uniquely yours

Home Loan - Top Up

All customers with an existing Home Loan, Home Improvement Loan or a Home Extension Loan can apply for a Top Up Loan.

You can apply for a Top Up Loan after 12 months of the final disbursement of your existing Home Loan and upon possession/completion of the existing financed property or on the basis of last 12 months track record of the Top Up Loan being refinanced from another institution, subject to possession/completion of the property. The tenure of the loan is also dependent on the customer’s profile, age of customer at maturity of loan, age of property at loan maturity, depending upon the specific repayment scheme as may be opted and any other terms which may be applicable based on prevalent norms.

Features & Benefits

1

Loans for a variety of personal or professional needs (other than for speculative purposes)

2

Loans for a variety of personal or professional needs (other than for speculative purposes)

3

Loans for existing customers as well as new customers availing of our Balance Transfer Facility

4

Loan can be used for many purpose such as Educational Fees, Medical Expenses, Travel, buying dream car, Debt Consolidation etc

LEADING PARTNER

  • icici-home-loan
  • icici-home-finance
  • hdfc-loan
  • bank-of-boroda
  • deutsche-bank
  • tata-capital
  • png-housing
  • L&T-finance
  • bajaj-finserv
  • aditya-birla-capital-fin
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FAQs

We will determine your Home Loan Eligibility largely by your income and repayment capacity. Other important factors include your age, qualification, number of dependents, your spouse's income (if any), assets & liabilities, savings history and the stability & continuity of occupation.

EMI refers to the ‘Equated Monthly Installment’ which is the amount you will pay to us on a specific date of each month till the loan is repaid in full. The EMI comprises of the principal and interest components which are structured in a way that in the initial years of your loan, the interest component is much larger than the principal component, while towards the latter half of the loan, the principal component is much larger.

You can apply for a Home Loan at any time once you have decided to purchase or construct a property, even if you have not selected the property or the construction has not commenced.

Yes, you can avail an additional Top Up loan.

Interest rates applicable on Balance Transfer loans do not differ from the interest rates of home loans.

EMI refers to the ‘Equated Monthly Installment’ which is the amount you will pay to us on a specific date of each month till the loan is repaid in full. The EMI comprises of the principal and interest components which are structured in a way that in the initial years of your loan, the interest component is much larger than the principal component, while towards the latter half of the loan, the principal component is much larger.

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