loader2
Login Open ICICI 3-in-1 Account
Open ICICI 3-in-1 Account

Union Bank of India Results: Latest Quarterly Results & Analysis

Open Free Trading Account Online with ICICIDIRECT
+91
Union Bank of India 30 Oct 2025 13:14 PM
Result PDF

Q2FY26 Quarterly Result Announced for Union Bank of India

Union Bank of India announced Q2FY26 results

  • Financial Performance: Net Profit of the Bank stood at Rs 4,249 crore during Q2FY26. Interest income of Bank stood at Rs 26,650 crore during Q2FY26.
  • Business Growth: Total Business of the Bank increased by 3.24% YoY, wherein Gross Advances increased by 4.99% YoY & Total Deposit grew by 1.90% YoY. Bank has a total Business of Rs 22,09,828 crore as on September 30, 2025.
  • Deposit Growth: Global deposits have increased by 1.90% YoY. Bank now has total deposits base of Rs 12,34,621 crore as on September 30, 2025.
  • Growth in Retail, Agri and MSME (RAM) segments: RAM Segment of the Bank increased by 8.14% YoY, with in which 23.98% growth in Retail and 14.88% growth in MSME advances is achieved on YoY basis. RAM advances as a percent of Domestic Advances stood at 58.83%.
  • Reduction in NPA: Gross NPA (%) reduced by 107 bps on YoY basis to 3.29% and Net NPA (%) reduced by 43 bps on YoY basis to 0.55% as on 30.09.2025.
  • Strong Capital Ratios: CRAR stood at 17.07% as on 30.09.2025. CET-1 ratio improved from 13.88% as on 30.09.2024 to 14.37% as on 30.09.2025.
  • Returns: Bank’s Return on Assets & Return on Equity stands at 1.16% and 15.08% respectively during Q2FY26.

Result PDF

Result PDF

Union Bank of India announced Q1FY26 results

  • Financial Performance: Net Profit of the Bank increased by 11.87% on YoY basis during Q1FY26. Interest income of Bank grew by 3.53% on YoY basis during Q1FY26.
  • Business Growth: Total Business of the Bank increased by 5.01% YoY, wherein Gross Advances increased by 6.83% YoY & Total Deposit grew by 3.63% YoY. Bank has a total Business of Rs 22,14,422 crore as on June 30, 2025.
  • Deposit Growth: Global deposits have increased by 3.63% YoY. Bank now has total deposits base of Rs 12,39,933 crore as on June 30, 2025.
  • Growth in Retail, Agri and MSME (RAM) segments: RAM Segment of the Bank increased by 10.34% YoY, with in which 25.63% growth in Retail and 17.65% growth in MSME advances is achieved on YoY basis. RAM advances as a percent of Domestic Advances stood at 58.11%.
  • Reduction in NPA: Gross NPA (%) reduced by 102 bps on YoY basis to 3.52% and Net NPA (%) reduced by 28 bps on YoY basis to 0.62% as on 30.06.2025.
  • Strong Capital Ratios: CRAR improved from 17.02% as on 30.06.2024 to 18.30% as on 30.06.2025. CET-1 ratio improved from 13.81% as on 30.06.2024 to 15.30% as on 30.06.2025.
  • Returns: Bank’s Return on Assets & Return on Equity stands at 1.11% and 15.15% respectively during Q1FY26.

Result PDF

Union Bank of India announced Q4FY25 & FY25 results

Q4FY25 Financial Highlights:

  • Total Business: Rs 22,92,644 crore compared to Rs 21,65,726 crore during Q3FY25, change 5.86%.
  • Operating Profit: Rs 7,700 crore compared to Rs 7,492 crore during Q3FY25, change 2.78%.
  • Net Profit: Rs 4,985 crore compared to Rs 4,604 crore during Q3FY25, change 8.28%.

FY25 Financial Highlights:

  • Board of Directors have recommended a dividend of Rs 4.75 per equity share (47.5% of face value of Rs.10 per equity share) for the year ended March 31, 2025 subject to requisite approvals.
  • Strong Financial Performance: Net Profit of the Bank increased by 31.79% on YoY basis during FY25. Non- interest income of Bank grew by 23.21% on YoY basis during FY25.
  • Business Growth gaining momentum: Total Business of the Bank increased by 7.82% YoY, wherein Gross Advances increased by 8.62% YoY & Total Deposit grew by 7.22% YoY. Bank has a total Business of Rs.22,92,644 crore as on March 31, 2025.
  • Bank continues to demonstrate a strong Liability franchise: Global deposits have increased by 7.22% YoY. Bank now has total deposits base of Rs.13,09,750 crore as on March 31, 2025.
  • Growth in Retail, Agri and MSME (RAM) segments: RAM Segment of the Bank increased by 10.17% YoY, with in which 22.14% growth in Retail and 12.50% growth in MSME advances is achieved on YoY basis. RAM advances as a percent of Domestic Advances stood at 56.20%.
  • Reduction in NPA: Gross NPA (%) reduced by 116 bps on YoY basis to 3.60% and Net NPA (%) reduced by 40 bps on YoY basis to 0.63% as on 31.03.2025.
  • Strong Capital Ratios: CRAR improved from 16.97% as on 31.03.2024 to 18.02% as on 31.03.2025. CET-1 ratio improved from 13.65% as on 31.03.2024 to 14.98% as on 31.03.2025.
  • Improved Returns: Bank’s Return on Assets improved by 23 bps on YoY basis to 1.26% & Return on Equity improved by 162 bps on YoY basis to 17.20% during FY25.

Result PDF

Union Bank of India announced Q3FY25 results

  • Net Profit of the Bank increased by 28.24% on YoY basis during Q3FY25. Non-interest income of Bank grew by 17.02% on YoY basis during Q3FY25.
  • Global deposits have increased by 3.76% YoY. Bank now have a total deposits base of Rs 12,16,562 crore as on December 31, 2024.
  • Total Business of the Bank increased by 4.70% YoY, wherein Gross Advances increased by 5.94% YoY & Total Deposit grew by 3.76% YoY. Bank has a total Business of Rs 21,65,726 crore as on December 31, 2024.
  • Growth in Retail, Agri and MSME (RAM) segments: RAM Segment of the Bank increased by 9.26% YoY, where 16.36% growth in Retail, 4.34% growth in Agriculture and 6.34% growth in MSME is achieved on YoY basis. RAM advances as a percent of Domestic Advances stood at 56.69%.
  • Gross NPA (%) improved by 98 bps on YoY basis to 3.85% and Net NPA (%) improved by 26 bps on YoY basis to 0.82% as on December 31, 2024.
  • CRAR improved from 15.03% as on December 31, 2023 to 16.72% as on December 31, 2024. CET1 ratio improved from 11.71% as on December 31, 2023 to 13.59% as on December 31, 2024.
  • Bank’s Return on Assets improved by 23 bps on YoY basis to 1.30% & Return on Equity improved by 50 bps on YoY basis to 17.75% during Q3FY25.

Result PDF

Union Bank of India announced Q2FY25 results

  • Net Profit of the Bank increased by 34.43% on YoY basis during Q2FY25. Non-interest income of Bank grew by 44.19% on YoY basis during Q2FY25.
  • Domestic deposits have increased by 8.12% YoY. Bank now have a total deposits base of Rs 12,41,947 crore as on Q2FY25.
  • Total Business of the Bank increased by 9.37% YoY, wherein Gross Advances increased by 9.63% YoY & Total Deposit grew by 9.17% YoY. Bank has a total Business of Rs 21,70,779 crore as on Q2FY25.
  • Growth in Retail, Agri and MSME (RAM) segments: RAM Segment of the Bank increased by 12.31% YoY, where 14.33% growth in Retail, 15.96% growth in Agriculture and 5.24% growth in MSME advances is achieved on YoY basis. RAM advances as a percent of Domestic Advances stood at 58.71%.
  • NPA: Gross NPA (%) reduced by 202 bps on YoY basis to 4.36% and Net NPA (%) reduced by 32 bps on YoY basis to 0.98% as on Q2FY25.
  • Capital Ratios: CRAR improved from 16.69% as on Q2FY24 to 17.13% as on Q2FY25. CET1 ratio improved to 13.88% as on Q2FY25 from 13.05% as on Q2FY24.
  • Returns: Bank’s Return on Assets & Return on Equity stands at 1.35% and 19.10% respectively during Q2FY25.

Result PDF

Union Bank of India announced Q1FY25 results:

  • Strong Financial Performance: Net Profit of the Bank increased by 13.68% on YoY basis during Q1FY25. Net interest income of Bank grew by 6.47% on YoY basis during Q1FY25.
  • Bank continues to demonstrate a strong Liability franchise: Domestic deposits have increased by 8.52% YoY. Bank now have a total deposits base of Rs 12,24,191 crore as on June 30, 2024.
  • Business Growth gaining momentum: Total Business of the Bank increased by 9.76% YoY, wherein Gross Advances increased by 11.46% YoY & Total Deposit grew by 8.52% YoY. Bank has a total Business of Rs 21,36,405 crore as on June 30, 2024.
  • Growth in Retail, Agri and MSME (RAM) segments: RAM Segment of the Bank increased by 14.53% YoY, where 12.28% growth in Retail, 23.00% growth in Agriculture and 7.21% growth in MSME advances is achieved on YoY basis. RAM advances as a percent of Domestic Advances stood at 57.83%.
  • Reduction in NPA: Gross NPA (%) reduced by 280 bps on YoY basis to 4.54% and Net NPA (%) reduced by 68 bps on YoY basis to 0.90% as on 30.06.2024.
  • Strong Capital Ratios: CRAR improved from 15.95% as on 30.06.2023 to 17.02% as on 30.06.2024. CET1 ratio improved to 13.81% as on 30.06.2024 from 12.34% as on 30.06.2023.
  • Improved Returns: Bank’s Return on Assets & Return on Equity stands at 1.06% and 15.70% respectively during Q1FY25.

Result PDF

Union Bank of India announced FY24 results:

  • Board of Directors have recommended a dividend of Rs 3.60 per equity share (36% of face value of Rs 10 per equity share) for the year ended March 31, 2024 subject to requisite approvals.
  • Net Profit of the Bank increased by 61.84% on YoY basis during FY24. Net interest income of Bank grew by 11.61% on YoY basis during FY24.
  • Domestic deposits have increased by 8.42% YoY. Bank now have a total deposits base of Rs 12,21,528 crore as on March 31, 2024.
  • Total Business of the Bank increased by 10.31% YoY, wherein Gross Advances increased by 11.73% YoY & Total Deposit grew by 9.29% YoY. Bank has a total Business of Rs 21,26,412 crore as on March 31, 2024.
  • RAM Segment of the Bank increased by 13.82% YoY, where 11.14% growth in Retail, 20.95% growth in Agriculture and 8.58% growth in MSME advances is achieved on YoY basis. RAM advances as a percent of Domestic Advances stood at 56.90%.
  • Gross NPA (%) reduced by 277 bps on YoY basis to 4.76% and Net NPA (%) reduced by 67 bps on YoY basis to 1.03% as on 31.03.2024.
  • CRAR improved from 16.04% as on 31.03.2023 to 16.97% as on 31.03.2024. CET1 ratio improved to 13.65% as on 31.03.2024 from 12.36% as on 31.03.2023.
  • Bank’s Return on Assets & Return on Equity improved to 1.03% and 15.58% respectively during FY24.

Result PDF

Union Bank of India announced Q2FY24 results:


1. Financial Performance:
- Net profit of Union Bank of India increased by 90% to Rs 3,511 crore on a YoY basis during Q2FY24.
- Net interest income of the Bank grew by 9.89% to Rs 9,126 crore in Q2FY24.

2. Business Growth:
- Total business of the bank increased by 9.24% on a YoY basis.
- Gross advances increased by 9.50% YoY.
- Total deposits grew by 9.04% YoY.

3. Asset Quality:
- Gross Non-Performing Assets (NPA) decreased by 207 basis points to 6.38%.
- Net NPA decreased by 134 basis points to 1.30% as of September 30, 2023.

4. Retail, Agri, and MSME (RAM) Segment:
- The RAM segment of the Bank increased by 14.62% YoY.
- Growth in retail, agriculture, and MSME advances achieved YoY were 14.68%, 15.04%, and 14.03% respectively.

5. Capital Ratios:
- Capital to Risk (Weighted) Assets Ratio (CRAR) improved from 14.50% as of September 30, 2022, to 16.69% as of September 30, 2023.
- The Common Equity Tier 1 (CET-1) ratio improved to 13.05% as of September 30, 2023, from 10.67% as of September 30, 2022.
 

 

 

Result PDF

Union Bank of India announced Q4FY23 & FY23 results:

  • The board of directors has recommended a dividend of Rs 3.00 per equity share (30%) for FY23 subject to requisite approvals.
  • Strong financial performance: Net profit of the bank increased by 61.18% on a YoY basis during FY23. Net interest income of the bank grew by 17.92% on YoY basis during FY23
  • Bank continues to demonstrate a strong liability franchise: The CASA deposits have increased by 4.47% YoY. Bank now have a total deposits base of Rs 11,17,716 crore as on March 31, 2023
  • Business growth gaining momentum: Total business of the bank increased by 10.23% YoY, wherein gross advances increased by 13.05 % YoY & total deposit grew by 8.26% YoY. The bank has a total business of Rs 19,27,621 crore as on March 31, 2023
  • Credit in retail, agri and MSME (RAM) segments: RAM segment of the bank increased by 14.94 % YoY, where 17.19 % growth in retail, 14.20% growth in agriculture and 13.06% growth in MSME advances is achieved on a YoY basis. RAM advances as a percent of domestic advances stood at 55.61%
  • Reduction in NPA: Gross NPA (%) reduced by 358 bps on a YoY basis to 7.53% and Net NPA (%) reduced by 198 bps on a YoY basis to 1.70% as on March 31, 2023
  • Improved capital ratios: CRAR improved from 14.52% as on March 31, 2022, to 16.04% as on March 31, 2023. CET1 ratio improved to 12.36% as on March 31, 2023, from 10.63% as on March 31, 2022

 

 

Result PDF

Union Bank of India announced Q3FY23 results:

  • Q3FY23:
    • Strong Financial Performance:
      • Net Profit of the Bonk increased by 106.81% on YoY basis during income of Bank grew by 20.26% on YoY basis during Q3FY23.
    • Bank continues to demonstrate a strong liability franchise:
      • The CASA deposits have increased by 8.43% YoY Rs 10,65,027 crore as at the end of Q3FY23.
    • Business growth gaining momentum:
      • Total Business of the Bank increased by 16.31% YoY, wherein gross Advances increased by 20.09% YoY & Total Deposit grew by 13.61% YoY. Bank now have a total Business at Rs 18,69,042 crore as on Q3FY23.
    • Credit in Retail, Agri and MSME (RAW) segments:
      • RAM Segment of the bank increased by 17.76 % YoY, where 16.55 % growth in Retail, 17.56% growth in Agriculture and 19.55% growth in MSME advances achieved YoY basis. RAM advances as a percent of Domestic Advances stood at 54.72%.
    • Reduction in NPA:
      • Gross NPA (%) reduced by 369 bps on YoY basis to 7.93% and Net NPA(%) reduced by 195 bps on YoY basis to 2.14% as on Q3FY23.
    • Improved capital ratios:
      • CRAR improved from 13.92 % as on Q3FY22 to 14.45% as on 31.12.2022. CET1 ratio improved to 10.71% as on Q3FY23 from 10.18% as on Q3FY22.

 

Result PDF

Trending News

Saregama India's announced strategic partnership with, and investment in, Sanjay Leela Bhansali's Bhansali Productions

Saregama India's announced strategic partnership with, and investment in, Sanjay Leela Bhansali's Bhansali Productions

Published on 17-Dec-2025 09:01

The Competition Commission of India (CCI) has approved ITC’s acquisition of the paper and pulp manufacturing business of Aditya Birla Real Estate Ltd (ABREL).

The Competition Commission of India (CCI) has approved ITC’s acquisition of the paper and pulp manufacturing business of Aditya Birla Real Estate Ltd (ABREL)

Published on 17-Dec-2025 09:00

Zydus Lifesciences has received a USFDA acceptance for its ANDA of for copper histidinate (CUTX-101), intended to treat Menkes disease in pediatric patients.

Zydus Lifesciences has received a USFDA acceptance for its ANDA of for copper histidinate (CUTX-101), intended to treat Menkes disease in pediatric patients.

Published on 16-Dec-2025 09:05

KIMS has commenced operations at its newly established hospital located at the PES University campus in Electronic City, Bengaluru

Krishna Institute of Medical Sciences (KIMS) has commenced operations at its newly established hospital located at the PES University campus in Electronic City, Bengaluru

Published on 16-Dec-2025 09:03

Power Grid Corporation of India Ltd (POWERGRID) has been declared the successful bidder under Tariff-Based Competitive Bidding

Power Grid Corporation of India Ltd (POWERGRID) has been declared the successful bidder under Tariff-Based Competitive Bidding 

Published on 16-Dec-2025 09:01

Marico is in talks to acquire Cosmix, a startup that sells plant-based protein supplements

Marico is in talks to acquire Cosmix, a startup that sells plant-based protein supplements

Published on 16-Dec-2025 09:00

Disclaimer – I ICICI Securities Ltd. ( I-Sec). Registered office of I-Sec is at ICICI Securities Ltd. - ICICI Venture House, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400 025, India, Tel No : 022 - 6807 7100. I-Sec is acting as a distributor to solicit bond related products. All disputes with respect to the distribution activity, would not have access to Exchange investor redressal forum or Arbitration mechanism. The contents herein above shall not be considered as an invitation or persuasion to trade or invest. I-Sec and affiliates accept no liabilities for any loss or damage of any kind arising out of any actions taken in reliance thereon. Investments in securities market are subject to market risks, read all the related documents carefully before investing. The contents herein mentioned are solely for informational and educational purpose.
Download App

Download Our App

Play Store App Store
market app
✕
Application status