Articles

A certificate of deposit is a type of financial instrument in which the holder of the certificate, also known as the depositor, receives interest in exchange for depositing a large sum of money for a specific period of time. They are issued in a de-materialised form. 

In India, there are many kinds of investments. Amongst them, gold is the oldest, earliest type of reliable investment. The yellowish metal holds far more value beyond the Indian traditions and familial sentiments. It is a unique asset that comes to your rescue in times of acute shortage of funds. However, due to safety reasons, quite a lot of people are apprehensive about buying gold today. To address this dilemma, let us understand the different ways you can invest in gold and why it is a smart investment. 

If you own a private company and you want more capital, one of the ways you can go about raising funds is to make your company public. The first offer you make for the public to buy shares in your company is called an Initial public offer (IPO). When the shares you have on offer to the public are less than the demand, it is called an oversubscribed IPO. Click here to read more about the allocation of shares in an oversubscribed IPO.

A PAN card is a vital document for any financial transaction. That includes opening bank accounts, investing in financial products, purchasing high ticket items like real estate, cars, filing taxes, etc. Having a PAN card is mandatory. 

Medical expenses have been rising over the years and if you don’t plan well to meet them, they can easily dent your financial goals. Buying health insurance can take off a lot of your worry regarding future medical expenses. However, experts suggest that you should also keep some emergency money aside for routine medical expenses and for cases where hospitalisation is not needed. Typically, most insurance policies cover hospitalisation, though there are policies that cover OPD (out-patient) expenses as well.

Many of you avoid investing and settle for traditional choices such as fixed deposits for reasons such as:

• You may lack expert knowledge for investment.
• You may not have the time and inclination to follow the markets.
• You may not have large amounts to begin investing.

Some of you invest solely in tax-saving investments to avoid paying income tax, while others seek liquidity in investments. You can invest in Mutual Funds, which is a single solution for all of these needs. So "Mutual Funds Sahi Hai" isn't just a tagline but an apt definition of how secure and rewarding a mutual fund investment is. How? Let's understand.