Bank of India Value Fund - Regular (G)

The Scheme is an open-ended scheme that aims to provide long term capital growth by investing primarily in a well-diversified portfolio of companies that are selected based on value investment strategy. Value investing is an investment strategy where stocks are selected that trade for less than their intrinsic values. The scheme will invest in undervalued companies identified through a systematic process based on an understanding of the industry growth potential and interaction with company management to assess the company`s core competencies towards achieving long-term sustainable profit growth. The scheme seeks to follow a value investment strategy and would accordingly aim to identify undervalued companies in the market. Investment decisions to identify these companies would be based on the intrinsic value of a stock which may be determined through analyzing the financial statements of the companies and parameters such as EPS (Earnings per Share), Book Value per share, understanding the competition landscape and business structure of these companies. Further, the scheme will be market cap agnostic and follow a bottom-up stock selection approach. The bottom-up investment approach would focus on analyzing individual stocks pertaining to companies across sectors. The stock selection of the scheme would focus on identifying companies with sound corporate management and prospects of good future growth. The fund managers will aim to predominantly build a portfolio of companies which have reasonable growth prospects, healthy financials with sustainable business models, acceptable valuation that offers potential for long term capital appreciation and management quality etc. The Scheme may also invest residual portion of its corpus in money market and other liquid instruments, Gold and Silver instruments (ETFs only), and units of Domestic Mutual Fund Schemes as permitted by SEBI and InvITs to manage its liquidity requirements. The Scheme would will follow an active investment strategy. Though every endeavor will be made to achieve the objective of the Scheme, the AMC / Sponsors / Trustee do not guarantee that the investment objective of the Scheme will be achieved. No guaranteed returns are being offered under the Scheme.