This is a product that helps you cover your own home or rented apartment, and your personal belongings within. This is a property insurance (also called homeowner’s insurance) from unforeseen circumstances such as burglaries, fires, floods, storms and explosions.
Types of Home Insurance:
Home structure insurance
This product covers the permanent structure of the house, including kitchen, bathroom fittings and roof, from any kinds of dangers and risks.
This product covers the contents within the house, such as documents, electronics, and jewellery, from damages and losses owing to theft, fire, flood, etc.
This product provides you with a comprehensive coverage against fire that covers both the structure and the contents within the structure. Incidents like natural calamities and accidents are covered under a fire insurance policy.
Theft insurance covers any damages you might incur because of robbery. It compensates you for stolen goods and valuables, as far as the insurer can ascertain their value.
Landlords insurance is a unique type of home insurance policy. It covers home owners against financial losses they might incur with rental properties.