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Repco Home Finance Ltd share Price Today

Company details

493.05
508.40
222.10
543.00
6M Return 27.88%
1Y Return 116.94%
Mkt Cap.(Cr) 3,108.03
Volume 75,113
Div Yield 0.60%
OI
-
OI Chg %
-
Volume 75,113

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Housing Finance company Repco Home Finance announced Q4FY24 & FY24 results:

Q4FY24 Financial Highlights:

  • Loans sanctions stood at Rs 978 crore as compared to Rs 966 crore (Which included a DA pool purchase of Rs 67 crore).
  • Loan disbursements stood at Rs 895 crore as compared to Rs 835 crore (Which included a DA pool purchase of Rs 67 crore.
  • Total income stood at Rs 397 crore as compared to Rs 344 crore.
  • Net interest income remained at Rs 172 crore, resulting in healthy margins of 5.1%.
  • Net profits stood at Rs 108 crore as compared to Rs 82 crore.
  • Loan spread remained healthy at 3.3%.
  • Return on assets stood at 3.2%, resulting in a return on equity of 16.5% as compared to 2.7% and 14.4%, respectively.

FY24 Financial Highlights:

  • AUM stood at Rs 13,513 crore as against Rs 12,449 crore.
  • Loans sanctions stood at Rs 3,340 crore as compared to Rs 3,232 crore (Which included a DA pool purchase of Rs 136 crore), excluding DA pool purchase the growth is 7.9%.
  • Loan disbursements stood at Rs 3,135 crore as compared to Rs 2,919 crore (Which included a DA pool purchase of Rs 136 crore), excluding DA pool purchase the growth is 12.7%.
  • Total income stood at Rs 1,541 crore as compared to Rs 1,299 crore.
  • Net interest income stood at Rs 679 crore, resulting in healthy margins of 5.2%.
  • Net profits stood at Rs 395 crore as compared to Rs 296 crore.
  • Loan spread remained healthy at 3.4%.
  • Return on assets stood at 3.0%, resulting in a return on equity of 15.8% as compared to 2.5% and 13.5%, respectively.

Result PDF

View Other Company Results

Repco Home Finance Ltd shares SWOT Analysis

Strengths (6)

  • Company with high TTM EPS Growth
  • Growth in Net Profit with increasing Profit Margin (QoQ)
  • Increasing Revenue every Quarter for the past 4 Quarters

Weakness (0)

Data not found

Opportunity (3)

  • Highest Recovery from 52 Week Low
  • Decrease in Provision in recent results
  • Stock with Low PE (PE < = 10)

Threats (0)

Data not found

Resistance and support

R1 505.8
R2 514.8
R3 521.1
Pivot

499.42

S1 490.4
S2 484.1
S3 475.1
EMA SMA
497.8
478.3
454.4
415.0
502.7
466.3
449.5
422.2
Delivery and volume
CLIENT NAME DEAL TYPE ACTION DATE AVG. PRICE QUANTITY EXCHANGE
S GUPTA FAMILY INVESTMENTS PRIVATE LIMITED Bulk Purchase 2024-03-18 395 600000 NSE
SG SPORTS PRIVATE LIMITED Bulk Sell 2024-03-18 395 500000 NSE
GRAVITON RESEARCH CAPITAL LLP Bulk Purchase 2023-11-07 447.83 348812 NSE
Name Category Shares
REPATRIATES CO OPERATIVE FINANCE & DEVELOPMENT BAN PROMOTER 37.13%

FINANCIALS

Sales
Operating Profit
Profit after Tax
Equity
Reserves and Surplus
Debt
Sales
Operating Profit
Profit after Tax
PE
Debt/Equity
P BV

Repco Home Finance Ltd Stocks COMPARISON

Financials( in Cr) Repco Home Finance Ltd Bajaj Finance Ltd Bajaj Finserv Ltd Indian Railway Finance Corporation Ltd Jio Financial Services Ltd
Price 496.80 6,895.50 1,595.80 184.55 360.05
% Change -1.22 0.86 -0.37 0.30 -1.46
Mcap Cr 3,108.03 426,828.69 254,608.13 241,179.28 228,749.99
Revenue TTM Cr 1,285.32 41,398.35 82,071.70 23,891.95 44.84
Net Profit TTM Cr 296.08 11,507.69 12,209.54 6,337.01 31.25
PE TTM 7.46 29.53 31.23 37.60 142.33
1 Year Return 116.94 1.61 11.87 445.20 44.66
ROCE 9.00 11.76 12.69 5.32 0.03
ROE 12.14 23.46 28.18 14.66 0.02
INSIDER & INSTITUTIONAL ACTIVITY

Equity Capital: 2,589.17 Cr FV: 10.00

Period MF Net Purchase / (sold) FII Net
LAST 1M 35,090.66 -22,978.04
LAST 3M 106,793.94 -34,010.07
LAST 6M 169,541.16 45,373.47
LAST 12M 268,709.66 125,819.23

Repco Home Finance Ltd Information

Stock PE (TTM)
7.46
Promoter Holding
37.13%
Book Value
477.1957
ROCE
9%
ROE
12.14%
Description
  • Repco Home Finance Ltd (RHFL) is a professionally managed housing finance company head quartered in Chennai, Tamil Nadu. The company is registered as a housing finance company with the NHB. The company is present in 2 segments - individual home loans and loans against property (LAP). The company provides a variety of tailor-made home loan products to individual borrowers in both salaried and non-salaried (self employed professional and self employed non-professional) segments to suit various requirements. The company provides loans for construction or purchase of house property, for repair and renovation/extension of existing property, for purchase of plots and loans against property. The company`s distribution network comprises of 131 branches and 29 satellite center spread in 11 states and a union territory. The company`s retail network is spread across states of Tamil Nadu, Karnataka, Andhra Pradesh, Telangana, Kerala, Maharashtra, Odisha, West Bengal, Gujarat, Madhya Pradesh, Jharkhand and the Union Territory of Puducherry. The company was incorporated in April 4th, 2000 to tap the growth potential in the housing finance market. The company received certificate of commencement of business on May 2, 2000. In March 2013, Repco Home Finance raised Rs.270 crore by public issue of 15,720,262 equity shares of Rs.10 each at price of Rs.172 per share (premium of Rs.162 per share). The shares got listed both in National Stock Exchange and Bombay Stock Exchange on April 1, 2013. During the financial year ended 31 March 2014, the company`s loan approvals stood at Rs. 1,822.52 crore as compared to Rs. 1,284.83 crore in the previous year registering a growth of 41.85%. Loan disbursements during the year were Rs. 1,715.26 crore as compared to Rs. 1,167.41 crore in the previous year representing a growth of 46.93%. With the continued support of National Housing Bank (NHB), the company availed refinance amounting to Rs.100.00 crore during the year under review. The company borrowed Rs.1673.00 crore from banks during the year as compared to Rs.868.00 crore during the previous year. In September 2013, credit rating agency ICRA upgraded long term rating assigned to company`s Term Loans from Banks from [ICRA] A to [ICRA] AA- During the year under review, the company made an additional investment of Rs. 4.40 crore in its associate company Repco Micro Finance Limited.During the year, Repco converted 9 satellite centers into branches and opened 9 new branches and 21 new satellite centers taking the total network to 91 branches and 31 satellite centers. As part of its contiguous expansion strategy, the company entered the state of Madhya Pradesh (MP) during the year by opening up its first branch in Indore. During the financial year ended 31 March 2015, the company`s loan approvals stood at Rs.2,398.88 crore as compared to Rs.1,822.51 crore in the previous year registering a growth of 31.63%. During the year under review, the Company disbursed loans to the extent of Rs. 2,181.15 crore as against Rs.1,715.26 crore in the previous year, a growth of 27.16%. During the year, the company received a refinance sanction of Rs. 300 crore (previous year `NIL`) from National Housing Bank. The company availed refinance from National Housing Bank aggregating to Rs.450 crore (previous year Rs.100 crore). In its continuing efforts to reduce the cost of fund, the Company during the year, started mobilising funds through issuing Secured, Redeemable, NonConvertible, Non-Cumulative, Taxable Debentures (SRNCD) and Commercial Paper (CP). During the year, the company has issued SRNCDs aggregating to Rs.100 crore (previous year `NIL`) with a coupon rate of 9.55% per annum and tenor of three years. During the year, the company converted 8 satellite centers into branches and opened 7 new branches directly and 13 new satellite centers taking the total network to 106 branches and 36 satellite centers. As part of its contiguous expansion strategy, the company entered the state of Jharkhand during the year by opening up its first branch in Ranchi. During the financial year ended 31 March 2016, the company`s loan approvals stood at Rs.3,082.76 crore as compared to Rs.2,398.88 crore in the previous year registering a growth of 28.51%. During the year under review, the Company disbursed loans to the extent of Rs. 2,851.20 crore as against Rs.2,181.15 crore in the previous year, a growth of 30.72%. During the year the company received a refinance sanction of Rs. 500 crore (previous year Rs. 300 crore) from National Housing Bank. In its continuing efforts to reduce the cost of fund, the company during the year, started mobilising funds through issuing Secured, Redeemable, Non-Convertible, Non-Cumulative, Taxable Debentures (SRNCD) and Commercial Paper (CP). During the year, the company issued SRNCDs aggregating to Rs.300 crore (previous year Rs.100 crore). During the year, the company raised funds amounting to Rs.1250 crore (previous year Rs.110 crore) by way of issuance of commercial paper. During the year, the company converted 7 satellite centers into branches, opened 2 new branches and 8 new satellite centers and closed down 2 satellite centers taking the total network to 115 branches and 35 satellite centers. The company didn`t venture into a new state during the year with a view to consolidate in existing regions. The company employed direct sales agents (DSAs) in some branches of Maharashtra and a few other select locations during the year. During the year under review, credit rating agency CARE upgraded ratings assigned to company`s new and old Term Loans from banks and non-convertible debentures facilities to AA. The company`s shareholders at the 15th AGM held in September 2015 approved new borrowings facilities from banks and by way of non-convertible debentures and commercial papers. During the financial year ended 31 March 2017, the company`s total loan approvals stood at Rs. 2,875.75 crore as compared to Rs.3082.76 crore in the previous year. During the year under review, the company disbursed loans to the extent of Rs.2,642.39 crore as against Rs.2,851.20 crore in the previous year. During the year the Company availed a refinance of Rs. 500 crore from National Housing Bank. In its continuing efforts to reduce the cost of fund, the Company during the year, the company issued Secured Non Convertible Debentures SRNCDs aggregating to Rs.385 crores (previous year Rs.300 crores). During the year, the company raised funds amounting to Rs. 1,400 crores (previous year Rs.1250 crores) by way of issuance of commercial paper. During the year, the company converted 8 satellite centers into branches, opened 2 new branches and 4 new satellite centers, taking the total network to 125 branches and 32 satellite centers. The company didn`t venture into a new state during the year with a view to consolidate in existing regions. The company employed direct sales agents (DSAs) in some branches of Tamil Nadu, Maharashtra and Gujarat during the year. During the financial year ended 31 March 2018, the company`s total loan approvals stood at Rs.3,079.26 crore as compared to Rs. 2,875.75 crore in the previous year. During the year under review, the company disbursed loans to the extent of Rs.2,806.51 crore as against Rs.2,642.39 crore in the previous year. During the year, the company issued Secured Non Convertible Debentures (SRNCDs) aggregating to Rs. 652 crores (previous year Rs. 385 crores). In order to meet liquidity requirements, the company took advantage of favorable rates available in the money market by issuing commercial papers (CPs) to the tune of Rs.2,350 Crs during the financial year. During the year, the company converted 3 satellite centers into branches, opened 3 new branches and 1 new satellite center, taking the total network to 131 branches and 29 satellite centers. The company didn`t venture into a new state during the year with a view to consolidate in existing regions. The company employed direct sales agents (DSAs) in some branches of Tamil Nadu, Maharashtra and Gujarat during the year.

Registered Address

No 33 Repco Tower, North Usman Road T Nagar, Chennai, Tamil Nadu, 600017

Tel : 91-44-28340715
Email : co:repcohome.com; cs:repcohome.com; accounts:repco
Website : http://www.repcohome.com
Registrar

KFin Techologies Ltd

AGM Date (Month) : Sep
Face Value Equity Shares : 10
Market Lot Equity Shares : 1
BSE Code : 535322
NSE Code : REPCOHOME
Book Closure Date (Month) : Sep
BSE Group : A
ISIN : INE612J01015

FAQ’s on Repco Home Finance Ltd Shares

You can buy Repco Home Finance Ltd shares through a brokerage firm. ICICIdirect is a registered broker through which you can place orders to buy Repco Home Finance Ltd Share.

Company share prices and volatile and keep changing according to the market conditions. As of May 27, 2024 03:58 PM the closing price of Repco Home Finance Ltd was Rs.496.80.

Market capitalization or market cap is determined by multiplying the current market price of a company�s shares with the total number of shares outstanding. As of May 27, 2024 03:58 PM, the market cap of Repco Home Finance Ltd stood at Rs. 3,108.03.

The latest PE ratio of Repco Home Finance Ltd as of May 27, 2024 03:58 PM is 7.46

The latest PB ratio of Repco Home Finance Ltd as of May 27, 2024 03:58 PM is 0.96

The 52-week high of Repco Home Finance Ltd share price is Rs. 543.00 while the 52-week low is Rs. 222.10

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