NJ Value Fund - Regular (G)

The investment objective of the Scheme is to generate long-term capital appreciation by predominantly investing in equity and equity-related instruments of companies that are assessed to be trading at a meaningful discount to their intrinsic value, based on rule-based value factor methodology. The strategy is rooted in Factor-based investing, an investment approach that targets specific, well-defined stock characteristics - such as value, quality, low volatility, or momentum - that have been identified through extensive empirical research to drive long-term risk-adjusted returns. Within this broad philosophy, the Scheme focuses specifically on the Value factor. Value investing is a strategy that seeks to identify companies whose current market price does not fully reflect the underlying worth of their business - often because of short-term sentiment, business cyclicality, or temporary headwinds. It relies on the principle that markets periodically underprice securities and that prices tend to correct toward fair value over a sufficient time horizon. This tendency toward mean-reversion forms the foundation of the value thesis. The Scheme employs a rule-based active investment framework driven by proprietary protocols designed to identify securities exhibiting strong value attributes. The value strategy is mathematically and quantitatively constructed to identify potential investment opportunities where a company`s arket price appears significantly lower than what its underlying fundamentals justify. The proprietary model may evaluate value through various indicative measures such as Price-to-Earnings(P/E), Price-to-Book Value (P/B), EV/EBITDA, Market Capitalisation-to-Sales, free cash flow yield, dividend yield, and Discounted Cash Flow (DCF)-based intrinsic value estimates, and other parameters as may be identified by AMC from time to time. These parameters may be assessed in relation to the company`s own historical levels, its peer group, and the broader market, etc.