Meet your long term goals without a worry. Meet One Click's Maximiser
We live in uncertain times. While the outlook for India as an emerging global power remains strong, the vagaries of economics and politics are causing swings within the Indian economy. Who do you believe when you need to entrust your hard earned money that can make your wealth grow when you need it some years down the line?
Rather than following the advice of self-professed experts and friends, it is always a good idea to heed the suggestions of domain leaders who have expertise in the field of finance and markets. One Click Investment of ICICIdirect allows investors to choose from an array of baskets of Mutual Fund schemes, curated after in-depth analysis on both qualitative and quantitative parameters, is one such.
One Click offers basket level goal mapping to the investor hard pressed for time, ensures daily update on progress under Mutual Fund portfolio, gives system notification on recommendation (Sell) changes, and makes sure the regularly updated investment portfolios are backed by rigorous ongoing research by domain experts. All this for no transaction fee.
What is Maximiser?
Maximiser is one of the popular baskets of portfolios from One Click, created by experts after rigorous research. A carefully curated portfolio designed with your investing needs it mind, Maximiser offers true diversification. Maximiser’s exposure is spread across Large, Multi, Mid and Small cap schemes, and helps capture the best of market cycles and sectors.
The research teams at ICICIdirect constantly monitor the schemes and make suitable changes to the basket in accordance with evolving market and scheme dynamics, allowing investors the freedom from worrying about tracking non-performing schemes and reinvesting in those doing better.
Who is Maximiser for?
If you are an investor who would like to see their wealth grow over a five to 10-year time period, this is just the portfolio for you. Since investments in equities over a longer time period take care of volatility along with offering superior returns than most other asset classes, you can rest assured that your money grows under the supervision of eagle eyed tracking teams at ICICIdirect for One Click.
How does it work?
With a minimum lump sum investment of Rs 20,000 or an SIP of Rs 5000, you are good to start. The portfolio assigns 50% to large cap, and 25% each to multi cap and small cap schemes, to ensure the fastest and most reliable way to grow your investments.
The ease of One Click
When you sign up for Maximiser through One Click, you can safely sign out of constant monitoring and worrying about your investments. Before you invest, you can view the historical return of the basket against benchmark in an easy to understand chart before you put in your money. You also have the option to invest 'One Time' (Lump Sum) or 'Monthly' (SIP) in any listed basket.
Under Mutual Fund Portfolio, you can see a new tab "One Click Portfolio" that will help track investments separately. To top it all, Mutual Fund Transaction charges are not applicable for investments done through One Click Investment.
ICICIdirect’s One Click has more baskets to choose from, depending upon your investment appetite. It offers six different baskets of schemes, tailored to suit specific investor needs. Apart from Maximiser, there are –
Builder - A portfolio that leans towards equity, while offering the cushion of debt, making it an ideal blend for those who seek the upside of equity investments with relatively lower volatility in returns.
Stable – A portfolio with higher allocation towards Debt schemes with a limited participation in equity, ideal for those who seek FD plus returns, with marginally higher risk.
50-Fifty – A portfolio that offers a perfect blend of stability as well as growth by investing 50 per cent each in Equity and Debt, ideal for investors seeking growth potential of equity along with stability of debt.
Secure – A portfolio that invests in quality corporate bonds and shorter term debt instruments thereby making earnings more visible and assured, ideal for those who prefer to invest without having to worry about stability in returns.
Tax Saving - A portfolio that invests in tax saving equity schemes, it not only saves on your tax outgo, but also grows your investments, helping you save taxes u/s 80C.
It takes just One Click to get started on your journey to a great future!