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Health Insurance

Health Insurance

What happens to the policy coverage after a claim is filed?
After a claim is filed and settled, the Policy Sum Insured is reduced by the amount that has been paid out on settlement. For Example: In January you start a policy with a coverage of ₹10 Lakh for the year. In April, you make a claim of ₹2 Lakh. The coverage available to you for the May to December will be the balance of ₹8 Lakh.