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These terms and conditions ("WhatsApp Terms and Conditions" as amended from time to time) are applicable to the Customers (defined hereinafter) that avail the Services (defined hereinafter) provided thereon by ICICI Securities Limited ("ICICI Securities") on the WhatsApp platform.

The WhatsApp Terms and Conditions shall be in addition to any other terms and conditions as stipulated by the ICICI Securities from time to time on its website (www.icicidirect.com) whether pertaining to the account or in relation to other products, services or facilities provided by ICICI Securities.

Any services that may be offered to the customer through the WhatsApp platform ("WhatsApp") is at the discretion of the ICICI Securities and/or basis the eligibility criteria of a customer and such services are subject to certain terms and conditions. In case of conflict between any of these WhatsApp Terms and Conditions and the terms and conditions for other services provided on the WhatsApp channel, specific terms and conditions of such services shall prevail.

Further, in case of inconsistency between the WhatsApp Terms and Conditions and any specific terms and conditions pertaining to account or any specific service/product/offer, the specific terms and conditions of that particular service/product/offer shall prevail.

1. DEFINITIONS

"Trading Account" refers to the trading account maintained by the Customer with ICICI Securities.

"Trading Account Related Services" shall mean the Services which pertain to information in relation to the Trading Account maintained with ICICI Securities by customer including but not limited to portfolio valuation, stock quote, order details, trade details etc which are enabled by ICICI Securities, from time to time, at its sole discretion.

"Registered ICICI Securities Number" is the authorized number of ICICI Securities, registered with WhatsApp for the purposes of providing Services herein.

"Customer" shall mean any person holding Trading Account or any prospective customer with ICICI Securities and interacting with ICICI Securities on WhatsApp using the Registered ICICI Securities Number / using the Services provided by ICICI Securities through WhatsApp. "Customer Information" refers to the personal data or information or such other data or information including any sensitive personal data in relation to the Customer such as information in relation to the trading account of the Customer, shared by the Customer or provided to the Customer by ICICI Securities or collected or obtained from the Customer or from WhatsApp or from any such source in the course of the Customer availing the Services hereunder.

"One Way Communication" shall mean the service provided by ICICI Securities to the Customer on WhatsApp where ICICI Securities sends its Customer one-way messages through its Registered ICICI Securities Number in the nature of information, alerts, updates, transaction alerts in relation to the Customer's Trading Account and such other communications as ICICI Securities may enable from time to time, at its discretion.

"Privacy Policy/Privacy Commitment" shall have the meaning as ascribed on the Website; "Service(s)" shall mean the One Way Communication and Two Way Communication services provided by ICICI Securities by itself or through any of its service providers, to a Customer on WhatsApp.

"Two Way Communication" shall mean the service provided by ICICI Securities to the Customers on WhatsApp where the Customer can communicate with ICICI Securities by sending it messages in the form of making requests, seeking information, asking queries etc. on the Registered ICICI Securities Number and where ICICI Securities responds to such messages. However, this service and ICICI Securities responses shall be limited only to such queries, information, requests etc. as may be determined by ICICI Securities from time to time, at its sole discretion.

"WhatsApp" is the application provided by WhatsApp Inc. 1601 Willow Road, Menlo Park, California 94025.

2. INTERPRETATION

All references to singular include plural and vice versa and the word "includes" should be construed as "without limitation".
Words importing any gender include the other gender. 'We/us' refers to ICICI Securities and 'You/yours' refer to the customer using the WhatsApp facility.
Reference to any statute, ordinance or other law includes all regulations and other instruments and all consolidations,amendments, re-enactments or replacements for the time being in force.
All headings, bold typing and italics (if any) have been inserted for convenience of reference only and do not define limit or affect the meaning or interpretation of these Terms and Conditions.
Reference to any law or legislation, regulation, rule shall mean, applicable, constitution, statute, law, rule, regulation, ordinance, judgment, order, decree, authorisation, or any published directive, guideline, notice, requirement or governmental restriction, having the force of law in any jurisdiction and include laws as amended from time to time.

3. PURPOSE

This WhatsApp platform serves as a supplementary medium through which we can communicate with you and provide Services and further enable certain services as ICICI Securities may decide in its sole discretion.

4. ELIGIBILITY FOR USING THE SERVICES

The Customer hereby agrees and undertakes that he/she shall use the Services only if he/she fulfills the eligibility as given below:

The Customer is an individual and is a major;
The Customer is a Guardian of a minor;
The Customer is of sound mind, solvent and competent to contract;
The Customer is a resident of India and is present in the territory of India at the time of utilization of the Services;
The Customer is a non-resident India (NRI) or is residing outside India.
The Customer is Principal Authorised Signatory of the Non Individual Account.

5. APPLICABILITY OF WHATSAPP TERMS AND CONDITIONS

These WhatsApp Terms and Conditions form a contract between the Customer and ICICI Securities. The Customer shall apply to ICICI Securities in the prescribed manner for availing of the Services. By applying and opting in for the Services, the Customer acknowledges that he has read, understood and accepted these WhatsApp Terms and Conditions and other specific terms and conditions as pertaining to the Account and any other products/offers/facilities and services availed by the Customer whether or not through WhatsApp.

No act, delay or omission by ICICI Securities shall affect its rights, powers and remedies under these Terms and Conditions and other terms on ICICI Securities website (www.icicidirect.com), hereinafter referred to as "Website".

The Customer hereby accepts and agrees that all Services and communications (both One Way Communication and Two Way Communication) taking place on WhatsApp, initiated either by ICICI Securities or the Customer, will be governed by and subject to these WhatsApp Terms and Conditions. Further, the Customer hereby agrees that the Customer grants express authority to ICICI Securities for carrying out the Services requested by the Customer on WhatsApp on its Registered ICICI Securities Number. Provided however that ICICI Securities shall not be required to authenticate the Customer, if any request for the Services comes on WhatsApp to ICICI Securities Registered Number, and in case of a Customer, if the number reflected in the requestor's mobile is a Customer's Registered Number, ICICI Securities shall be entitled to presume that it is the Customer itself which is interacting through WhatsApp and in case of any other Customer ICICI Securities shall be entitled to presume that the number reflected in the WhatsApp profile is the Customer's number and it is the Customer itself and not any other person who is interacting with ICICI Securities Registered Number. ICICI Securities's own record or log of transactions maintained through computer systems or otherwise shall be accepted as conclusive and binding for all purposes.

6. SERVICES

The Customer agrees and accepts that ICICI Securities reserves the right to provide only such Services as ICICI Securities may at its discretion permit from time to time. ICICI Securities may also inform/update the availability/non-availability of any particular Service, at its sole discretion. The Customer hereby agrees that ICICI Securities may at any time, without notice to the Customer, modify, discontinue or make additions/deletions to the Services offered to the Customer. The Customer agrees that he shall not hold ICICI Securities responsible for not responding to the queries of/ information sought by the Customer or not providing a response to the satisfaction of the Customer or not processing any request of the Customer, in case such a message sent by the Customer in case ICICI Securities does not receive an instruction to this effect in its systems or the message sent by the Customer is not in the format as required by ICICI Securities or does not fall under the Services being offered by ICICI Securities at the time or ICICI Securities does not receive such a message for technical reasons or otherwise or for any reason whatsoever. ICICI Securities will have no liability in case of any fraud or impersonation incidents through the WhatsApp platform. Further, in case ICICI Securities permits any Service in the nature of a transaction, the Customer agrees that such a Service shall be subject to statutory/ regulatory limits and/or any limits that may be imposed by ICICI Securities, from time to time, at its sole discretion.

7. REGISTRATION AND VERIFICATION

For availing the One Way Communication and Two Way Communication service, the Customer agrees and confirms to have accepted (a) the WhatsApp Terms and Conditions applicable to the Customer for availing the Services mentioned herein; (b) the Privacy Policy of ICICI Securities applicable to the Customer for availing the Services mentioned herein; (c) any other Account/product/service/offer related specific terms and conditions as applicable and (d) all terms and conditions prescribed by WhatsApp for using its platform.

Provided that, ICICI Securities may modify the process for authentication, registration and/or verification of the Customer, for One Way Communication and/or Two-Way Communication, at any time, at its sole discretion.

8. UNSUBSCRIBE

You may choose/request for de-registration/un-subscription of the Services at any point of time by following the process as may be prescribed by ICICI Securities from time to time. Currently ICICI Securities provides the following channels for un-subscription:

Our Website: Visit the WhatsApp un-subscription section on our Website. Enter your mobile number. Enter the OTP received on your registered mobile number and submit.
Missed Call/ SMS to a specific number as updated on the Website.
Send 'STOP' keyword on the WhatsApp platform.

However, the Customer agrees that for this to come into effect, it may take such time as may be required by ICICI Securities. The Customer agrees that he will remain responsible for any requests made/ messages sent to ICICI Securities using the Services prior to the time such cancellation of the Services is effected by ICICI Securities. ICICI Securities will be at liberty to discontinue/ suspend/ terminate the Customer's use of the Services at any time without assigning any reason whatsoever. ICICI Securities may also discontinue or suspend or terminate Services/ facilities without prior notice if these Terms and Conditions are breached.

Once we have received the notification that you have unsubscribed, we will no longer process your information for the purpose(s) you originally agreed to and sent any further notification/message through WhatsApp, unless legally permissible otherwise.

9. IMPORTANT

The Customer shall apply to ICICI Securities for use of the Services (and/or for any changes to the options available under the Services) in such manner and through such modes as may be specified and made available by ICICI Securities from time to time including but not limited to application through forms as prescribed by ICICI Securities, 24-Hour customer care number, SMS if and when made available as permitted modes by ICICI Securities for use of the Services through the WhatsApp platform.
ICICI Securities in its sole discretion shall decide the devices, software platforms, versions, networks, methods, and data services that will be supported by the WhatsApp platform for providing these Services. Any attempts to modify unsupported versions for use in the WhatsApp platform will be treated an unauthorized use and violation ("Unauthorized Use") of these WhatsApp Terms and Conditions. The Services through the WhatsApp platform shall be suspended with immediate effect if there is Unauthorized Use by the Customer.
The Customer agrees that the Customer shall be responsible for upgrading any software, hardware and the operating system at his/her own cost from time to time so as to be compatible to continue to avail the Services offered by ICICI Securities. ICICI Securities shall be at liberty to change, vary or upgrade its software, hardware, operating systems, etc. from time to time and shall be under no obligation to support the software, hardware, operating systems used by the Customer and that the same shall be the Customer's sole responsibility. Some Services may not work on an outdated platform and hence it is Customer's sole responsibility to ensure timely upgradation of the WhatsApp platform.
By subscribing to Services on WhatsApp platform, the Customer agrees to get notifications via WhatsApp including account information, transaction details, and other services/communications. Customer also agrees to receive notifications including offers, new product features, any other important notification sent by ICICI Securities from time to time etc. on the Registered Customer Number via WhatsApp.
The Customer agrees that any Trading Account related Services at the discretion of ICICI Securities shall be provided to the Customers through WhatsApp platform only to a WhatsApp account associated with the Registered Customer Number.
The Customer is aware that it may not be possible for ICICI Securities to give detailed information on the Service/functionalities. ICICI Securities shall not be responsible or liable to you or any third party for the consequences arising out of or in connection with using of this Service or with respect to the limited information provided by ICICI Securities on WhatsApp. In case the Customer requires further information, Customer can reach out to ICICI Securities either in the nearest branch, on ICICI Securitiess Customer Care number or through any other channels provided by ICICI Securities.
The responses sent by ICICI Securities on WhatsApp platform (either for One Way Communication and/or Two Way Communication) are based on a program running at back-end. This program has been developed and regularly enhanced to handle the queries in best possible manner. However, for any answers that the Customer may not find satisfactory or for any inaccuracies arising therefrom, ICICI Securities shall not be held responsible. The Customer may call Customer Care number or email at headservicequality@icicidirect.com or nri@icicidirect.com or visit www.icicidirect.com in case of any clarifications.
The Customer agrees that ICICI Securities and / or its affiliates may hold and process the Customers personal information concerning the account/s on computer or otherwise in connection with the WhatsApp facility. You agree and consent that we may collect, store, use and/or disclose your personal data for the Services as detailed on our Website. The Customer also agrees ICICI Securities may disclose, in strict confidence, to other institutions, its service providers, such information as may be reasonably necessary for reasons inclusive of but not limited to the participation in any telecommunication or electronic clearing network, in compliance with legal directive and for fraud prevention. The Customer using the WhatsApp facility authorizes ICICI Securities to collect and use technical information about the equipment and related software, hardware and peripherals and any data and information stored in the equipment, whether internet-based or wireless, to improve ICICI Securities products and to provide services to the Customer.
All records of ICICI Securities generated by the transactions arising out of use of the Services through the WhatsApp platform, including the time of the transaction recorded shall be conclusive proof of the genuineness and accuracy of the transactions.
Where ICICI Securities considers the instructions to be inconsistent or contradictory with any past instructions or any simultaneous instructions provided by Customer to ICICI Securities through other channels provided by ICICI Securities it may seek clarification from the Customer before acting on any instruction of the Customer or act upon any such instruction as it may deem fit. ICICI Securities shall have the right to suspend the Services if ICICI Securities has reason to believe that the Customer's instructions may lead to direct or indirect loss or may require an indemnity from the customer.
The Customer accepts that all information /instructions will be transmitted to and /or stored at various locations and be accessed by personnel of ICICI Securities (and its affiliates) or its service providers.
On the Customer opting in for the Services through the WhatsApp platform, ICICI Securities has the discretion to stop sending these alerts on SMS or any other channel.
The Customer is responsible for keeping security safeguard of his WhatsApp account linked to the mobile number.
The Customer understands that using WhatsApp application may carry extra risks and may not be secured. Further any message and information exchanged is subject to the risk of being read, interrupted, intercepted, or defrauded by third party or otherwise subject to manipulation by third party or may involve delay in transmission. ICICI Securities shall not be responsible or liable to the customer or any third party for the consequences arising out of or in connection with using of this Service.
The Customer understands that mobile phones are vulnerable to the threats such as but not limited to -
- Access by intruders to the data /information
- Identity theft
- Privacy violations
- Planting of stealth software and viruses
- Disablement or distortion of operations
- Interception of the transmission of encrypted data/message etc.
- The Customer shall immediately notify ICICI Securities in writing if Customer discovers/ suspects unauthorized access.

ICICI Securities shall not be responsible or liable to the Customer or any third party for the consequences arising out of or in connection with using of this Service. The Customer should immediately opt-out of the Services as per the unsubscribe process as detailed in section 8 above.

The Customer is aware that using mobile applications involves many uncertain factors and complex software, hardware, systems, etc. which are susceptible to interruptions and dislocations. ICICI Securities does not make any representation or warranty that the WhatsApp facility/service will be available at all times without any interruption and further that ICICI Securities shall not be responsible for any variation, reduction or imposition of the terms or the customers inability to use the mobile application.
The Customer is aware that authenticated technologies and strict security measures are required for using mobile applications. Customer undertakes to ensure that the password is not revealed to any third party including ICICI Securities officials or any unauthorized person. Customer shall be solely responsible for all the communication exchanged between customer and ICICI Securities while logging into this service.
Under no circumstances shall ICICI Securities, or its officials, employees, be liable for any direct, indirect, punitive, incidental, special, or consequential damages that result from the use of, or inability to use, this service or for receipt of any answer provided by ICICI Securities program running at the back-end.
The Customer agrees that the Customer shall not have any claim against ICICI Securities on account of any suspension, interruption, non-availability or malfunctioning of the WhatsApp service due to any link/mobile/system failure at ICICI Securities end for any reason thereof.
The Customer shall not reproduce, copy, or redistribute for commercial purposes any materials or design elements of this WhatsApp service.
The Customer shall ensure appropriate data network connection. Receipt of messages by Customer shall be subject to the data network connection and ICICI Securities shall not be held responsible for any delay or non-receipt of the responses at WhatsApp channel.
The Customer shall not submit or transmit any content through this WhatsApp channel that is:
- Obscene, Vulgar, or Pornographic, immoral, illegal, illicit, unethical etc.
- Encourages the commission of a crime or violation of any law.
- Violates any law in India and/or the jurisdiction in which customer resides.
- Infringes the intellectual or copyrights of ICICI Securities or a third party.
- Constitute confidential information and/or personal or sensitive information/data belonging to the Customer or any third person.
ICICI Securities reserves the right to remove or otherwise delete any content or submissions made by the Customer that violates the rules or which are inappropriate, as per ICICI Securities's sole discretion, without any liability or giving warning to the Customer.
All instructions for availing the services under the WhatsApp facility shall be provided through the Registered Customer Number in the manner indicated by ICICI Securities. The Customer is also responsible for the accuracy and authenticity of the instructions provided to ICICI Securities and the same shall be considered to be sufficient for availing of the services under the WhatsApp facility. The alerts would be sent on the mobile phone number, last registered with ICICI Securities.
The Customer agrees that if he/she notices any error in any information supplied to the Customer by the use of any of the Services, the Customer shall inform ICICI Securities of the same, as soon as possible. ICICI Securities will endeavor to correct the error promptly. The Customer agrees that all outputs of statements that may appear on WhatsApp, upon making a request to that effect, are information extracted from a computerized back up system maintained by ICICI Securities and may not be continuously be updated in real time. ICICI Securities shall provide the information as may be last updated on the systems of ICICI Securities. While ICICI Securities will take all reasonable steps to ensure the accuracy of the statement, ICICI Securities is not liable for any error and shall not hold ICICI Securities responsible for any loss incurred or action taken by the Customer by relying on such information.
The Customer agrees that the responses received by the Customer from ICICI Securities are based on program running at backend. This program has been developed and regularly enhanced to handle the queries in best possible manner. However, for any inappropriate/inaccurate answers or any answers that the Customers may not find satisfactory, ICICI Securities shall not be held responsible.
It is recommended for Customers who have subscribed to this WhatsApp service to delete WhatsApp application when changing their device so as to ensure there is no misuse of the same.
That all the Services provided to the Customer are subject to applicable law and the rules, regulations, notifications, circulars and guidelines introduced or amended from time to time by Securities & Exchange Board of India and/or any regulatory/ statutory/ governmental authority.
ICICI Securities has the right to retract the Customer's right to utilize the Service anytime it deems fit without any notice to the Customer.
The Customer hereby acknowledges that he is availing the Service(s) at his own risk and the Customer shall not hold ICICI Securities responsible or liable for any of the risks including but not limited to the following:
- Password misuse- The Customer acknowledges that if any third person obtains access to the Customer's device or SIM card or the Customer's WhatsApp, such third party may be in a position to access Customer information including Trading Account related information of the Customer, which may be confidential in nature.
- Mistake/Error- the Customer acknowledges that the Customer may be sent responses or shown information which may not be applicable to him/her or may not be sent a satisfactory response, and the Customer agrees that in such a scenario ICICI Securities shall not be liable for any loss to the Customer in this regard. The Customer shall therefore take all care to ensure that there are no mistakes and errors and that the message sent/ request made/ query asked by the Customer to ICICI Securities in this regard is error free, accurate, proper and complete at all points of time. The Customer agrees that ICICI Securities is providing the Services at the Customer's sole risk. The Customer agrees that ICICI Securities shall not be liable for any loss, damages or consequences whatsoever arising due to any erroneous or incomplete information or any delay in executing the instructions for reasons beyond the control of ICICI Securities. The Customer shall be liable and responsible to ICICI Securities and accede to accept ICICI Securities's instructions without questions for any unfair or unjust gain obtained by him in the course of availing of the Services.
- It may also be possible that the site of ICICI Securities may require maintenance or is otherwise down or there is a technical failure and during such time it may not be possible to process the request of the Customers. This could result in delays in the processing of instructions or failure in the processing of instructions and other such failures and inability. The Customer understands that ICICI Securities disclaims all and any liability, whether direct or indirect, whether arising out of loss of profit or otherwise arising out of any failure or inability by ICICI Securities to honour any Customer instruction for whatsoever reason. The Customer unequivocally and unconditionally understands and accepts that ICICI Securities shall not be responsible for any of the aforesaid risks. The Customer also accepts that ICICI Securities shall disclaim all liability in respect of the said risks.
The Customer agrees that the Registered ICICI Securities Number on the WhatsApp platform cannot be used for grievance redressal or reporting fraud as of now, ICICI Securities will have no liability on reporting of such incidents received through WhatsApp. The Customer may call Customer Care number or email at headservicequality@icicisecurities.com or visit www.icicidirect.com in case of any clarifications.
These WhatsApp Terms and Conditions may be withdrawn, superseded or modified at any time whatsoever, by ICICI Securities without any prior notice.

10. THIRD PARTY

WhatsApp is owned by a third-party unaffiliated with ICICI Securities. The Customer shall independently be guided by the privacy policies of WhatsApp and the third parties or group companies of WhatsApp and ICICI Securities has no control over them. ICICI Securities is not responsible for the privacy or security policies at these sites or other third-party sites that may be linked to within ICICI Securities's social media channels. The Customer should always review the privacy and security practices and policies of each third-party site you visit. ICICI Securities does not endorse and is not responsible for any ads, content, products, advice, opinions, recommendations or other material of third-party sites that may be promoted via advertising within any social media channels.

The Customer further understands and agree that WhatsApp or any other service provider through which we are providing the WhatsApp facility can review and monitor, store the contents shared/communicated through the WhatsApp or other service provider(s) and may share the same with third parties.

Hence, we strongly recommend that you:

Never share privacy-sensitive details via WhatsApp messages/ through the WhatsApp facility.
That we will not send messages of our own accord this way and will only respond to the messages sent to us except for any important communication and awareness messages.
Not to contact us through the WhatsApp channel for complaints, grievances or similar important matters.

11. DISCLAIMER OF LIABILITY

ICICI Securities shall not be responsible for any failure on the part of the Customer to utilize the WhatsApp facility due to the Customer not being within the geographical range within which the WhatsApp facility is offered and which forms part of the roaming network of such cellular service provider, providing services to the Customer availing such roaming facility from the respective cellular service provider. If the customer has reason to believe that the mobile phone number is / has been allotted to another person and / or there has been an unauthorized transaction in the account and / or his mobile phone handset is lost, he shall immediately inform ICICI Securities of the same.

The Customer agrees that ICICI Securities shall not be liable if:

the Customer has breached any of the terms and conditions, contained herein or
the Customer has contributed to or the loss is a result of failure on part of the Customer to advise ICICI Securities within a reasonable time about unauthorized access of or erroneous transactions by use of the Services; or
as a result of failure on part of the Customer to advise ICICI Securities of a change in or termination of the Customer's mobile phone numbers/SIM ("Subscriber Identity Module") cards.
there has been an unauthorized transaction/instruction provided through the WhatsApp channel as a result of any person having control or custody of telecommunications instrument (such as the mobile handset) so that such instrument may be used to give telecommunications instruction without authorization or any other issue/default/error/technological problem in the telecommunication instrument (such as the mobile handset) or duplication of mobile number / SIM of the Customer such as but not limited to SIM card cloning, virus in handset etc.

ICICI Securities shall endeavor to provide the WhatsApp facility on a best effort basis and the Customer shall not hold ICICI Securities liable for non-availability of the WhatsApp facility or non-performance by service providers, if any, engaged by ICICI Securities or any loss or damage caused to the Customer as a result of use of the WhatsApp facility for causes which are not attributable to ICICI Securities. ICICI Securities shall not be liable in any manner to the Customer in connection with the use of the WhatsApp facility.

ICICI Securities shall endeavor to carry out the instructions received from the Customer through the WhatsApp channel promptly, provided that ICICI Securities, shall not be responsible for the delay in carrying out such instructions due to any reason whatsoever, including, but not limited to, failure of operational system or any requirement of law or ICICI Securities's internal policies.

The Customer accepts that each WhatsApp communication may contain certain account information relating to the Customer. The Customer authorizes ICICI Securities to send account related information, though not specifically requested, if ICICI Securities deems that the same is relevant.

ICICI Securities shall not be held responsible for the confidentiality, secrecy and security of the personal or account information being sent through the WhatsApp facility. The Customer agrees that the access to the WhatsApp facility shall be only through the Registered Customer Number and any transaction which originates from the same, whether initiated by the Customer or not, shall be deemed to have originated from the Customer.

Under no circumstance, ICICI Securities shall be held liable if the WhatsApp facility is not available for reasons including but not limited to natural calamities, epidemic/pandemic, legal restraints, faults in the telecommunication network or network failure, or any other reason beyond the control of ICICI Securities. ICICI Securities shall not be liable under any circumstances for any damages whatsoever whether such damages are direct, indirect, incidental consequential and irrespective of whether any claim is based on loss of revenue, interruption of business or any loss of any character or nature whatsoever and whether sustained by the Customer or by any other person. Illegal or improper use of the WhatsApp facility shall render the customer liable for payment of financial charges as decided by ICICI Securities or will result in suspension of the WhatsApp facility for the Customer.

ICICI Securities is in no way liable for any error or omission in the services provided by any cellular or any third party service provider (whether appointed by ICICI Securities in that behalf or otherwise) to the Customer, which may affect the WhatsApp facility.

ICICI Securities, does not warrant the confidentiality or security of the messages whether personal or otherwise transmitted through the WhatsApp facility. ICICI Securities makes no warranty or representation of any kind in relation to the system and the network or their function or performance or for any loss or damage whenever and howsoever suffered or incurred by the Customer or by any person resulting from or in connection with the WhatsApp facility.

Without limitation to the other provisions of these WhatsApp Terms and Conditions, ICICI Securities, its employees, agent or contractors, shall not be liable for and in respect of any loss or damage whether direct, indirect or consequential, including but not limited to loss of revenue, profit, business, contracts, anticipated savings or goodwill, loss of use or value of any equipment including software, whether foreseeable or not, suffered by the Customer or any person howsoever arising from or relating to any delay, interruption, suspension, resolution or error of ICICI Securities in receiving and processing the request and in formulating and returning responses or any failure, delay, interruption, suspension, restriction, or error in transmission of any information or message to and from the telecommunication equipment of the Customer and the network of any cellular service provider and ICICI Securities's system or any breakdown, interruption, suspension or failure of the telecommunication equipment of the Customer, ICICI Securities's system or the network of any cellular service provider and/or any third party who provides such services as is necessary to provide the WhatsApp.

Notwithstanding anything in the contrary provided in this terms and conditions, ICICI Securities shall not be involved in or in any way liable to the Customer for any dispute between the Customer and a cellular service provider or any third party service provider or WhatsApp (whether appointed by ICICI Securities for such purpose or otherwise) while availing these Services through the WhatsApp platform.

The Customer shall not interfere with or misuse in any manner whatsoever the WhatsApp facility and in the event of any damage due to improper or fraudulent use by the Customer, the Customer shall be liable for damages to ICICI Securities or for any losses suffered by ICICI Securities.

The Customer is solely responsible for protecting his/her OTP/debit card PIN/ password or mobile phone number and any other password and/or any other mode of verification as prescribed/ issued by ICICI Securities for the use of the WhatsApp facility from time to time without any liability of ICICI Securities in this regard. The Customer hereby agrees and accepts that he/she shall at all times be solely responsible for the protection and safe keep of his/her SIM card, Device and the applications installed thereon, specifically WhatsApp, login IDs, Customer Information, security details and passwords as mentioned hereinabove and hereby fully agrees that ICICI Securities shall in no manner be liable for any direct or indirect or consequential or other loss arising out of any action or omission because of compromise of the same in any manner whatsoever.

The Customer agrees that ICICI Securities assumes no liability whatsoever in case of any event of such compromise of the Customer's WhatsApp and ICICI Securities shall not be held responsible for any such event. Further, the Customer agrees and understands that WhatsApp can also be logged on from more than one device at the same time, including by using web log in and the Customer is aware of the risk in this regard while availing the Services such as compromise of Customer Information, breach of security of the Customer's WhatsApp account from a device other than the Customers and the Customer undertakes to be vigilant and careful and takes full responsibility for the security of his/her WhatsApp account. ICICI Securities shall not be responsible or liable to you or any third party for the consequences arising out of or in connection with using of this Service.

ICICI Securities will not be liable for:

any unauthorized use of the customer's password or mobile phone number or for any fraudulent, duplicate or erroneous instructions given on the WhatsApp channel;
acting in good faith on any instructions received by ICICI Securities from or on behalf of the Customer in relation to the WhatsApp facility;
error, default, delay or inability of ICICI Securities to act on all or any of the instructions given by the Customer due to any reason;
loss of any information/instructions in transmission;
unauthorized access by any other person to any information /instructions given by the Customer or breach of confidentiality;

ICICI Securities makes no representation or gives no warranty with respect to the quality of the service provided by any cellular service provider or by WhatsApp or any other service provider enabling ICICI Securities to deliver services through WhatsApp to the Customers.

ICICI Securities may provide any other services as a part of the WhatsApp facility and ICICI Securities shall not be liable for the oversight on part of the Customer to update himself /herself with the addition of services which have been included in the WhatsApp facility.

12. INDEMNITY

In consideration of ICICI Securities providing the WhatsApp facility, the Customer, at his own expense, agrees to indemnify, defend and hold harmless, ICICI Securities, its directors and employees, representatives, agents, customers and/or the affiliates, as the case may be, against all losses, damages, expenses, actions, claims, demands and proceedings whatsoever, that ICICI Securities may incur, sustain, suffer or be put to at any time as a consequence of acting on or omitting or refusing to act on any instructions given by the Customer or otherwise for use of the WhatsApp facility.

The Customer further specifically agrees to indemnify, defend and hold harmless, ICICI Securities and/or its affiliates from any losses occurring as a result of the:

the Customer permitting any third parties to use the WhatsApp facility.
the Customer permitting any other person to have access to his mobile phone or as a consequence of leaving the mobile phone unattended or loss of mobile phone and ICICI Securities acting/not acting on any instructions received from the same.
the Customer having breached the WhatsApp Terms and Conditions.

13. TERMINATION

ICICI Securities may, at its discretion, withdraw temporarily or terminate the WhatsApp facility, either wholly or in part, at any time without giving prior notice to the Customer. ICICI Securities may, without prior notice, suspend the WhatsApp facility at any time during which any maintenance work or repair is required to be carried out or in case of any emergency or for security reasons, which require the suspension of the WhatsApp facility.

ICICI Securities may suspend or terminate WhatsApp facility without prior notice if the Customer has breached these WhatsApp Terms and Conditions or ICICI Securities learns of the death, bankruptcy.

14. PROPRIETARY RIGHTS

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Asian Paints Ltd. 29 May 2026 15:53 PM

Result PDF

Paints company Asian Paints announced Q4FY26 & FY26 results

Q4FY26 Consolidated Financial Highlights:

Consolidated Net Sales increased by 10.8% to Rs 9,228.5 crore from Rs 8,329.6 crore.
PBDIT (Profit before depreciation, interest, tax and other income) increased by 24.4% to Rs 1,786.6 crore from Rs 1,436.2 crore.
PBDIT Margin as % to Net Sales increased to 19.4%, up from 17.2% in the same quarter last year.
Profit before exceptional items and tax increased by 33.9% to Rs 1,614.1 crore from Rs 1,205.2 crore.
Net Profit before minority interest and exceptional items increased 34.1%.
Net Profit after minority interest increased by 69.3% to Rs 1,172.1 crore from Rs 692.1 crore.

FY26 Consolidated Financial Highlights:

Consolidated Net Sales increased by 5.1% to Rs 35,516.4 crore from Rs 33,797.4 crore.
PBDIT (Profit before depreciation, interest, tax and other income) increased by 11.5% to Rs 6,695.9 crore from Rs 6,006.2 crore.
PBDIT Margin as % to Net Sales increased to 18.9%, up from 17.8% in the same period last year.
Profit before exceptional items and tax increased by 12.7% to Rs 6,161.1 crore from Rs 5,466.2 crore.
Net Profit before minority interest and exceptional items increased 11.8%.
Net Profit after minority interest increased by 17.9% to Rs 4,325.4 crore from Rs 3,667.2 crore.

Q4FY26 Standalone Financial Highlights:

Standalone Net Sales increased by 10.3% to Rs 7,894.1 crore from Rs 7,157.1 crore.
PBDIT (Profit before depreciation, interest, tax and other income) for the quarter increased by 26.0% to Rs 1,670.0 crore from Rs 1,325.3 crore.
PBDIT Margin as % to Net Sales increased to 21.2% from 18.5% in the corresponding period of the
previous year.
Profit before exceptional items and tax increased by 34.4% to Rs 1,558.8 crore from Rs 1,159.6 crore.
Net Profit before exceptional items increased 32.7%.
Net Profit increased by 67.1% to Rs 1,160.7 crore from Rs 694.8 crore.

FY26 Standalone Financial Highlights:

Net Sales increased by 4.3% to Rs 30,680.2 crore from Rs 29,421.1 crore.
PBDIT (Profit before depreciation, interest, tax and other income)for the period increased by 11.2% to Rs 6,180.5 crore from Rs 5,556.5 crore.
PBDIT Margin as % to Net Sales increased to 20.1% from 18.9% in the previous year.
Profit before exceptional items and tax increased by 11.7% to Rs 5,900.1 crore from Rs 5,281.2 crore.
Net Profit before exceptional items increased 10.8%.
Net Profit increased by 18.3% to Rs 4,244.2 crore from Rs 3,588.1 crore.

Business Highlights:

International business: Net Sales increased in Q4FY26 by 11.0% to Rs 888.1 crore from Rs 799.7 crore led by units in Sri Lanka, Egypt, and UAE. In constant currency terms, Net Sales increased by 8.2%. Profit before exceptional items and tax in Q4FY26 was Rs 75.4 crore as against Rs 38.2 crore in the corresponding period of previous year.
Net Sales increased by 8.9% in FY’26 to Rs 3,339.7 crore from Rs 3,066.4 crore. Profit before exceptional items and tax increased to Rs 266.4 crore in FY’26 from Rs 140.1 crore in the same period last year.
Home Décor business:
1. Bath Fittings business: Net Sales increased in Q4FY26 by 3.7% to Rs 95.4 crore from Rs 91.9 crore. Profit before exceptional items and tax in Q4FY26 came in at Rs 4.4 crore against loss before exceptional items and tax of Rs 4.5 crore in the corresponding period of the previous year.
  Net Sales decreased by 2.5% in FY’26 to Rs 347.3 crore from Rs 356.1 crore. Loss before exceptional items and tax reduced to Rs 1.7 crore in FY’26 as against Rs 20.8 crore in the previous year.
2. Kitchen business: Net Sales increased in Q4FY26 by 16.5% to Rs 99.1 crore from Rs 85.1 crore. Loss before exceptional items and tax in Q4FY26 reduced to Rs 0.9 crore against Rs 16.5 crore in the corresponding period of the previous year.
  Net Sales increased by 1.7% in FY’26 to Rs 400.3 crore from Rs 393.5 crore. Loss before exceptional items and tax in FY’26 decreased to Rs 17.3 crore against Rs 30.1 crore in the previous year.
3. White Teak and Weatherseal: Net Sales at White Teak in Q4FY26 increased by 16.8% to Rs 23.4 crore and for Weatherseal, it increased by 24.9% to Rs 20.2 crore.
  Net Sales at White Teak in FY’26 decreased by 7.1% to Rs 99.2 crore while for Weatherseal it increased by 42.1% to Rs 74.7 crore.
Industrial business:
1. APPPG: Net Sales increased by 15.0% in Q4FY26 at Rs 399.1 crore from Rs 347.1 crore. Profit before exceptional items and tax in Q4FY26 was Rs 29.2 crore as against Rs 28.9 crore in the same period last year.
  Net Sales increased by 11.8% in FY’26 to Rs 1,333.9 crore from Rs 1,193.1 crore. Profit before exceptional items and tax increased to Rs 106.6 crore in FY’26 as against Rs 101.3 crore in the previous year.
2. PPGAP: Net Sales increased in Q4FY26 by 20.9% to Rs 586.1 crore from Rs 484.9 crore. Profit before exceptional items and tax in Q4FY26 was Rs 71.3 crore as against Rs 58.6 crore in the same period last year.
  Net Sales increased by 15.5% in FY’26 to Rs 2,468.2 crore from Rs 2,136.5 crore. Profit before exceptional items and tax was Rs 450.6 crore in FY’26 as against Rs 375.2 crore in the last year’s comparable period.

Amit Syngle, Managing Director & CEO of Asian Paints, said. “Q4FY26 performance was a quarter of all-round performance, with double-digit volume and value growth and margin expansion. The quarter witnessed improvement in the domestic decorative business with the business delivering a 12.4% growth in volume and 10.2% growth in value terms. The Industrial business delivered a strong double-digit growth during the quarter driven by Automotive, General Industrial and Protective Coatings Segments, taking the overall domestic coatings value growth to 11%.

The International portfolio continued to deliver resilient growth with improved profitability despite volatility in select markets. The Home Décor business though muted, continued to gain traction through our Beautiful Homes Store network spread across 20 states in India. At an overall business level, margins improved through cost discipline aided by material deflation and operational efficiencies, even as we continued to invest in longterm growth drivers.

The external environment remains fluid, with the West Asia conflict contributing to near-term uncertainty in demand. However, supported by strong fundamentals and execution discipline, we remain resilient to navigate this volatility and sustain our performance.”

Result PDF

Q4FY26 & FY26 Result Announced for Rail Vikas Nigam Ltd.

Construction & Engineering company Rail Vikas Nigam announced Q4FY26 & FY26 results

Consolidated Financial Highlights:

The Company reported Revenue from Operations of Rs 6,695.91 crore in Q4FY26, reflecting a growth of 4.18% YoY compared to Rs 6,427.11 crore in Q4FY25 and a substantial increase of 42.94% QoQ from Rs 4,684.46 crore in Q3FY26.
Total Income for Q4FY26 stood at Rs 6,780.89 crore, up by 2.52% YoY from Rs 6,614.49 crore and up by 37.37% QoQ from Rs 4,936.14 crore.
Net Profit after tax for the quarter Q4FY26 was Rs 181.66 crore, witnessing a decline of 60.11% YoY from Rs 455.39 crore in Q4FY25 and a decrease of 43.96% QoQ from Rs 324.14 crore in Q3FY26.
For FY26, Consolidated Revenue from Operations reached Rs 20,412.12 crore, a growth of 2.45% YoY compared to Rs 19,923.25 crore in FY25.
Annual Net Profit after tax for FY26 stood at Rs 870.66 crore, a decrease of 31.86% YoY from Rs 1,277.79 crore in the previous year.
Consolidated Earnings Per Equity Share (EPS) for FY26 was Rs 4.20, compared to Rs 6.13 in FY25.

Standalone Financial Highlights:

Standalone Revenue from Operations for Q4FY26 was Rs 6,648.40 crore, an increase of 4.78% YoY from Rs 6,345.11 crore and a 47.61% growth QoQ from Rs 4,503.97 crore in Q3FY26.
Standalone Total Income for Q4FY26 stood at Rs 6,815.85 crore, growing 4.24% YoY from Rs 6,538.52 crore and 43.84% QoQ from Rs 4,738.49 crore.
Standalone Net Profit after tax for Q4FY26 was Rs 212.27 crore, a decline of 43.14% YoY from Rs 373.34 crore and a 19.66% decrease QoQ from Rs 264.23 crore.
For FY26, Standalone Revenue from Operations was Rs 20,012.26 crore, representing a slight growth of 0.72% YoY from Rs 19,869.35 crore.
Annual Standalone Net Profit after tax for FY26 was Rs 800.48 crore, down by 32.65% YoY from Rs 1,188.62 crore in FY25.
Standalone EPS For FY26 stood at Rs 3.84, compared to Rs 5.70 in FY25.

Business Highlights:

Segment Performance: The Group operates in a single reportable operating segment namely "Development of Rail Infrastructure".
Dividend: The Board of Directors recommended a final dividend of Rs 0.71 per equity share of face value Rs 10 each for the financial year 2025-26. This is in addition to the interim dividend of Rs 1 per equity share already paid during the year.
Subsidiary Expansion: The Company established a new wholly-owned subsidiary named "Sabbavaram Sheelanagar Road Development Limited" in the state of Andhra Pradesh on May 15, 2025, with an issued share capital of 1,000 shares at Rs 100 each.
Joint Venture Closure: The Board approved the closure of the RVNL Joint Venture company, M/s. Kyrgyzindustry-RVNL CJSC, in Kyrgyzstan (Central Asia Region).

Result PDF

Q4FY26 & FY26 Result Announced for JK Cement Ltd.

Cement & Cement Products company JK Cement announced Q4FY26 & FY26 results

Consolidated Financial Highlights:

Revenue from Operations: For Q4FY26, the revenue stood at Rs 3,887.50 crore, marking a YoY increase of 8.55% from Rs 3,581.18 crore in Q4FY25 and a QoQ growth of 12.26% compared to Rs 3,463.07 crore in Q3FY26. For FY26, revenue was Rs 13,722.30 crore, up 15.52% YoY from Rs 11,879.15 crore in FY25.
Total Income: Total income for Q4FY26 reached Rs 3,928.79 crore, up 8.32% YoY from Rs 3,627.06 crore in Q4FY25, and higher by 11.96% QoQ against Rs 3,509.00 crore in Q3FY26. For FY26, total income stood at Rs 13,916.84 crore, growing 15.47% YoY from Rs 12,052.10 crore in FY25.
Profit After Tax (Net Profit): Profit after tax for Q4FY26 declined by 8.43% YoY to Rs 330.88 crore from Rs 361.33 crore in Q4FY25, but posted a substantial QoQ growth of 90.59% from Rs 173.61 crore in Q3FY26. Annual profit after tax for FY26 increased by 13.28% YoY to Rs 987.99 crore compared to Rs 872.17 crore in FY25.

Standalone Financial Highlights:

Revenue from Operations: Revenue in Q4FY26 was Rs 3,683.93 crore, a YoY rise of 9.05% against Rs 3,378.32 crore in Q4FY25 and a QoQ increase of 14.66% from Rs 3,212.82 crore in Q3FY26. Full-year FY26 revenue reached Rs 12,945.34 crore, up 15.71% YoY from Rs 11,187.20 crore in FY25.
Total Income: Total income for Q4FY26 stood at Rs 3,726.56 crore, reflecting a YoY growth of 8.86% compared to Rs 3,423.17 crore in Q4FY25 and a QoQ rise of 14.36% from Rs 3,258.63 crore in Q3FY26. For FY26, total income was Rs 13,138.74 crore, increasing 15.69% YoY from Rs 11,357.23 crore in FY25.
Profit After Tax (Net Profit): Profit after tax in Q4FY26 dropped 16.52% YoY to Rs 344.54 crore from Rs 412.71 crore in Q4FY25, while expanding 90.84% QoQ from Rs 180.54 crore in Q3FY26. Annual profit after tax for FY26 increased by 21.39% YoY to Rs 1,033.34 crore from Rs 851.27 crore in FY25.

Business Highlights:

Dividend: The Board of Directors recommended a final dividend of Rs 20 (200%) per fully paid-up equity share of Rs 10 each for the financial year 2025-26, subject to the approval of shareholders.
Capacity Expansion: During Q4FY26, the Company commissioned a new 3 million TPA Grey Cement grinding unit located at Buxar and increased its cement grinding capacity from 3.50 million TPA to 4.50 million TPA at its Muddapur plant.
Acquisitions & Amalgamation:
- The Group acquired a 60% equity interest in J.K. Cement Saifco Private Limited (erstwhile Saifco Cements Private Limited) on June 06, 2025, for a total consideration of Rs 149.79 crore.
- The scheme of Amalgamation of Toshali Cements Private Limited (TCPL) with J.K. Cement Ltd. became effective from October 15, 2025, with an appointment date of January 01, 2024. Consequently, the standalone results of previous periods were restated.
Asset Impairment: The management assessed that certain assets, including the Captive Power Plant (CPP), are no longer useful and recorded an impairment loss of Rs 25.78 crore.
Segment Performance: The Group is engaged in one business segment only, i.e., cement and allied products; therefore, there is no separate segment-wise reporting.

Result PDF

Q4FY26 & FY26 Result Announced for NTPC Ltd.

Electric Utilities company NTPC announced Q4FY26 & FY26 results

Consolidated Financial Highlights:

Revenue from Operations: For Q4FY26, revenue stood at Rs 49,687.77 crore, witnessing a YoY decrease compared to Rs 49,833.70 crore in Q4FY25, but a QoQ increase from Rs 45,845.68 crore in Q3FY26. For FY26, revenue was Rs 1,87,384.63 crore, slightly down from Rs 1,88,138.06 crore in FY25.
Total Income: The total income for Q4FY26 was Rs 50,410.58 crore, reflecting a YoY drop from Rs 51,085.05 crore in Q4FY25, while registering a QoQ rise compared to Rs 46,304.77 crore in Q3FY26. Total income for FY26 decreased to Rs 1,89,798.56 crore from Rs 1,90,862.45 crore in FY25.
Profit for the Period (Net Profit): In Q4FY26, net profit grew significantly YoY to Rs 10,614.95 crore from Rs 7,897.14 crore in Q4FY25, and also showed QoQ growth from Rs 5,597.05 crore in Q3FY26. For FY26, net profit increased to Rs 27,545.76 crore against Rs 23,953.15 crore in FY25.
Profit Attributable to Owners of the Parent Company: Q4FY26 profit stood at Rs 10,486.47 crore, a robust YoY increase from Rs 7,611.22 crore in Q4FY25 and a QoQ growth from Rs 5,488.67 crore in Q3FY26. The FY26 figure stood at Rs 27,052.52 crore compared to Rs 23,422.46 crore in FY25.

Standalone Financial Highlights:

Revenue from Operations: Q4FY26 revenue was Rs 43,110.74 crore, reflecting a YoY decrease from Rs 43,903.65 crore in Q4FY25 and a QoQ growth from Rs 40,643.79 crore in Q3FY26. Annual revenue for FY26 declined to Rs 1,65,493.74 crore from Rs 1,70,037.37 crore in FY25.
Total Income: Total income for Q4FY26 decreased YoY to Rs 44,029.69 crore against Rs 45,812.65 crore in Q4FY25, while expanding QoQ from Rs 41,672.74 crore in Q3FY26. For FY26, total income dropped to Rs 1,69,724.60 crore against Rs 1,74,413.49 crore in FY25.
Profit for the Period (Net Profit): Q4FY26 net profit jumped YoY to Rs 8,747.27 crore from Rs 5,778.14 crore in Q4FY25, alongside a QoQ rise from Rs 4,986.94 crore in Q3FY26. Annual profit for FY26 stood at Rs 23,162.22 crore, up from Rs 19,649.41 crore in FY25.

Business Highlights:

Generation Segment: Revenue from power generation for Q4FY26 declined YoY to Rs 48,548.49 crore from Rs 49,352.99 crore in Q4FY25, while increasing QoQ from Rs 44,657.81 crore in Q3FY26. Profit before interest and tax (PBIT) for the segment in Q4FY26 was Rs 11,571.32 crore. Full-year FY26 revenue for this segment dropped to Rs 1,82,610.35 crore compared to Rs 1,84,458.13 crore in FY25.
Others Segment: Revenue from other segments in Q4FY26 grew YoY to Rs 4,704.92 crore against Rs 4,431.09 crore in Q4FY25, but decreased QoQ from Rs 4,894.80 crore in Q3FY26. The PBIT for this segment in Q4FY26 stood at Rs 551.27 crore. Full-year FY26 revenue for the segment grew to Rs 19,415.99 crore from Rs 17,081.61 crore in FY25.

Result PDF

Q4FY26 & FY26 Result Announced for Prestige Estates Projects Ltd.

Realty company Prestige Estates Projects announced Q4FY26 & FY26 results

Standalone Financial Highlights:

Total Income:
- Q4FY26: Rs 17,668 million, compared to Rs 12,231 million in Q3FY26 (QoQ increase of 44.45%) and Rs 7,389 million in Q4FY25 (YoY increase of 139.11%).
- FY26: Rs 43,841 million, compared to Rs 32,890 million in FY25 (YoY increase of 33.29%).
Net Profit for the Period/Year:
- Q4FY26: Rs 1,042 million, compared to Rs 458 million in Q3FY26 (QoQ increase of 127.51%) and Rs 172 million in Q4FY25 (YoY increase of 505.81%).
- FY26: Rs 1,832 million, compared to Rs 1,865 million in FY25 (YoY decline of 1.77%).
Earnings Per Share (Basic and Diluted):
- Q4FY26: Rs 2.42, compared to Rs 1.06 in Q3FY26 and Rs 0.40 in Q4FY25.
- FY26: Rs 4.25, compared to Rs 4.46 in FY25.

Consolidated Financial Highlights:

Total Income:
- Q4FY26: Rs 41,435 million, compared to Rs 38,855 million in Q3FY26 (QoQ increase of 6.64%) and Rs 15,893 million in Q4FY25 (YoY increase of 160.73%).
- FY26: Rs 1,31,955 million, compared to Rs 77,355 million in FY25 (YoY increase of 70.58%).
Net Profit for the Period/Year:
- Q4FY26: Rs 2,918 million, compared to Rs 2,447 million in Q3FY26 (QoQ increase of 19.25%) and Rs 431 million in Q4FY25 (YoY increase of 577.03%).
- FY26: Rs 13,054 million, compared to Rs 6,169 million in FY25 (YoY increase of 111.61%).
Earnings Per Share (Basic and Diluted):
- Q4FY26: Rs 5.81, compared to Rs 5.17 in Q3FY26 and Rs 0.58 in Q4FY25.
- FY26: Rs 27.76, compared to Rs 11.19 in FY25.

Business Highlights:

Corporate Actions:
- The Board recommended a final dividend of 20% (Rs 2 per share) on equity shares for FY26, subject to shareholder approval.
- The Board approved the issuance of non-convertible debentures for an aggregate amount up to Rs 2,000 crore on a private placement basis, subject to shareholder approval.
Management Change: Ms. Uzma Irfan was redesignated as a Whole-Time Director for a period of 5 years, effective from May 21, 2026, to May 20, 2031.
Segment Reporting: The company operates in only one reportable segment, 'Real Estate Development', and related activities.
Acquisitions & Investments:
- During FY26, the company acquired additional stakes in subsidiaries including Prestige Nottinghill Investments, Apex Realty Ventures LLP, Prestige AAA Investments, and Prestige Sterling Infra Projects Private Limited.
- It also acquired a controlling stake in Bharatnagar Buildcon LLP and Aspire Spaces Tellapur LLP, and an additional stake in the joint venture Prestige Beta Projects Private Limited.
- Subsequent to March 31, 2026, the company acquired a 50% partnership interest in Aaramnagar Realty LLP.
Regulatory & Legal: The company has noted ongoing legal proceedings related to certain real estate projects and income tax search matters, for which the management expects no further adverse impact based on current assessments.

Irfan Razack, Chairman & Managing Director, said: “FY26 has been a landmark year for Prestige, marked by our highest-ever sales and collections alongside strong growth in revenue and profitability. These results reflect the strength of our brand, the trust of our customers, and our ability to execute consistently across markets and asset classes.

We continue to see encouraging demand across our residential business while simultaneously expanding our footprint across commercial, retail, hospitality, and mixed-use developments. Our operational performance during the year gives us confidence as we move into the next phase of growth with a robust launch pipeline across key geographies.

Backed by strong fundamentals, disciplined execution, and a diversified development portfolio, we remain focused on creating long-term value for all stakeholders.”

Result PDF

Q4FY26 & FY26 Result Announced for Grasim Industries Ltd.

Cement & Cement Products company Grasim Industries announced Q4FY26 & FY26 results

Q4FY26 Consolidated Financial Highlights:

Reported highest-ever quarterly Revenue and EBITDA at Rs 51,101 crore. and Rs 8,011 crore., up 15% YoY and 22% YoY, respectively. This is driven by superior performance of Building Materials, Financial Services and Cellulosic Fibres segment.
PAT Stood at Rs 2041 crore for Q4FY26 compared to Rs 1559 crore in Q4FY25

FY26 Consolidated Financial Highlights:

Revenue reached an all-time high of Rs 1,75,431 crore., up 18% YoY, led by all-round performance across all business segments.
EBITDA stood highest-ever at Rs 25,872 crore., up 29% YoY led by scale, efficiency gains and improved profitability across all business segments.
Adjusted PAT grew by 33% YoY to Rs 5,203 crore.

Q4FY26 Standalone Financial Highlights:

Reported highest-ever quarterly Revenue at Rs 11,774 crore., up 32% YoY. EBITDA stood at Rs 659 crore., up 47% YoY mainly led by robust performance in Cellulosic Fibres and Textiles businesses.

FY26 Standalone Financial Highlights:

Highest-ever revenue of Rs 41,039 crore., up by 30% YoY, led by robust growth from Paints and B2B Ecommerce coupled with stable core businesses, Cellulosic Fibres and Chemicals.
EBITDA stood at Rs 3,558 crore., up 25% YoY on the strength of superior performance in Cellulosic Fibres, Chemicals and Textiles businesses, partially offset by investment in new businesses - Birla Opus and Birla Pivot, which are on a clear roadmap for profitable growth in the coming years

Business Highlights:

The Board of Directors of Grasim has recommended a dividend of Rs 10 per equity share on Rs 2 fully paid-up face value, for the year ended 31st March 2026.
The total cash outflow on account of the dividend would be Rs 681 crore.
For FY26
- Cement: Total grey cement capacity crosses milestone of 200 mtpa in Apr-26
- Paints: Strengthens its #3 position led by 50,000 dealers & 4.5 lakh active contractors/painters
- B2B Ecommerce: Revenue up 136% YoY, led by new product categories & repeat buyers
- Financial Services: Total Lending portfolio (NBFC and HFC) up by 32% YoY to Rs 2,07,368 crore.
For Q4FY26:
- Paints: Revenue up 52% YoY, significantly outpacing the industry growth rate
- Cellulosic Fibres: Revenue up by 14% YoY led by volume growth and favourable product mix
- Chemicals: Caustic sales volumes, up 11% YoY, stood highest-ever at 321 KT

Result PDF

Q4FY26 & FY26 Result Announced for NHPC Ltd.

Green & Renewable Energy company NHPC announced Q4FY26 & FY26 results

Consolidated Financial Highlights:

Revenue from Operations: Stood at Rs 2,815.53 crore in Q4FY26, registering a growth of 26.78% QoQ compared to Rs 2,220.73 crore in Q3FY26, and an increase of 19.96% YoY from Rs 2,346.97 crore in Q4FY25. For the full year FY26, revenue increased by 11.90% to Rs 11,615.29 crore from Rs 10,379.86 crore in FY25.
Total Income: Reported at Rs 3,120.52 crore in Q4FY26, marking an increase of 25.18% QoQ from Rs 2,492.83 crore in Q3FY26, and a 22.00% growth YoY from Rs 2,557.71 crore in Q4FY25. For FY26, total income stood at Rs 12,686.09 crore compared to Rs 11,614.61 crore in FY25.
Profit Before Tax (PBT): Came in at Rs 285.44 crore in Q4FY26, recovering from a loss of Rs 282.20 crore in Q3FY26, but down 74.36% YoY compared to Rs 1,113.09 crore in Q4FY25.
Profit After Tax (PAT): Reached Rs 1,549.42 crore in Q4FY26, showcasing a massive surge of 383.29% QoQ from Rs 320.60 crore in Q3FY26, and an increase of 68.48% YoY from Rs 919.63 crore in Q4FY25. For FY26, PAT stood at Rs 4,220.46 crore, reflecting a 23.70% YoY growth against Rs 3,411.73 crore in FY25.

Standalone Financial Highlights:

Revenue from Operations: Reached Rs 2,741.25 crore in Q4FY26, up 46.01% QoQ from Rs 1,877.47 crore in Q3FY26, and 33.16% YoY from Rs 2,058.54 crore in Q4FY25. For FY26, it stood at Rs 10,328.26 crore versus Rs 8,994.26 crore in FY25.
Total Income: Stood at Rs 3,116.19 crore in Q4FY26, growing 35.10% QoQ from Rs 2,306.60 crore in Q3FY26, and 33.27% YoY from Rs 2,338.29 crore in Q4FY25.
Profit After Tax (PAT): Reported at Rs 1,327.54 crore in Q4FY26, jumping 353.29% QoQ from Rs 292.87 crore in Q3FY26, and up 48.51% YoY from Rs 893.92 crore in Q4FY25. For FY26, standalone PAT was Rs 3,617.80 crore compared to Rs 3,083.98 crore in FY25.

Business Highlights:

Segment Performance: Electricity generation remains the principal business activity of the company. Other operations like Power Trading, Contracts, Project Management, and Consultancy do not form a reportable segment as per Ind AS 108, hence the company operates essentially as a single geographical segment.
Dividend: The Board recommended a final dividend of Rs 0.21 per equity share (2.10% of face value of Rs 10) for FY26, subject to shareholder approval. This is in addition to the interim dividend of Rs 1.40 per equity share already paid in February 2026.
Fund Raising: The Board approved the perusal of the Key Information Document (KID) for raising funds up to Rs 2,000 crore through the issue of Listed, Unsecured, Non-Convertible, Redeemable, Taxable AI Series Bonds via private placement, as part of the borrowing plan for FY26-27.
Project Commissioning:
- Commissioned the 800 MW Parbati-II H.E Project in April 2025.
- Commissioned the 300 MW Karnisar Solar Power Project in Bikaner during the year ended March 31, 2026.
- Commissioned 750 MW (3 out of 8 units) of the 2000 MW Subansiri Lower Project during the year. One additional unit of 250 MW was commissioned post-quarter on May 8, 2026, bringing the total installed capacity of the Subansiri Lower Project to 1000 MW.

Result PDF

Q4FY26 & FY26 Result Announced for Voltas Ltd.

Consumer Electronics company Voltas announced Q4FY26 & FY26 results

Consolidated Financial Highlights:

Total Income: For Q4FY26, the consolidated total income stood at Rs 4,930.46 crore, representing a growth of 58.05% QoQ from Rs 3,119.61 crore in Q3FY26 and a growth of 1.72% YoY compared to Rs 4,847.25 crore in Q4FY25. For the full year FY26, total income was Rs 14,482.65 crore, a decrease of 7.97% against Rs 15,737.25 crore in FY25.
Revenue from Operations: Consolidated revenue from operations in Q4FY26 reached Rs 4,887.83 crore, up 59.17% QoQ from Rs 3,070.77 crore and up 2.52% YoY from Rs 4,767.56 crore. For the full year FY26, revenue from operations was Rs 14,244.50 crore compared to Rs 15,412.79 crore in FY25.
Profit Before Tax (PBT): PBT for Q4FY26 was Rs 184.50 crore, an increase of 59.37% QoQ from Rs 115.77 crore in Q3FY26, and a decline of 46.24% YoY from Rs 343.17 crore in Q4FY25. For the full year FY26, PBT stood at Rs 557.11 crore compared to Rs 1,190.75 crore in FY25.
Net Profit for the Period (PAT): The company reported a consolidated PAT of Rs 113.43 crore in Q4FY26, a growth of 34.30% QoQ from Rs 84.46 crore in Q3FY26, but a decline of 51.87% YoY from Rs 235.69 crore in Q4FY25. Annual PAT for FY26 reached Rs 370.00 crore, down 55.65% from Rs 834.28 crore in FY25.
Earnings Per Share (EPS): Basic and diluted EPS for Q4FY26 was Rs 3.51, compared to Rs 2.57 in Q3FY26 and Rs 7.28 in Q4FY25. For the full year FY26, EPS stood at Rs 11.36 compared to Rs 25.43 in FY25.

Standalone Financial Highlights:

Total Income: Standalone total income for Q4FY26 was Rs 3,824.28 crore, representing an increase of 67.56% QoQ from Rs 2,282.35 crore in Q3FY26 and a 2.70% YoY growth from Rs 3,723.57 crore in Q4FY25. Annual total income for FY26 was Rs 10,836.79 crore compared to Rs 11,696.13 crore in FY25.
Revenue from Operations: Standalone revenue for Q4FY26 reached Rs 3,785.01 crore, up 69.71% QoQ from Rs 2,230.26 crore and up 4.13% YoY from Rs 3,634.91 crore. Annual revenue for FY26 stood at Rs 10,537.58 crore.
Profit Before Tax: Standalone PBT for Q4FY26 was Rs 118.45 crore, showing a significant growth of 93.42% QoQ from Rs 61.24 crore and a decline of 60.64% YoY from Rs 300.93 crore. For the full year FY26,Standalone PBT was Rs 429.04 crore against Rs 1,035.75 crore in FY25.
Net Profit for the Period: Net profit for Q4FY26 reached Rs 82.20 crore, a growth of 71.36% QoQ from Rs 47.97 crore and a decline of 62.72% YoY from Rs 220.50 crore. For the full year FY26, standalone net profit was Rs 340.98 crore compared to Rs 776.76 crore in FY25.

Business Highlights:

Dividend: The Directors have recommended a dividend of Rs 4 per share on face value of Re. 1 per share (400%) for the year FY25-26.
Market Leadership: Voltas delivered a resilient performance and retained the No 1 position in the Room Air Conditioner segment.
Voltbek Performance: Voltbek continues to retain its No 2 position in the semi-automatic washing machine category and introduced enhanced product offerings in the Frost-Free Refrigerator and Fully Automatic Washing Machine categories in Q4.
Legal Developments: The Court of Appeal (Qatar) ruled in favor of the company, directing a main contractor to return bank guarantees amounting to Rs 433.34 crore. The court also directed the contractor to pay a settlement amount towards variation order claims and compensation.
Exceptional Items: For FY26, the company accounted for additional expenses of Rs 26.49 crore (Consolidated) and Rs 16.00 crore (Standalone) related to new Labour Codes for gratuity and leave liabilities.
Accounting Reclassification: During the year, the company reclassified Rs 120.47 crore (Standalone) and Rs 279.61 crore (Consolidated) from Trade Receivables to Contract Assets for the previous year ended March 31, 2025.
Segment Performance (Consolidated):
- Unitary Cooling Products (UCP): This segment recorded revenue of Rs 3,493.44 crore in Q4FY26 and Rs 9,500.63 crore for FY26. Segment results for FY26 stood at Rs 305.22 crore.
- Electro-Mechanical Projects and Services: Revenue for Q4FY26 was Rs 1,190.34 crore, while annual FY26 revenue reached Rs 4,052.52 crore with a result of Rs 298.61 crore.
- Engineering Products and Services: This segment reached a revenue of Rs 168.38 crore in Q4FY26 and Rs 599.44 crore for the full year FY26, with a segment result of Rs 158.43 crore.

Mukundan Menon C P, Managing Director, Voltas, said, “H1 FY26 was characterized by volatile weather, including a subdued summer and an early monsoon, which adversely impacted the cooling segment, leading to short-term pressures on Voltas' topline and margin. However, Voltas’ Room Air Conditioner business staged a smart recovery in H2 and retained its No 1 position in the category. Voltbek Appliances continued to be one of the fastest growing consumer durable brand in country and has established itself as the preferred choice of the Indian discerning consumer. Electro Mechanical Projects and Services, both domestic and International, continued its steady and profitable growth trajectory. Voltas has completed a structural transformation exercise across business verticals, product portfolio, channel expansion, cost optimisation, supply chain and warehousing and business processes which should help Voltas to strengthen its leadership in the cooling segment while steadily evolving into a scaled, future-ready home appliances and engineering solutions enterprise.”

Result PDF

Q4FY26 & FY26 Result Announced for JSW Steel Ltd.

Iron & Steel Products company JSW Steel announced Q4FY26 & FY26 results

Consolidated Financial Highlights:

Revenue from Operations:
- Q4FY26: Stood at Rs 51,180 crore, registering a QoQ increase of 11.28% compared to Rs 45,991 crore in Q3FY26, and a YoY growth of 14.19% against Rs 44,819 crore in Q4FY25.
- FY26: Reported at Rs 1,85,470 crore, marking a YoY growth of 9.86% from Rs 1,68,824 crore in FY25.
Total Income:
- Q4FY26: Stood at Rs 51,521 crore, reflecting a QoQ growth of 11.36% from Rs 46,264 crore in Q3FY26, and a YoY increase of 14.37% from Rs 45,049 crore in Q4FY25.
- FY26: Reached Rs 1,86,718 crore, up by 10.15% YoY compared to Rs 1,69,518 crore in FY25.
Adjusted EBITDA:
- Q4FY26: Recorded at Rs 9,713 crore, up by 47% QoQ (from Rs 6,620 crore in Q3FY26) and up 50% YoY (from Rs 6,486 crore in Q4FY25).
- FY26: Stood at Rs 32,048 crore, growing by 40% YoY from Rs 22,964 crore in FY25.
Net Profit After Tax (PAT):
- Q4FY26: Surged to Rs 19,243 crore, representing a massive QoQ increase of 698.46% (from Rs 2,410 crore in Q3FY26) and a YoY jump of 1,182.01% (from Rs 1,501 crore in Q4FY25), primarily driven by exceptional gains.
- FY26: Reached Rs 25,508 crore, significantly higher by 630.68% YoY compared to Rs 3,491 crore in FY25.
Normalised PAT (Excluding Exceptionals):
- Q4FY26: Stood at Rs 3,475 crore.
- FY26: Stood at Rs 8,698 crore.

Standalone Financial Highlights:

Revenue from Operations:
- Q4FY26: Stood at Rs 36,248 crore, showing a QoQ growth of 12.83% from Rs 32,127 crore in Q3FY26, and a YoY growth of 11.63% against Rs 32,471 crore in Q4FY25.
- FY26: Reported at Rs 1,32,847 crore, an increase of 4.03% YoY from Rs 1,27,702 crore in FY25.
Total Income:
- Q4FY26: Stood at Rs 36,675 crore, up 12.89% QoQ from Rs 32,488 crore in Q3FY26, and up 10.97% YoY from Rs 33,049 crore in Q4FY25.
- FY26: Reached Rs 1,34,577 crore, marking a YoY growth of 3.87% compared to Rs 1,29,567 crore in FY25.
Profit Before Exceptional Items and Tax:
- Q4FY26: Stood at Rs 2,976 crore, a robust QoQ increase of 117.70% from Rs 1,367 crore in Q3FY26, and a YoY growth of 16.20% from Rs 2,561 crore in Q4FY25.
- FY26: Recorded at Rs 9,284 crore, up by 18.31% YoY against Rs 7,847 crore in FY25.
Net Profit After Tax (PAT):
- Q4FY26: Stood at Rs 2,094 crore, reflecting a QoQ jump of 176.62% from Rs 757 crore in Q3FY26, and a slight YoY increase of 2.30% from Rs 2,047 crore in Q4FY25.
- FY26: Reached Rs 6,522 crore, registering a YoY growth of 11.74% compared to Rs 5,837 crore in FY25.

Business Highlights:

Production & Sales Volumes: For Q4FY26, Crude Steel Production stood at 7.49 million tonnes while Saleable Steel Sales hit their highest ever quarterly volume at 7.97 million tonnes. For FY26, Production was 30.14 million tonnes and Sales were 29.63 million tonnes.
Dividend: The Board of Directors recommended a dividend of Rs 7.10 per equity share for the year ended March 31, 2026.
Debt Metrics: Net Debt to Equity stood at a comfortable 0.51x and Net Debt to EBITDA stood at 1.81x at the end of the quarter.
Strategic Joint Venture with JFE Steel Ltd: Announced a strategic 50:50 JV for the BPSL Steel business. The BPSL steel undertaking was transferred on a slump-sale basis for a cash consideration of Rs 29,475 crore and deconsolidated from JSW Steel. This transaction resulted in significant deleveraging of Rs 29,475 crore, reducing Net Debt to Rs 53,870 crore as of March 2026.
Strategic Joint Venture with POSCO: Announced a 50:50 JV with POSCO to set up a greenfield 6 MTPA integrated steel plant in Dhenkanal, Odisha, aiming to produce special steel products.
Amalgamation of BMM Ispat Limited: The Board approved the amalgamation of BMM Ispat Limited at an enterprise value of ~Rs 6,400 crore. BMMIL operates a ~1 MTPA integrated steel facility in Karnataka.
Exceptional Items (Regulatory & Structural): Q4FY26 PAT was boosted by an exceptional gain of Rs 17,888 crore. This was primarily due to a Rs 18,051 crore gain from the slump sale of the BPSL undertaking to the JV, offset by a Rs 163 crore exceptional charge for increased employee obligations arising from the implementation of the New Labour Codes.
Capacity Expansion & Capex: The Board approved a 5 MTPA brownfield expansion at JVML-Vijayanagar with a capex of Rs 26,000 crore, taking Vijayanagar’s steel capacity to about 25 MTPA by FY30. Consolidated capex spend during Q4FY26 was Rs 4,612 crore, bringing the total FY26 spend to Rs 15,595 crore.
FY27 Guidance: Provided a production guidance of 29.75 million tonnes and a saleable steel sales guidance of 28.60 million tonnes for FY27.

Segment-wise Performance:

Indian Operations: Registered Q4FY26 Revenue from Operations of Rs 48,773 crore and Adjusted EBITDA of Rs 9,574 crore (19.6% EBITDA margin). Crude steel production was 7.34 million tonnes ( 0.7% QoQ) and sales stood at 7.84 million tonnes ( 6% QoQ).
Bhushan Power & Steel Ltd. (BPSL): Reported Q4FY26 Revenue of Rs 6,285 crore and Adjusted EBITDA of Rs 1,074 crore ( 76% QoQ). BPSL reported a PAT of Rs 12,244 crore for the quarter after recognizing the exceptional gain on the slump sale to JSW JFE Steel Ltd.
JSW Vijayanagar Metallics Ltd. (JVML): Reported Q4FY26 Revenue of Rs 6,631 crore and Adjusted EBITDA of Rs 1,530 crore ( 66% QoQ), with a net profit of Rs 736 crore.
JSW Steel Coated Products: Achieved Q4FY26 Revenue of Rs 9,986 crore and Adjusted EBITDA of Rs 749 crore ( 41% QoQ), reporting a net profit of Rs 351 crore.
USA Operations: The Ohio EAF-based facility produced 168,100 net tonnes of slabs, reporting an EBITDA loss of USD 7.23 million. The Plate & Pipe Mill in Texas produced 121,681 net tonnes of Plates and 17,111 net tonnes of Pipes, reporting an EBITDA of USD 7.31 million.
Italy Operations: The rolled long products manufacturing facility produced 96,060 tonnes and sold 67,302 tonnes, reporting an EBITDA of Euro 4.22 million for the quarter.

Result PDF

Q4FY26 & FY26 Result Announced for LIC Housing Finance Ltd.

LIC Housing Finance announced Q4FY26 & FY26 results

Consolidated Financial Highlights:

Total Revenue from operations for Q4FY26 stood at Rs 7,211.92 crore, showing a marginal decrease of 1.25% compared to Rs 7,303.33 crore in Q4FY25 and a slight increase of 0.08% from Rs 7,205.84 crore in Q3FY26.
Total Income for the quarter was Rs 7,212.01 crore, down 1.25% YoY from Rs 7,303.51 crore and flat QoQ compared to Rs 7,211.36 crore in Q3FY26.
Profit Before Tax (PBT) for Q4FY26 was Rs 1,933.47 crore, registering a growth of 8.62% YoY from Rs 1,780.06 crore and an increase of 9.71% QoQ from Rs 1,762.42 crore.
Net Profit after Tax for the quarter ended March 31, 2026, reached Rs 1,492.63 crore, an increase of 8.66% YoY as against Rs 1,373.63 crore and a growth of 6.75% QoQ compared to Rs 1,398.27 crore.
For FY26, Total Revenue from operations was Rs 28,837.11 crore, up 2.63% YoY from Rs 28,097.16 crore in FY25.
Annual Net Profit after Tax for FY26 stood at Rs 5,604.24 crore, growing by 2.97% compared to Rs 5,442.70 crore in FY25.
The Net Profit Margin for the quarter improved slightly to 19.45% compared to 19.36% in Q4FY25.
Basic and Diluted Earnings Per Share (EPS) for Q4FY26 was Rs 27.13 compared to Rs 24.97 in Q4FY25.

Standalone Financial Highlights:

Total Revenue from operations for Q4FY26 was Rs 7,194.34 crore, reflecting a YoY decrease of 1.19% from Rs 7,281.17 crore and a QoQ increase of 0.15% from Rs 7,183.89 crore.
Total Income for the quarter stood at Rs 7,194.52 crore, compared to Rs 7,281.36 crore in Q4FY25 and Rs 7,184.06 crore in Q3FY26.
Profit Before Tax (PBT) for Q4FY26 was Rs 1,934.24 crore, showing a growth of 9.30% YoY over Rs 1,769.58 crore and an increase of 11.00% QoQ from Rs 1,742.51 crore.
Net Profit after Tax for the quarter ended March 31, 2026, reached Rs 1,497.41 crore, up 9.46% YoY from Rs 1,367.96 crore and up 8.20% QoQ from Rs 1,383.95 crore.
For FY26, Standalone Revenue from operations was Rs 28,764.63 crore, up from Rs 28,037.23 crore in FY25.
Annual Standalone Net Profit for FY26 was Rs 5,595.15 crore, registering a growth of 3.06% compared to Rs 5,429.02 crore in FY25.
The Standalone Net Worth of the company as of March 31, 2026, increased to Rs 39,365.59 crore from Rs 34,538.42 crore as of March 31, 2025.

Business Highlights:

Segment-wise Performance:
- Loans Segment: Revenue for Q4FY26 was Rs 7,194.52 crore compared to Rs 7,281.36 crore in Q4FY25. The segment result (PBT) for the quarter was Rs 1,934.24 crore, up from Rs 1,769.58 crore YoY.
- Other Segments: Revenue for Q4FY26 stood at Rs 42.59 crore compared to Rs 42.49 crore in Q4FY25. The segment result for the quarter was Rs 4.61 crore compared to Rs 17.43 crore YoY.
Asset Quality: Gross Non-Performing Assets (GNPA) as of March 31, 2026, stood at 2.15%, an improvement from 2.47% as of March 31, 2025. Net Non-Performing Assets (NNPA) improved to 1.08% from 1.22% YoY.
Provisioning: The Provision Coverage Ratio (PCR) for stage III loans was 50.16% as of March 31, 2026.
Dividend: The Board of Directors recommended a Final Dividend of Rs 10 per equity share (500% of the face value of Rs 2 per equity share) for the financial year 2025-26.
Debt and Liquidity: The Debt-Equity ratio as of March 31, 2026, was 7.16 compared to 7.96 YoY. The Liquidity Coverage Ratio reached 180.74% as of March 31, 2026.
Security Cover: The security cover for Secured listed Non-Convertible Debentures (NCD) issued by the company was 1.21 times as of March 31, 2026.
Borrowings: The total Outstanding Debt reached Rs 2,77,444.12 crore as of March 31, 2026, compared to Rs 2,70,618.81 crore as of March 31, 2025.

Tribhuwan Adhikari, Managing Director & Chief Executive Officer, LIC Housing Finance, said: “Our performance has remained resilient despite a global war scenario, which impacts our country’s oil bill and affects its macro-economic indicators. During the last quarter of FY2026, we witnessed a sustained demand momentum enabled by our efficient digital infrastructure, stable interest rate environment and our continued focus on cost optimisation plus customer-centricity. As we enter the new financial year, we remain optimistic about the housing sector outlook, driven by urbanization and continued policy support. We will maintain our emphasis on expanding reach, enhancing digital capabilities, and delivering sustainable growth while preserving asset quality and profitability.”

Result PDF

TCS partners with Anthropic to roll out Claude AI to 50k staff and launch enterprise AI solutions

Tata Consultancy Services has entered into a global strategic partnership with Anthropic as a Global Premier Partner in the Claude Partner Network.

Published on 12-Jun-2026 09:10

BHEL Bags ₹90 Cr LNTP from DVC for 800 MW Durgapur Power Project

BHEL has received a Limited Notice to Proceed (LNTP) from Damodar Valley Corporation (DVC) for the 1x800 MW Durgapur Supercritical Thermal Power Project.

Published on 12-Jun-2026 09:09

Ratnaveer Precision Board Approves Rs 330 Cr Rights Issue for Existing Shareholders.

Ratnaveer Precision Engineering Ltd. has approved a Rights Issue aggregating up to ₹330 crore through the issuance of fully paid-up equity shares to existing shareholders.

Published on 12-Jun-2026 09:08

LG Targets Doubling Revenue in India, Brazil & Saudi Arabia by 2030 via AI & Manufacturing

LG Electronics parent company CEO Lyu Jae-cheol stated about target of doubling revenue from India, Brazil and Saudi Arabia by 2030, underscoring the strategic importance of these high-growth markets.

Published on 12-Jun-2026 09:07

Sagility has acquired 100% of CareSeed for up to US$30 million

Sagility has acquired 100% of U.S.-based healthcare analytics company CareSeed for up to US$30 million, comprising an upfront payment of US$17.5 million and earnouts of up to US$12.5 million linked to revenue growth synergies.

Published on 12-Jun-2026 09:06

Astral's subsidiary acquires 60% stake in DSS LLP for ₹39.11 crore

Astral Limited's wholly owned subsidiary, Astral Chemie Limited, has entered into definitive agreements to acquire a 60% partnership interest in Differentiated & Sustainable Solutions LLP (DSS) for ₹ 39.11 crore.

Published on 12-Jun-2026 09:05

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