ICICI Lombard's Elevate Health Insurance is designed to support you at every stage of your healthcare journey, especially with the rising cost of medical treatments. It offers flexible sum insured options and a variety of add-on covers to suit your needs.
Get one-time Infinite Claim Amount for your selected claim with Infinite Care add-ona. Sounds unreal, but it's true!
Get Loyalty Bonus of 100% every year irrespective of claim for indefinite period with Power Boosterb (Super Loyalty Bonus add-on ).
Get refill of your coverage unlimited times, Multiple claims will not bother you now with Reset Benefitc
Professional advice, just a call away. Anytime, anywhere
The Inflation Protector Cover is designed to protect the Annual Sum Insured against rising inflation by linking the Annual Sum Insured under the Basic Cover to the Consumer Price index (CPI).
Get a 10% discount on every renewal premium, including the first year. If treatment is done outside PPN, a 20% co-payment will be applicable on each claim.
Rest easy with no limits on any single claim during your policy, ensuring full coverage when you need it most.
Credit Score e Based
Early Renewal
Long Tenure
Wellness
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Befit h
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Maternity Expenses
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New Born Baby Cover
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Infinite Care a
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Power Booster b
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Health Check-up
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Room Rent Modifier k
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Claim Protector g
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PED and Specific illness covered after 12 months
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Inflation Protector i
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Domestic Air Ambulance Cover f
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(Super Loyalty Bonus) - Get a 100% loyalty bonus every year, regardless of claims (Note: This option is not available with the unlimited sum insured).
Covers air ambulance costs up to your annual sum insured, for emergency transfers to the nearest hospital.
Covers non-payable items like gloves, syringes, and masks up to the sum insured (Available for domestic coverage only).
Unlimited access to qualified healthcare professionals for routine consultations via phone, video, or app.
Get a predefined health check-up package worth up to 0.5% of your annual sum insured (max Rs. 5000), on a cashless basis.
Upgrade or downgrade your room category as per your preference (Available for sum insured options Rs. 5L and Rs. 7.5L).
Enjoy cashless benefits like OPDm, pharmacy, physiotherapy, and diagnostics via our mobile app (Available for first-time buyers under 65).
Covers normal and C-section deliveries up to 10% of the annual sum insured (max Rs. 1 lakh) after a 2-year waiting period.
Covers hospitalization expenses for your newborn up to 90 days, with double the maternity coverage amount.
Covers medical expenses for single claim during the lifetime of the policy without any limits on the Annual Sum Insured.
In-Patient Treatment
Donor Expenses
Ambulance Service
Domestic Road Ambulance
Pre & Post Hospitalisation
Bariatric Surgery
Discounts on Services/Products p
Day Care Procedures/Treatment
Reset Benefit c
Domiciliary Hospitalisation
Wellness Program
In-Patient AYUSH Hospitalisation
Loyalty Bonus
Modern Treatments
Health Assistance j
Surrogacy & OOCYTE
Share your basic details, including the number of family members, their ages, and your contact information.
Choose a policy with the sum insured that best suits your needs.
Complete the payment for your family's insurance and get started.
Health insurance is a financial safety net that covers medical expenses. It’s a contract/agreement between individual and the insurance company—where you pay a premium, and in return, the insurer protects you against healthcare costs.
It typically covers expenses like medicines, surgeries, doctor visits, room rent, ambulance charges, and more.
This policy covers one person’s medical expenses, including hospital stays, treatments, and other healthcare needs. It ensures financial support during emergencies or long-term illnesses. Each family member needs a separate policy under this plan.
A family floater covers multiple family members under a single policy with a shared sum insured. One premium covers the policyholder, spouse, children, and sometimes parents. Any member can use the insured amount as needed.
Group health insurance is offered to a group—usually employees of a company. It’s more affordable than individual plans and covers hospitalisation, surgeries, medicines, maternity, pre-existing conditions, and outpatient care. These plans often have no exclusions, and employers typically pay the premium as part of employee benefits.
Younger individuals pay lower premiums as they are less likely to face serious health issues.
Starting early locks in lower premium rates. Premiums may increase later due to age changes, tax revisions, or product updates.
Modern lifestyles have increased conditions like obesity, diabetes, and hypertension. Early insurance can help manage future costs.
Features like maternity benefits and ambulance charges are available at lower costs when insured at a younger age.
Buying early ensures you complete waiting periods sooner, enabling future claims for treatments.
Early purchase helps overcome waiting periods before needing major treatments.
Coverage needs differ for each person. Choose a sum insured that is enough to manage your medical expenses comfortably.
Ensure the plan covers essential treatments, including pre-existing conditions if needed.
Select a plan that fits your budget without compromising essential coverage.
Check the list of hospitals covered, including options for out-of-network hospitals.
Choose an affordable deductible to avoid high out-of-pocket costs later.
Understand the co-payment terms to ensure it is manageable during a medical
Call 1800 2666 for claim assistance.
Email us at customer support@icicilombard.com to register a claim.
Chat with Ask RIA on our website by typing "Register a Claim."
Use the IL Take Care app and click on "File a Claim."
SMS "CLAIM" to 575758.
Send a "Hi" on WhatsApp to +91 7738282666.
Visit icicilombard.com to submit and track your claim.
Elevate policy by ICICI Lombard is a comprehensive health insurance policy that covers hospitalization, OPD visits, diagnostic tests, wellness programs, and more. It is designed to offer all-round protection for individuals and families.
Yes. Full body check-ups are available under the annual health check-up benefit. This is an add-on cover and can be availed by paying an additional premium.
Yes, OPD expenses are covered only if the BeFit benefit has been purchased.
Most Elevate plans offer coverage for private single AC rooms. Room eligibility depends on the variant chosen and ensures comfort during hospitalization.
The minimum age limit for taking this policy is 18 years, and there is no maximum age limit. Dependent children can be covered from 91 days and 30 years, financially dependent on the Insured and does not have his / her independent sources of income
The information mentioned herein above is only for consumption by the client and such material should not be redistributed.
ICICI Securities Ltd. ( I-Sec). Registered office - ICICI Venture House, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400 025, India, Tel No : 022 - 6807 7100. I-Sec acts as a Composite Corporate agent having registration number –CA0113. Corporate Agent of ICICI Prudential Life Insurance Company Ltd, HDFC Life Insurance Company Limited, ICICI Lombard General Insurance Company Ltd, Care Health Insurance Ltd, Star Health and Allied Insurance Ltd, HDFC ERGO General Insurance Company Limited, ManipalCigna Health Insurance Company Ltd, Aditya Birla Health Insurance Co. Limited, Tata AIG General Insurance Company Limited & Go Digit General Insurance Limited. Please note, Insurance related services are not Exchange traded products and I-Sec is acting as a corporate agent to solicit these products. All disputes with respect to the distribution activity, would not have access to Exchange investor redressal forum or Arbitration mechanism. The contents herein above shall not be considered as an invitation or persuasion to trade or invest. I-Sec and affiliates accept no liabilities for any loss or damage of any kind arising out of any actions taken in reliance thereon. Investments in securities market are subject to market risks, read all the related documents carefully before investing. Insurance is the subject matter of the solicitation. The advertisement contains only an indication of the cover offered. For more details on risk factors, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale. ICICI Securities Ltd. does not underwrite the risk or act as an insurer.
ICICI Securities Ltd Having registered address at ICICI Venture House, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400025, India. ICICI Securities Ltd (I-Sec) is a Corporate Agent (CA0113) of ICICI Lombard General Insurance Company Limited (“ICICI Lombard”). Insurance is underwritten by ICICI Lombard. ICICI Securities Ltd customer participation in the policy is entirely voluntary. The advertisement contains only an indication of cover offered. For more details on risk factors, terms, conditions and exclusions, please read the sales brochure / policy wordings carefully before concluding a sale. ICICI trade logo displayed above belongs to ICICI Bank and is used by ICICI Lombard GIC Ltd. under license and Lombard logo belongs to ICICI Lombard GIC Ltd. ICICI Lombard General Insurance Company Limited, ICICI Lombard House, 414, P. Balu Marg, Off Veer Savarkar Road, Near Siddhi Vinayak Temple, Prabhadevi, Mumbai 400025. Toll Free: 1800 2666 Fax No: 022 61961323 IRDA Reg. No. 115 CIN: L67200MH2000PLC129408 Customer Support Email Id: customersupport@icicilombard.com Website Address: www.icicilombard.com. Product Name: Elevate UIN: ICIHLIP25048V042425
Disclosure: Insurance Products are regulated by Insurance Regulatory and Development Authority of India. ICICI Securities Limited (I-Sec) is a IRDA registered Corporate Agent with Reg. no.: CA0113.
I-Sec is just acting as distributor and all disputes with respect to such distribution activity, would not have access to SCORES/ODR, Exchange investor redressal forum or Arbitration mechanism.
