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In case there is a failure in deducting your premium on the due date, ICICI securities will continue to try deductions for next 14 days. As per IRDAI, every policy holder is given 15 days grace period to complete / make payment of the due premium. Please ensure that sufficient amount is available in your bank account within these 14 days. Policy will get cancelled if premium is not collected within the grace period and premium paid will not be refunded.