ICICI Pru Balanced Hybrid Fund - Regular (G)

The Scheme seeks to generate capital appreciation/income by investing in a diversified portfolio of equity and debt instruments. The Scheme shall endeavour to maintain a balanced exposure to Equity & Debt instruments and the portfolio construct shall be dependent on various factors such as market conditions, economic scenarios, global events, interest rate movement, etc. The Scheme shall follow an active investment strategy. The Scheme can invest across market capitalization and across sectors depending on relative valuations, earnings outlook, macro-economic factors, market opportunities etc. The Scheme shall also consider business and economic fundamentals, long-term growth prospects and liquidity/risk parameters. The Scheme shall invest in Debt and money market securities available across duration and credit. The credit evaluation includes a study of the operating environment of the company, the past track record as well as the future prospects of the issuer, the short as well as long term financial health of the issuer. The AMC may consider the ratings of such Rating Agencies as approved by SEBI to carry out the functioning of rating agencies. In addition, the AMC will study the macro economic conditions, including the political, economic environment and factors affecting liquidity and interest rates. The AMC would use this analysis to attempt to predict the likely direction of interest rates and position the portfolio appropriately to take advantage of the same. The Scheme shall also invest in units of Real Estate Investment Trusts (ReITs) that allow investors to invest in real estate projects. The Scheme may use derivatives strategies in accordance with the regulatory framework. For detailed derivative strategies and illustrations please refer to SAI, however, no Arbitrage position would be taken by the Scheme. The Scheme may also invest in overseas markets in equity & equity related instruments including Global Depository Receipts (GDRs), ADRs, foreign securities, bonds and mutual funds and such other instruments as may be allowed under the Regulations from time to time. Further, the Scheme may invest in other schemes managed by the AMC or in the schemes of any other Mutual Funds in terms of the prevailing Regulations. As per the Regulations, no investment management fees will be charged for such investments.