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These terms and conditions ("WhatsApp Terms and Conditions" as amended from time to time) are applicable to the Customers (defined hereinafter) that avail the Services (defined hereinafter) provided thereon by ICICI Securities Limited ("ICICI Securities") on the WhatsApp platform.

The WhatsApp Terms and Conditions shall be in addition to any other terms and conditions as stipulated by the ICICI Securities from time to time on its website (www.icicidirect.com) whether pertaining to the account or in relation to other products, services or facilities provided by ICICI Securities.

Any services that may be offered to the customer through the WhatsApp platform ("WhatsApp") is at the discretion of the ICICI Securities and/or basis the eligibility criteria of a customer and such services are subject to certain terms and conditions. In case of conflict between any of these WhatsApp Terms and Conditions and the terms and conditions for other services provided on the WhatsApp channel, specific terms and conditions of such services shall prevail.

Further, in case of inconsistency between the WhatsApp Terms and Conditions and any specific terms and conditions pertaining to account or any specific service/product/offer, the specific terms and conditions of that particular service/product/offer shall prevail.

1. DEFINITIONS

"Trading Account" refers to the trading account maintained by the Customer with ICICI Securities.

"Trading Account Related Services" shall mean the Services which pertain to information in relation to the Trading Account maintained with ICICI Securities by customer including but not limited to portfolio valuation, stock quote, order details, trade details etc which are enabled by ICICI Securities, from time to time, at its sole discretion.

"Registered ICICI Securities Number" is the authorized number of ICICI Securities, registered with WhatsApp for the purposes of providing Services herein.

"Customer" shall mean any person holding Trading Account or any prospective customer with ICICI Securities and interacting with ICICI Securities on WhatsApp using the Registered ICICI Securities Number / using the Services provided by ICICI Securities through WhatsApp. "Customer Information" refers to the personal data or information or such other data or information including any sensitive personal data in relation to the Customer such as information in relation to the trading account of the Customer, shared by the Customer or provided to the Customer by ICICI Securities or collected or obtained from the Customer or from WhatsApp or from any such source in the course of the Customer availing the Services hereunder.

"One Way Communication" shall mean the service provided by ICICI Securities to the Customer on WhatsApp where ICICI Securities sends its Customer one-way messages through its Registered ICICI Securities Number in the nature of information, alerts, updates, transaction alerts in relation to the Customer's Trading Account and such other communications as ICICI Securities may enable from time to time, at its discretion.

"Privacy Policy/Privacy Commitment" shall have the meaning as ascribed on the Website; "Service(s)" shall mean the One Way Communication and Two Way Communication services provided by ICICI Securities by itself or through any of its service providers, to a Customer on WhatsApp.

"Two Way Communication" shall mean the service provided by ICICI Securities to the Customers on WhatsApp where the Customer can communicate with ICICI Securities by sending it messages in the form of making requests, seeking information, asking queries etc. on the Registered ICICI Securities Number and where ICICI Securities responds to such messages. However, this service and ICICI Securities responses shall be limited only to such queries, information, requests etc. as may be determined by ICICI Securities from time to time, at its sole discretion.

"WhatsApp" is the application provided by WhatsApp Inc. 1601 Willow Road, Menlo Park, California 94025.

2. INTERPRETATION

All references to singular include plural and vice versa and the word "includes" should be construed as "without limitation".
Words importing any gender include the other gender. 'We/us' refers to ICICI Securities and 'You/yours' refer to the customer using the WhatsApp facility.
Reference to any statute, ordinance or other law includes all regulations and other instruments and all consolidations,amendments, re-enactments or replacements for the time being in force.
All headings, bold typing and italics (if any) have been inserted for convenience of reference only and do not define limit or affect the meaning or interpretation of these Terms and Conditions.
Reference to any law or legislation, regulation, rule shall mean, applicable, constitution, statute, law, rule, regulation, ordinance, judgment, order, decree, authorisation, or any published directive, guideline, notice, requirement or governmental restriction, having the force of law in any jurisdiction and include laws as amended from time to time.

3. PURPOSE

This WhatsApp platform serves as a supplementary medium through which we can communicate with you and provide Services and further enable certain services as ICICI Securities may decide in its sole discretion.

4. ELIGIBILITY FOR USING THE SERVICES

The Customer hereby agrees and undertakes that he/she shall use the Services only if he/she fulfills the eligibility as given below:

The Customer is an individual and is a major;
The Customer is a Guardian of a minor;
The Customer is of sound mind, solvent and competent to contract;
The Customer is a resident of India and is present in the territory of India at the time of utilization of the Services;
The Customer is a non-resident India (NRI) or is residing outside India.
The Customer is Principal Authorised Signatory of the Non Individual Account.

5. APPLICABILITY OF WHATSAPP TERMS AND CONDITIONS

These WhatsApp Terms and Conditions form a contract between the Customer and ICICI Securities. The Customer shall apply to ICICI Securities in the prescribed manner for availing of the Services. By applying and opting in for the Services, the Customer acknowledges that he has read, understood and accepted these WhatsApp Terms and Conditions and other specific terms and conditions as pertaining to the Account and any other products/offers/facilities and services availed by the Customer whether or not through WhatsApp.

No act, delay or omission by ICICI Securities shall affect its rights, powers and remedies under these Terms and Conditions and other terms on ICICI Securities website (www.icicidirect.com), hereinafter referred to as "Website".

The Customer hereby accepts and agrees that all Services and communications (both One Way Communication and Two Way Communication) taking place on WhatsApp, initiated either by ICICI Securities or the Customer, will be governed by and subject to these WhatsApp Terms and Conditions. Further, the Customer hereby agrees that the Customer grants express authority to ICICI Securities for carrying out the Services requested by the Customer on WhatsApp on its Registered ICICI Securities Number. Provided however that ICICI Securities shall not be required to authenticate the Customer, if any request for the Services comes on WhatsApp to ICICI Securities Registered Number, and in case of a Customer, if the number reflected in the requestor's mobile is a Customer's Registered Number, ICICI Securities shall be entitled to presume that it is the Customer itself which is interacting through WhatsApp and in case of any other Customer ICICI Securities shall be entitled to presume that the number reflected in the WhatsApp profile is the Customer's number and it is the Customer itself and not any other person who is interacting with ICICI Securities Registered Number. ICICI Securities's own record or log of transactions maintained through computer systems or otherwise shall be accepted as conclusive and binding for all purposes.

6. SERVICES

The Customer agrees and accepts that ICICI Securities reserves the right to provide only such Services as ICICI Securities may at its discretion permit from time to time. ICICI Securities may also inform/update the availability/non-availability of any particular Service, at its sole discretion. The Customer hereby agrees that ICICI Securities may at any time, without notice to the Customer, modify, discontinue or make additions/deletions to the Services offered to the Customer. The Customer agrees that he shall not hold ICICI Securities responsible for not responding to the queries of/ information sought by the Customer or not providing a response to the satisfaction of the Customer or not processing any request of the Customer, in case such a message sent by the Customer in case ICICI Securities does not receive an instruction to this effect in its systems or the message sent by the Customer is not in the format as required by ICICI Securities or does not fall under the Services being offered by ICICI Securities at the time or ICICI Securities does not receive such a message for technical reasons or otherwise or for any reason whatsoever. ICICI Securities will have no liability in case of any fraud or impersonation incidents through the WhatsApp platform. Further, in case ICICI Securities permits any Service in the nature of a transaction, the Customer agrees that such a Service shall be subject to statutory/ regulatory limits and/or any limits that may be imposed by ICICI Securities, from time to time, at its sole discretion.

7. REGISTRATION AND VERIFICATION

For availing the One Way Communication and Two Way Communication service, the Customer agrees and confirms to have accepted (a) the WhatsApp Terms and Conditions applicable to the Customer for availing the Services mentioned herein; (b) the Privacy Policy of ICICI Securities applicable to the Customer for availing the Services mentioned herein; (c) any other Account/product/service/offer related specific terms and conditions as applicable and (d) all terms and conditions prescribed by WhatsApp for using its platform.

Provided that, ICICI Securities may modify the process for authentication, registration and/or verification of the Customer, for One Way Communication and/or Two-Way Communication, at any time, at its sole discretion.

8. UNSUBSCRIBE

You may choose/request for de-registration/un-subscription of the Services at any point of time by following the process as may be prescribed by ICICI Securities from time to time. Currently ICICI Securities provides the following channels for un-subscription:

Our Website: Visit the WhatsApp un-subscription section on our Website. Enter your mobile number. Enter the OTP received on your registered mobile number and submit.
Missed Call/ SMS to a specific number as updated on the Website.
Send 'STOP' keyword on the WhatsApp platform.

However, the Customer agrees that for this to come into effect, it may take such time as may be required by ICICI Securities. The Customer agrees that he will remain responsible for any requests made/ messages sent to ICICI Securities using the Services prior to the time such cancellation of the Services is effected by ICICI Securities. ICICI Securities will be at liberty to discontinue/ suspend/ terminate the Customer's use of the Services at any time without assigning any reason whatsoever. ICICI Securities may also discontinue or suspend or terminate Services/ facilities without prior notice if these Terms and Conditions are breached.

Once we have received the notification that you have unsubscribed, we will no longer process your information for the purpose(s) you originally agreed to and sent any further notification/message through WhatsApp, unless legally permissible otherwise.

9. IMPORTANT

The Customer shall apply to ICICI Securities for use of the Services (and/or for any changes to the options available under the Services) in such manner and through such modes as may be specified and made available by ICICI Securities from time to time including but not limited to application through forms as prescribed by ICICI Securities, 24-Hour customer care number, SMS if and when made available as permitted modes by ICICI Securities for use of the Services through the WhatsApp platform.
ICICI Securities in its sole discretion shall decide the devices, software platforms, versions, networks, methods, and data services that will be supported by the WhatsApp platform for providing these Services. Any attempts to modify unsupported versions for use in the WhatsApp platform will be treated an unauthorized use and violation ("Unauthorized Use") of these WhatsApp Terms and Conditions. The Services through the WhatsApp platform shall be suspended with immediate effect if there is Unauthorized Use by the Customer.
The Customer agrees that the Customer shall be responsible for upgrading any software, hardware and the operating system at his/her own cost from time to time so as to be compatible to continue to avail the Services offered by ICICI Securities. ICICI Securities shall be at liberty to change, vary or upgrade its software, hardware, operating systems, etc. from time to time and shall be under no obligation to support the software, hardware, operating systems used by the Customer and that the same shall be the Customer's sole responsibility. Some Services may not work on an outdated platform and hence it is Customer's sole responsibility to ensure timely upgradation of the WhatsApp platform.
By subscribing to Services on WhatsApp platform, the Customer agrees to get notifications via WhatsApp including account information, transaction details, and other services/communications. Customer also agrees to receive notifications including offers, new product features, any other important notification sent by ICICI Securities from time to time etc. on the Registered Customer Number via WhatsApp.
The Customer agrees that any Trading Account related Services at the discretion of ICICI Securities shall be provided to the Customers through WhatsApp platform only to a WhatsApp account associated with the Registered Customer Number.
The Customer is aware that it may not be possible for ICICI Securities to give detailed information on the Service/functionalities. ICICI Securities shall not be responsible or liable to you or any third party for the consequences arising out of or in connection with using of this Service or with respect to the limited information provided by ICICI Securities on WhatsApp. In case the Customer requires further information, Customer can reach out to ICICI Securities either in the nearest branch, on ICICI Securitiess Customer Care number or through any other channels provided by ICICI Securities.
The responses sent by ICICI Securities on WhatsApp platform (either for One Way Communication and/or Two Way Communication) are based on a program running at back-end. This program has been developed and regularly enhanced to handle the queries in best possible manner. However, for any answers that the Customer may not find satisfactory or for any inaccuracies arising therefrom, ICICI Securities shall not be held responsible. The Customer may call Customer Care number or email at headservicequality@icicidirect.com or nri@icicidirect.com or visit www.icicidirect.com in case of any clarifications.
The Customer agrees that ICICI Securities and / or its affiliates may hold and process the Customers personal information concerning the account/s on computer or otherwise in connection with the WhatsApp facility. You agree and consent that we may collect, store, use and/or disclose your personal data for the Services as detailed on our Website. The Customer also agrees ICICI Securities may disclose, in strict confidence, to other institutions, its service providers, such information as may be reasonably necessary for reasons inclusive of but not limited to the participation in any telecommunication or electronic clearing network, in compliance with legal directive and for fraud prevention. The Customer using the WhatsApp facility authorizes ICICI Securities to collect and use technical information about the equipment and related software, hardware and peripherals and any data and information stored in the equipment, whether internet-based or wireless, to improve ICICI Securities products and to provide services to the Customer.
All records of ICICI Securities generated by the transactions arising out of use of the Services through the WhatsApp platform, including the time of the transaction recorded shall be conclusive proof of the genuineness and accuracy of the transactions.
Where ICICI Securities considers the instructions to be inconsistent or contradictory with any past instructions or any simultaneous instructions provided by Customer to ICICI Securities through other channels provided by ICICI Securities it may seek clarification from the Customer before acting on any instruction of the Customer or act upon any such instruction as it may deem fit. ICICI Securities shall have the right to suspend the Services if ICICI Securities has reason to believe that the Customer's instructions may lead to direct or indirect loss or may require an indemnity from the customer.
The Customer accepts that all information /instructions will be transmitted to and /or stored at various locations and be accessed by personnel of ICICI Securities (and its affiliates) or its service providers.
On the Customer opting in for the Services through the WhatsApp platform, ICICI Securities has the discretion to stop sending these alerts on SMS or any other channel.
The Customer is responsible for keeping security safeguard of his WhatsApp account linked to the mobile number.
The Customer understands that using WhatsApp application may carry extra risks and may not be secured. Further any message and information exchanged is subject to the risk of being read, interrupted, intercepted, or defrauded by third party or otherwise subject to manipulation by third party or may involve delay in transmission. ICICI Securities shall not be responsible or liable to the customer or any third party for the consequences arising out of or in connection with using of this Service.
The Customer understands that mobile phones are vulnerable to the threats such as but not limited to -
- Access by intruders to the data /information
- Identity theft
- Privacy violations
- Planting of stealth software and viruses
- Disablement or distortion of operations
- Interception of the transmission of encrypted data/message etc.
- The Customer shall immediately notify ICICI Securities in writing if Customer discovers/ suspects unauthorized access.

ICICI Securities shall not be responsible or liable to the Customer or any third party for the consequences arising out of or in connection with using of this Service. The Customer should immediately opt-out of the Services as per the unsubscribe process as detailed in section 8 above.

The Customer is aware that using mobile applications involves many uncertain factors and complex software, hardware, systems, etc. which are susceptible to interruptions and dislocations. ICICI Securities does not make any representation or warranty that the WhatsApp facility/service will be available at all times without any interruption and further that ICICI Securities shall not be responsible for any variation, reduction or imposition of the terms or the customers inability to use the mobile application.
The Customer is aware that authenticated technologies and strict security measures are required for using mobile applications. Customer undertakes to ensure that the password is not revealed to any third party including ICICI Securities officials or any unauthorized person. Customer shall be solely responsible for all the communication exchanged between customer and ICICI Securities while logging into this service.
Under no circumstances shall ICICI Securities, or its officials, employees, be liable for any direct, indirect, punitive, incidental, special, or consequential damages that result from the use of, or inability to use, this service or for receipt of any answer provided by ICICI Securities program running at the back-end.
The Customer agrees that the Customer shall not have any claim against ICICI Securities on account of any suspension, interruption, non-availability or malfunctioning of the WhatsApp service due to any link/mobile/system failure at ICICI Securities end for any reason thereof.
The Customer shall not reproduce, copy, or redistribute for commercial purposes any materials or design elements of this WhatsApp service.
The Customer shall ensure appropriate data network connection. Receipt of messages by Customer shall be subject to the data network connection and ICICI Securities shall not be held responsible for any delay or non-receipt of the responses at WhatsApp channel.
The Customer shall not submit or transmit any content through this WhatsApp channel that is:
- Obscene, Vulgar, or Pornographic, immoral, illegal, illicit, unethical etc.
- Encourages the commission of a crime or violation of any law.
- Violates any law in India and/or the jurisdiction in which customer resides.
- Infringes the intellectual or copyrights of ICICI Securities or a third party.
- Constitute confidential information and/or personal or sensitive information/data belonging to the Customer or any third person.
ICICI Securities reserves the right to remove or otherwise delete any content or submissions made by the Customer that violates the rules or which are inappropriate, as per ICICI Securities's sole discretion, without any liability or giving warning to the Customer.
All instructions for availing the services under the WhatsApp facility shall be provided through the Registered Customer Number in the manner indicated by ICICI Securities. The Customer is also responsible for the accuracy and authenticity of the instructions provided to ICICI Securities and the same shall be considered to be sufficient for availing of the services under the WhatsApp facility. The alerts would be sent on the mobile phone number, last registered with ICICI Securities.
The Customer agrees that if he/she notices any error in any information supplied to the Customer by the use of any of the Services, the Customer shall inform ICICI Securities of the same, as soon as possible. ICICI Securities will endeavor to correct the error promptly. The Customer agrees that all outputs of statements that may appear on WhatsApp, upon making a request to that effect, are information extracted from a computerized back up system maintained by ICICI Securities and may not be continuously be updated in real time. ICICI Securities shall provide the information as may be last updated on the systems of ICICI Securities. While ICICI Securities will take all reasonable steps to ensure the accuracy of the statement, ICICI Securities is not liable for any error and shall not hold ICICI Securities responsible for any loss incurred or action taken by the Customer by relying on such information.
The Customer agrees that the responses received by the Customer from ICICI Securities are based on program running at backend. This program has been developed and regularly enhanced to handle the queries in best possible manner. However, for any inappropriate/inaccurate answers or any answers that the Customers may not find satisfactory, ICICI Securities shall not be held responsible.
It is recommended for Customers who have subscribed to this WhatsApp service to delete WhatsApp application when changing their device so as to ensure there is no misuse of the same.
That all the Services provided to the Customer are subject to applicable law and the rules, regulations, notifications, circulars and guidelines introduced or amended from time to time by Securities & Exchange Board of India and/or any regulatory/ statutory/ governmental authority.
ICICI Securities has the right to retract the Customer's right to utilize the Service anytime it deems fit without any notice to the Customer.
The Customer hereby acknowledges that he is availing the Service(s) at his own risk and the Customer shall not hold ICICI Securities responsible or liable for any of the risks including but not limited to the following:
- Password misuse- The Customer acknowledges that if any third person obtains access to the Customer's device or SIM card or the Customer's WhatsApp, such third party may be in a position to access Customer information including Trading Account related information of the Customer, which may be confidential in nature.
- Mistake/Error- the Customer acknowledges that the Customer may be sent responses or shown information which may not be applicable to him/her or may not be sent a satisfactory response, and the Customer agrees that in such a scenario ICICI Securities shall not be liable for any loss to the Customer in this regard. The Customer shall therefore take all care to ensure that there are no mistakes and errors and that the message sent/ request made/ query asked by the Customer to ICICI Securities in this regard is error free, accurate, proper and complete at all points of time. The Customer agrees that ICICI Securities is providing the Services at the Customer's sole risk. The Customer agrees that ICICI Securities shall not be liable for any loss, damages or consequences whatsoever arising due to any erroneous or incomplete information or any delay in executing the instructions for reasons beyond the control of ICICI Securities. The Customer shall be liable and responsible to ICICI Securities and accede to accept ICICI Securities's instructions without questions for any unfair or unjust gain obtained by him in the course of availing of the Services.
- It may also be possible that the site of ICICI Securities may require maintenance or is otherwise down or there is a technical failure and during such time it may not be possible to process the request of the Customers. This could result in delays in the processing of instructions or failure in the processing of instructions and other such failures and inability. The Customer understands that ICICI Securities disclaims all and any liability, whether direct or indirect, whether arising out of loss of profit or otherwise arising out of any failure or inability by ICICI Securities to honour any Customer instruction for whatsoever reason. The Customer unequivocally and unconditionally understands and accepts that ICICI Securities shall not be responsible for any of the aforesaid risks. The Customer also accepts that ICICI Securities shall disclaim all liability in respect of the said risks.
The Customer agrees that the Registered ICICI Securities Number on the WhatsApp platform cannot be used for grievance redressal or reporting fraud as of now, ICICI Securities will have no liability on reporting of such incidents received through WhatsApp. The Customer may call Customer Care number or email at headservicequality@icicisecurities.com or visit www.icicidirect.com in case of any clarifications.
These WhatsApp Terms and Conditions may be withdrawn, superseded or modified at any time whatsoever, by ICICI Securities without any prior notice.

10. THIRD PARTY

WhatsApp is owned by a third-party unaffiliated with ICICI Securities. The Customer shall independently be guided by the privacy policies of WhatsApp and the third parties or group companies of WhatsApp and ICICI Securities has no control over them. ICICI Securities is not responsible for the privacy or security policies at these sites or other third-party sites that may be linked to within ICICI Securities's social media channels. The Customer should always review the privacy and security practices and policies of each third-party site you visit. ICICI Securities does not endorse and is not responsible for any ads, content, products, advice, opinions, recommendations or other material of third-party sites that may be promoted via advertising within any social media channels.

The Customer further understands and agree that WhatsApp or any other service provider through which we are providing the WhatsApp facility can review and monitor, store the contents shared/communicated through the WhatsApp or other service provider(s) and may share the same with third parties.

Hence, we strongly recommend that you:

Never share privacy-sensitive details via WhatsApp messages/ through the WhatsApp facility.
That we will not send messages of our own accord this way and will only respond to the messages sent to us except for any important communication and awareness messages.
Not to contact us through the WhatsApp channel for complaints, grievances or similar important matters.

11. DISCLAIMER OF LIABILITY

ICICI Securities shall not be responsible for any failure on the part of the Customer to utilize the WhatsApp facility due to the Customer not being within the geographical range within which the WhatsApp facility is offered and which forms part of the roaming network of such cellular service provider, providing services to the Customer availing such roaming facility from the respective cellular service provider. If the customer has reason to believe that the mobile phone number is / has been allotted to another person and / or there has been an unauthorized transaction in the account and / or his mobile phone handset is lost, he shall immediately inform ICICI Securities of the same.

The Customer agrees that ICICI Securities shall not be liable if:

the Customer has breached any of the terms and conditions, contained herein or
the Customer has contributed to or the loss is a result of failure on part of the Customer to advise ICICI Securities within a reasonable time about unauthorized access of or erroneous transactions by use of the Services; or
as a result of failure on part of the Customer to advise ICICI Securities of a change in or termination of the Customer's mobile phone numbers/SIM ("Subscriber Identity Module") cards.
there has been an unauthorized transaction/instruction provided through the WhatsApp channel as a result of any person having control or custody of telecommunications instrument (such as the mobile handset) so that such instrument may be used to give telecommunications instruction without authorization or any other issue/default/error/technological problem in the telecommunication instrument (such as the mobile handset) or duplication of mobile number / SIM of the Customer such as but not limited to SIM card cloning, virus in handset etc.

ICICI Securities shall endeavor to provide the WhatsApp facility on a best effort basis and the Customer shall not hold ICICI Securities liable for non-availability of the WhatsApp facility or non-performance by service providers, if any, engaged by ICICI Securities or any loss or damage caused to the Customer as a result of use of the WhatsApp facility for causes which are not attributable to ICICI Securities. ICICI Securities shall not be liable in any manner to the Customer in connection with the use of the WhatsApp facility.

ICICI Securities shall endeavor to carry out the instructions received from the Customer through the WhatsApp channel promptly, provided that ICICI Securities, shall not be responsible for the delay in carrying out such instructions due to any reason whatsoever, including, but not limited to, failure of operational system or any requirement of law or ICICI Securities's internal policies.

The Customer accepts that each WhatsApp communication may contain certain account information relating to the Customer. The Customer authorizes ICICI Securities to send account related information, though not specifically requested, if ICICI Securities deems that the same is relevant.

ICICI Securities shall not be held responsible for the confidentiality, secrecy and security of the personal or account information being sent through the WhatsApp facility. The Customer agrees that the access to the WhatsApp facility shall be only through the Registered Customer Number and any transaction which originates from the same, whether initiated by the Customer or not, shall be deemed to have originated from the Customer.

Under no circumstance, ICICI Securities shall be held liable if the WhatsApp facility is not available for reasons including but not limited to natural calamities, epidemic/pandemic, legal restraints, faults in the telecommunication network or network failure, or any other reason beyond the control of ICICI Securities. ICICI Securities shall not be liable under any circumstances for any damages whatsoever whether such damages are direct, indirect, incidental consequential and irrespective of whether any claim is based on loss of revenue, interruption of business or any loss of any character or nature whatsoever and whether sustained by the Customer or by any other person. Illegal or improper use of the WhatsApp facility shall render the customer liable for payment of financial charges as decided by ICICI Securities or will result in suspension of the WhatsApp facility for the Customer.

ICICI Securities is in no way liable for any error or omission in the services provided by any cellular or any third party service provider (whether appointed by ICICI Securities in that behalf or otherwise) to the Customer, which may affect the WhatsApp facility.

ICICI Securities, does not warrant the confidentiality or security of the messages whether personal or otherwise transmitted through the WhatsApp facility. ICICI Securities makes no warranty or representation of any kind in relation to the system and the network or their function or performance or for any loss or damage whenever and howsoever suffered or incurred by the Customer or by any person resulting from or in connection with the WhatsApp facility.

Without limitation to the other provisions of these WhatsApp Terms and Conditions, ICICI Securities, its employees, agent or contractors, shall not be liable for and in respect of any loss or damage whether direct, indirect or consequential, including but not limited to loss of revenue, profit, business, contracts, anticipated savings or goodwill, loss of use or value of any equipment including software, whether foreseeable or not, suffered by the Customer or any person howsoever arising from or relating to any delay, interruption, suspension, resolution or error of ICICI Securities in receiving and processing the request and in formulating and returning responses or any failure, delay, interruption, suspension, restriction, or error in transmission of any information or message to and from the telecommunication equipment of the Customer and the network of any cellular service provider and ICICI Securities's system or any breakdown, interruption, suspension or failure of the telecommunication equipment of the Customer, ICICI Securities's system or the network of any cellular service provider and/or any third party who provides such services as is necessary to provide the WhatsApp.

Notwithstanding anything in the contrary provided in this terms and conditions, ICICI Securities shall not be involved in or in any way liable to the Customer for any dispute between the Customer and a cellular service provider or any third party service provider or WhatsApp (whether appointed by ICICI Securities for such purpose or otherwise) while availing these Services through the WhatsApp platform.

The Customer shall not interfere with or misuse in any manner whatsoever the WhatsApp facility and in the event of any damage due to improper or fraudulent use by the Customer, the Customer shall be liable for damages to ICICI Securities or for any losses suffered by ICICI Securities.

The Customer is solely responsible for protecting his/her OTP/debit card PIN/ password or mobile phone number and any other password and/or any other mode of verification as prescribed/ issued by ICICI Securities for the use of the WhatsApp facility from time to time without any liability of ICICI Securities in this regard. The Customer hereby agrees and accepts that he/she shall at all times be solely responsible for the protection and safe keep of his/her SIM card, Device and the applications installed thereon, specifically WhatsApp, login IDs, Customer Information, security details and passwords as mentioned hereinabove and hereby fully agrees that ICICI Securities shall in no manner be liable for any direct or indirect or consequential or other loss arising out of any action or omission because of compromise of the same in any manner whatsoever.

The Customer agrees that ICICI Securities assumes no liability whatsoever in case of any event of such compromise of the Customer's WhatsApp and ICICI Securities shall not be held responsible for any such event. Further, the Customer agrees and understands that WhatsApp can also be logged on from more than one device at the same time, including by using web log in and the Customer is aware of the risk in this regard while availing the Services such as compromise of Customer Information, breach of security of the Customer's WhatsApp account from a device other than the Customers and the Customer undertakes to be vigilant and careful and takes full responsibility for the security of his/her WhatsApp account. ICICI Securities shall not be responsible or liable to you or any third party for the consequences arising out of or in connection with using of this Service.

ICICI Securities will not be liable for:

any unauthorized use of the customer's password or mobile phone number or for any fraudulent, duplicate or erroneous instructions given on the WhatsApp channel;
acting in good faith on any instructions received by ICICI Securities from or on behalf of the Customer in relation to the WhatsApp facility;
error, default, delay or inability of ICICI Securities to act on all or any of the instructions given by the Customer due to any reason;
loss of any information/instructions in transmission;
unauthorized access by any other person to any information /instructions given by the Customer or breach of confidentiality;

ICICI Securities makes no representation or gives no warranty with respect to the quality of the service provided by any cellular service provider or by WhatsApp or any other service provider enabling ICICI Securities to deliver services through WhatsApp to the Customers.

ICICI Securities may provide any other services as a part of the WhatsApp facility and ICICI Securities shall not be liable for the oversight on part of the Customer to update himself /herself with the addition of services which have been included in the WhatsApp facility.

12. INDEMNITY

In consideration of ICICI Securities providing the WhatsApp facility, the Customer, at his own expense, agrees to indemnify, defend and hold harmless, ICICI Securities, its directors and employees, representatives, agents, customers and/or the affiliates, as the case may be, against all losses, damages, expenses, actions, claims, demands and proceedings whatsoever, that ICICI Securities may incur, sustain, suffer or be put to at any time as a consequence of acting on or omitting or refusing to act on any instructions given by the Customer or otherwise for use of the WhatsApp facility.

The Customer further specifically agrees to indemnify, defend and hold harmless, ICICI Securities and/or its affiliates from any losses occurring as a result of the:

the Customer permitting any third parties to use the WhatsApp facility.
the Customer permitting any other person to have access to his mobile phone or as a consequence of leaving the mobile phone unattended or loss of mobile phone and ICICI Securities acting/not acting on any instructions received from the same.
the Customer having breached the WhatsApp Terms and Conditions.

13. TERMINATION

ICICI Securities may, at its discretion, withdraw temporarily or terminate the WhatsApp facility, either wholly or in part, at any time without giving prior notice to the Customer. ICICI Securities may, without prior notice, suspend the WhatsApp facility at any time during which any maintenance work or repair is required to be carried out or in case of any emergency or for security reasons, which require the suspension of the WhatsApp facility.

ICICI Securities may suspend or terminate WhatsApp facility without prior notice if the Customer has breached these WhatsApp Terms and Conditions or ICICI Securities learns of the death, bankruptcy.

14. PROPRIETARY RIGHTS

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Affle 3I Ltd. 11 May 2026 11:44 AM

Result PDF

Internet Software & Services company Affle 3I announced Q4FY26 & FY26 results

Consolidated Financial Highlights:

Revenue from Operations: Reported at Rs 7,243.77 million in Q4FY26, indicating a slight growth of 0.96% QoQ from Rs 7,174.74 million in Q3FY26 and a strong jump of 20.28% YoY from Rs 6,022.51 million in Q4FY25. For FY26, revenue stood at Rs 27,093.09 million, growing by 19.55% YoY compared to Rs 22,663.08 million in FY25.
Total Income: Reached Rs 7,456.50 million in Q4FY26, up by 1.45% QoQ from Rs 7,350.05 million in Q3FY26, and up 20.04% YoY from Rs 6,211.61 million in Q4FY25. For the full year FY26, total income was Rs 27,875.58 million, marking an 18.11% YoY increase from Rs 23,600.73 million in FY25.
Profit Before Tax (PBT): Clocked at Rs 1,480.14 million in Q4FY26, representing a marginal 1.29% QoQ increase from Rs 1,461.24 million in Q3FY26, and a 19.51% YoY rise from Rs 1,238.50 million in Q4FY25. FY26 PBT stood at Rs 5,586.67 million, up 19.47% YoY from Rs 4,676.37 million in FY25.
Profit for the Period (Net Profit): Stood at Rs 1,195.14 million for Q4FY26, remaining almost flat with a slight growth of 0.16% QoQ against Rs 1,193.24 million in Q3FY26, but reflecting a 15.96% YoY growth from Rs 1,030.65 million in Q4FY25. FY26 net profit jumped 19.11% YoY to Rs 4,548.51 million compared to Rs 3,818.69 million in FY25.

Standalone Financial Highlights:

Revenue from Operations: Recorded at Rs 2,194.37 million in Q4FY26, which is a decline of 2.99% QoQ from Rs 2,262.02 million in Q3FY26, but a 17.01% YoY increase from Rs 1,875.41 million in Q4FY25. FY26 revenue reached Rs 8,644.25 million, registering a 21.00% YoY growth against Rs 7,143.86 million in FY25.
Total Income: Stood at Rs 2,391.08 million in Q4FY26, dropping 1.32% QoQ from Rs 2,422.98 million in Q3FY26, but growing 17.12% YoY from Rs 2,041.52 million in Q4FY25. For the full year FY26, total income stood at Rs 9,339.49 million, up 20.19% YoY from Rs 7,770.28 million in FY25.
Profit Before Tax (PBT): Posted at Rs 505.31 million in Q4FY26, advancing 2.77% QoQ from Rs 491.70 million in Q3FY26, and 21.79% YoY from Rs 414.90 million in Q4FY25. FY26 PBT expanded by 15.93% YoY to Rs 1,798.44 million from Rs 1,551.26 million in FY25.
Profit for the Period (Net Profit): Achieved Rs 375.36 million in Q4FY26, an increase of 2.34% QoQ from Rs 366.77 million in Q3FY26, and a 21.73% YoY growth from Rs 308.35 million in Q4FY25. FY26 net profit was Rs 1,339.19 million, rising 15.95% YoY from Rs 1,154.94 million in FY25.

Business & Segment Highlights:

Segment-Wise Performance: The business activities of the Company and its subsidiaries predominantly fall within a single primary business segment, namely the "Consumer Platform Segment." This is due to the interoperability of the different platforms, meaning there are no separate reportable business segments.
Increase in Authorised Share Capital: The Board approved increasing the Authorised Share Capital from Rs 30,00,00,000 (divided into 15,00,00,000 equity shares of Rs 2/- each) to Rs 31,00,00,000 (divided into 15,50,00,000 equity shares of Rs 2/- each).
Preferential Warrants Issuance: Approved the issuance of up to 74,00,000 (74 lakh) warrants of face value Rs 2/- each to Affle Holdings Pte. Ltd. (a Promoter Group entity) on a preferential basis.
Warrant Pricing & Investment: The warrants will be issued at a price of Rs 1,487 per warrant, aggregating up to a maximum amount of Rs 1,100.38 crore. 25% of the issue price will be paid upfront, and the remaining 75% will be payable upon conversion into equity shares. The tenure of these warrants will not exceed 18 months.
Promoter Shareholding Update: Upon full conversion of the 74 lakh warrants into equity shares, the total shareholding of the Promoter Group is expected to increase by 2.25%, moving from 54.98% to 57.23%.
Qualified Institutional Placement (QIP) Utilization: Out of the QIP net proceeds of Rs 5,906.90 million raised in earlier years, the Company has utilized Rs 5,558.36 million towards specified purposes, with the remaining balance staying invested in fixed and other deposits as of March 31, 2026.
Investment Held for Sale: The Company's 24.07% stake investment in Talent Unlimited Online Services Private Limited ("Bobble") continues to be classified as held for sale, with a carrying value of Rs 1,346.32 million.

Anuj Khanna Sohum, Chairperson, MD & CEO, Affle, said: “We concluded FY26 on a strong note, achieving our highest annual Revenue run-rate, EBITDA, PAT and consumer conversions till date. Despite a volatile global environment, we delivered consistent growth throughout the year, marking the 13th consecutive period of quarter-on-quarter growth, reaffirming the strength of our AI-powered Consumer Platform Stack and unique ROI-linked CPCU business model. Our diversified verticalized approach across business domains and geographies further enabled us to sustain broad-based growth across India, Emerging and Developed Markets.

With our eyes set on 10x decadal growth vision of our 3i journey, we extended AI-native capabilities across our organization to accelerate our transition towards an intelligence-led enterprise. During the year, we also launched OpticksAI and Niko, our in-house AI agentic capabilities to improve the efficiency and productivity of our organization.

While the global environment remains challenging, the structural tailwinds are compelling, driven by rising digital ad spends, the shift towards ROI-linked advertising and the adoption of AI platforms redefining consumer journeys. Coupled with our disciplined execution, we remain well-positioned to harness these opportunities and deliver sustainable, profitable growth for all our stakeholders.”

Result PDF

Q3FY26 Quarterly Result Announced for Affle 3I Ltd.

Internet Software & Services company Affle 3I announced Q3FY26 results

Revenue from Operations of Rs 717.5 crore, an increase of 19.2% YoY.
EBITDA at Rs 163.0 crore, an increase of 24.1% YoY.
PAT at Rs 119.3 crore, an increase of 19.1% YoY.

Anuj Khanna Sohum, the Chairperson, MD & CEO, Affle said: “Q3FY26 marked an important milestone as our revenue surpassed Rs 700 crore mark, delivering our highest-ever quarterly revenue run-rate, EBITDA, PAT and consumer conversions. This was driven by consistent execution across industry verticals and geographies, underscoring the resilience of our business model even amid a challenging global environment. The performance reinforces the strength and scalability of our AI-powered Consumer Platform Stack and our ability to execute consistently across market cycles.

Our strong balance sheet and robust operating cash flows enable continued investments in technology, talent and strategic initiatives aligned with Affle 3i growth vision. Following the launch of Niko last quarter on our iOS-focused Newton platform, this self-service agentic AI engine is enabling automated workflows and ROI-driven decisioning at scale. We are now extending these capabilities progressively across our Consumer Platform, driving higher levels of automation and operational efficiency.

Looking ahead, we remain focused on disciplined capital allocation, sustained innovation and maintaining operational rigor. This positions us well to harness emerging opportunities, compound profitable growth and create enduring value for all our stakeholders.”

Result PDF

Q2FY26 Quarterly Result Announced for Affle 3I Ltd.

Internet Software & Services company Affle 3I announced Q2FY26 results

Revenue from Operations of Rs 646.7 crore, an increase of 19.1% YoY.
EBITDA at Rs 146.1 crore, an increase of 28.9% YoY.
PAT at Rs 110.5 crore, an increase of 20.1% YoY.

Anuj Khanna Sohum, Chairperson, MD & CEO of Affle said: “Q2 FY2026 marks another defining period of strong performance and intelligence-led growth in our 3i growth journey. We delivered our highest-ever quarterly Revenue, EBITDA, PAT and conversions, reaffirming the strength of our AI-powered Consumer Platform Stack and the success of our CPCU business.

We continue to take bold strides in advancing our intelligence roadmap by accelerating investments in Affle AI. We further enhanced our hyper-contextual creative engine and recently launched Niko, our specialized AI agentic capability designed to automate and drive greater app growth for marketers across the iOS ecosystem. These initiatives widen our competitive moat and augment the foundation of our Affle 3i vision, by embedding intelligence across our products, processes and operations.

As we progress into the second half of FY26, we are encouraged by the broad-based growth in both consumer and advertiser spends across India & International markets. With our robust innovation pipeline, expanding use cases and growing global penetration, we remain well-poised to capitalize on the emerging opportunities and deliver sustainable, profitable growth to all our stakeholders.”

Result PDF

Q1FY26 Quarterly Result Announced for Affle 3I Ltd.

Internet Software & Services company Affle 3I announced Q1FY26 results

Revenue from Operations of Rs 620.7 crore, an increase of 19.5% YoY
EBITDA at Rs 139.7 crore, an increase of 33.7% YoY
Profit Before Tax from operations (excluding other income) at Rs 112.0 crore, an increase of 37.6%
Profit After Tax at Rs 105.5 crore, an increase of 21.8% YoY

Commenting on the results, Anuj Khanna Sohum, the Chairperson, MD & CEO of Affle said: “Q1 FY2026 marked first quarter of our third decade as Affle 3i Limited, a period we envision as a transformative era of intelligence-led growth. We are elated to have commenced this journey with another milestone performance and delivered our highest-ever quarterly Revenue, EBITDA, PAT and CPCU conversions. These results stem from our strategic investments in intelligent platform solutions and our ongoing efforts to integrate AI deeply across our operations, reinforcing our 10x growth vision for the third decade.

We advanced our platform capabilities with integration of Opticks AI, our next-generation AIpowered engine that generates thousands of hyper-contextual creatives in real time at scale, amplifying the overall marketing effectiveness of our unified Consumer Platform Stack. We also became an Apple-certified partner, further strengthening our credentials in delivering privacy-first, ROI-driven advertising on iOS.

Guided by the intelligence pillar of our 3i vision, we are advancing our strategic roadmap that goes beyond operational efficiencies to driving smarter growth, deeper impact and exceptional stakeholder value creation.”

Result PDF

Q4FY25 & FY25 Result Announced for Affle 3I Ltd.

Internet Software & Services company Affle 3I Q4FY25 & FY25 results

Q4FY25 Financial Highlights:

Revenue from Operations of Rs 602.3 crore, an increase of 19.0% YoY
EBITDA at Rs 134.0 crore, an increase of 36.7% YoY
PAT at Rs 103.1 crore, an increase of 17.8% YoY

FY25 Financial Highlights:

Revenue from Operations of Rs 2,266.3 crore, an increase of 23.0% YoY
EBITDA at Rs 483.2 crore, an increase of 34.2% YoY
PAT at Rs 381.9 crore, an increase of 28.5% YoY

Commenting on the results, Anuj Khanna Sohum, the Chairperson, MD & CEO of Affle said:

“Affle continued its outstanding track record to conclude FY2025 as a landmark year having delivered over 13X growth in topline and profitability since our DRHP filing in 2018, with a consistent y-o-y growth coming across all the quarters.

Q4FY25 closed on a strong note, as we continued to exceed performance benchmarks across all key financial and operating metrics. We achieved our highest-ever quarterly Revenue run-rate, EBITDA, PAT and conversions. This performance was driven by consistent outperformance of our unique CPCU business model and further amplified by favorable industry dynamics. As RoAS and ROI take center-stage in advertiser priorities, our conversions-driven approach is primed for continued growth, delivering measurable outcomes and tangible results.

Entering into our third decade as Affle 3i Limited, our 3i strategy - Innovation, Impact, and Intelligence, defines our long-term vision. Having pioneered innovation and delivered meaningful impact over past two decades, we now turn our focus to intelligence as a key growth driver. This integrated approach positions us to scale efficiently, fortify our competitive moat and unlock greater value for all our stakeholders.”

Result PDF

Q3FY25 Quarterly Result Announced for Affle (India) Ltd.

Internet Software & Services company Affle (India) announced Q3FY25 results

Revenue from Operations of Rs 601.7 crore, an increase of 20.6% YoY.
EBITDA at Rs 131.4 crore, an increase of 35.9% YoY.
PAT at Rs 100.2 crore, an increase of 30.5% YoY.

Anuj Khanna Sohum, the Chairperson, MD and CEO of Affle said: “Q3FY25 marked a landmark period for Affle, as we surpassed Rs 600 crore revenue, Rs 100 crore PAT and over 100 million CPCU conversions for the first time ever in a quarter, with broad-based growth across geographies and industry verticals. Our focused execution on higher productivity, operational efficiency and continuous innovation enabled us to achieve yet another quarter of significant EBITDA growth marking our highest-ever quarterly EBITDA, with robust margin expansion.

Despite a formidable global macro environment, we continued to witness accelerated business momentum. As RoAS and ROI take centre-stage in advertisers’ strategic planning, our distinct moat in conversions-driven CPCU advertising, positions us at the forefront of delivering consistent, scalable and profitable outcomes for the brands globally.

Looking ahead, we are optimistic of the industry trends and future-ready to leverage upon new market opportunities & deliver sustainable growth for all our stakeholders.”

Result PDF

Q2FY25 & H1FY25 Result Announced for Affle (India) Ltd.

Internet Software & Services company Affle (India) announced Q2FY25 & H1FY25 results

Q2FY25 Financial Highlights:

Revenue from Operations of Rs 542.9 crore, an increase of 25.9% YoY
EBITDA at Rs 113.3 crore, an increase of 29.9% YoY
PAT at Rs 92.0 crore, an increase of 37.7% YoY

H1FY25 Financial Highlights:

Revenue from Operations of Rs 1,062.4 crore, an increase of 26.8% YoY
EBITDA at Rs 217.8 crore, an increase of 31.8% YoY
PAT at Rs 178.6 crore, an increase of 34.3% YoY

Commenting on the results, Anuj Khanna Sohum, the MD and CEO of Affle said: “We delivered yet another quarter of standout performance with Q2 FY2025 marked by accelerated growth momentum. With global digital spending continuously on the rise, we see strong opportunities across our industry verticals and in both India & international markets. Developed markets are also experiencing sustained growth, emerging as a key avenue for further expansion.

This performance reflects the strength of our unified Affle2.0 Consumer Platform Stack fully integrated to our ConvergeAI Supply Cloud, that enables robust cross-platform efficiencies and elevates our ROI-driven CPCU use cases with strong competitive advantages. Our expanding suite of Gen AI-powered capabilities is pushing the boundaries of AI, delivering impactful, data-driven experiences that amplify user engagements and yield measurable outcomes. During the quarter, Affle was awarded ISO 27001:2022 certification, showcasing our proactive approach to data protection and information security.

As we progress in the second half of FY2025, we are confident of maintaining our growth momentum, unlocking greater value for all our stakeholders.”

Result PDF

Q1FY25 Quarterly Result Announced for Affle (India) Ltd.

Internet Software & Services company Affle (India) announced Q1FY25 results:

Revenue of Rs 519.5 crore, an increase of 27.8% YoY
EBITDA of Rs 104.7 crore, an increase of 34.0% YoY
Profit Before Tax (PBT) of Rs 106.6 crore, an increase of 52.1% YoY
Profit After Tax (PAT) of Rs 86.6 crore, an increase of 30.8% YoY

Commenting on the results, Anuj Khanna Sohum, the MD and CEO of Affle said: “We continue to exceed our performance targets, with Q1FY25 marking yet another quarter of significant growth having achieved our highest quarterly revenue run-rate, highest EBITDA and consumer conversions till date. Mirroring the previous quarter growth trends, this period also witnessed persistent increase in digital advertising spends powered by our unique ROI-linked CPCU business model, coming across our markets and key industry verticals.

This performance was a result of our strategic efforts to consolidate all our business and platform operations into a unified, fully-integrated unit, further augmenting our consumer-centric platform offerings. We continued to deepen our market penetration through strategic enhancements in our Affle2.0 Consumer Platform Stack, including the responsible integration and rollout of GenAI-powered solutions, underpinned by our extensive GenAI patent portfolio.

We remain optimistic of the industry trends and are well-positioned to maintain our strong growth momentum, continuing to deliver value and achieve exceptional results for all our stakeholders.”

Result PDF

Q4FY24 Quarterly & FY24 Annual Result Announced for Affle (India) Ltd.

Internet Software & Services company Affle (India) announced Q4FY24 & FY24 results:

Q4FY24 Financial Highlights:

Revenue from Operations of Rs 506.2 crore, an increase of 42.3% YoY
EBITDA at Rs 99.0 crore, an increase of 38.2% YoY
PAT at Rs 87.5 crore, an increase of 40.2% YoY

FY24 Financial Highlights:

Revenue from Operations of Rs 1,842.8 crore, an increase of 28.5% YoY
EBITDA at Rs 361.1 crore, an increase of 23.2% YoY
PAT at Rs 297.3 crore, an increase of 21.5% YoY

Commenting on the results, Anuj Khanna Sohum, the MD and CEO of Affle said: “Q4FY24 marked a landmark period for Affle, as we achieved record growth on both year-overyear and sequential basis. We achieved our highest quarterly revenue run-rate, highest EBITDA, PAT and consumer conversions till date. This reflects our ongoing commitment to enhance our product capabilities delivering integrated platform solutions and premium propositions, as well as expand our technological prowess particularly in Gen AI, to significantly strengthen our market position.

As we conclude FY2024 on a strong note, our achievements are not just a testament to our resilience, but also a clear indicator of our long-term potential. With over 5X growth in topline and profitability in the last five years powered by our unique ROI-linked CPCU business model, and our continued investments in tech, markets and teams expansion, we are poised to continue our trajectory of robust growth with enhanced profitability.

We remain dedicated to delivering sustainable value creation for all stakeholders. We are excited about harnessing next-gen technologies to shape the future of digital advertising in a hyperconnected world, as we enter FY2025 with great optimism."

Result PDF

Q3FY24 Quarterly & 9MFY24 Result Announced for Affle (India) Ltd.

Internet Software & Services company Affle (India) announced Q3FY24 & 9MFY24 results:

Q3FY24 Highlights (YoY):

Revenue from Operations of Rs 498.7 crore, an increase of 32.6% YoY
EBITDA at Rs 96.7 crore, an increase of 20.3% YoY
PAT at Rs 76.8 crore, an increase of 11.4% YoY

Q3FY24 Highlights (QoQ):

Revenue from Operations up by 15.6% QoQ
EBITDA up by 10.9% QoQ
PAT up by 15.0% QoQ

9MFY24 Highlights (YoY):

Revenue from Operations of Rs 1,336.6 crore, an increase of 24.0% YoY
EBITDA at Rs 262.0 crore, an increase of 18.4% YoY
PAT at Rs 209.8 crore, an increase of 15.1% YoY

Commenting on the results, Anuj Khanna Sohum, the MD and CEO of Affle said: “In Q3FY24, we have further raised our performance bar having achieved our highest quarterly revenue run-rate, highest EBITDA, PAT and consumer conversions till date. We continue to witness a robust market opportunity as advertisers steadily accelerate their digital spending, resulting in broad-based growth in our CPCU business, coming across our top industry verticals globally.

This quarter underscored the success of our realigned strategies & teams, consistent efforts to enhance platform & product capabilities, relentless focus on R&D, and deeper ecosystem-level partnerships.

Our commitment remains steadfast in paving the way towards advanced digital technologies through responsible integration of Gen AI across conversion-driven marketing. In line with this, we filed 15 new patents in India during the quarter. We continue to expand the breadth of our tech IP assets and are investing in Gen AI-powered innovations to go beyond the mere adoption of AI for cost efficiencies, but rather fortify our competitive moat and drive long-term revenue growth.

We remain focused on delivering greater strategic value for all our stakeholders and are excited about the future possibilities to drive sustainable business impact with next-gen technologies.”

Result PDF

L&T partners with Exail to offer advanced drone mine-sweeping tech for 12 Indian Navy vessels

Larsen & Toubro has entered into a strategic partnership with Exail to jointly offer an advanced Unmanned Mine Counter-Measure (MCM) Suite for the Indian Navy’s proposed programme of 12 Mine Counter Measure Vessels (MCMVs).

Published on 15-May-2026 09:59

JSW Steel Q4 PAT hits ₹3,475cr; board approves ₹14,000cr fundraising and BMM Ispat merger

JSW Steel reported a healthy performance in Q4FY26. Consolidated topline stood ₹51,180 crore (up 14% YoY and 11% QoQ) with steel sales volume of 8 MT (up 6% YoY and 4% QoQ).

Published on 15-May-2026 09:19

HCLTech to lead $300M round in AI startup Sarvam AI at $1.5B valuation

As per media reports, HCLTech is reportedly set to lead a $300 million funding round in Indian foundational AI startup Sarvam AI with an investment of around $150 million.

Published on 15-May-2026 09:17

Chalet Hotels Q4 PAT jumps 32% to ₹163cr; annuity business revenue surges 37

Chalet hotels ltd. reported high single digit growth in consolidated revenues driven largely by double digit revenue growth in the annuity business.

Published on 15-May-2026 09:16

Pearl Global Q4 PAT beats estimates, jumps 30% to ₹81.4cr; 20% dividend payout policy set

Pearl Global Industries (PGIL) reported in-line revenue growth and beat on EBITDA and PAT estimates.

Published on 15-May-2026 09:15

HAL Q4 PAT rises 5.5% to ₹4,196cr; full-year FY26 net profit hits ₹9,116cr

HAL reported Q4FY26 revenue of ₹13,942 crore (+1.8% YoY and +81.1% QoQ), led by healthy execution across key aerospace and defence programmes during the quarter.

Published on 15-May-2026 09:14

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