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BSE Private Banks Index Results: Latest Quarterly Results & Analysis

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Federal Bank Ltd. 29 Apr 2026 14:25 PM
Result PDF

Q4FY26 & FY26 Result Announced for Federal Bank Ltd.

Federal Bank announced Q4FY26 & FY26 results

Q4FY26 Standalone Financial Highlights:

  • Total Income: Rs 8,54,404 lakh in Q4FY26, up 7.23% QoQ from Rs 7,96,779 lakh and up 11.62% YoY from Rs 7,65,431 lakh.
  • Interest Earned: Rs 7,39,909 lakh in Q4FY26, up 7.74% QoQ from Rs 6,86,750 lakh and up 11.29% YoY from Rs 6,64,836 lakh.
  • Net Profit: Rs 1,25,910 lakh in Q4FY26, up 20.93% QoQ from Rs 1,04,121 lakh and up 22.22% YoY from Rs 1,03,023 lakh.
  • Operating Profit: Rs 2,27,641 lakh in Q4FY26, compared to Rs 1,72,933 lakh in Q3FY26 (up 31.64% QoQ) and Rs 1,46,540 lakh in Q4FY25 (up 55.34% YoY).
  • Earnings Per Share (EPS): Basic EPS stood at Rs 5.11 in Q4FY26, compared to Rs 4.23 in Q3FY26 and Rs 4.20 in Q4FY25.

Q4FY26 Consolidated Financial Highlights:

  • Total Income: Rs 9,13,247 lakh in Q4FY26, up 7.40% QoQ from Rs 8,50,316 lakh and up 11.98% YoY from Rs 8,15,529 lakh.
  • Interest Earned: Rs 7,94,661 lakh in Q4FY26, up 7.96% QoQ from Rs 7,36,047 lakh and up 11.80% YoY from Rs 7,10,795 lakh.
  • Net Profit (Attributable to Group): Rs 1,34,097 lakh in Q4FY26, up 22.57% QoQ from Rs 1,09,407 lakh and up 22.92% YoY from Rs 1,09,094 lakh.
  • Earnings Per Share (EPS): Basic EPS stood at Rs 5.44 in Q4FY26, compared to Rs 4.45 in Q3FY26 and Rs 4.44 in Q4FY25.

FY26 Standalone Financial Highlights:

  • Total Income: Rs 32,13,577 lakh in FY26, up 6.53% YoY compared to Rs 30,16,650 lakh in FY25.
  • Interest Earned: Rs 27,69,538 lakh in FY26, up 5.05% YoY compared to Rs 26,36,525 lakh in FY25.
  • Net Profit: Rs 4,11,732 lakh in FY26, up 1.61% YoY compared to Rs 4,05,189 lakh in FY25.
  • Operating Profit: Rs 7,20,820 lakh in FY26, up 18.15% YoY compared to Rs 6,10,113 lakh in FY25.
  • Net Cash Flow from Operating Activities: Rs 7,18,202 lakh in FY26, down 28.70% YoY compared to Rs 10,07,338 lakh in FY25.
  • Earnings Per Share (EPS): Basic EPS for the year stood at Rs 16.74, compared to Rs 16.54 in FY25.
  • Dividend: The Board recommended a final dividend of Rs 1.20 per equity share (60%) of face value Rs 2 each for FY26.

FY26 Consolidated Financial Highlights:

  • Total Income: Rs 34,27,242 lakh in FY26, up 7.00% YoY compared to Rs 32,03,025 lakh in FY25.
  • Interest Earned: Rs 29,67,410 lakh in FY26, up 5.58% YoY compared to Rs 28,10,608 lakh in FY25.
  • Net Profit (Attributable to Group): Rs 4,34,530 lakh in FY26, up 4.48% YoY compared to Rs 4,15,885 lakh in FY25.
  • Earnings Per Share (EPS): Basic EPS for the year stood at Rs 17.67, compared to Rs 16.98 in FY25.

Business Highlights:

  • Asset Quality: Standalone Gross NPA stood at 1.62% and Net NPA at 0.20% as of March 31, 2026, compared to 1.84% and 0.44%, respectively, in the previous year.
  • Capital Adequacy: Capital Adequacy Ratio (Basel III) improved to 17.25% as of March 31, 2026, from 16.40% a year ago.
  • Provision Coverage Ratio: Standalone PCR stood at 97.50% as of March 31, 2026.
  • Return on Assets: Standalone RoA for the year ended March 31, 2026, was 1.15%.
  • Net Worth: The bank's standalone net worth increased to Rs 38,69,054 lakh as of March 31, 2026, from Rs 33,12,164 lakh in the previous year.
  • Equity Allotment: The bank allotted 84,53,291 equity shares of Rs 2 each during the year pursuant to the exercise of stock options by employees.
  • Warrant Issuance: On February 16, 2026, the bank issued 27,29,74,043 warrants on a private placement basis to Asia II Topco XIII Pte. Ltd., receiving Rs 1,54,912.77 lakh (25% of the warrant price).
  • Strategic Acquisition: During Q3FY26, the bank acquired an additional 3.20 crore equity shares of Ageas Federal Life Insurance Company Limited, raising its total shareholding to 30%.
  • Income Tax Refund: The bank accounted for interest on income tax refunds aggregating to Rs 45,659.75 lakh during Q4FY26.

Result PDF

Result PDF

RBL Bank announced Q4FY26 & FY26 results

Q4FY26 Standalone Financial Highlights:

  • Total Income: Reported at Rs 4,78,921 lakh, an increase of 1.53% QoQ from Rs 4,71,700 lakh and 7.01% YoY from Rs 4,47,560 lakh.
  • Net Profit: Reported at Rs 22,971 lakh, reflecting a growth of 7.40% QoQ from Rs 21,388 lakh and a significant growth of 234.37% YoY compared to Rs 6,870 lakh.
  • Net Interest Income (NII): Stood at Rs 1,671 crore, up 1% QoQ and 7% YoY.
  • Other Income: Reported at Rs 1,06,896 lakh, up 1.78% QoQ from Rs 1,05,026 lakh and 6.89% YoY from Rs 1,00,003 lakh.
  • Earnings Per Share (EPS): Basic EPS stood at Rs 3.72 compared to Rs 3.48 QoQ and Rs 1.13 YoY.
  • Net Interest Margin (NIM): Reported at 4.41% for the quarter.

Q4FY26 Consolidated Financial Highlights:

  • Total Income: Reported at Rs 4,79,136 lakh, an increase of 1.55% QoQ from Rs 4,71,841 lakh and 6.99% YoY from Rs 4,47,791 lakh.
  • Net Profit: Reported at Rs 24,442 lakh, growing by 7.23% QoQ from Rs 22,795 lakh and 180.97% YoY from Rs 8,699 lakh.
  • Earnings Per Share (EPS): Basic EPS stood at Rs 3.96 compared to Rs 3.71 QoQ and Rs 1.43 YoY.

FY26 Standalone Financial Highlights:

  • Total Income: Stood at Rs 18,45,695 lakh for FY26, a growth of 3.43% YoY compared to Rs 17,84,525 lakh in FY25.
  • Net Profit: Reported at Rs 82,244 lakh for the full year, an increase of 18.27% YoY compared to Rs 69,537 lakh in the previous year.
  • Cash Flows: Net cash flow from operating activities saw a turnaround to Rs 7,57,701 lakh for FY26, compared to a negative flow of Rs (84,634) lakh in FY25.
  • Earnings Per Share (EPS): Basic EPS for the year was Rs 13.42 compared to Rs 11.45 in FY25.
  • Dividend: The Board has proposed a dividend of Rs 1 per equity share of face value of Rs 10 each.

FY26 Consolidated Financial Highlights:

  • Total Income: Reported at Rs 18,46,393 lakh for FY26, showing a growth of 3.62% YoY from Rs 17,81,949 lakh.
  • Net Profit: Stood at Rs 87,905 lakh for FY26, up 22.59% YoY compared to Rs 71,706 lakh in FY25.
  • Cash Flows: Net cash flow from operating activities was Rs 7,57,817 lakh for the year, compared to a negative flow of Rs (82,860) lakh in FY25.
  • Earnings Per Share (EPS): Basic EPS for the full year was Rs 14.34 compared to Rs 11.81 in the previous year.

Business Highlights:

  • Advances: Net Advances grew 23% YoY and 11% QoQ to Rs 1,14,232 crore. Retail Advances grew by 20% YoY to Rs 67,119 crore.
  • Deposits franchise: Total Deposits grew 25% YoY and 16% QoQ to Rs 1,39,018 crore. CASA deposits grew by 23% YoY to Rs 46,723 crore, with a CASA ratio of 33.6%.
  • Asset Quality: Gross NPA improved to 1.45% compared to 1.88% as of December 31, 2025. Net NPA improved to 0.39% compared to 0.55% as of December 31, 2025. Provision Coverage Ratio including technical write-offs stood at 94.9%.
  • Capital Position: Total Capital Adequacy Ratio was 14.25% with CET 1 at 12.77% as of March 31, 2026.
  • Network Expansion: The Bank added 23 branches during the quarter, bringing the total network to 603 branches and 1,942 total touchpoints.
  • Strategic Approval: The Bank received approvals from the RBI and the CCI for the strategic investment by Emirates NBD P.J.S.C, which is currently in its final stages of closure.

R Subramaniakumar, MD & CEO, RBL Bank, said: “Q4FY26 marks another quarter of stable and sustained operating performance for the Bank. We delivered growth that meaningfully outpaced normalised industry trends, led by sharp momentum in granular retail advances and sustained strengthening of our granular deposit franchise. During the quarter, we accelerated branch expansion by adding 23 branches, taking our total network to 603 branches. This expanded footprint strengthens our ability to deepen customer relationships, enhance sourcing capabilities, and support growth across our retail businesses as we enter the new financial year. Our core operating engine remains robust, anchored in disciplined execution, a continued focus on building a profitable and resilient balance sheet, and the scaling up of cross-sell initiatives across our existing customer base. During the quarter, the Bank received approvals from the RBI and the CCI for the strategic investment by Emirates NBD P.J.S.C in the Bank, and the transaction is now in its final stages of closure.”

Result PDF

IDFC First Bank announced Q4FY26 & FY26 results

Q4FY26 Standalone Financial Highlights:

  • Interest Earned: Rs 10,55,277 lakh (up 1.30% QoQ vs Rs 10,41,702 lakh and up 12.11% YoY vs Rs 9,41,294 lakh).
  • Other Income: Rs 1,63,004 lakh (down 23.29% QoQ vs Rs 2,12,497 lakh and down 14.00% YoY vs Rs 1,89,541 lakh).
  • Total Income: Rs 12,18,281 lakh (down 2.86% QoQ vs Rs 12,54,199 lakh and up 7.73% YoY vs Rs 11,30,835 lakh).
  • Net Profit: Rs 31,894 lakh (down 36.53% QoQ vs Rs 50,254 lakh and up 4.89% YoY vs Rs 30,408 lakh).
  • Basic EPS: Rs 0.37 (vs Rs 0.57 QoQ and Rs 0.42 YoY).

Q4FY26 Consolidated Financial Highlights:

  • Total Income: Rs 12,18,297 lakh (down 2.86% QoQ vs Rs 12,54,199 lakh and up 7.73% YoY vs Rs 11,30,842 lakh).
  • Net Profit: Rs 33,064 lakh (down 30.92% QoQ vs Rs 47,865 lakh and up 11.85% YoY vs Rs 29,560 lakh).
  • Basic EPS: Rs 0.38 (vs Rs 0.54 QoQ and Rs 0.40 YoY).

FY26 Standalone Financial Highlights:

  • Interest Earned: Rs 40,54,882 lakh (up 11.09% YoY vs Rs 36,50,149 lakh).
  • Total Income: Rs 48,42,211 lakh (up 11.26% YoY vs Rs 43,52,320 lakh).
  • Net Profit: Rs 1,63,636 lakh (up 7.31% YoY vs 1,52,485 lakh).
  • Net Cash Flow from Operating Activities: Rs 6,91,504 lakh (down 51.96% YoY vs 14,39,454 lakh).
  • Basic EPS: Rs 1.93 (vs Rs 2.09 YoY).
  • Dividend: The Board of Directors proposed a dividend of Rs 0.25 per share.

FY26 Consolidated Financial Highlights:

  • Total Income: 48,42,239 lakh (up 11.37% YoY vs 43,47,830 lakh).
  • Net Profit: 1,61,056 lakh (up 8.07% YoY vs 1,49,035 lakh).
  • Net Cash Flow from Operating Activities: 6,81,664 lakh (down 52.88% YoY vs Rs 14,46,509 lakh).
  • Basic EPS: Rs 1.89 (vs Rs 2.04 YoY).

Business Highlights:

  • Customer Business: Total Customer Business grew to Rs 5,74,731 crore as of March 31, 2026, up 18.6% YoY.
  • Loans and Advances: Customer loans and advances reached Rs 2,90,278 crore, reflecting a growth of 20.0% YoY.
  • Asset Quality: Gross NPA ratio improved to 1.61% from 1.87% YoY. Net NPA ratio improved slightly to 0.48% from 0.53% YoY. SMA 1 2 (Retail, Rural, and MSME) improved to 0.78% from 1.07% YoY.
  • Deposits: Customer Deposits stood at Rs 2,84,453 crore, up 17.3% YoY. CASA Deposits grew 24.0% YoY to Rs 1,46,650 crore. The CASA Ratio was 49.80% as of March 31, 2026.
  • Wealth Management: The Private Wealth Management business grew by 23% YoY to cross Rs 57,000 crore.
  • Credit Cards: Credit Cards in force crossed the 4.5 million mark during Q4FY26.
  • Capital Adequacy: Capital Adequacy Ratio stood at 15.60% as of March 31, 2026.
  • Operational Note: The Bank fully expensed an impacted amount related to a fraud incident at a Chandigarh branch involving unauthorized activities by certain employees. The principal amount paid was Rs 645.59 crore, with a post-tax impact of Rs 483 crore recognized in Q4FY26.

V Vaidyanathan, MD & CEO, said: “The asset quality of the bank remains stable. We have always mentioned that the asset quality of all businesses continues to perform well, except for the micro-finance book, which was an issue for the entire industry in FY25 and FY26. Hence, with the micro-finance issue behind us, the GNPA and NNPA have come down to healthy levels of 1.61% and 0.48%, respectively. The provisions during Q4FY26 have come down to the lowest level of two years, at 1.63% of loans, which is equivalent to 1.18% of assets. The first month of Q1FY27 has started strong for deposits, and the bank is confident of growing its deposit business healthily in line with past trends.”

Result PDF

Axis Bank announced Q4FY26 & FY26 results

Q4FY26 Standalone Financial Highlights:

  • Net Interest Income: Reported at Rs 14,457 crore, showing a growth of 1% QoQ and 5% YoY.
  • Fee Income: Stood at Rs 6,561 crore, increasing 8% QoQ and 4% YoY.
  • Operating Profit: Reported at Rs 10,013 crore, declining 8% QoQ and 7% YoY.
  • Core Operating Profit: Stood at Rs 10,619 crore, a decrease of 2% QoQ but a marginal increase of 0.4% YoY.
  • Net Profit: Reported at Rs 7,071 crore, representing a growth of 9% QoQ and a decline of 0.6% YoY.
  • Diluted EPS (Annualised): Stood at Rs 91.78 for the quarter compared to Rs 78.31 in Q3FY26 and Rs 92.73 in Q4FY25.
  • Total Deposits: Stood at Rs 13,35,834 crore, growing 6% QoQ and 14% YoY.
  • Net Advances: Reported at Rs 12,33,570 crore, up 6% QoQ and 19% YoY.

Q4FY26 Consolidated Financial Highlights:

  • Net Profit: Reported at Rs 7,595 crore, up 10% QoQ and down 1% YoY.
  • Return on Assets (Annualised): Stood at 1.64% for the quarter compared to 1.46% in Q3FY26 and 1.88% in Q4FY25.
  • Return on Equity (Annualised): Stood at 15.15% for the quarter compared to 13.59% in Q3FY26 and 17.11% in Q4FY25.

FY26 Standalone Financial Highlights:

  • Net Interest Income: Stood at Rs 56,048 crore for FY26, a growth of 3% YoY.
  • Fee Income: Reported at Rs 24,444 crore, up 9% YoY.
  • Operating Profit: Stood at Rs 42,817 crore, increasing 2% YoY.
  • Core Operating Profit: Reported at Rs 41,443 crore, a growth of 4% YoY.
  • Net Profit: Stood at Rs 24,457 crore, declining 7% YoY.
  • Diluted EPS: Reported at Rs 78.31 for the full year compared to Rs 84.77 in FY25.
  • Dividend: The Board of Directors has recommended a dividend of Rs 1 per equity share of face value of Rs 2 per equity share for the year ended March 31, 2026.

FY26 Consolidated Financial Highlights:

  • Net Profit: Reported at Rs 26,508 crore for FY26, down 6% YoY.
  • Return on Assets: Stood at 1.45% for the year compared to 1.74% in FY25.
  • Return on Equity: Stood at 13.15% for the year compared to 16.52% in FY25.
  • Net Profit of Domestic Subsidiaries: Reported at Rs 2,051 crore, a growth of 16% YoY.

Business Highlights:

  • Deposit Growth: Total deposits grew 14% YoY on a QAB basis, with Current Account (CA) growing 10% and Savings Account (SA) growing 10%. CASA ratio stands at 40% on MEB basis.
  • Loan Growth: Advances grew 19% YoY, driven by 38% growth in Corporate loans and 24% growth in SME loans. The SBB SME Mid-Corporate book now constitutes 24% of total loans.
  • Asset Quality: GNPA at 1.23% declined 17 bps QoQ and 5 bps YoY. Net NPA stood at 0.37%. Provision Coverage Ratio (PCR) is healthy at 70%.
  • Capital Position: Capital Adequacy Ratio (CAR) stood at 16.42% with CET-1 ratio at 14.38%. The bank holds a provision buffer of Rs 155 billion (standard additional non-NPA).
  • Digital Banking: Axis Mobile remains a top-rated app with ~16 million Monthly Active Users. The Bank maintains a market leading position in UPI Payer PSP with ~36% market share.
  • Subsidiary Performance: Axis Finance PAT grew 19% YoY to Rs 806 crore. Axis AMC PAT grew 19% YoY to Rs 596 crore. Axis Capital PAT increased 61% YoY to Rs 259 crore.

Amitabh Chaudhry, MD & CEO, Axis Bank, said: "As banking becomes increasingly digital - trust, security and relevance remain foundational. This quarter's initiatives reflect on our intent to empower customers, invest in partner ecosystems, and strengthen talent and inclusion as enduring growth enablers. We have closed the year on a strong note, with consistent progress across all our strategic priorities. While we enter the new financial year with confidence and optimism focusing on building a more resilient franchise, we are conscious of the global macro and geo-political situation shaping up and are closely watching it."

Result PDF

IndusInd Bank announced Q4FY26 & FY26 results

Q4FY26 Standalone Financial Highlights:

  • Total Income: Reported at Rs 12,71,177 lakh, showing a growth of 12.07% YoY compared to Rs 11,34,265 lakh in the same quarter last year, and a decline of 2.81% QoQ compared to Rs 13,07,939 lakh.
  • Interest Earned: Stood at Rs 11,00,542 lakh, an increase of 3.49% YoY from Rs 10,63,384 lakh and a decrease of 3.23% QoQ from Rs 11,37,288 lakh.
  • Net Profit: Reported at Rs 53,271 lakh, reflecting a significant turnaround from a net loss of Rs (2,23,599) lakh in the corresponding quarter last year (YoY) and an increase of 230.55% QoQ from Rs 16,116 lakh.
  • Earnings Per Share (EPS): Basic EPS for the quarter was Rs 6.84, compared to Rs (28.71) YoY and Rs 2.07 QoQ.
  • Asset Quality: Gross NPA ratio stood at 3.43% compared to 3.56% QoQ and 3.13% YoY. Net NPA ratio was 1.00% compared to 1.04% QoQ and 0.95% YoY.

Q4FY26 Consolidated Financial Highlights:

  • Total Income: Reported at Rs 12,71,908 lakh, an increase of 12.13% YoY from Rs 11,34,267 lakh and a decrease of 2.76% QoQ from Rs 13,08,008 lakh.
  • Interest Earned: Stood at Rs 11,00,542 lakh, up 3.49% YoY from Rs 10,63,384 lakh and down 3.23% QoQ from Rs 11,37,288 lakh.
  • Net Profit: Reported at Rs 59,417 lakh, a turnaround from a loss of Rs (2,32,887) lakh YoY and a growth of 364.27% QoQ from Rs 12,798 lakh.
  • Earnings Per Share (EPS): Basic EPS stood at Rs 7.63, compared to Rs (29.90) YoY and Rs 1.64 QoQ.
  • Net Worth: Reported at Rs 62,86,698 lakh as of March 31, 2026.

FY26 Standalone Financial Highlights:

  • Total Income: Rs 53,46,787 lakh for FY26, a decrease of 5.12% compared to Rs 56,35,186 lakh in FY25.
  • Interest Earned: Rs 46,25,081 lakh, a decline of 4.97% YoY from Rs 48,66,767 lakh.
  • Net Profit: Rs 93,333 lakh for FY26, a decrease of 64.69% compared to Rs 2,64,290 lakh in FY25.
  • EPS: Basic EPS for the full year was Rs 11.98 compared to Rs 33.93 in the previous year.
  • Dividend: The Board has recommended a final dividend of Rs 1.50 per equity share (15%) of Rs 10 each for the financial year ended March 31, 2026.

FY26 Consolidated Financial Highlights:

  • Total Income: Rs 53,47,987 lakh for FY26, a decrease of 5.11% from Rs 56,35,810 lakh in FY25.
  • Interest Earned: Rs 46,25,081 lakh, a decline of 4.97% YoY from Rs 48,66,766 lakh.
  • Net Profit: Rs 88,934 lakh for FY26, a decline of 65.47% compared to Rs 2,57,554 lakh in FY25.
  • EPS: Basic EPS for the full year stood at Rs 11.42 compared to Rs 33.07 in FY25.

Business Highlights:

  • Asset Quality: Consolidated Gross NPA as of March 31, 2026, was Rs 11,09,535 lakh (3.43%) and Net NPA was Rs 3,16,938 lakh (1.00%).
  • Capital Adequacy: The Capital Adequacy Ratio (CRAR) as per Basel III stood at 17.48% with a CET 1 Ratio of 16.20%.
  • Provisions: Consolidated provisions (other than tax) and contingencies for the year ended March 31, 2026, were Rs 7,96,908 lakh compared to Rs 7,13,565 lakh in the previous year.
  • Regulatory Impacts: The Bank recognized an additional impact of Rs 228.96 crore under 'Employees cost' during the quarter ended December 31, 2025, and the year ended March 31, 2026, due to the notification of 'New Labour Codes'.
  • Operational Updates: The Bank addressed discrepancies identified during the previous financial year related to derivative trades (Rs 1,959.98 crore) and MFI portfolio interest income (Rs 846.40 crore) by setting up an executive-level Project Management Group for oversight and control.
  • Network/Subsidiaries: Consolidated results include the accounts of Bharat Financial Inclusion Limited (Subsidiary) and IndusInd Marketing and Financial Services Private Limited (Associate).

Rajiv Anand, MD & CEO, IndusInd Bank said: “At IndusInd Bank, we are seeing improved growth momentum across businesses, supported by focused execution and strengthening fundamentals. In our microfinance portfolio, lower slippages during the quarter have contributed to better asset quality. We believe this reflects stronger underlying discipline and is not a one-off improvement. Our focus remains on sustaining this through prudent underwriting, calibrated risk management and consistent execution.

In Q4FY26, the Bank delivered steady operating performance, with Pre-Provision Operating Profit at Rs 2,295 crore, up 1% QoQ, and Profit After Tax at Rs 594 crore. The balance sheet remains well supported, with capital adequacy of 17.48% and strong liquidity. While geopolitical uncertainties persist, India’s growth outlook remains stable, and we remain focused on participating in this growth in a prudent and sustainable manner"

Result PDF

YES Bank announced Q4FY26 & FY26 results

  • Q4FY26 NII at Rs 2,638 crore, up 15.9% YoY & 7.0% QoQ. FY26 NII at Rs 9,776 crore up 9.3% YoY.
  • NIM for Q4FY26 at 2.7% up 20 bps YoY and up 10 bps QoQ, aided by lower cost of deposits and reduction in balances of PSL shortfall deposits. FY26 NIM at 2.6% up 20 bps Yo-Y.
  • Non-Interest Income at Rs 1,730 crore, up 6.0% QoQ. FY26 Non-Interest Income at Rs 6,759 crore up 15.4% YoY.
  • Strong cost control by the Bank enabled restricting Operating Costs growth- at Rs 2,750 crore, up only 1.8% YoY and down 4.0% QoQ. FY26 Operating Costs at Rs 11,029 crore grew only 4.6% YoY.
  • Non-tax Provision Costs at Rs 188 crore down 41.0% QoQ. FY26 Non-tax Provisions at Rs 912 crore down 16.0% YoY.
  • Operating Profit for Q4FY26 at Rs 1,618 crore, up 23.1% YoY & 31.2% QoQ. FY26 Operating Profit at Rs 5,506 crore up 29.4% YoY.
  • Net Profit for Q4FY26 at Rs 1,068 crore, up 44.7% YoY & 12.3% QoQ. FY26 Net Profit at Rs 3,476 crore up 44.5% YoY.
  • Q4FY26 RoA at 1.0% vs 0.7% in Q4FY25 & 0.9% in Q3FY26. FY26 RoA at 0.8% vs 0.6% in FY25.
  • RoE at 8.4% for Q4FY26, vs 6.2% in Q4FY25 and 7.7% in Q3FY26. FY26 RoE at 7.0% vs 5.2% in FY25.
  • Net Advances at Rs 2,73,445 crore, registered growth of 11.1% YoY and 6.2% QoQ, driven by acceleration across business segments.
  • Retail Assets Disbursement, up ~41% YoY.
  • Corporate & Institutional Banking Advances up 19.7% YoY; Commercial Banking Advances up 14.5% YoY; Retail Banking Advances up 4.7% YoY.
  • C/D ratio at 85.7% vs 86.5% in Q4FY25 and 88.0% in Q3FY26.
  • Total Deposits at Rs 3,18,969 crore grew 12.1% YoY & 9.0% QoQ with continued outperformance in CASA Deposits.
  • CASA Deposits at Rs 111,959 crore grew 14.9% YoY; CASA AQB (Avg. Quarterly Balance) growth was also strong at 11.2% YoY.
  • CASA Ratio at 35.1% vs 34.3% in Q4FY25 and 34.0% in Q3FY26.
  • CA balances grew 20.8% YoY and 28.2% QoQ.
  • SA balances grew 10.1% YoY and 1.6% QoQ.
  • Average Quarterly LCR during the quarter remains healthy at 119.0%.
  • CET I Ratio stands at 13.8% vs 13.5% in Q4FY25 and 13.9% in Q3FY26.
  • RWA to Total Assets at 69.7% vs 71.3% in Q4FY25 and 73.9% in Q3FY26.
  • PSL shortfall Deposits at Rs 27,931 crore - lower 24.5% YoY and 4.4% QoQ, now account for 6.0% of Total Assets; consequently, Borrowings down 9.4% YoY.
  • Asset Quality:
    • GNPA Ratio at 1.3% in Q4FY26, down 30 bps YoY and 20 bps QoQ.
    • NNPA Ratio at 0.2% in Q4FY26, down 10 bps both YoY and QoQ.
    • PCR at 81.9% in Q4FY26 vs 79.7% in Q4FY25 and 83.3% in Q3FY26.
    • Net Credit Costs for the quarter stood 0.2% of Avg. assets for the quarter vs 0.3% Q4FY25. FY26 Credit Costs restricted to 0.2% vs 0.3% in FY25.
    • Gross Slippages for Q4FY26 at Rs 1,102 crore (1.6% of Advances) vs Rs 1,050 crore (1.6% of Advances) in Q3FY26.
    • Retail Banking Slippages at their lowest in the past 9 quarters at Rs 888 crore (2.8% of Advances) vs Rs 1,026 crore (3.4% of Advances) in Q3FY26.
    • Recoveries & Upgrades for Q4FY26 at Rs 1,547 crore & Rs 4,795 crore for FY26, incl. P&L gain from Security Receipts of Rs 446 crore for Q4FY26 & Rs 1,559 crore for FY26.

Result PDF

ICICI Bank announced Q4FY26 results

  • Profit before tax excluding treasury grew by 10.1% YoY to Rs 18,209 crore (USD 1.9 billion) in Q4FY26.
  • Core operating profit grew by 5.1% YoY to Rs 18,305 crore (USD 1.9 billion) in Q4FY26.
  • Profit after tax grew by 8.5% YoY to Rs 13,702 crore (USD 1.4 billion) in Q4FY26.
  • Profit before tax excluding treasury grew by 7.1% YoY to Rs 65,021 crore (USD 6.9 billion) in the year ended March 31, 2026 (FY26).
  • Core operating profit grew by 7.7% YoY to Rs 70,401 crore (USD 7.4 billion) in FY26.
  • Profit after tax grew by 6.2% YoY to Rs 50,147 crore (USD 5.3 billion) in FY26.
  • Consolidated profit after tax increased by 9.3% YoY to Rs 14,755 crore (USD 1.6 billion) in Q4FY26 and by 6.2% YoY to Rs 54,208 crore (USD 5.7 billion) in FY26.
  • Total period-end deposits grew by 11.4% YoY to Rs 17,94,625 crore (USD 189.2 billion) at March 31, 2026.
    • Average current account and savings account (CASA) ratio was 38.6% in Q4FY26.
  • Total loan portfolio grew by 15.8% YoY to Rs 15,53,893 crore (USD 163.9 billion) at March 31, 2026.
  • Net NPA ratio was 0.33% at March 31, 2026.
  • Total capital adequacy ratio was 17.18% and CET-1 ratio was 16.35%, on a standalone basis, at March 31, 2026 after reckoning the impact of proposed dividend.
  • The Board has recommended a dividend of Rs 12 per share for FY26. The declaration and payment of dividend is subject to requisite approvals.

Result PDF

HDFC Bank announced Q4FY26 & FY26 results

Q4FY26 Financial Highlights:

  • The Bank's net revenue grew by 5.0% to Rs 462.8 billion for Q4FY26 from Rs 440.9 billion Q4FY25.
  • Net interest income for Q4FY26 grew by 3.2% to 330.8 billion from 320.7 billion Q4FY25.
  • Other income (non-interest revenue) for Q4FY26 was Rs 132.0 billion. The four components of other income for Q4FY26 were fees & commissions of Rs 92.2 billion (Rs 85.3 billion in Q4FY25).
  • Profit before tax (PBT) for Q4FY26 was at Rs 251.9 billion.
  • Profit after tax (PAT) for the quarter was at Rs 192.2 billion, a growth of 9.1% over Q4FY25.
  • Total balance sheet size as of March 31, 2026 was Rs 43,649 billion as against Rs 39,102 billion as of March 31, 2025.
  • The Bank's average deposits were Rs 28,511 billion for Q4FY26, a growth of 12.8% over Rs 25,280 billion for Q4FY25, and 3.6% over Rs 27,524 billion for Q3FY26.
  • The Bank's average CASA deposits were Rs 9,184 billion for Q4FY26, a growth of 10.8% over Rs 8,289 billion for Q4FY25, and 2.2% over Rs 8,984 billion for Q3FY26.
  • Gross advances were at Rs 29,600 billion as of March 31, 2026, an increase of 12.0% over March 31, 2025. Advances under management grew by 10.2% over March 31, 2025.
  • Retail loans grew by 6.5%, small and mid-market enterprises loans grew by 17.2% and corporate and other wholesale loans grew by 13.0%. Overseas advances constituted 1.6% of total advances.
  • Capital Adequacy: The Bank's total Capital Adequacy Ratio (CAR) as per Basel III guidelines was at 19.7% as on March 31, 2026 (19.6% as on March 31, 2025) as against a regulatory requirement of 11.9%.
  • Asset Quality: Gross non-performing assets were at 1.15% of gross advancesces as on March 31, 2026 (0.91% excluding NPAs in the agricultural segment), as against 1.24% as on December 31, 2025 (0.97% excluding NPAs in the agricultural segment), and 1.33% as on March 31, 2025 (1.13% excluding NPAs in the agricultural segment). Net non-performing assets were at 0.38% of net advances as on March 31, 2026.
  • The Board of Directors have now recommended afinal dividend of Rs 13.0 per equity share of Rs 1 each for FY26.

FY26 Financial Highlights:

  • Net revenues (net interest income plus other income) for FY26 were 1,912.2 billion, as against 1,683.0 billion for FY25.
  • Profit after tax for FY26 was 746.7 billion, up by 10.9% over FY25.

Result PDF

IDFC First Bank announced Q3FY26 results

  • Loans and Advances: Rs 2,79,428 crore against Rs 2,31,074 crore during Q3FY25, change 21%.
  • Deposits: Rs 2,82,662 crore against Rs 2,,27,316 crore during Q3FY25, change 24%.
  • PAT: Rs 503 crore against Rs 339 crore during Q3FY25, change 48%.
  • Net Interest Margin: 5.76% for Q3FY26.

V Vaidyanathan, MD & CEO, said: “We are seeing a strong business momentum across all our main lines of businesses, including lending, deposits, wealth management, transaction banking etc. Our asset quality has improved with GNPA at 1.69% and Net NPA at 0.53% as of 31st December 2025. On cost of funds, we expect it to further drop from here because of recent revision in savings rates, which will enable us to expand our lending franchise.”

Result PDF

Axis Bank announced Q3FY26 results

  • The Bank’s Net Interest Income (NII) for Q3FY26 stood at Rs 14,287 crore up 4% QoQ and 5% YoY basis. Net Interest Margin (NIM) for Q3FY26 stood at 3.64%.
  • Fee income for Q3FY26 grew 12% YoY to Rs 6,100 crore. Retail fees grew 12% YoY; and constituted 71% of the Bank’s total fee income. Fees from Third Party Products grew 12% YoY.
  • Operating Revenue: Rs 20,512 crore against Rs 19,578 crore during Q3FY25, change 5%,
  • The Bank’s operating profit for the quarter stood at Rs 10,876 crore up 3% YoY. Core operating profit stood at Rs 10,815 crore up 7% YoY. Operating cost grew 7% YoY in Q3FY26. Net profit up 3% YoY to Rs 6,490 crore in Q3FY26.
  • EPS: Rs 6,490 for Q3FY26.
  • Provision and contingencies for Q3FY26 stood at Rs 2,246 crore. Specific loan loss provisions for Q3FY26 stood at Rs 2,307 crore. The Bank holds cumulative provisions (standard additional other than NPA) of Rs 13,111 crore at the end of Q3FY26.
  • The Bank’s balance sheet grew 15% YoY and stood at Rs 17,52,171 crore as on 31st December 2025. The total deposits grew 5% QoQ and 15% YoY on month end basis, of which current account deposits grew 7% | 20%, saving account deposits grew 1% | 11% and term deposits grew 6% | 16% on QoQ | YoY basis, respectively.
  • The Bank’s wealth management business is among the largest in India with assets under management (AUM) of Rs 6,87,738 crore at the end of 31st December 2025 that grew 7% QoQ and 8% YoY.
  • The shareholders’ funds of the Bank grew 15% YoY and stood at Rs 1,96,709 crore as on 31st December 2025.The Capital Adequacy Ratio (CAR) and CET1 ratio stood at 16.55% and 14.50% respectively at the end of 31st December 2025
  • As on 31st December 2025, the Bank’s reported Gross NPA and Net NPA levels were 1.40% and 0.42% respectively, as against 1.46% and 0.44% as on 30 th September 2025.
  • Gross Slippages on account of Technical Impact in Q3FY26 was Rs 1,698 crore. Net Slippages on account of Technical Impact in Q3FY26 was Rs 449 crore. Provisions on account of Technical Impact in Q3FY26 were Rs 377 crore.
    • Gross NPA ratio adjusted for Technical Impact stands at 1.21%, declining 8 bps QoQ and 25 bps YoY.
    • Net NPA ratio adjusted for Technical Impact stands at 0.33%, declining 2 bps QoQ and YoY.

Amitabh Chaudhry, MD & CEO, Axis Bank said: “Our progress this quarter reflects our focus on creating solutions that matter - simplifying access to credit, reimagining digital banking, and investing in talent and ideas that will shape the future. We will keep strengthening our competitive edge by modernising our platforms, empowering our teams, and staying ahead of shifts in customer behavior through smart and revolutionary solutions.”

Result PDF

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