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    Home Insurance

    I live in a building insured by my society. Would I need to take a separate home insurance policy?

    The insurance that your society provides may offer you a limited cover and that generally includes only overall building of the society including common areas. It does not include the internal walls or improvements done by you in the internal structure.  You could consider Structure and home content insurance cover for your belongings and betterments done within your house.

    Can I go for add-on covers in my policy? What do I do in case of a home insurance claim? Does Home Insurance policy cover the home building for its market value? Can the building be covered in a building that is 45 years old? In Home Insurance policy how do I calculate the value of the structure? On what basis are the structure and contents insured in Home Insurance policy? Who can buy Home Insurance Policy? What type of dwellings can be covered under Complete Home Protect Policy? What is the procedure for assessing the value of my home building and its contents? Is short circuit covered under the policy? What is covered under valuables? If I work out of my home, is my inventory and business property also covered? What are the documents required for filing a claim? What do I do in case of a burglary claim? What is the maximum period that I can cover my home for under this policy? What if I sell the property during the insured period? If three people share an apartment, can each one take a separate home insurance policy? How do we get the valuation of our property done? In Home Insurance policy how do I calculate the value of contents? What are the contents insured In Home Insurance policy? Why a list of items is not required in Home Insurance policy? How will you asses a claim in Home Insurance policy? How is the value of jewellery calculated in Home Insurance policy? If my servant is involved in the burglary, is the loss covered in Home Insurance policy? If losses are incurred due to an incident like the garden catching fire and spreading to the premises, will it be covered in Home Insurance policy? If my AC is damaged or is out of order due to a technical issue, is it covered in the Home Insurance policy? If I rent out my house will my tenants be also covered under Home Insurance Policy? If I work out of my home, is my inventory and business property also covered in Home Insurance Policy? Is my home insured if my wife uses a part of it (room) for conducting coaching classes?