loader2
Login Open ICICI 3-in-1 Account
  • Text Size
  • Text to Speech
  • Color Contrast
  • Pause Animations

Open ICICI
3-in-1 Account

Manage your Savings, Demat and Trading Account conveniently at one place

+91

BLOG

CSB Bank reported healthy provisional business growth for Q1FY27

ICICIdirect Research 03 Jul 2026 DISCLAIMER

News: CSB Bank reported healthy provisional business growth for Q1FY27, with gross advances rising to ₹40,866 crore, up 24.0% YoY (1.3% QoQ), led by gold loans at ₹21,906 crore, up 47.0% YoY (1.6% QoQ). Total deposits stood at ₹45,415 crore, registering a growth of 26.0% YoY (2.6% QoQ), supported by term deposits at ₹36,600 crore, up 33.0% YoY (3.3% QoQ). CASA deposits stood at ₹8,815 crore, up 4.0% YoY (-0.2% QoQ).

View: CSB Bank continued to deliver healthy credit growth, significantly ahead of the system, driven by sustained momentum in the gold loan portfolio. While deposit growth remained robust, the sequential decline in CASA and continued reliance on term deposits could keep margins under pressure. Diversification beyond gold loans and improvement in liability mix remains to be key monitorables.

Impact: Neutral

Download ICICI Direct app

Invest, Track, and Manage your Portfolio Anytime, Anywhere

Download ICICI Direct app

Invest, Track, and Manage your Portfolio Anytime, Anywhere