Articles - Personal Finance
Everything you should be knowing about Insurance Premiums
Insurance premiums are payments made to an insurance company to receive insurance benefits. Check out the meaning & factors affecting insurance premiums.
Our lives are full of uncertainties. At times there might be some expenses that come out of nowhere. These expenses could be due to medical emergencies, accidents, or loss of property. It isn't easy to plan or know when any such event might occur. Individuals can take steps to protect themselves from any such event, but insurance can provide much-needed financial assistance and support in the case of an unforeseen event. Luckily, different types of insurance are readily available for individuals and businesses.
Data protection is an essential part of modern life. In an era of digital transformation, activities such as work, study, banking and investing have become digitalized, requiring individuals to protect their data from a variety of cyber threats. As an individual, it is important to know how safe are you from cyberattack. It is also important to consider various measures available to ensure data security and how to assess the level of protection one has against cyber threats. This article will discuss cyberattacks and the steps individuals can take to ensure they are adequately protected.
Insurance policies have emerged as a key savings tool for salaried persons, particularly mid-aged individuals. However, with growing uncertainty presented by other asset classes, persons of all ages are seeking refuge in insurance policies that are designed to meet insurers’ demands. Of all available options, we will be discussing here four major types of insurance plans that a 30 years old individual must consider as a sound investing tool.
An Initial Public Offer (IPO) is a method of financing through which private company transitions to a public company. The IPO process involves inviting the general public and investment institutions to subscribe to the issue of shares in exchange for funds. The company sells its equity to the public in order to raise funds for various purposes like financing a new project or scaling the business or giving an exit to early investors and promoters.
Amid life’s uncertainty, protecting your loved ones has become essential and assumed the top priority for individuals. In such cases, life insurance policies play a significant role in preparing for future uncertainty. A term insurance plan is a cost-effective way to mitigate risks and offers certain benefits to an individual in securing their family financially.