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If you are looking to kickstart your investment plans for 2021, try mutual funds. They are flexible products that allow you to invest for varying timeframes and via SIPs or lump sum investments. Some mutual funds offer high returns but may be risky, while others are ideal for conservative investors. 

A regular savings habit holds the key to financial security. Yet, many struggle to be disciplined about their savings and investments. If investment discipline is an issue for you, a Systematic Investment Plan (SIP) could help. A SIP makes investing through mutual funds easy. All you have to do is regularly invest small amounts in mutual fund SIPs of your choice. 

A tax saving mutual fund, also called Equity Linked Savings Scheme (ELSS), is a mutual fund scheme that invests in equity & equity related securities. Click here to know more

ELSS or Equity Linked Saving Scheme is a diversified equity fund with a lock-in period of 3 years. Investments in ELSS are eligible for tax deduction under Section  80C of Income Tax Act, 1961. 

Understand the differences between shares and mutual funds before you make the critical decision of investing. Visit ICICIdirect to know more!

A debt fund is a mutual fund which invests mostly in fixed income instruments like government securities, corporate bonds or treasury bills. These instruments give you a fixed rate of return at the end of a fixed period. In essence you are giving the bond issuer a loan, which it promises to repay with interest. Here are four significant benefits of investing in debt mutual funds.