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    ETFs And Bonds

    How are gold investments taxed at the time of purchase and sale across different forms?

    Taxation depends on the form of gold and the holding period:

    Gold Investment Tax when buying

    Tax when selling (based on holding period)

    LTCG: 12.5%

    STCG: as per slab rate
    Physical Gold
    (Coins, Bars)    		 3% GST on purchase value 24 months
    Gold Jewellery 3% GST on gold value + 5% GST on making charges (separately calculated). 24 months
    Gold ETFs No GST (treated as financial security). 12 months
    Gold Mutual Funds No GST 24 months
    Sovereign Gold Bonds (SGBs) No GST on purchase. 12 months*

    *SGBs are tax free if bought at primary issue and held till RBI maturity.

    Important points to Note:

    a. Under Section 54F of the Income Tax Act, LTCG may be exempt if entire sale proceeds are invested in a residential property within prescribed timelines.

    b. Holding period rules revised after July 23, 2024.

    What is the difference between Impact cost and Expense ratio? Where is the gold stored for Gold ETFs? Can I get physical gold by redeeming Gold ETF units? What is Smart Beta or Factor ETFs? Why can’t I invest in international or global ETFs? Can I pledge my ETF units to get a margin for trading? Can I sell ETFs using eATM? How are Debt ETFs taxed? What are Authorized Participants (APs)? How are ETFs different from Stocks and Mutual Funds? What is tracking error and tracking difference? What is an ETF unit? What are Equity ETFs? What are Index ETFs? What are Gold and Silver ETFs? What is impact cost in ETFs? How to reduce Impact Cost? What is Indicative Net Asset Value (iNAV)? What is Net Asset Value (NAV)? What are creation units? What is an Exchange-Traded Fund (ETF)? Do I need a Demat account to invest in ETFs? Can I setup a SIP in ETFs? What should I check before investing in ETFs?
    What is the share as margin haircut percent on the Sovereign Gold Bonds (SGBs)? What are the shares as margin haircut percent and maximum quantity pledge limit for the ETFs? What is difference between Sovereign Gold Bonds and Gold ETFs How many Sovereign Gold bonds are their with percentage SAM haircut ? What are Sovereign Gold Bonds (SGBs)? What is the tenure of SGBs? What is the interest rate on SGBs? Can SGBs be used as collateral for loans?