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Bank of Baroda's global advances increased to ₹15,12,435 crore

ICICIdirect Research 05 Oct 2026 DISCLAIMER

News: As per exchange filings, Bank of Baroda’s global advances increased to ₹15,12,435 crore, up 18.3% YoY (6.7% QoQ) in Q2FY27, while domestic advances stood at ₹11,87,931 crore, up 13.5% YoY (3.2% QoQ). Domestic retail advances grew to ₹3,24,102 crore, up 18.7% YoY (4.6% QoQ). Global deposits increased to ₹17,51,262 crore, up 16.8% YoY (7.2% QoQ), while domestic deposits rose to ₹14,88,390 crore, up 17.0% YoY (7.7% QoQ).

View: Deposit mobilisation was the key highlight, with both global and domestic deposits growing faster than advances sequentially. This led to an improvement in domestic CD ratio which moderated more meaningfully to ~79.8% (vs ~83.3%), providing greater balance-sheet headroom. Domestic credit growth remained relatively moderate, with retail continuing to grow faster than the overall domestic book.

Impact: Positive

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