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Federal Bank Results: Latest Quarterly Results & Analysis

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Federal Bank Ltd. 16 Oct 2026 14:24 PM
Result PDF

Q2FY27 Quarterly Result Announced for Federal Bank Ltd.

Federal Bank announced Q2FY27 results

Standalone Financial Highlights:

  • Net Profit: The Bank reported a standalone net profit of Rs 1,38,609 lakh for Q2FY27, compared to Rs 95,526 lakh in Q2FY26.
  • Total Income: Total income for the quarter stood at Rs 9,21,142 lakh, driven primarily by interest earned (Rs 7,72,098 lakh).
  • Asset Quality:
    • Gross NPA: 1.32% (improved from 1.83% YoY).
    • Net NPA: 0.17% (improved from 0.48% YoY).
    • Capital Adequacy: The Capital Adequacy Ratio (Basel III) was 16.84%.
  • Earnings Per Share (EPS): Basic EPS for the quarter was Rs 5.61 (not annualized).

Consolidated Financial Highlights:

  • Group Net Profit: The consolidated net profit for the group reached Rs 1,49,865 lakh for the quarter.
  • Total Income: Consolidated total income for the quarter was Rs 9,90,341 lakh.
  • Subsidiaries & Associates: Results include subsidiaries Fedbank Financial Services Limited and Federal Operations and Services Limited, and associate Ageas Federal Life Insurance Company Limited.

Significant Developments:

  • Accounting Policy Change (ESOPs): Effective April 1, 2026, the Bank transitioned from the "Intrinsic Value Method" to the "Fair Value Method" for accounting for all employee stock options. This change led to a higher employee cost and a corresponding reduction in profit after tax (standalone profit was lower by Rs 2,449.06 lakh due to this change).
  • Dividend: A dividend was paid during the half-year totaling Rs 29,660 lakh.
  • Auditor Review: The joint statutory auditors, Price Waterhouse LLP and K. S. AIYAR & CO, issued an unmodified limited review report for both standalone and consolidated results.

KVS Manian, Managing Director & CEO, said: “This quarter marks several milestones for the Bank: our highest-ever profit, our total business franchise now stands at over Rs 6.4 lakh crore and advances crossing Rs 3 lakh crore. More importantly, the growth is coming from the core. Net interest income grew 26% and fee income 32%, and fee income relative to our earning assets is at an all-time high.”

“Gross and net NPA are at their lowest levels in a decade, slippages are down 27% and provision coverage stands at 87%. We are growing faster while keeping the quality of the book intact.”

“Our chosen segments are delivering as intended, and the CASA and NR franchises continue to deepen. As the rate environment turns, we enter the second half of the year with a strong capital position, a granular balance sheet and good momentum in our core business.”

Result PDF

Result PDF

Federal Bank announced Q1FY27 results

Standalone Financial Highlights:

  • Total Income: For Q1FY27, total income stood at Rs 8,28,669 lakh, marking a growth of 6.24% YoY from Rs 7,79,961 lakh in Q1FY26 and a decline of 3.01% QoQ from Rs 8,54,404 lakh in Q4FY26.
  • Interest Earned: The bank earned Rs 7,23,831 lakh in interest during Q1FY27, an increase of 8.25% YoY compared to Rs 6,68,663 lakh in Q1FY26, but a decrease of 2.17% QoQ from Rs 7,39,909 lakh in Q4FY26.
  • Other Income: Standalone other income was Rs 1,04,838 lakh in Q1FY27, down 5.80% YoY from Rs 1,11,298 lakh in Q1FY26 and down 8.43% QoQ from Rs 1,14,495 lakh in Q4FY26.
  • Operating Profit: Operating profit reached Rs 1,89,733 lakh in Q1FY27, growing 21.91% YoY from Rs 1,55,629 lakh in Q1FY26, though it saw a QoQ decline of 16.65% from Rs 2,27,641 lakh in Q4FY26.
  • Net Profit: The standalone net profit for Q1FY27 was Rs 1,17,693 lakh, representing a strong YoY growth of 36.57% from Rs 86,175 lakh in Q1FY26, and a QoQ decrease of 6.53% from Rs 1,25,910 lakh in Q4FY26.
  • Asset Quality: Gross NPA ratio improved to 1.52% in Q1FY27 from 1.91% in Q1FY26 and 1.62% in Q4FY26. Net NPA ratio stood at 0.18% in Q1FY27 compared to 0.48% in Q1FY26 and 0.20% in Q4FY26.
  • Capital Adequacy: Capital Adequacy Ratio (Basel III) was 16.97% in Q1FY27, compared to 16.03% in Q1FY26 and 17.25% in Q4FY26.
  • Earnings Per Share (EPS): Basic standalone EPS for Q1FY27 was Rs 4.77, up from Rs 3.51 in Q1FY26 but down from Rs 5.11 in Q4FY26.

Consolidated Financial Highlights:

  • Total Income: Consolidated total income for Q1FY27 reached Rs 8,94,311 lakh, up 7.55% YoY from Rs 8,31,533 lakh in Q1FY26 and down 2.07% QoQ from Rs 9,13,247 lakh in Q4FY26.
  • Interest Earned: Consolidated interest earned was Rs 7,86,158 lakh in Q1FY27, showing a YoY growth of 9.94% from Rs 7,15,084 lakh in Q1FY26 and a QoQ decline of 1.07% from Rs 7,94,661 lakh in Q4FY26.
  • Operating Profit: Consolidated operating profit for Q1FY27 stood at Rs 2,09,424 lakh, representing an increase of 22.68% YoY from Rs 1,70,704 lakh in Q1FY26 and a decrease of 15.39% QoQ from Rs 2,47,524 lakh in Q4FY26.
  • Net Profit: Consolidated net profit (attributable to owners) was Rs 1,25,609 lakh in Q1FY27, a YoY growth of 36.78% from Rs 91,832 lakh in Q1FY26 and a QoQ decline of 6.33% from Rs 1,34,097 lakh in Q4FY26.
  • Earnings Per Share (EPS): Consolidated basic EPS was Rs 5.09 in Q1FY27, compared to Rs 3.74 in Q1FY26 and Rs 5.44 in Q4FY26.

Business Highlights:

  • Segment Performance:
    • Retail Banking: The segment recorded the highest revenue of Rs 8,22,894 lakh in Q1FY27. Segment results (net of provisions) for Retail Banking were Rs 61,245 lakh.
    • Corporate/Wholesale Banking: This segment generated revenue of Rs 3,32,908 lakh in Q1FY27, with segment results of Rs 60,870 lakh.
    • Treasury: Treasury revenue was Rs 1,49,487 lakh in Q1FY27, yielding segment results of Rs 26,109 lakh.
    • Other Banking Operations: Revenue from other operations was Rs 10,779 lakh with segment results of Rs 9,162 lakh.
  • Equity Allotment: The Bank allotted 37,56,655 equity shares of Rs 2 each during Q1FY27 following the exercise of stock options by employees.
  • Co-Lending Arrangements (CLA): As of June 30, 2026, the number of accounts outstanding under CLAs was 67,672, with a total quantum of Rs 16,354.72 lakh.
  • Geographical Concentration: The business operations are substantially concentrated in India, and the Bank is considered to operate only in the domestic segment for reporting purposes.
  • Asset Management: Net Worth of the bank increased to Rs 39,95,117 lakh in Q1FY27 from Rs 33,99,408 lakh in Q1FY26.

KVS Manian, Managing Director & CEO, said: “This quarter demonstrates something important about the franchise we have been building. Our profit grew nearly 37% in a period when treasury had a challenging period, which tells you that the earnings are coming from the core business, not from market gains. Net interest income growing 26% against advances growth of 15% represents the expansion in our NIMs, which has been a core focus for the bank.”

“Our net NPA at 0.18% is the lowest in the Bank's recent history, and simultaneously and provision coverage ratio stands at 87%. We are building a resilient balance sheet through a combination of lower credit cost and a strong buffer out of our current earnings.”

“Our chosen advance segments are delivering as intended, and the NR and CASA franchises continue to deepen. We enter the rest of the year with our capital position strong, our asset quality at its decadal best,, and good momentum in our core business.”

Result PDF

Federal Bank announced Q4FY26 & FY26 results

Q4FY26 Standalone Financial Highlights:

  • Total Income: Rs 8,54,404 lakh in Q4FY26, up 7.23% QoQ from Rs 7,96,779 lakh and up 11.62% YoY from Rs 7,65,431 lakh.
  • Interest Earned: Rs 7,39,909 lakh in Q4FY26, up 7.74% QoQ from Rs 6,86,750 lakh and up 11.29% YoY from Rs 6,64,836 lakh.
  • Net Profit: Rs 1,25,910 lakh in Q4FY26, up 20.93% QoQ from Rs 1,04,121 lakh and up 22.22% YoY from Rs 1,03,023 lakh.
  • Operating Profit: Rs 2,27,641 lakh in Q4FY26, compared to Rs 1,72,933 lakh in Q3FY26 (up 31.64% QoQ) and Rs 1,46,540 lakh in Q4FY25 (up 55.34% YoY).
  • Earnings Per Share (EPS): Basic EPS stood at Rs 5.11 in Q4FY26, compared to Rs 4.23 in Q3FY26 and Rs 4.20 in Q4FY25.

Q4FY26 Consolidated Financial Highlights:

  • Total Income: Rs 9,13,247 lakh in Q4FY26, up 7.40% QoQ from Rs 8,50,316 lakh and up 11.98% YoY from Rs 8,15,529 lakh.
  • Interest Earned: Rs 7,94,661 lakh in Q4FY26, up 7.96% QoQ from Rs 7,36,047 lakh and up 11.80% YoY from Rs 7,10,795 lakh.
  • Net Profit (Attributable to Group): Rs 1,34,097 lakh in Q4FY26, up 22.57% QoQ from Rs 1,09,407 lakh and up 22.92% YoY from Rs 1,09,094 lakh.
  • Earnings Per Share (EPS): Basic EPS stood at Rs 5.44 in Q4FY26, compared to Rs 4.45 in Q3FY26 and Rs 4.44 in Q4FY25.

FY26 Standalone Financial Highlights:

  • Total Income: Rs 32,13,577 lakh in FY26, up 6.53% YoY compared to Rs 30,16,650 lakh in FY25.
  • Interest Earned: Rs 27,69,538 lakh in FY26, up 5.05% YoY compared to Rs 26,36,525 lakh in FY25.
  • Net Profit: Rs 4,11,732 lakh in FY26, up 1.61% YoY compared to Rs 4,05,189 lakh in FY25.
  • Operating Profit: Rs 7,20,820 lakh in FY26, up 18.15% YoY compared to Rs 6,10,113 lakh in FY25.
  • Net Cash Flow from Operating Activities: Rs 7,18,202 lakh in FY26, down 28.70% YoY compared to Rs 10,07,338 lakh in FY25.
  • Earnings Per Share (EPS): Basic EPS for the year stood at Rs 16.74, compared to Rs 16.54 in FY25.
  • Dividend: The Board recommended a final dividend of Rs 1.20 per equity share (60%) of face value Rs 2 each for FY26.

FY26 Consolidated Financial Highlights:

  • Total Income: Rs 34,27,242 lakh in FY26, up 7.00% YoY compared to Rs 32,03,025 lakh in FY25.
  • Interest Earned: Rs 29,67,410 lakh in FY26, up 5.58% YoY compared to Rs 28,10,608 lakh in FY25.
  • Net Profit (Attributable to Group): Rs 4,34,530 lakh in FY26, up 4.48% YoY compared to Rs 4,15,885 lakh in FY25.
  • Earnings Per Share (EPS): Basic EPS for the year stood at Rs 17.67, compared to Rs 16.98 in FY25.

Business Highlights:

  • Asset Quality: Standalone Gross NPA stood at 1.62% and Net NPA at 0.20% as of March 31, 2026, compared to 1.84% and 0.44%, respectively, in the previous year.
  • Capital Adequacy: Capital Adequacy Ratio (Basel III) improved to 17.25% as of March 31, 2026, from 16.40% a year ago.
  • Provision Coverage Ratio: Standalone PCR stood at 97.50% as of March 31, 2026.
  • Return on Assets: Standalone RoA for the year ended March 31, 2026, was 1.15%.
  • Net Worth: The bank's standalone net worth increased to Rs 38,69,054 lakh as of March 31, 2026, from Rs 33,12,164 lakh in the previous year.
  • Equity Allotment: The bank allotted 84,53,291 equity shares of Rs 2 each during the year pursuant to the exercise of stock options by employees.
  • Warrant Issuance: On February 16, 2026, the bank issued 27,29,74,043 warrants on a private placement basis to Asia II Topco XIII Pte. Ltd., receiving Rs 1,54,912.77 lakh (25% of the warrant price).
  • Strategic Acquisition: During Q3FY26, the bank acquired an additional 3.20 crore equity shares of Ageas Federal Life Insurance Company Limited, raising its total shareholding to 30%.
  • Income Tax Refund: The bank accounted for interest on income tax refunds aggregating to Rs 45,659.75 lakh during Q4FY26.

Result PDF

Federal Bank announced Q2FY26 results

Q2FY26 Financial Highlights:

  • Record NII at Rs 2,495 crore, reflecting stable margins.
  • Highest-ever fee income at Rs 886 crore, underscoring continued momentum in non-interest revenue streams.
  • CASA ratio improved to 31%, up 94 bps YoY; CASA deposits grew 10.7% YoY to Rs 89,591 crore.
  • Operating profit stood at Rs 1,644.2 crore, up 5.7% QoQ.
  • Net profit rose 10.9% QoQ to Rs 955.3 crore, driven by robust operating income and efficient cost management.
  • ROA at 1.1% and ROE at 11%, maintaining healthy profitability metrics.
  • Net Interest Margin improved 12 bps QoQ to 3.1%.
  • Total deposits increased 7.4% YoY, while net advances grew 6.2% YoY, reflecting balanced franchise growth.
  • Asset quality remained among the best in the decade with GNPA at 1.8% and NNPA at 0.5%.
  • CRAR stood strong at 15.7%, ensuring a comfortable capital position.
  • Provision Coverage Ratio remained robust at 73.5%.
  • Total Business of the Bank reached Rs 533,576.6 crore registering a growth of 6.8% YoY.
  • On the Asset side, Net advances increased from Rs 2,30,312 crore as on September 30, 2024 to Rs 2,44,657 on September 30, 2025, a growth of over 6.2% YoY.
  • The Bank registered Operating Profit of Rs 1,644.2 crore and Net Profit of Rs 955.3 crore for the quarter ended September 30, 2025.

KVS Manian, Managing Director & CEO said: “Having spent over a year in this role, I have a deep sense of conviction about where the Bank stands today and the direction we’re headed. Over the past few quarters, we’ve undertaken several strategic reorientations to strengthen our foundation and build for the future — and the results are beginning to show.

Our CASA franchise continues to demonstrate sustained and meaningful growth, reflecting the trust of our customers and the consistency of our team’s execution. We’re also broadening our asset mix thoughtfully, increasing the share of our mid-yield portfolio in a measured and disciplined way. At the same time, our fee income has seen strong, double-digit sequential growth, underscoring the breadth and resilience of our earnings.

Our asset quality remains solid, supported by prudent risk management and a balanced approach to growth. As we look ahead, we’re shaping an organisation that’s agile in its thinking, disciplined in its actions, and firmly anchored in the stability and values that define Federal Bank."

Result PDF

Federal Bank announced Q1FY26 results

  • Total Business: Total Business of the Bank reached Rs 5,28,640.65 crore registering a growth of 8.58 % YoY and also boosting the Bank’s position to 6th largest private sector bank position.
  • croreedit Growth: On the Asset side, Net advances increased from Rs 2,20,806.64 crore as on 30th June 2024 to Rs 2,41,204.34 crore on 30th June 2025, a growth of over 9%. Retail Advances grew by 15.64% to reach Rs 81,046.54 crore. Business Banking advances grew by 6.29% to reach Rs 19,193.95 crore. Commercial Banking advances grew by 30.28 % to Rs 25,028 crore. Corporate Advances registered a growth of 4.47% to reach Rs 83,680.44 crore. The CV/ CE advances grew by 30.31% to reach Rs 4,858 crore.
  • Deposit Growth: Total Deposits increased from Rs 2,66,064.69 crore as on 30th June 2024 to Rs 2,87,436.31 crore as on 30th June 2025, registering a growth of 8.03%.
  • Operating Profit & Net Profit The Bank registered Operating Profit of Rs 1,556.29 crore and Net Profit of Rs 861.75 crore for the quarter ended 30th June 2025.
  • Income & Margins: Net Interest Income grew 1.96 % YoY from Rs 2,291.98 crore to Rs 2,336.83 crore for the quarter ended on 30th June 2025. Total income of the Bank for the quarter grew by 7.64% YoY to reach Rs 7,799.61 crore. Earnings per share (EPS) annualized is Rs 14.07 for the quarter. Net Interest Margin is at 2.94. Net Interest Income is at Rs 2,336.83.
  • Key Ratios: ROA & ROE of the Bank for the quarter stood at 1.00% and 10.30% respectively.
  • Resilient Asset Quality: Gross NPA of the Bank as at the end of Q1 FY26 stood at Rs 4669.66 crore, which as a percentage to Gross Advances stood at 1.91%. The Net NPA and Net NPA as a percentage to Net Advances, as on 30 th June 2025 stood at Rs 1157.64 crore and 0.48% respectively. Provision Coverage Ratio excluding Technical Write Off was 74.41%.
  • Net Worth & Capital Adequacy: Net worth of the Bank increased by 12.19% YoY, from Rs 30300.84 crore to Rs 33994.08 crore, as on 30th June 2025. Capital Adequacy Ratio (CRAR) of the Bank, computed as per Basel III guidelines stood at 16.03% as at the end of the quarter.

KVS Manian, Managing Director & CEO, said: "This quarter reaffirmed the strength of our diversified model. Even in a typically soft Q1, we saw momentum in key segments like commercial banking, credit cards, and gold loans. Our mid-yielding engines are firing well too. We delivered a strong operating performance, with improving productivity. Fee income hit a record high, and CASA ratios continued to improve steadily. On asset quality, while credit costs were elevated this quarter, they were largely driven by slippages in the Agri and MFI portfolios. Based on current trends, we expect these slippages to moderate and stabilise going forward, leading to a normalisation in credit costs. With macro tailwinds building and our strategic themes gaining traction, we’re confident of accelerating growth in the second half while staying disciplined on risk and profitability."

Result PDF

Federal Bank announced Q4FY25 & FY25 results

Financial Highlights:

  • Total Business of the Bank reached Rs. 5,18,483.86 crore.
  • Annual Net Profit at Rs 4051.89 crore and net profit for the quarter at Rs 1030.23 crore, increases by 13.67% YoY.
  • Highest Ever Other Income backed by strong Fee Income momentum, NII up by 14.16% to Rs.9467.99 crore.
  • Decadal Best Asset Quality with GNPA and NNPA at 1.84 % and 0.44 % respectively.
  • CRAR stood at 16.40%.
  • Provision Coverage Ratio stood at 75.37%.
  • ROA for Q4 stood at 1.24 % and ROE at 12.82 %.
  • Total Deposits increased by 12.32 %.
  • Total Net Advances increased by 12.15 %.

KVS Manian, Managing Director & CEO, Federal Bank, said: “As we have consistently articulated, our focus remains on profitable growth - driven by sustainable, high-quality earnings aligned with long term value creation. This quarter’s performance is a strong validation of that approach. It has also been a transformative year for the Bank, with several strategic initiatives beginning to deliver tangible outcomes. Notably, our focused efforts in mid-yield segments and current accounts have shown significant traction, with current account balances growing 35% YoY (27% QoQ) and a 19% growth in mid-yield segments.

Despite the prevailing rate cut environment, we have effectively navigated NIM pressures through strategic asset pricing, robust CASA growth, and the best asset quality seen in over a decade. At the same time, we have launched several high-impact initiatives within the franchise to further strengthen efficiency and future growth prospects.

Crossing the twin milestones of Rs 5 Lakh crore in total business and Rs 4000 crore in annual net profit marks a defining moment in our journey. With a clear strategy, disciplined execution, and a committed team, we remain confident in our ability to sustain momentum and continue delivering long term value to all stakeholders.”

Result PDF

Federal Bank announced Q3FY25 results

  • Operating Profit: Highest ever at Rs 1,569.46 crore.
  • Net Interest Income: At an all-time high of Rs 2,431.34 crore, reflecting a 14.50% YoY growth.
  • Fee Income: Witnessed a strong 21% YoY growth.
  • Gross Non-Performing Assets: Reduced to 1.95%.
  • Net Non-Performing Assets: Declined to 0.49%.
  • Provision Coverage Ratio: Strengthened to 74.21%.
  • Total Deposits: Increased by 11% YoY, reflecting strong customer trust and engagement.
  • Total Net Advances: Achieved a growth of 16% YoY, driven by focused lending strategies.
  • Average CASA: Grew by 11% YoY, underlining the strength of the Bank’s core business engine.
  • NRE Deposits: Registered a solid 10% YoY growth, showcasing the Bank’s popularity among non-resident customers.
  • Credit Cards: Expanded by 24% YoY, reflecting enhanced customer adoption.
  • Commercial Vehicle/Construction Equipment (CV/CE) and Micro Advances: Delivered robust growth of 39% and 50% YoY, respectively.

KVS Manian, MD & CEO, Fedderal bank, said: “This quarter has been pivotal for us as we strategically reoriented both the asset and liability sides of our balance sheet, addressing fundamental aspects to position the Bank strongly for the future. We have chosen to focus on granular retail deposit growth instead of high value, expensive deposits. We have also consciously avoided low yielding or high-risk assets for the sake of growth. Notwithstanding this disciplined approach, we have achieved a year-on-year growth of 15% in advances and 11% in deposits, positioning us competitively within the sector. We achieved this with minimal disruption. Our asset quality has reached its strongest levels in a decade. In alignment with our commitment to building a robust foundation, we have undertaken accelerated provisioning for certain riskier asset classes this quarter. We remain steadfast in our focus on building a high-quality franchise that delivers value to all stakeholders whether through superior customer service and relationships, an enhanced employee proposition, or consistent and sustainable earnings quality. As we look ahead, we are optimistic about future opportunities and confident in our ability to create enduring value for all our stakeholders.”

Result PDF

Federal Bank announced Q2FY25 results

  • Total Business of the Bank reached Rs 4,99,418.83 crore
  • Net Profit highest ever at Rs 1,056.69 crore, grew 10.79%
  • Operating Profit highest ever at Rs 1,565.36 crore
  • ROA for Q2 stood at 1.28 % and ROE stood at 13.65%
  • GNPA and NNPA brought down to 2.09% and 0.57% respectively
  • Total Deposits increased by 15.56%
  • Total Net Advances increased by 19.45%
  • Net Interest Income at Rs 2,367.23 crore, grew by 15.11%

KVS Manian, MD & CEO of Federal Bank, stated, "Q2 has been robust for the Bank, driven by strong momentum across diverse operational verticals. This is clearly reflected in our consecutive surpassing of the Rs 1,000 crore net profit milestone for two quarters in a row. Our deposits, now upgraded to AAA by CRISIL, signify a sturdy core of the franchise. Business momentum across verticals has been strong and inclusive, and asset quality improvements have been notable. We are committed to sustaining and building on this strong momentum to achieve continued success for the Bank.”

Result PDF

Federal Bank announced Q1FY25 results:

  • Total Business of the Bank reached Rs 4,86,871.33 crore
  • Net Profit highest ever @ Rs1,009.53 crore, grew 18.25 %
  • Operating Profit highest ever @ Rs 1,500.91 crore
  • ROA for Q1 stood at 1.27 % and ROE stood at 13.64 %
  • GNPA and NNPA brought down to 2.11% and 0.60 % respectively.
  • Total Deposits increased by 19.58 %
  • Total Net Advances increased by 20.34 %
  • Net Interest Income at Rs 2,291.98 crore, grew by 19.46 %

Shyam Srinivasan, Managing Director and CEO of the Bank said, “I am encouraged that we have had a resoundingly strong start to FY 25 and delivered our highest ever quarterly profits. With an Industry leading growth in both deposits and assets we are gaining share consistently. Our overall focus of dialing up our physical and digital presence is helping us reach a larger footprint across India. It’s been a quarter where we recorded many firsts, however most noteworthy was the fact that our pioneering technology initiatives have been awarded by very reputed stakeholders. We believe the good start; stable credit quality and sustainable retail deposit traction should help us move further towards our aspiration of being the Most Admired Bank.”

Result PDF

Federal Bank announced Q4FY24 & FY24 results:

Financial Highlights:

  • Total Business of the bank reached Rs 4,61,937.36 crore.
  • Highest Ever NII, up by 14.97% to Rs 2,195.11 crore.
  • Net Profit at Rs 906.30 crore.
  • Operating Profit at Rs 1,110.35 crore
  • ROA for Q4 stood at 1.22% and ROE stood at 12.75%.
  • GNPA and NNPA at 2.13% and 0.60% respectively.
  • Total Deposits increased by 18.35 %.
  • Net advances increased from Rs 1,74,446.89 crore as on 31st March 2023 to Rs 2,09,403.34 crore on 31st March 2024.
  • Retail Advances grew by 20.07% to reach Rs 67,435.34 crore. Business Banking advances grew by 21.13 % to reach Rs 17,072.58 crore
  • Net worth of the Bank increased by 35.81%, from Rs 21,419.49 crore to Rs 29,089.41 crore, as on 31st March 2024.
  • Capital Adequacy Ratio (CRAR) of the Bank, computed as per Basel III guidelines stood at 16.13% as at the end of the quarter.
  • The Board of directors at its meeting held today has recommended a dividend of 60% per equity share having face value of Rs 2 for the year ended 31st March 2024.

Shyam Srinivasan, Managing Director & CEO of the Bank said, “FY24 was yet another strong year which saw us set new benchmarks in our journey towards building the Most Admired Bank. With a 10% increase in our footprint, our branches now dot the map, across the length and breadth of India. The physical distribution is buttressed with significant investments in Technology and Digital capabilities, helping us serve clients in over 15,000 pin codes. We look forward to the year ahead with confidence and are focused on delivering many bespoke customer propositions that establishes the presence of "Brand Federal” as the First Choice for our valued customers "

Result PDF

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