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These terms and conditions ("WhatsApp Terms and Conditions" as amended from time to time) are applicable to the Customers (defined hereinafter) that avail the Services (defined hereinafter) provided thereon by ICICI Securities Limited ("ICICI Securities") on the WhatsApp platform.

The WhatsApp Terms and Conditions shall be in addition to any other terms and conditions as stipulated by the ICICI Securities from time to time on its website (www.icicidirect.com) whether pertaining to the account or in relation to other products, services or facilities provided by ICICI Securities.

Any services that may be offered to the customer through the WhatsApp platform ("WhatsApp") is at the discretion of the ICICI Securities and/or basis the eligibility criteria of a customer and such services are subject to certain terms and conditions. In case of conflict between any of these WhatsApp Terms and Conditions and the terms and conditions for other services provided on the WhatsApp channel, specific terms and conditions of such services shall prevail.

Further, in case of inconsistency between the WhatsApp Terms and Conditions and any specific terms and conditions pertaining to account or any specific service/product/offer, the specific terms and conditions of that particular service/product/offer shall prevail.

1. DEFINITIONS

"Trading Account" refers to the trading account maintained by the Customer with ICICI Securities.

"Trading Account Related Services" shall mean the Services which pertain to information in relation to the Trading Account maintained with ICICI Securities by customer including but not limited to portfolio valuation, stock quote, order details, trade details etc which are enabled by ICICI Securities, from time to time, at its sole discretion.

"Registered ICICI Securities Number" is the authorized number of ICICI Securities, registered with WhatsApp for the purposes of providing Services herein.

"Customer" shall mean any person holding Trading Account or any prospective customer with ICICI Securities and interacting with ICICI Securities on WhatsApp using the Registered ICICI Securities Number / using the Services provided by ICICI Securities through WhatsApp. "Customer Information" refers to the personal data or information or such other data or information including any sensitive personal data in relation to the Customer such as information in relation to the trading account of the Customer, shared by the Customer or provided to the Customer by ICICI Securities or collected or obtained from the Customer or from WhatsApp or from any such source in the course of the Customer availing the Services hereunder.

"One Way Communication" shall mean the service provided by ICICI Securities to the Customer on WhatsApp where ICICI Securities sends its Customer one-way messages through its Registered ICICI Securities Number in the nature of information, alerts, updates, transaction alerts in relation to the Customer's Trading Account and such other communications as ICICI Securities may enable from time to time, at its discretion.

"Privacy Policy/Privacy Commitment" shall have the meaning as ascribed on the Website; "Service(s)" shall mean the One Way Communication and Two Way Communication services provided by ICICI Securities by itself or through any of its service providers, to a Customer on WhatsApp.

"Two Way Communication" shall mean the service provided by ICICI Securities to the Customers on WhatsApp where the Customer can communicate with ICICI Securities by sending it messages in the form of making requests, seeking information, asking queries etc. on the Registered ICICI Securities Number and where ICICI Securities responds to such messages. However, this service and ICICI Securities responses shall be limited only to such queries, information, requests etc. as may be determined by ICICI Securities from time to time, at its sole discretion.

"WhatsApp" is the application provided by WhatsApp Inc. 1601 Willow Road, Menlo Park, California 94025.

2. INTERPRETATION

All references to singular include plural and vice versa and the word "includes" should be construed as "without limitation".
Words importing any gender include the other gender. 'We/us' refers to ICICI Securities and 'You/yours' refer to the customer using the WhatsApp facility.
Reference to any statute, ordinance or other law includes all regulations and other instruments and all consolidations,amendments, re-enactments or replacements for the time being in force.
All headings, bold typing and italics (if any) have been inserted for convenience of reference only and do not define limit or affect the meaning or interpretation of these Terms and Conditions.
Reference to any law or legislation, regulation, rule shall mean, applicable, constitution, statute, law, rule, regulation, ordinance, judgment, order, decree, authorisation, or any published directive, guideline, notice, requirement or governmental restriction, having the force of law in any jurisdiction and include laws as amended from time to time.

3. PURPOSE

This WhatsApp platform serves as a supplementary medium through which we can communicate with you and provide Services and further enable certain services as ICICI Securities may decide in its sole discretion.

4. ELIGIBILITY FOR USING THE SERVICES

The Customer hereby agrees and undertakes that he/she shall use the Services only if he/she fulfills the eligibility as given below:

The Customer is an individual and is a major;
The Customer is a Guardian of a minor;
The Customer is of sound mind, solvent and competent to contract;
The Customer is a resident of India and is present in the territory of India at the time of utilization of the Services;
The Customer is a non-resident India (NRI) or is residing outside India.
The Customer is Principal Authorised Signatory of the Non Individual Account.

5. APPLICABILITY OF WHATSAPP TERMS AND CONDITIONS

These WhatsApp Terms and Conditions form a contract between the Customer and ICICI Securities. The Customer shall apply to ICICI Securities in the prescribed manner for availing of the Services. By applying and opting in for the Services, the Customer acknowledges that he has read, understood and accepted these WhatsApp Terms and Conditions and other specific terms and conditions as pertaining to the Account and any other products/offers/facilities and services availed by the Customer whether or not through WhatsApp.

No act, delay or omission by ICICI Securities shall affect its rights, powers and remedies under these Terms and Conditions and other terms on ICICI Securities website (www.icicidirect.com), hereinafter referred to as "Website".

The Customer hereby accepts and agrees that all Services and communications (both One Way Communication and Two Way Communication) taking place on WhatsApp, initiated either by ICICI Securities or the Customer, will be governed by and subject to these WhatsApp Terms and Conditions. Further, the Customer hereby agrees that the Customer grants express authority to ICICI Securities for carrying out the Services requested by the Customer on WhatsApp on its Registered ICICI Securities Number. Provided however that ICICI Securities shall not be required to authenticate the Customer, if any request for the Services comes on WhatsApp to ICICI Securities Registered Number, and in case of a Customer, if the number reflected in the requestor's mobile is a Customer's Registered Number, ICICI Securities shall be entitled to presume that it is the Customer itself which is interacting through WhatsApp and in case of any other Customer ICICI Securities shall be entitled to presume that the number reflected in the WhatsApp profile is the Customer's number and it is the Customer itself and not any other person who is interacting with ICICI Securities Registered Number. ICICI Securities's own record or log of transactions maintained through computer systems or otherwise shall be accepted as conclusive and binding for all purposes.

6. SERVICES

The Customer agrees and accepts that ICICI Securities reserves the right to provide only such Services as ICICI Securities may at its discretion permit from time to time. ICICI Securities may also inform/update the availability/non-availability of any particular Service, at its sole discretion. The Customer hereby agrees that ICICI Securities may at any time, without notice to the Customer, modify, discontinue or make additions/deletions to the Services offered to the Customer. The Customer agrees that he shall not hold ICICI Securities responsible for not responding to the queries of/ information sought by the Customer or not providing a response to the satisfaction of the Customer or not processing any request of the Customer, in case such a message sent by the Customer in case ICICI Securities does not receive an instruction to this effect in its systems or the message sent by the Customer is not in the format as required by ICICI Securities or does not fall under the Services being offered by ICICI Securities at the time or ICICI Securities does not receive such a message for technical reasons or otherwise or for any reason whatsoever. ICICI Securities will have no liability in case of any fraud or impersonation incidents through the WhatsApp platform. Further, in case ICICI Securities permits any Service in the nature of a transaction, the Customer agrees that such a Service shall be subject to statutory/ regulatory limits and/or any limits that may be imposed by ICICI Securities, from time to time, at its sole discretion.

7. REGISTRATION AND VERIFICATION

For availing the One Way Communication and Two Way Communication service, the Customer agrees and confirms to have accepted (a) the WhatsApp Terms and Conditions applicable to the Customer for availing the Services mentioned herein; (b) the Privacy Policy of ICICI Securities applicable to the Customer for availing the Services mentioned herein; (c) any other Account/product/service/offer related specific terms and conditions as applicable and (d) all terms and conditions prescribed by WhatsApp for using its platform.

Provided that, ICICI Securities may modify the process for authentication, registration and/or verification of the Customer, for One Way Communication and/or Two-Way Communication, at any time, at its sole discretion.

8. UNSUBSCRIBE

You may choose/request for de-registration/un-subscription of the Services at any point of time by following the process as may be prescribed by ICICI Securities from time to time. Currently ICICI Securities provides the following channels for un-subscription:

Our Website: Visit the WhatsApp un-subscription section on our Website. Enter your mobile number. Enter the OTP received on your registered mobile number and submit.
Missed Call/ SMS to a specific number as updated on the Website.
Send 'STOP' keyword on the WhatsApp platform.

However, the Customer agrees that for this to come into effect, it may take such time as may be required by ICICI Securities. The Customer agrees that he will remain responsible for any requests made/ messages sent to ICICI Securities using the Services prior to the time such cancellation of the Services is effected by ICICI Securities. ICICI Securities will be at liberty to discontinue/ suspend/ terminate the Customer's use of the Services at any time without assigning any reason whatsoever. ICICI Securities may also discontinue or suspend or terminate Services/ facilities without prior notice if these Terms and Conditions are breached.

Once we have received the notification that you have unsubscribed, we will no longer process your information for the purpose(s) you originally agreed to and sent any further notification/message through WhatsApp, unless legally permissible otherwise.

9. IMPORTANT

The Customer shall apply to ICICI Securities for use of the Services (and/or for any changes to the options available under the Services) in such manner and through such modes as may be specified and made available by ICICI Securities from time to time including but not limited to application through forms as prescribed by ICICI Securities, 24-Hour customer care number, SMS if and when made available as permitted modes by ICICI Securities for use of the Services through the WhatsApp platform.
ICICI Securities in its sole discretion shall decide the devices, software platforms, versions, networks, methods, and data services that will be supported by the WhatsApp platform for providing these Services. Any attempts to modify unsupported versions for use in the WhatsApp platform will be treated an unauthorized use and violation ("Unauthorized Use") of these WhatsApp Terms and Conditions. The Services through the WhatsApp platform shall be suspended with immediate effect if there is Unauthorized Use by the Customer.
The Customer agrees that the Customer shall be responsible for upgrading any software, hardware and the operating system at his/her own cost from time to time so as to be compatible to continue to avail the Services offered by ICICI Securities. ICICI Securities shall be at liberty to change, vary or upgrade its software, hardware, operating systems, etc. from time to time and shall be under no obligation to support the software, hardware, operating systems used by the Customer and that the same shall be the Customer's sole responsibility. Some Services may not work on an outdated platform and hence it is Customer's sole responsibility to ensure timely upgradation of the WhatsApp platform.
By subscribing to Services on WhatsApp platform, the Customer agrees to get notifications via WhatsApp including account information, transaction details, and other services/communications. Customer also agrees to receive notifications including offers, new product features, any other important notification sent by ICICI Securities from time to time etc. on the Registered Customer Number via WhatsApp.
The Customer agrees that any Trading Account related Services at the discretion of ICICI Securities shall be provided to the Customers through WhatsApp platform only to a WhatsApp account associated with the Registered Customer Number.
The Customer is aware that it may not be possible for ICICI Securities to give detailed information on the Service/functionalities. ICICI Securities shall not be responsible or liable to you or any third party for the consequences arising out of or in connection with using of this Service or with respect to the limited information provided by ICICI Securities on WhatsApp. In case the Customer requires further information, Customer can reach out to ICICI Securities either in the nearest branch, on ICICI Securitiess Customer Care number or through any other channels provided by ICICI Securities.
The responses sent by ICICI Securities on WhatsApp platform (either for One Way Communication and/or Two Way Communication) are based on a program running at back-end. This program has been developed and regularly enhanced to handle the queries in best possible manner. However, for any answers that the Customer may not find satisfactory or for any inaccuracies arising therefrom, ICICI Securities shall not be held responsible. The Customer may call Customer Care number or email at headservicequality@icicidirect.com or nri@icicidirect.com or visit www.icicidirect.com in case of any clarifications.
The Customer agrees that ICICI Securities and / or its affiliates may hold and process the Customers personal information concerning the account/s on computer or otherwise in connection with the WhatsApp facility. You agree and consent that we may collect, store, use and/or disclose your personal data for the Services as detailed on our Website. The Customer also agrees ICICI Securities may disclose, in strict confidence, to other institutions, its service providers, such information as may be reasonably necessary for reasons inclusive of but not limited to the participation in any telecommunication or electronic clearing network, in compliance with legal directive and for fraud prevention. The Customer using the WhatsApp facility authorizes ICICI Securities to collect and use technical information about the equipment and related software, hardware and peripherals and any data and information stored in the equipment, whether internet-based or wireless, to improve ICICI Securities products and to provide services to the Customer.
All records of ICICI Securities generated by the transactions arising out of use of the Services through the WhatsApp platform, including the time of the transaction recorded shall be conclusive proof of the genuineness and accuracy of the transactions.
Where ICICI Securities considers the instructions to be inconsistent or contradictory with any past instructions or any simultaneous instructions provided by Customer to ICICI Securities through other channels provided by ICICI Securities it may seek clarification from the Customer before acting on any instruction of the Customer or act upon any such instruction as it may deem fit. ICICI Securities shall have the right to suspend the Services if ICICI Securities has reason to believe that the Customer's instructions may lead to direct or indirect loss or may require an indemnity from the customer.
The Customer accepts that all information /instructions will be transmitted to and /or stored at various locations and be accessed by personnel of ICICI Securities (and its affiliates) or its service providers.
On the Customer opting in for the Services through the WhatsApp platform, ICICI Securities has the discretion to stop sending these alerts on SMS or any other channel.
The Customer is responsible for keeping security safeguard of his WhatsApp account linked to the mobile number.
The Customer understands that using WhatsApp application may carry extra risks and may not be secured. Further any message and information exchanged is subject to the risk of being read, interrupted, intercepted, or defrauded by third party or otherwise subject to manipulation by third party or may involve delay in transmission. ICICI Securities shall not be responsible or liable to the customer or any third party for the consequences arising out of or in connection with using of this Service.
The Customer understands that mobile phones are vulnerable to the threats such as but not limited to -
- Access by intruders to the data /information
- Identity theft
- Privacy violations
- Planting of stealth software and viruses
- Disablement or distortion of operations
- Interception of the transmission of encrypted data/message etc.
- The Customer shall immediately notify ICICI Securities in writing if Customer discovers/ suspects unauthorized access.

ICICI Securities shall not be responsible or liable to the Customer or any third party for the consequences arising out of or in connection with using of this Service. The Customer should immediately opt-out of the Services as per the unsubscribe process as detailed in section 8 above.

The Customer is aware that using mobile applications involves many uncertain factors and complex software, hardware, systems, etc. which are susceptible to interruptions and dislocations. ICICI Securities does not make any representation or warranty that the WhatsApp facility/service will be available at all times without any interruption and further that ICICI Securities shall not be responsible for any variation, reduction or imposition of the terms or the customers inability to use the mobile application.
The Customer is aware that authenticated technologies and strict security measures are required for using mobile applications. Customer undertakes to ensure that the password is not revealed to any third party including ICICI Securities officials or any unauthorized person. Customer shall be solely responsible for all the communication exchanged between customer and ICICI Securities while logging into this service.
Under no circumstances shall ICICI Securities, or its officials, employees, be liable for any direct, indirect, punitive, incidental, special, or consequential damages that result from the use of, or inability to use, this service or for receipt of any answer provided by ICICI Securities program running at the back-end.
The Customer agrees that the Customer shall not have any claim against ICICI Securities on account of any suspension, interruption, non-availability or malfunctioning of the WhatsApp service due to any link/mobile/system failure at ICICI Securities end for any reason thereof.
The Customer shall not reproduce, copy, or redistribute for commercial purposes any materials or design elements of this WhatsApp service.
The Customer shall ensure appropriate data network connection. Receipt of messages by Customer shall be subject to the data network connection and ICICI Securities shall not be held responsible for any delay or non-receipt of the responses at WhatsApp channel.
The Customer shall not submit or transmit any content through this WhatsApp channel that is:
- Obscene, Vulgar, or Pornographic, immoral, illegal, illicit, unethical etc.
- Encourages the commission of a crime or violation of any law.
- Violates any law in India and/or the jurisdiction in which customer resides.
- Infringes the intellectual or copyrights of ICICI Securities or a third party.
- Constitute confidential information and/or personal or sensitive information/data belonging to the Customer or any third person.
ICICI Securities reserves the right to remove or otherwise delete any content or submissions made by the Customer that violates the rules or which are inappropriate, as per ICICI Securities's sole discretion, without any liability or giving warning to the Customer.
All instructions for availing the services under the WhatsApp facility shall be provided through the Registered Customer Number in the manner indicated by ICICI Securities. The Customer is also responsible for the accuracy and authenticity of the instructions provided to ICICI Securities and the same shall be considered to be sufficient for availing of the services under the WhatsApp facility. The alerts would be sent on the mobile phone number, last registered with ICICI Securities.
The Customer agrees that if he/she notices any error in any information supplied to the Customer by the use of any of the Services, the Customer shall inform ICICI Securities of the same, as soon as possible. ICICI Securities will endeavor to correct the error promptly. The Customer agrees that all outputs of statements that may appear on WhatsApp, upon making a request to that effect, are information extracted from a computerized back up system maintained by ICICI Securities and may not be continuously be updated in real time. ICICI Securities shall provide the information as may be last updated on the systems of ICICI Securities. While ICICI Securities will take all reasonable steps to ensure the accuracy of the statement, ICICI Securities is not liable for any error and shall not hold ICICI Securities responsible for any loss incurred or action taken by the Customer by relying on such information.
The Customer agrees that the responses received by the Customer from ICICI Securities are based on program running at backend. This program has been developed and regularly enhanced to handle the queries in best possible manner. However, for any inappropriate/inaccurate answers or any answers that the Customers may not find satisfactory, ICICI Securities shall not be held responsible.
It is recommended for Customers who have subscribed to this WhatsApp service to delete WhatsApp application when changing their device so as to ensure there is no misuse of the same.
That all the Services provided to the Customer are subject to applicable law and the rules, regulations, notifications, circulars and guidelines introduced or amended from time to time by Securities & Exchange Board of India and/or any regulatory/ statutory/ governmental authority.
ICICI Securities has the right to retract the Customer's right to utilize the Service anytime it deems fit without any notice to the Customer.
The Customer hereby acknowledges that he is availing the Service(s) at his own risk and the Customer shall not hold ICICI Securities responsible or liable for any of the risks including but not limited to the following:
- Password misuse- The Customer acknowledges that if any third person obtains access to the Customer's device or SIM card or the Customer's WhatsApp, such third party may be in a position to access Customer information including Trading Account related information of the Customer, which may be confidential in nature.
- Mistake/Error- the Customer acknowledges that the Customer may be sent responses or shown information which may not be applicable to him/her or may not be sent a satisfactory response, and the Customer agrees that in such a scenario ICICI Securities shall not be liable for any loss to the Customer in this regard. The Customer shall therefore take all care to ensure that there are no mistakes and errors and that the message sent/ request made/ query asked by the Customer to ICICI Securities in this regard is error free, accurate, proper and complete at all points of time. The Customer agrees that ICICI Securities is providing the Services at the Customer's sole risk. The Customer agrees that ICICI Securities shall not be liable for any loss, damages or consequences whatsoever arising due to any erroneous or incomplete information or any delay in executing the instructions for reasons beyond the control of ICICI Securities. The Customer shall be liable and responsible to ICICI Securities and accede to accept ICICI Securities's instructions without questions for any unfair or unjust gain obtained by him in the course of availing of the Services.
- It may also be possible that the site of ICICI Securities may require maintenance or is otherwise down or there is a technical failure and during such time it may not be possible to process the request of the Customers. This could result in delays in the processing of instructions or failure in the processing of instructions and other such failures and inability. The Customer understands that ICICI Securities disclaims all and any liability, whether direct or indirect, whether arising out of loss of profit or otherwise arising out of any failure or inability by ICICI Securities to honour any Customer instruction for whatsoever reason. The Customer unequivocally and unconditionally understands and accepts that ICICI Securities shall not be responsible for any of the aforesaid risks. The Customer also accepts that ICICI Securities shall disclaim all liability in respect of the said risks.
The Customer agrees that the Registered ICICI Securities Number on the WhatsApp platform cannot be used for grievance redressal or reporting fraud as of now, ICICI Securities will have no liability on reporting of such incidents received through WhatsApp. The Customer may call Customer Care number or email at headservicequality@icicisecurities.com or visit www.icicidirect.com in case of any clarifications.
These WhatsApp Terms and Conditions may be withdrawn, superseded or modified at any time whatsoever, by ICICI Securities without any prior notice.

10. THIRD PARTY

WhatsApp is owned by a third-party unaffiliated with ICICI Securities. The Customer shall independently be guided by the privacy policies of WhatsApp and the third parties or group companies of WhatsApp and ICICI Securities has no control over them. ICICI Securities is not responsible for the privacy or security policies at these sites or other third-party sites that may be linked to within ICICI Securities's social media channels. The Customer should always review the privacy and security practices and policies of each third-party site you visit. ICICI Securities does not endorse and is not responsible for any ads, content, products, advice, opinions, recommendations or other material of third-party sites that may be promoted via advertising within any social media channels.

The Customer further understands and agree that WhatsApp or any other service provider through which we are providing the WhatsApp facility can review and monitor, store the contents shared/communicated through the WhatsApp or other service provider(s) and may share the same with third parties.

Hence, we strongly recommend that you:

Never share privacy-sensitive details via WhatsApp messages/ through the WhatsApp facility.
That we will not send messages of our own accord this way and will only respond to the messages sent to us except for any important communication and awareness messages.
Not to contact us through the WhatsApp channel for complaints, grievances or similar important matters.

11. DISCLAIMER OF LIABILITY

ICICI Securities shall not be responsible for any failure on the part of the Customer to utilize the WhatsApp facility due to the Customer not being within the geographical range within which the WhatsApp facility is offered and which forms part of the roaming network of such cellular service provider, providing services to the Customer availing such roaming facility from the respective cellular service provider. If the customer has reason to believe that the mobile phone number is / has been allotted to another person and / or there has been an unauthorized transaction in the account and / or his mobile phone handset is lost, he shall immediately inform ICICI Securities of the same.

The Customer agrees that ICICI Securities shall not be liable if:

the Customer has breached any of the terms and conditions, contained herein or
the Customer has contributed to or the loss is a result of failure on part of the Customer to advise ICICI Securities within a reasonable time about unauthorized access of or erroneous transactions by use of the Services; or
as a result of failure on part of the Customer to advise ICICI Securities of a change in or termination of the Customer's mobile phone numbers/SIM ("Subscriber Identity Module") cards.
there has been an unauthorized transaction/instruction provided through the WhatsApp channel as a result of any person having control or custody of telecommunications instrument (such as the mobile handset) so that such instrument may be used to give telecommunications instruction without authorization or any other issue/default/error/technological problem in the telecommunication instrument (such as the mobile handset) or duplication of mobile number / SIM of the Customer such as but not limited to SIM card cloning, virus in handset etc.

ICICI Securities shall endeavor to provide the WhatsApp facility on a best effort basis and the Customer shall not hold ICICI Securities liable for non-availability of the WhatsApp facility or non-performance by service providers, if any, engaged by ICICI Securities or any loss or damage caused to the Customer as a result of use of the WhatsApp facility for causes which are not attributable to ICICI Securities. ICICI Securities shall not be liable in any manner to the Customer in connection with the use of the WhatsApp facility.

ICICI Securities shall endeavor to carry out the instructions received from the Customer through the WhatsApp channel promptly, provided that ICICI Securities, shall not be responsible for the delay in carrying out such instructions due to any reason whatsoever, including, but not limited to, failure of operational system or any requirement of law or ICICI Securities's internal policies.

The Customer accepts that each WhatsApp communication may contain certain account information relating to the Customer. The Customer authorizes ICICI Securities to send account related information, though not specifically requested, if ICICI Securities deems that the same is relevant.

ICICI Securities shall not be held responsible for the confidentiality, secrecy and security of the personal or account information being sent through the WhatsApp facility. The Customer agrees that the access to the WhatsApp facility shall be only through the Registered Customer Number and any transaction which originates from the same, whether initiated by the Customer or not, shall be deemed to have originated from the Customer.

Under no circumstance, ICICI Securities shall be held liable if the WhatsApp facility is not available for reasons including but not limited to natural calamities, epidemic/pandemic, legal restraints, faults in the telecommunication network or network failure, or any other reason beyond the control of ICICI Securities. ICICI Securities shall not be liable under any circumstances for any damages whatsoever whether such damages are direct, indirect, incidental consequential and irrespective of whether any claim is based on loss of revenue, interruption of business or any loss of any character or nature whatsoever and whether sustained by the Customer or by any other person. Illegal or improper use of the WhatsApp facility shall render the customer liable for payment of financial charges as decided by ICICI Securities or will result in suspension of the WhatsApp facility for the Customer.

ICICI Securities is in no way liable for any error or omission in the services provided by any cellular or any third party service provider (whether appointed by ICICI Securities in that behalf or otherwise) to the Customer, which may affect the WhatsApp facility.

ICICI Securities, does not warrant the confidentiality or security of the messages whether personal or otherwise transmitted through the WhatsApp facility. ICICI Securities makes no warranty or representation of any kind in relation to the system and the network or their function or performance or for any loss or damage whenever and howsoever suffered or incurred by the Customer or by any person resulting from or in connection with the WhatsApp facility.

Without limitation to the other provisions of these WhatsApp Terms and Conditions, ICICI Securities, its employees, agent or contractors, shall not be liable for and in respect of any loss or damage whether direct, indirect or consequential, including but not limited to loss of revenue, profit, business, contracts, anticipated savings or goodwill, loss of use or value of any equipment including software, whether foreseeable or not, suffered by the Customer or any person howsoever arising from or relating to any delay, interruption, suspension, resolution or error of ICICI Securities in receiving and processing the request and in formulating and returning responses or any failure, delay, interruption, suspension, restriction, or error in transmission of any information or message to and from the telecommunication equipment of the Customer and the network of any cellular service provider and ICICI Securities's system or any breakdown, interruption, suspension or failure of the telecommunication equipment of the Customer, ICICI Securities's system or the network of any cellular service provider and/or any third party who provides such services as is necessary to provide the WhatsApp.

Notwithstanding anything in the contrary provided in this terms and conditions, ICICI Securities shall not be involved in or in any way liable to the Customer for any dispute between the Customer and a cellular service provider or any third party service provider or WhatsApp (whether appointed by ICICI Securities for such purpose or otherwise) while availing these Services through the WhatsApp platform.

The Customer shall not interfere with or misuse in any manner whatsoever the WhatsApp facility and in the event of any damage due to improper or fraudulent use by the Customer, the Customer shall be liable for damages to ICICI Securities or for any losses suffered by ICICI Securities.

The Customer is solely responsible for protecting his/her OTP/debit card PIN/ password or mobile phone number and any other password and/or any other mode of verification as prescribed/ issued by ICICI Securities for the use of the WhatsApp facility from time to time without any liability of ICICI Securities in this regard. The Customer hereby agrees and accepts that he/she shall at all times be solely responsible for the protection and safe keep of his/her SIM card, Device and the applications installed thereon, specifically WhatsApp, login IDs, Customer Information, security details and passwords as mentioned hereinabove and hereby fully agrees that ICICI Securities shall in no manner be liable for any direct or indirect or consequential or other loss arising out of any action or omission because of compromise of the same in any manner whatsoever.

The Customer agrees that ICICI Securities assumes no liability whatsoever in case of any event of such compromise of the Customer's WhatsApp and ICICI Securities shall not be held responsible for any such event. Further, the Customer agrees and understands that WhatsApp can also be logged on from more than one device at the same time, including by using web log in and the Customer is aware of the risk in this regard while availing the Services such as compromise of Customer Information, breach of security of the Customer's WhatsApp account from a device other than the Customers and the Customer undertakes to be vigilant and careful and takes full responsibility for the security of his/her WhatsApp account. ICICI Securities shall not be responsible or liable to you or any third party for the consequences arising out of or in connection with using of this Service.

ICICI Securities will not be liable for:

any unauthorized use of the customer's password or mobile phone number or for any fraudulent, duplicate or erroneous instructions given on the WhatsApp channel;
acting in good faith on any instructions received by ICICI Securities from or on behalf of the Customer in relation to the WhatsApp facility;
error, default, delay or inability of ICICI Securities to act on all or any of the instructions given by the Customer due to any reason;
loss of any information/instructions in transmission;
unauthorized access by any other person to any information /instructions given by the Customer or breach of confidentiality;

ICICI Securities makes no representation or gives no warranty with respect to the quality of the service provided by any cellular service provider or by WhatsApp or any other service provider enabling ICICI Securities to deliver services through WhatsApp to the Customers.

ICICI Securities may provide any other services as a part of the WhatsApp facility and ICICI Securities shall not be liable for the oversight on part of the Customer to update himself /herself with the addition of services which have been included in the WhatsApp facility.

12. INDEMNITY

In consideration of ICICI Securities providing the WhatsApp facility, the Customer, at his own expense, agrees to indemnify, defend and hold harmless, ICICI Securities, its directors and employees, representatives, agents, customers and/or the affiliates, as the case may be, against all losses, damages, expenses, actions, claims, demands and proceedings whatsoever, that ICICI Securities may incur, sustain, suffer or be put to at any time as a consequence of acting on or omitting or refusing to act on any instructions given by the Customer or otherwise for use of the WhatsApp facility.

The Customer further specifically agrees to indemnify, defend and hold harmless, ICICI Securities and/or its affiliates from any losses occurring as a result of the:

the Customer permitting any third parties to use the WhatsApp facility.
the Customer permitting any other person to have access to his mobile phone or as a consequence of leaving the mobile phone unattended or loss of mobile phone and ICICI Securities acting/not acting on any instructions received from the same.
the Customer having breached the WhatsApp Terms and Conditions.

13. TERMINATION

ICICI Securities may, at its discretion, withdraw temporarily or terminate the WhatsApp facility, either wholly or in part, at any time without giving prior notice to the Customer. ICICI Securities may, without prior notice, suspend the WhatsApp facility at any time during which any maintenance work or repair is required to be carried out or in case of any emergency or for security reasons, which require the suspension of the WhatsApp facility.

ICICI Securities may suspend or terminate WhatsApp facility without prior notice if the Customer has breached these WhatsApp Terms and Conditions or ICICI Securities learns of the death, bankruptcy.

14. PROPRIETARY RIGHTS

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Max Financial Services Ltd. 13 Aug 2026 18:39 PM

Result PDF

Life Insurance company Max Financial Services announced Q1FY27 results

Consolidated Financial Highlights:

Total Revenue from Operations: The company reported total revenue from operations of Rs 14,969.51 crore in Q1FY27, representing a growth of 38.58% QoQ compared to Rs 10,801.94 crore in Q4FY26 and an increase of 16.75% YoY compared to Rs 12,821.65 crore in Q1FY26.
Total Income: Total income reached Rs 14,976.61 crore in Q1FY27, up 38.60% from Rs 10,805.48 crore in Q4FY26 and 16.78% from Rs 12,824.90 crore in Q1FY26.
Net Profit After Tax: The Group achieved a significant turnaround with a net profit of Rs 118.29 crore in Q1FY27, compared to a net loss of Rs 31.52 crore in Q4FY26. On a YoY basis, net profit grew by 36.83% from Rs 86.45 crore in Q1FY26.
Total Comprehensive Income: The total comprehensive income for the quarter stood at Rs 153.38 crore, vs a total comprehensive loss of Rs 83.12 crore in Q4FY26 and an income of Rs 95.41 crore in Q1FY26.
Earnings Per Share (EPS): Basic and diluted EPS from continued operations for Q1FY27 was Rs 2.78, compared to an EPS of Rs 2.04 in Q1FY26.

Standalone Financial Highlights:

Total Revenue from Operations: Standalone revenue was Rs 3.05 crore in Q1FY27, showing a slight growth of 2.01% YoY from Rs 2.99 crore in Q1FY26, but a significant decline of 82.06% QoQ from Rs 17.00 crore in Q4FY26.
Total Income: Total income was Rs 5.64 crore in Q1FY27, an increase of 85.53% YoY compared to Rs 3.04 crore in Q1FY26.
Net Profit After Tax: Standalone PAT for Q1FY27 was Rs 0.73 crore, recovering from a net loss of Rs 2.52 crore in Q1FY26.
Total Comprehensive Income: The standalone total comprehensive income was Rs 0.75 crore in Q1FY27, vs a loss of Rs 2.54 crore in Q1FY26.

Business Highlights and Segment Performance

Life Insurance Segment:
- The segment recorded revenue of Rs 14,968.42 crore in Q1FY27, growing 16.75% YoY from Rs 12,820.67 crore in Q1FY26.
- Segment results improved to a profit of Rs 168.24 crore in Q1FY27 compared to a profit of Rs 119.95 crore in Q1FY26.
Business Investments Segment:
- The segment revenue was Rs 6.12 crore in Q1FY27 vs Rs 5.90 crore in Q1FY26.
- The segment reported a loss of Rs 1.89 crore in Q1FY27, slightly narrowing from a loss of Rs 2.04 crore in Q1FY26.
Investment by Axis Bank: Following all regulatory approvals, Axis Max Life Insurance Limited (AMLI) allotted 2,50,56,200 equity shares to Axis Bank on June 1, 2026, at an issue price of Rs 151.90 per share (including a premium of Rs 141.90). This investment of approximately Rs 380.60 crore increased Axis Entities' collective holding in AMLI to 19.99%, while the Company's holding reduced to 80.01%.
Proposed Amalgamation: The Board has accorded in-principle approval for the amalgamation of the Company with its subsidiary, AMLI. This is subject to the completion of regulatory requirements and the coming into effect of the Sabka Bima Sabki Raksha (Amendment of Insurance Laws) Act, 2025.
Debenture Redemption: AMLI exercised its call option to fully redeem and call back 4,960 unsecured, subordinated, listed NCDs with a face value of Rs 10,00,000 each, aggregating to Rs 49,600 lakh (Rs 496 crore), on August 02, 2026.
Voluntary Liquidation of Subsidiary: Max Life Pension Fund Management Limited (MLIPFM) has discontinued its business and voluntarily applied for surrender of its registration. It is currently undergoing a liquidation process as of July 29, 2025.
Regulatory Matters: The Company and AMLI responded to a Show Cause Notice from SEBI regarding transactions related to AMLI shares between FY 2010-11 and FY 2021-22. Based on legal opinion, the management believes the Company has complied with all relevant provisions.

Result PDF

Q1FY27 Quarterly Result Announced for General Insurance Corporation of India

General Insurance company General Insurance Corporation of India announced Q1FY27 results

Consolidated Financial Highlights:

Gross Premiums Written: Consolidated GPW reached Rs 13,54,151 lakh in Q1FY27, an increase of 9.06% YoY from Rs 12,41,716 lakh in Q1FY26 and a QoQ growth of 21.33% from Rs 11,16,103 lakh in Q4FY26.
Net Premium Written: This stood at Rs 12,72,056 lakh for Q1FY27, showing a 7.59% YoY increase from Rs 11,82,350 lakh in Q1FY26 and a 27.11% QoQ increase from Rs 10,00,743 lakh in Q4FY26.
Consolidated Profit for the Year: The total consolidated profit was Rs 1,74,367 lakh in Q1FY27, reflecting a significant YoY decrease of 31.09% from Rs 2,53,059 lakh in Q1FY26 and a QoQ decrease of 31.16% from Rs 2,53,259 lakh in Q4FY26.
Net retention ratio: The consolidated net retention ratio improved slightly to 93.94% in Q1FY27 compared to 95.22% in Q1FY26.

Standalone Financial Highlights:

Gross Premiums Written: The corporation reported Gross Premiums Written of Rs 13,47,536 lakh in Q1FY27, representing a YoY increase of 8.78% from Rs 12,38,801 lakh in Q1FY26 and a QoQ increase of 22.16% from Rs 11,03,048 lakh in Q4FY26.
Net Premium Written: For Q1FY27, Net Premium Written stood at Rs 12,66,412 lakh, up by 8.84% YoY compared to Rs 11,63,589 lakh in Q1FY26 and a sequential increase of 27.70% from Rs 9,91,707 lakh in Q4FY26.
Net Premium Earned: This reached Rs 11,08,146 lakh in Q1FY27, remaining largely stable YoY compared to Rs 11,08,821 lakh in Q1FY26 and growing 13.25% QoQ from Rs 9,78,506 lakh in Q4FY26.
Investment Income (Net): The income from investments in the policyholders' account was Rs 2,17,147 lakh in Q1FY27, a decline of 3.96% YoY from Rs 2,26,095 lakh in Q1FY26, but a QoQ growth of 12.57% from Rs 1,92,898 lakh in Q4FY26.
Operating Profit: The operating profit from insurance business stood at Rs 1,44,760 lakh in Q1FY27, showing a YoY growth of 6.98% from Rs 1,35,319 lakh in Q1FY26 and a QoQ decline of 28.10% from Rs 2,01,329 lakh in Q4FY26.
Profit After Tax (PAT): The corporation reported a PAT of Rs 1,92,204 lakh in Q1FY27, an increase of 9.69% YoY from Rs 1,75,223 lakh in Q1FY26, but a QoQ decrease of 14.74% from Rs 2,25,423 lakh in Q4FY26.
Underwriting Results: The corporation reported an Underwriting Loss of Rs 80,132 lakh in Q1FY27, narrowing YoY from a loss of Rs 91,044 lakh in Q1FY26, but widening QoQ from a loss of Rs 36,177 lakh in Q4FY26.

Business Highlights:

Segment-wise Net Premium Performance (Standalone):
- Health: Rs 3,40,778 lakh
- Fire: Rs 2,78,927 lakh
- Motor: Rs 1,87,189 lakh
- Agriculture: Rs 1,60,678 lakh
- Life: Rs 1,35,538 lakh
- Engineering: Rs 38,836 lakh
- Personal Accident: Rs 30,268 lakh
- Marine (Cargo & Hull): Rs 31,996 lakh
Solvency Ratio: The corporation maintained a healthy solvency ratio of 4.32 as of Q1FY27, compared to 3.85 in Q1FY26.
Catastrophe Reserve: The corporation appropriated Rs 16,058 lakh towards the Catastrophe Reserve in Q1FY27 based on 10% of operating profits from revenue accounts.
Gujarat Floods Impact: Subsequent to June 30, 2026, severe flooding in Gujarat occurred. Based on preliminary assessments, the corporation has booked an IBNR provision of Rs 44,000 lakh as of June 30, 2026, to account for these claims.
Ind AS Implementation: The IRDAI approved a one-year forbearance for GIC Re, deferring the effective date of transition to Indian Accounting Standards (Ind AS) to April 01, 2027.
Dubai Branch Status: The GIC Re Dubai branch continues to be in run-off operations since July 2021. The portfolio is being transferred to the GIFT City branch in India.

Result PDF

Q1FY27 Quarterly Result Announced for Medi Assist Healthcare Services Ltd.

Healthcare Services company Medi Assist Healthcare Services announced Q1FY27 results

Consolidated Financial Highlights:

Total Income: The company reported a total income of Rs 2,470.16 million in Q1FY27, representing a YoY increase of 24.85% from Rs 1,978.44 million in Q1FY26. On a QoQ basis, total income grew by 0.94% from Rs 2,447.19 million in Q4FY26.
Revenue from Operations: Revenue from operations for Q1FY27 stood at Rs 2,365.19 million, a growth of 24.12% YoY compared to Rs 1,905.58 million in Q1FY26. It saw a marginal decline of 2.26% QoQ from Rs 2,419.86 million in Q4FY26.
Profit for the Period: The consolidated net profit for Q1FY27 was Rs 275.97 million, increasing by 21.94% YoY from Rs 226.31 million in Q1FY26. However, it decreased by 49.34% QoQ from Rs 544.77 million in Q4FY26.
Earnings Per Equity Share (EPS): Basic EPS for Q1FY27 was Rs 3.71, compared to Rs 3.18 in Q1FY26 and Rs 7.33 in Q4FY26.

Standalone Financial Highlights:

Total Income: Standalone total income in Q1FY27 reached Rs 660.12 million, marking a YoY increase of 43.30% from Rs 460.65 million in Q1FY26, and a QoQ decline of 3.93% from Rs 687.11 million in Q4FY26.
Revenue from Operations: Standalone revenue from operations was Rs 589.84 million in Q1FY27, up 34.96% YoY from Rs 437.04 million in Q1FY26. On a QoQ basis, revenue fell by 7.20% from Rs 635.63 million in Q4FY26.
Profit for the Period: Net profit on a standalone basis for Q1FY27 stood at Rs 131.52 million, a 64.00% YoY increase from Rs 80.20 million in Q1FY26. QoQ, it declined by 9.28% from Rs 144.97 million in Q4FY26.

Business Highlights:

Segment Performance: The company operates primarily in a single reportable segment, which is providing health management services.
Acquisition of Mayfair We Care Limited: During the quarter, the company exercised its option to acquire an additional 31.75% equity stake in Mayfair We Care Limited. This resulted in a gain of Rs 31.18 million recognized as Other Income following the remeasurement of derivative liability as of June 30, 2026. The acquisition was completed effective July 01, 2026.
Utilization of Funds: From the preferential allotment of 3,701,000 equity shares in October 2025 (which raised Rs 1,980.03 million), unspent proceeds amounting to Rs 448.80 million remained as of June 30, 2026.
Paramount TPA Update: The company highlighted that the integration of Paramount TPA, acquired on July 01, 2025, for a purchase consideration of Rs 4,124.40 million, is ongoing. A previously reported cyber-security incident at Paramount TPA was fully contained and did not impact the holding company's operations.
Regulatory Search Update: Regarding a search and seizure operation conducted by the Enforcement Directorate at MAITPA offices in April 2025, the management stated that no further communication has been received and there is no adverse impact on the company’s financial statements.

Satish Gidugu, CEO & Whole Time Director, said: "The India TPA franchise — built organically and through acquisitions — is our core engine. Paramount integration is at its logical closure. Our AI stack has moved from investment to early monetisation with seven contracts in place, and Mayfair is now a structured international platform with dedicated leadership and a live Thailand deployment. We are funding both growth tracks from within operating cash flows and expect them to become meaningful contributors to EBITDA margins over time."

Result PDF

Q1FY27 Quarterly Result Announced for Life Insurance Corporation of India

Life Insurance Corporation of India announced Q1FY27 results

Consolidated Financial Highlights:

Net Profit: Consolidated Net Profit for Q1FY27 was Rs 13,584.25 crore, reflecting a YoY growth of 23.98% from Rs 10,957.05 crore in Q1FY26 and a QoQ decline of 42.11% from Rs 23,467.18 crore in Q4FY26.
Total Premium Income (Net): This reached Rs 1,27,623.16 crore in Q1FY27, up by 6.69% YoY from Rs 1,19,618.41 crore in Q1FY26 and down by 22.68% QoQ from Rs 1,65,067.19 crore in Q4FY26.
Profit Before Tax: For Q1FY27, profit before tax stood at Rs 13,686.39 crore, compared to Rs 10,985.77 crore in Q1FY26 and Rs 23,456.69 crore in Q4FY26.
Full-Year Performance: For FY26, the consolidated Net Profit was Rs 57,453.15 crore.

Standalone Financial Highlights:

Profit After Tax (PAT): For Q1FY27, the company reported a Net Profit of Rs 13,492.03 crore, representing a YoY growth of 22.81% from Rs 10,986.51 crore in Q1FY26. On a QoQ basis, the profit declined by 42.39% from Rs 23,420.43 crore in Q4FY26.
Total Premium Income: Total premium income for Q1FY27 stood at Rs 1,27,250.41 crore, showing a YoY growth of 6.75% compared to Rs 1,19,200.39 crore in Q1FY26, and a QoQ decline of 22.73% from Rs 1,64,691.21 crore in Q4FY26.
Total Income (Policyholders' Account): For Q1FY27, the total income was Rs 2,37,847.70 crore, representing a YoY increase of 6.72% from Rs 2,22,863.61 crore in Q1FY26 and a QoQ decrease of 14.08% from Rs 2,76,827.17 crore in Q4FY26.
Value of New Business (VNB): The net VNB for Q1FY27 was Rs 3,136 crore, marking a significant YoY growth of 61.32% from Rs 1,944 crore in Q1FY26.
VNB Margin: The net VNB margin expanded by 750 bps YoY to 22.9% in Q1FY27, compared to 15.4% in Q1FY26.
Full Year Performance: For the full year FY26, the company recorded a Net Profit of Rs 57,418.55 crore and Total Premium Income of Rs 5,35,984.22 crore.

Business Highlights

Market Share: LIC maintained its leadership in the Indian life insurance business with an overall market share of 60.10% by First Year Premium Income (FYPI). The market share in Individual business stood at 38.89% and Group business at 70.90% for Q1FY27.
Annualized Premium Equivalent (APE): Total APE for Q1FY27 was Rs 13,692 crore, a YoY growth of 8.22% from Rs 12,652 crore. Individual Business APE contributed Rs 7,532 crore (up 6.67% YoY), and Group Business APE contributed Rs 6,160 crore (up 10.20% YoY).
Assets Under Management (AUM): AUM grew by 4.10% YoY to Rs 59,39,384 crore as on June 30, 2026, compared to Rs 57,05,341 crore as on June 30, 2025.
Solvency Ratio: The solvency ratio improved to 2.42 in Q1FY27 from 2.17 in Q1FY26.
Persistency Ratios (Premium Basis): The 13th-month persistency ratio stood at 75.33% in Q1FY27 (vs 75.63% in Q1FY26), while the 61st-month ratio was 61.12% (vs 63.85% in Q1FY26).
Individual Policies: A total of 31,02,281 policies were sold in the individual segment during Q1FY27, registering an increase of 2.06% YoY.
Yield on Investments: Yield on policyholders' fund (excluding unrealized gains) was 8.28% in Q1FY27 compared to 8.45% in Q1FY26.

Segment-wise Performance (Standalone Segment Surplus/Deficit)

Life Participating: Reported a surplus of Rs 25.45 crore in Q1FY27 compared to Rs 115.63 crore in Q1FY26.
Life Non-Participating: Reported a surplus of Rs 11,415.48 crore in Q1FY27 compared to Rs 10,242.28 crore in Q1FY26.
Pension Non-Participating: Reported a surplus of Rs 207.66 crore in Q1FY27 compared to Rs 154.86 crore in Q1FY26.
Annuity Non-Participating: Reported a surplus of Rs 352.56 crore in Q1FY27 compared to Rs 317.32 crore in Q1FY26.

Shri R Doraiswamy, CEO & MD, LIC said: “We are happy to maintain our leadership in both Individual and Group Business during the first quarter of this financial year, despite increasing competitive intensity in the life insurance industry. Our overall market share by First Year Premium Income was 60.10% for the first quarter of FY 2026-27 and this fits in well with our market share strategy. What gives us even more happiness is that our VNB has grown by 61% plus and our VNB margin has expanded by 7.5% to 22.90% this year. This is a direct outcome of our product diversification and distribution strategy. I want to thank all our customers and our distributors and employees for their faith and efforts in these volatile times globally. Just very recently the Government of India has sold an additional 6.5% of shares through an OFS which has been well received by the markets. I want to welcome the new shareholders through the OFS into the LIC shareholder family and also thank the existing shareholders who have participated in the OFS for their continued faith in LIC. This year on 1st September 2026 LIC shall complete 70 years of existence and we hope we will bring many occasions of joy to our customers through innovative product launches and other initiatives.”

Result PDF

Q1FY27 Quarterly Result Announced for Niva Bupa Health Insurance Company Ltd.

General Insurance company Niva Bupa Health Insurance Company announced Q1FY27 results

Financial Highlights:

Insurance Revenue for Q1FY27 stood at Rs 2,27,372 lakh, representing a YoY increase of 28.56% from Rs 1,76,861 lakh in Q1FY26 and a QoQ growth of 7.44% from Rs 2,11,618 lakh in Q4FY26.
Total Investment Income for the quarter Q1FY27 was Rs 19,754 lakh, marking a 21.09% YoY growth compared to Rs 16,314 lakh in Q1FY26 and an increase of 46.46% QoQ from Rs 13,488 lakh in Q4FY26.
Profit before tax for Q1FY27 was Rs 18,374 lakh, showing a significant YoY growth of 87.64% from Rs 9,792 lakh in Q1FY26 and a marginal QoQ increase of 1.66% from Rs 18,074 lakh in Q4FY26.
Net profit for Q1FY27 reached Rs 13,780 lakh, registering a 92.89% YoY increase from Rs 7,144 lakh in Q1FY26, while recording a QoQ decline of 13.53% from Rs 15,936 lakh in Q4FY26.
Total Comprehensive Income for Q1FY27 was Rs 22,919 lakh, as against Rs 13,124 lakh in Q1FY26 and Rs 4,034 lakh in Q4FY26.
Basic and Diluted earnings per share (EPS) for Q1FY27 was Rs 0.75 and Rs 0.74 respectively, compared to Rs 0.39 and Rs 0.39 in Q1FY26.
Gross Written Premium (GWP) for Q1FY27 stood at Rs 2,14,996 lakh, up 31.75% YoY from Rs 1,63,190 lakh in Q1FY26.
The company reported a Net Worth of Rs 3,83,578 lakh as of June 30, 2026.

Business Highlights:

Fundraising: The Board of Directors approved the issuance of listed, rated, unsecured, subordinated, redeemable, non-convertible debentures of up to Rs 500.00 crore on a private placement basis.
Regulatory Update: The company has filed an application with IRDAI for forbearance regarding Expenses of Management (EOM) exceeding allowable limits for FY25.
Solvency and Margins: The Solvency Ratio for Q1FY27 was 2.25, compared to 2.86 in Q1FY26. The Net Insurance Margin improved to 4.44% in Q1FY27 from 0.43% in Q1FY26.
Claims and Operations: The Claims Ratio for General Insurance and Claims Experience Ratio for Life Insurance business stood at 63.01% in Q1FY27 compared to 66.83% in Q1FY26.
Segment Performance:
- Health Segment: Reported a total income of Rs 2,47,175 lakh and a segment profit of Rs 12,883 lakh.
- Personal Accident Segment: Reported a total income of Rs 3,583 lakh and a segment profit of Rs 926 lakh.
- Travel Segment: Reported a total income of Rs 317 lakh and a segment loss of Rs 29 lakh.

Result PDF

Q1FY27 Quarterly Result Announced for Star Health and Allied Insurance Company Ltd.

General Insurance company Star Health and Allied Insurance Company announced Q1FY27 results

Standalone Financial Highlights:

Insurance Revenue for Q1FY27 stood at Rs 4,91,720 lakh, representing an increase of 13.39% YoY compared to Rs 4,33,642 lakh in Q1FY26 and an increase of 5.27% QoQ from Rs 4,67,110 lakh in Q4FY26.
The Company reported a Net Profit After Tax of Rs 54,973 lakh for Q1FY27, showing a growth of 25.46% YoY from Rs 43,818 lakh in Q1FY26 and a significant turnaround QoQ from a net loss of Rs 5,540 lakh in Q4FY26.
Total Income (Revenue) for Q1FY27 was Rs 5,56,840 lakh, compared to Rs 4,92,324 lakh in Q1FY26 and Rs 4,43,966 lakh in Q4FY26.
Investment Income for the quarter Q1FY27 reached Rs 64,369 lakh, as against Rs 58,644 lakh in Q1FY26 and a negative Rs 22,962 lakh in Q4FY26.
Total Comprehensive Income for Q1FY27 was reported at Rs 54,973 lakh, compared to Rs 43,818 lakh in Q1FY26 and a comprehensive loss of Rs 6,368 lakh in Q4FY26.
Earnings Per Equity Share (Basic) for Q1FY27 stood at Rs 9.34, compared to Rs 7.45 in Q1FY26 and Rs -0.94 in Q4FY26.

Business Highlights:

Gross Written Premium (GWP): The Company recorded a GWP of Rs 4,28,713 lakh in Q1FY27, compared to Rs 3,60,547 lakh in Q1FY26 and Rs 5,96,840 lakh in Q4FY26.
Combined Operating Ratio (CoR): The CoR improved to 90.93% in Q1FY27, as against 92.00% in Q1FY26 and 88.55% in Q4FY26.
Solvency Ratio: As of June 30, 2026, the solvency ratio stood at 2.09, compared to 2.05 as of March 31, 2026.
Net Insurance Margin: This metric reached 20.95% in Q1FY27, up from 19.18% in Q1FY26 and 5.52% in Q4FY26.
Segment-wise Performance:
- Health: Contributed Rs 4,86,790 lakh in Q1FY27, up from Rs 4,27,971 lakh in Q1FY26.
- Personal Accident: Reported Rs 4,769 lakh in Q1FY27, compared to Rs 5,392 lakh in Q1FY26.
- Travel: Stood at Rs 161 lakh in Q1FY27, compared to Rs 279 lakh in Q1FY26.
Call Option and Redemption: The Board approved the exercise of a call option and the full redemption of 4,000 listed NCDs on September 30, 2026, and 700 listed NCDs on October 29, 2026.
Shareholder Reclassification: The Board approved the reclassification of certain shareholders from the 'Promoter / Promoter Group' category to the 'Public' category, subject to necessary approvals.

Result PDF

Q1FY27 Quarterly Result Announced for The New India Assurance Company Ltd.

General Insurance company The New India Assurance Company announced Q1FY27 results

Consolidated Financial Highlights:

Gross Premiums Written: In Q1FY27, Consolidated Gross Premiums Written was Rs 13,83,513 lakh, depicting a YoY increase of 2.90% from Rs 13,44,553 lakh in Q1FY26, and a QoQ increase of 17.98% from Rs 11,72,702 lakh in Q4FY26. For FY26, the consolidated value was Rs 47,58,010 lakh.
Net Premium Written: Net Premium Written in Q1FY27 stood at Rs 11,29,787 lakh, indicating a YoY increase of 3.63% from Rs 10,90,232 lakh in Q1FY26, and a QoQ increase of 12.28% from Rs 10,06,255 lakh in Q4FY26. For FY26, the value was Rs 39,55,100 lakh.
Net Premium Earned: Net Premium Earned in Q1FY27 stood at Rs 9,74,728 lakh, representing a YoY increase of 3.43% from Rs 9,42,399 lakh in Q1FY26, and a QoQ decrease of 2.74% from Rs 10,02,177 lakh in Q4FY26. For FY26, the value was Rs 38,67,213 lakh.
Total Income (from Operating Results): Consolidated Total Income stood at Rs 11,30,012 lakh in Q1FY27, showing a YoY increase of 1.98% compared to Rs 11,08,052 lakh in Q1FY26, and a QoQ decrease of 4.56% from Rs 11,84,006 lakh in Q4FY26. For FY26, the value was Rs 46,68,891 lakh.
Underwriting Profit/(Loss): Underwriting Loss stood at Rs (2,34,254) lakh in Q1FY27, registering an increased loss of 33.53% YoY compared to Rs (1,75,432) lakh in Q1FY26, and an increased loss of 27.96% QoQ compared to Rs (1,83,075) lakh in Q4FY26. For FY26, the loss was Rs (8,88,185) lakh.
Operating Profit/(Loss): Operating Loss stood at Rs (78,970) lakh in Q1FY27, increasing by 707.55% YoY compared to Rs (9,779) lakh in Q1FY26, and by 6,237.88% QoQ compared to Rs (1,246) lakh in Q4FY26. For FY26, the loss was Rs (86,507) lakh.
Profit/(Loss) Before Tax: Profit/Loss Before Tax in Q1FY27 stood at a loss of Rs (17,869) lakh, compared to a profit of Rs 39,113 lakh in Q1FY26 (down 145.69% YoY) and a profit of Rs 44,613 lakh in Q4FY26 (down 140.05% QoQ). For FY26, the profit was Rs 1,23,283 lakh.
Profit/(Loss) After Tax: Profit/Loss After Tax in Q1FY27 stood at a loss of Rs (24,394) lakh, compared to a profit of Rs 39,240 lakh in Q1FY26 (down 162.17% YoY) and a profit of Rs 56,416 lakh in Q4FY26 (down 143.24% QoQ). For FY26, the profit was Rs 1,35,357 lakh.

Standalone Financial Highlights:

Gross Premiums Written: In Q1FY27, Gross Premiums Written stood at Rs 13,72,047 lakh, representing a YoY increase of 2.90% compared to Rs 13,33,358 lakh in Q1FY26, and a QoQ increase of 18.09% from Rs 11,61,862 lakh in Q4FY26. For FY26, the value was Rs 47,17,380 lakh.
Net Premium Written: Net Premium Written in Q1FY27 was Rs 11,22,927 lakh, representing a YoY increase of 3.59% compared to Rs 10,83,990 lakh in Q1FY26, and a QoQ increase of 27.78% compared to Rs 8,78,795 lakh in Q4FY26. For FY26, the value was Rs 39,33,061 lakh.
Net Premium Earned: Net Premium Earned stood at Rs 9,68,287 lakh in Q1FY27, showing a YoY increase of 3.35% compared to Rs 9,36,942 lakh in Q1FY26, and a QoQ decrease of 2.87% compared to Rs 9,96,857 lakh in Q4FY26. For FY26, the value was Rs 38,46,224 lakh.
Total Income (from Operating Results): Total Income was Rs 11,23,595 lakh in Q1FY27, exhibiting a YoY increase of 1.91% compared to Rs 11,02,569 lakh in Q1FY26, and a QoQ decrease of 4.67% compared to Rs 11,78,618 lakh in Q4FY26. For FY26, the value was Rs 46,49,919 lakh.
Underwriting Profit/(Loss): Underwriting Loss stood at Rs (2,35,575) lakh in Q1FY27, showing an increased loss of 34.19% YoY compared to a loss of Rs (1,75,559) lakh in Q1FY26, and an increased loss of 28.29% QoQ compared to a loss of Rs (1,83,616) lakh in Q4FY26. For FY26, the loss was Rs (8,88,184) lakh.
Operating Profit/(Loss): Operating Loss was Rs (80,267) lakh in Q1FY27, which is a significant increase in loss from Rs (9,932) lakh in Q1FY26 (up 708.17% YoY) and Rs (1,855) lakh in Q4FY26 (up 4,227.06% QoQ). For FY26, the operating loss was Rs (84,489) lakh.
Profit/(Loss) Before Tax: Profit/Loss Before Tax in Q1FY27 stood at a loss of Rs (19,139) lakh, compared to a profit of Rs 38,895 lakh in Q1FY26 (down 149.21% YoY) and a profit of Rs 43,705 lakh in Q4FY26 (down 143.79% QoQ). For FY26, the profit was Rs 1,26,145 lakh.
Profit/(Loss) After Tax: Profit/Loss After Tax in Q1FY27 stood at a loss of Rs (25,677) lakh, compared to a profit of Rs 39,101 lakh in Q1FY26 (down 165.67% YoY) and a profit of Rs 55,774 lakh in Q4FY26 (down 146.04% QoQ). For FY26, the profit was Rs 1,38,359 lakh.
Solvency Ratio: The solvency ratio stood at 1.80x in Q1FY27 compared to 1.87x in Q1FY26 and 1.84x in Q4FY26.
NPA Ratios (Gross NPA): Gross NPAs stood at Rs 14,628 lakh in Q1FY27 compared to Rs 15,058 lakh in Q1FY26 and Rs 15,029 lakh in Q4FY26.

Business Highlights (Segment-Wise Performance)

Standalone Segment Performance:

Fire Segment:
- Net Premium in Q1FY27 stood at Rs 73,122 lakh, compared to Rs 81,934 lakh in Q4FY26 (down 10.75% QoQ) and Rs 87,838 lakh in Q1FY26 (down 16.75% YoY).
- Underwriting Profit stood at Rs 27,782 lakh in Q1FY27, compared to Rs 4,739 lakh in Q4FY26 and Rs 35,412 lakh in Q1FY26.
Marine Segment:
- Net Premium in Q1FY27 was Rs 27,250 lakh, compared to Rs 14,489 lakh in Q4FY26 (up 88.07% QoQ) and Rs 17,833 lakh in Q1FY26 (up 52.81% YoY).
- Underwriting Loss was Rs (2,759) lakh in Q1FY27, compared to a loss of Rs (1,152) lakh in Q4FY26 and a profit of Rs 2,680 lakh in Q1FY26.
Motor Segment:
- Net Premium stood at Rs 2,85,878 lakh in Q1FY27, compared to Rs 3,43,756 lakh in Q4FY26 (down 16.84% QoQ) and Rs 2,55,136 lakh in Q1FY26 (up 12.05% YoY).
- Underwriting Loss stood at Rs (1,30,870) lakh in Q1FY27, compared to a loss of Rs (1,50,210) lakh in Q4FY26 and a loss of Rs (82,805) lakh in Q1FY26.
Health (including Personal Accident) Segment:
- Net Premium was Rs 6,50,667 lakh in Q1FY27, compared to Rs 5,06,680 lakh in Q4FY26 (up 28.42% QoQ) and Rs 6,38,501 lakh in Q1FY26 (up 1.91% YoY).
- Underwriting Loss stood at Rs (1,33,621) lakh in Q1FY27, compared to a loss of Rs (63,226) lakh in Q4FY26 and a loss of Rs (1,18,600) lakh in Q1FY26.

Consolidated Segment Performance:

Fire Segment:
- Net Premium in Q1FY27 was Rs 73,940 lakh, compared to Rs 82,645 lakh in Q4FY26 and Rs 88,397 lakh in Q1FY26.
- Underwriting Profit in Q1FY27 was Rs 28,095 lakh, compared to Rs 4,696 lakh in Q4FY26 and Rs 35,288 lakh in Q1FY26.
Marine Segment:
- Net Premium in Q1FY27 stood at Rs 27,750 lakh, compared to Rs 14,880 lakh in Q4FY26 and Rs 18,304 lakh in Q1FY26.
- Underwriting Loss in Q1FY27 was Rs (2,969) lakh, compared to a loss of Rs (1,418) lakh in Q4FY26 and a profit of Rs 2,926 lakh in Q1FY26.
Motor Segment:
- Net Premium in Q1FY27 was Rs 2,90,573 lakh, compared to Rs 3,47,192 lakh in Q4FY26 and Rs 2,59,374 lakh in Q1FY26.
- Underwriting Loss in Q1FY27 stood at Rs (1,29,717) lakh, compared to a loss of Rs (1,48,869) lakh in Q4FY26 and Rs (82,458) lakh in Q1FY26.
Health (including Personal Accident) Segment:
- Net Premium in Q1FY27 stood at Rs 6,50,856 lakh, compared to Rs 5,06,797 lakh in Q4FY26 and Rs 6,38,846 lakh in Q1FY26.
- Underwriting Loss in Q1FY27 stood at Rs (1,34,196) lakh, compared to a loss of Rs (63,614) lakh in Q4FY26 and Rs (1,18,843) lakh in Q1FY26.

Girija Subramanian, Chairperson-cum-Managing Director: "Q1FY27 was a challenging quarter for the Indian general insurance industry. The insurance industry property premium crashed by 27.8% during the quarter and Q1FY27 being a property-heavy quarter for New India Assurance, our overall GWP growth was muted at 2.9%.

The Motor Third Party line of business continued to be under pressure as there was no premium increase and the claim inflation pressure continuing. The significant spike in Motor TP loss ratio had a severe adverse impact on the results. The industry is looking forward to a hike in Motor Third party premium.

Our solvency ratio remained healthy at 1.80x. Our investment assets on a market value basis stood at a healthy Rs 99,980 crore. Going forward, we will continue our efforts to change the business mix in favor of retail and MSME with the focus on newer product lines where competitive intensity is lower."

Result PDF

Q1FY27 Quarterly Result Announced for SBI Life Insurance Company Ltd.

SBI Life Insurance Company announced Q1FY27 results

Financial Highlights:

Total Income: Total income (Policyholders' Account) for Q1FY27 stood at Rs 46,09,070 lakh, marking a 19.11% YoY increase from Rs 38,69,591 lakh in Q1FY26 and a 714.65% QoQ increase from Rs 5,65,775 lakh in Q4FY26 (the significant QoQ increase is primarily due to negative investment income in the previous quarter).
Net Premium Income: Net premium income for Q1FY27 was reported at Rs 20,07,821 lakh, reflecting a 16.88% YoY growth from Rs 17,17,850 lakh in Q1FY26, while declining 27.47% QoQ from Rs 27,68,379 lakh in Q4FY26.
Profit After Tax (PAT): The company reported a net profit of Rs 72,493 lakh for Q1FY27, representing a YoY growth of 21.97% from Rs 59,437 lakh in Q1FY26, but a QoQ decrease of 9.91% from Rs 80,464 lakh in Q4FY26.
Income from Investments: Net income from investments in Q1FY27 was Rs 25,97,702 lakh, compared to Rs 21,52,514 lakh in Q1FY26 and a negative Rs 23,93,872 lakh in Q4FY26.
Gross Premium Income: Gross premium income for Q1FY27 was Rs 21,28,965 lakh, compared to Rs 17,17,850 lakh in Q1FY26.
Earnings Per Share (EPS): Basic and diluted EPS (not annualized) for Q1FY27 was Rs 7.23 and Rs 7.22 respectively, compared to Rs 5.93 in Q1FY26 and Rs 8.02 in Q4FY26.
Solvency Ratio: The solvency ratio as of June 30, 2026, remained strong at 1.96, consistent with 1.96 in Q1FY26 and slightly higher than 1.90 in Q4FY26.

Business Highlights:

Embedded Value (EV): The embedded value as of June 30, 2026, was Rs 852.9 billion.
Value of New Business (VNB): The value of new business written during Q1FY27 (April 1, 2026, to June 30, 2026) was Rs 14.1 billion.
Segment-wise Performance (Net Premium Income):
- Linked Individual Life: Reported a net premium of Rs 7,75,230 lakh in Q1FY27.
- Non Par Individual Life: Reported a net premium of Rs 3,97,208 lakh in Q1FY27.
- Non Par Group Life: Reported a net premium of Rs 3,51,522 lakh in Q1FY27.
- Non Par Annuity: Reported a net premium of Rs 1,48,583 lakh in Q1FY27.
- Par Life: Reported a net premium of Rs 1,34,743 lakh in Q1FY27.
Persistency Ratios (Premium Basis):
- The 13th-month persistency ratio for Q1FY27 was 84.35%, compared to 84.24% in Q1FY26.
- The 61st-month persistency ratio for Q1FY27 was 59.10%, compared to 59.75% in Q1FY26.
Conservation Ratio: The overall conservation ratio for Q1FY27 was 87.90%, compared to 90.25% in Q1FY26.
Assets Under Management: Total assets increased to Rs 5,26,04,607 lakh as of June 30, 2026, compared to Rs 4,92,05,337 lakh as of March 31, 2026.

Amit Jhingran, MD & CEO, SBI Life, said: "SBI Life continued its growth trajectory from FY26 into Q1FY27, delivering a 14% increase in Individual Rated Premium, supported by a favourable shift in product mix. All product segments recorded growth on an Individual Rated Premium basis, and all key distribution channels achieved double-digit expansion. The increasing contribution from protection solutions and guaranteed non-par savings products reflects evolving customer preferences and our strategic focus.

Renewal premium growth, along with improvements in the 13th- and 49th-month persistency ratios, underscores the strengthening of our customer relationships and the overall quality of our business.

With its strong brand, diversified distribution network, superior service standards, and technology-led capabilities, the Company remains well-positioned to meet increasing demand across protection, savings, and retirement solutions. Our ability to consistently generate profitable new business over the years continues to support sustainable value creation for our shareholders."

Result PDF

Q1FY27 Quarterly Result Announced for Go Digit General Insurance Ltd.

Go Digit General Insurance announced Q1FY27 results

Financial Highlights:

Gross Premium Written: Stood at Rs 2,73,086 lakh in Q1FY27, representing a YoY decrease of 8.42% compared to Rs 2,98,180 lakh in Q1FY26 and a marginal QoQ decrease of 0.18% from Rs 2,73,566 lakh in Q4FY26.
Net Premium Written: Reported at Rs 2,09,419 lakh for Q1FY27, a growth of 7.36% YoY from Rs 1,95,060 lakh in Q1FY26, but a slight QoQ decline of 0.90% from Rs 2,11,322 lakh in Q4FY26.
Net Premium Earned: For Q1FY27, this stood at Rs 2,00,696 lakh, compared to Rs 1,86,500 lakh in Q1FY26 (YoY increase of 7.61%) and Rs 2,30,102 lakh in Q4FY26 (QoQ decrease of 12.78%).
Operating Profit: The company recorded an operating profit of Rs 7,039 lakh in Q1FY27, a YoY decline of 41.77% from Rs 12,088 lakh in Q1FY26 and a significant QoQ decrease of 88.48% from Rs 61,095 lakh in Q4FY26.
Profit After Tax: Net profit reached Rs 8,639 lakh in Q1FY27, down by 37.55% YoY from Rs 13,833 lakh in Q1FY26 and down 42.18% QoQ from Rs 14,942 lakh in Q4FY26.

Business Highlights:

Solvency Ratio: The solvency ratio improved to 2.43 in Q1FY27, up from 2.27 in Q1FY26.
Segment Performance (Net Premium Earned):
- Motor: Remained the largest segment with Rs 1,51,011 lakh.
- Health Group, Corporate: Contributed Rs 36,579 lakh.
- Fire: Recorded Rs 3,160 lakh.
- Miscellaneous Retail: Stood at Rs 3,274 lakh.
- Health Retail: Reached Rs 1,974 lakh.
- Crop: Stood at Rs 574 lakh.
- Marine: Contributed Rs 220 lakh.
Combined Ratio: The combined ratio stood at 112.3% in Q1FY27, compared to 108.6% in Q1FY26 and 111.6% in Q4FY26.

Result PDF

Q1FY27 Quarterly Result Announced for Canara HSBC Life Insurance Company Ltd.

Canara HSBC Life Insurance Company announced Q1FY27 results

Financial Highlights:

Net Premium Income: In Q1FY27, the company reported a Net Premium Income of Rs 2,04,752 lakh, reflecting a YoY growth of 23.83% compared to Rs 1,65,343 lakh in Q1FY26, but a QoQ decline of 33.10% from Rs 3,06,066 lakh in Q4FY26.
Total Policyholders' Income: Total income under the Policyholders' Account reached Rs 4,34,698 lakh in Q1FY27, representing a YoY increase of 19.90% from Rs 3,62,544 lakh in Q1FY26 and a QoQ increase of 242.94% from Rs 1,26,754 lakh in Q4FY26.
Net Income from Investments: For Q1FY27, the company recorded net investment income of Rs 2,26,879 lakh, a significant turnaround from a loss of Rs 1,71,585 lakh in Q4FY26 and an increase of 16.21% YoY from Rs 1,95,230 lakh in Q1FY26.
Profit Before Tax (PBT): PBT in the Shareholders' Account for Q1FY27 stood at Rs 3,151 lakh, marking a 20.87% YoY increase from Rs 2,607 lakh in Q1FY26, while declining by 18.39% QoQ from Rs 3,861 lakh in Q4FY26.
Net Profit After Tax (PAT): The company earned a net profit of Rs 2,814 lakh in Q1FY27, up 20.15% YoY from Rs 2,342 lakh in Q1FY26, but down 18.98% QoQ from Rs 3,473 lakh in Q4FY26.
Total Assets: As of June 30, 2026, the company's total assets reached Rs 50,01,595 lakh, compared to Rs 44,04,798 lakh as of June 30, 2025.

Business Highlights:

Segment Performance:
- Non Linked Non Participating - Life: This segment contributed the highest net premium of Rs 93,236 lakh in Q1FY27, compared to Rs 72,164 lakh in Q1FY26.
- Linked Non Participating - Life: Reported net premium of Rs 68,878 lakh in Q1FY27, compared to Rs 63,341 lakh in Q1FY26.
- Non Linked Non Participating - Pension: Reported net premium of Rs 20,928 lakh in Q1FY27, compared to Rs 13,132 lakh in Q1FY26.
- Non Linked Participating - Life: Reported net premium of Rs 19,650 lakh in Q1FY27, compared to Rs 15,913 lakh in Q1FY26.
- Linked Non Participating - Pension: Reported net premium of Rs 2,029 lakh in Q1FY27, compared to Rs 758 lakh in Q1FY26.
Solvency Ratio: The solvency ratio as of June 30, 2026, was 198%, compared to 190% as of March 31, 2026, and 200% as of June 30, 2025.
Persistency Ratio (Premium Basis):
- 13th month persistency stood at 81.8% in Q1FY27, compared to 82.1% in Q4FY26 and 82.5% in Q1FY26.
- 61st month persistency stood at 52.7% in Q1FY27, compared to 51.1% in Q4FY26 and 57.3% in Q1FY26.
Asset Under Management (AUM): Policyholders' Fund (excluding linked assets) stood at Rs 28,14,941 lakh, and assets held to cover Linked Liabilities reached Rs 19,64,313 lakh as of Q1FY27.

Result PDF

Gabriel India buys 30% in HL Klemove for ₹935 cr to enter ADAS & auto tech

In a press release, as already announced by the company previously, Gabriel India Ltd has entered a strategic joint venture with South Korea’s HL Klemove to expand into autonomous driving, ADAS and automotive electronics.

Published on 27-Aug-2026 09:13

Hyundai Sets 2030 Growth Plan: 100 New Models, 1.27M Extra Units, and 60% Electric Sales

Hyundai Motor has unveiled an aggressive 2030 strategy to launch or refresh more than 100 models globally and expand production capacity by 1.27 million units, taking total capacity materially higher.

Published on 27-Aug-2026 09:12

CG Power eyes $500M semi revenue in 4 years as power order book crosses ₹14,000 cr

CG Power expects its larger semiconductor packaging facility (G2) to reach ~70% utilisation in around four years, with annual revenue potential of ~US$500mn at scale, subject to product mix and market conditions.

Published on 27-Aug-2026 09:11

Ratnaveer Precision Sets Rs 330 Cr Rights Issue for Sept 2-9

Ratnaveer Precision Engineering has finalised the schedule for its ₹330 crore rights issue, comprising 1.25 crore shares at ₹264/share, with the issue opening on September 2 and closing on September 9, 2026.

Published on 27-Aug-2026 09:10

BEL Secures Orders Worth ₹730 Crore for Defence Electronics

BEL has secured additional orders worth ₹730 crore. Major orders include communication equipment, radars, avionics, tank sub-systems, electro-optics, cyber security, perimeter security, medical electronics, EVMs, jammers, batteries, spares and services, further strengthening its diversified defence electronics order pipeline.

Published on 27-Aug-2026 09:09

HAL and Safran Sign Final Contract for Aravalli Helicopter Engine Development

HAL and Safran Helicopter Engines have signed the final contract through their JV, SAFHAL Helicopter Engines, for the joint design, development, manufacture and lifecycle support of the 3,500–4,000 shp Aravalli turboshaft engine, which will power HAL’s upcoming IMRH and naval DBMRH.

Published on 27-Aug-2026 09:08

Disclaimer – I ICICI Securities Ltd. ( I-Sec). Registered office of I-Sec is at ICICI Securities Ltd. - ICICI Venture House, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400 025, India, Tel No : 022 - 6807 7100. I-Sec is acting as a distributor to solicit bond related products. All disputes with respect to the distribution activity, would not have access to Exchange investor redressal forum or Arbitration mechanism. The contents herein above shall not be considered as an invitation or persuasion to trade or invest. I-Sec and affiliates accept no liabilities for any loss or damage of any kind arising out of any actions taken in reliance thereon. Investments in securities market are subject to market risks, read all the related documents carefully before investing. The contents herein mentioned are solely for informational and educational purpose.

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