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    Everything You Need to Know About CAS Before August 3, 2026
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    General Queries

    Important Changes to Pay-In and Payout Processing effective 14th November 2024

    As per regulatory requirement It is mandatory to credit the Payout amount after netting any outstanding Payin amount across Equity, F&O and commodity segment.

     

    Understanding Pay-In and Payout 

    Pay-In: The amount you deposit when making purchases (e.g., stocks, futures, commodities) or to meet margin requirements.

    Example: If you buy shares worth 50000, the amount to settle this transaction is your pay-in.

    Payout: The amount you receive when selling securities or closing positions, representing any profits or returns on your trades.

    Example: Selling shares worth 60000 generates a payout credited to your account after any pay-in obligations are covered.

     

    Key Changes to Note

    1. Netting of Pay-In and Payout:

    Payouts will first adjust against any outstanding pay-in amounts within the same segment. The remaining payout will then cover dues in other segments, such as F&O and commodities.

    Example: If you have ₹50,000 as a payout in Equity and ₹30,000 outstanding in F&O as a pay-in, you’ll receive ₹20,000 after the adjustment.

    2. eATM Payout Allocation:

    eATM payouts will allocate to negative balances across Equity, F&O, and Commodity segments, if any.

    Example:

    If a customer has an eATM payout of ₹100,000, and the Equity segment has a negative limit of ₹20,000, F&O has a negative limit of ₹30,000, and Commodity has a negative limit of ₹10,000: then ₹20,000 will be allocated to Equity, ₹30,000 will be allocated to F&O, ₹10,000 will be allocated to Commodity. The remaining ₹40,000 will be adjusted against available free allocations.

    3. Deposit Model Clients:

    For Deposit Model Clients, up to the negative limit in each segment, allocation will be fetched from other segments’ free allocation.

    Example: Suppose a Deposit Model client has: Equity: -₹5000 (negative limit),F&O: -₹2,000 (negative limit),Commodity: +₹10,000 (positive balance). Then system will fetch 7000 from commodity segment to clear negative obligation in Equity and F&O.

     

    You can view the inter-adjustment netting of pay-in and payout entries on the Cash Projection and Upstream Log pages for each segment.

    Why haven't I received proceeds after sale of shares? Why am I getting frequent messages from NSE regarding funds and securities balance? (ICICI SECURITIES LIMITED on DD-MM-YY reported your Fund bal Rs. 0 & Securities bal 0. This excludes your Bank, DP & PMS bal with the broker - NSE.) Why am I receiving an SMS saying fund balance Rs. 0 sent by NSE? Update in Funds Payout & Margin Adjustment Process for Equity and F&O Trades How the fund payout process works for stocks and F&O? Why my payout amount is different from sales proceed / MTM profits ? How can I clear my outstanding amount in my ICICI Direct trading account?
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    An important update enhancing the securities payout process for Margin Trading Facility (MTF) positions.
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    How are mutual funds taxed? How are delisted shares taxed? Can I carry forward my capital losses? Can I offset short-term loss against long-term gain? What happens if I don’t report my losses? How are bonus shares taxed? How are stock splits reflected in capital gains? What is the difference between realized and unrealized gains? What documents should I keep before filing my ITR? What if I traded through multiple brokers? Why are pledged shares not shown in my capital gains report? How do I report foreign shares or ETFs in my ITR? What is Short-Term Capital Gain (STCG)? What is Long-Term Capital Gain (LTCG)? How are capital gains calculated? Why is my capital gain different from my actual profit? How are ETFs taxed? Are sovereign gold bonds taxable? How are REITs and InvITs taxed? What documents are required to report income/loss from derivative trades in ITR? Does brokerage get deducted while calculating capital gains? Where can I view my dividend income Why is the dividend amount in my bank different from the report? Has TDS been deducted from my income? Is dividend income taxable? Where can I check TDS deducted? Which ITR form should I file? Which income should I report while filing ITR? Can I revise my ITR if I entered incorrect capital gains? Is intraday trading treated as capital gain? How is Futures & Options (F&O) income taxed? Is STT deductible? How is inheritance of shares taxed? How are rights issues treated for tax purposes? How are ESOPs taxed? How is gift of shares taxed? What happens if I sell shares bought through IPO? What is the holding period for different asset classes?