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ICICI Bank Fixed Deposit – Returns Calculator

How much amount do you want to invest?
₹ 
When would you like to receive the interest?
Find the best interest rates and duration
6.35%
For Tenure of 15M to <18M
6.60%
For Tenure of 2Y 1D to 5Y
HIGHEST
6.50%
For Tenure of 18M to 2Y
Interest Rate

7.25%

  • Maturity Amount
    1,14,500
  • Total Interest
    14,500
  • Duration
    1Y 7M 10D icon
  • Maturity Date

Note: The above calculation does not include TDS deductions

Fixed Deposit Features & Benefits

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Assured returns

Returns on Fixed Deposits do not change with any change in external factors

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Instant FD creation

Now create an FD online anytime, anywhere within 60 seconds

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Instant liquidity

Get instant credit of funds in your account in case of emergency.

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Flexible duration

Plan your investment as per your goal. Flexible tenure that ranges from 7 D to 10 Yrs

Types of Fixed Deposits (FD)

FD Interest rate for General and Senior citizens

Less than ₹ 3 cr
Maturity Period General Senior

7 to 29 Days

3.00% 3.50%

30 to 45 Days

3.00% 3.50%

46 to 60 Days

4.00% 4.50%

61 to 90 Days

4.00% 4.50%

91 to 120 Days

4.50% 5.00%

121 to 184 Days

4.50% 5.00%

185 to 270 Days

5.50% 6.00%

271 Days to < 1 Year

5.75% 6.25%

1 Year to 389 Days

6.25% 6.75%

390 Days to < 15 Months

6.25% 6.75%

15 Months to < 18 Months

6.35% 6.85%

18 Months to 2 Years

6.50% 7.00%

2 Years 1 Day to 5 Years

6.60%

7.10%

5 Years 1 Day to 10 Years

6.60% 7.10%

5Y (Tax Saver FD)

6.60% 7.10%
FD Interest Rates Note:
  1. FD interest rates are subject to change without prior notice.
  2. The revised interest rates will apply to new as well as renewed FDs..
  3. FD interest payouts will be subject to Tax Deducted at Source (TDS) as per Income Tax Laws.
  4. If you change your account from Non-Resident to Resident, the Resident Deposit interest rates will be applicable.
  5. Senior Citizens Fixed Deposit (FD) interest rates only apply for Domestic Term Deposits.
  6. The rules below apply as per the Reserve Bank of India (RBI) guidelines in addition to the regular FD rules T&C. In case of a conflict, these terms shall prevail.
FD with Premature Withdrawal Facility for Domestic:

Interest will be paid for the time the deposit was with the bank.
No interest if you withdraw the entire deposit amount within 7 days from the date of deposit for Domestic.

Original Tenure of Deposit Penal Rates*
Less than 1 year 0.50%
1 year and above but less than 5 years 1.00%
5 years and above 1.00%
Terms & Conditions (T&Cs)

Mentioned below are some important Terms and Conditions to create a Fixed Deposit.

  1. An FD Account can be created within 1 working day.
  2. An FD can be opened for a minimum amount of ₹ 10,000 and thereafter in multiples of ₹ 1.

Create a Fixed Deposit (FD) in just 3 steps!

Step 1:Login to ICICIdirect.com

Step 2:Visit FD/Bonds section and Choose ICICI Bank FD

Step 3:Fill investment details and complete payment

Invest now

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Frequently Asked Questions

What is a Fixed Deposit?

A Fixed Deposit (FD) is an investment product offered by Banks and NBFCs to their customers. An FD promises you assured returns that are calculated basis the interest offered at the time of opening an FD Account. Interest rates may differ depending upon the tenure and the amount you are opting for.

ICICI Bank offers two types of FDs:

  • Traditional Fixed Deposit: Interest amount is credited at regular intervals, i.e., Quarterly or Monthly. Customer can opt for Monthly/Quarterly payout at the time of creating the Fixed Deposit
  • Cumulative Fixed Deposit: Customer will receive a lump sum amount after maturity. The interest accrued is added back to the principal amount at quarterly intervals.

Individuals and entities mentioned below are eligible to apply for a regular Fixed Deposit online

  • Residents
  • Hindu Undivided Families
  • Sole Proprietorship Firms
  • Partnership Firms
  • Limited Companies
  • Trust Accounts
  • Non-Resident Indians
  • Minors with Guardianship.

Also, the Savings Account should be KYC verified.

ICICI Bank offers attractive interest rates on Fixed Deposits. Click here to view the current rates.

On ICICIdirect you can open an ICICI Bank Fixed Deposit by following the following steps:

Visit www.icicidirect.com > Login > Visit FD/Bonds Section > Choose Fixed Deposits > Choose ICICI Bank FD & fill investment details > Verify your order > Congratulations! Your order has been succesfully placed

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