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Top Corporate Fixed Deposit Schemes

Rating CRISIL: AAA
FD rates for customers below 60 Years (up to Rs. 5 Crores)
Interest Payout Non-Cumulative Scheme Cumulative Scheme
Period (Months) Monthly Quarterly Half yearly Yearly Interest
12 - 14 7.16% 7.20% 7.27% 7.40% 7.40%
15 - 23 7.25% 7.30% 7.36% 7.50% 7.50%
24 7.30% 7.35% 7.41% 7.55% 7.55%
25 - 35 7.11% 7.16% 7.22% 7.35% 7.35%
36 - 60 7.77% 7.82% 7.89% 8.05% 8.05%

 

Special Tenures
15 7.21% 7.25% 7.32% 7.45% 7.45%
18 7.16% 7.20% 7.27% 7.40% 7.40%
22 7.25% 7.30% 7.36% 7.50% 7.50%
30 7.21% 7.25% 7.32% 7.45% 7.45%
33 7.49% 7.53% 7.61% 7.75% 7.75%
44 8.05% 8.10% 8.18% 8.35% 8.35%
FD rates for Senior Citizens customers above 60 Years (up to Rs. 5 Crores)
Interest Payout Non-Cumulative Scheme Cumulative Scheme
Period (Months) Monthly Quarterly Half yearly Yearly Interest
12 - 14 7.39% 7.44% 7.51% 7.65% 7.65%
15 - 23 7.49% 7.53% 7.61% 7.75% 7.75%
24 7.53% 7.58% 7.65% 7.80% 7.80%
25 - 35 7.35% 7.39% 7.46% 7.60% 7.60%
36 - 60 8.00% 8.05% 8.13% 8.30% 8.30%

 

Special Tenures
15 7.44% 7.49% 7.56% 7.70% 7.70%
18 7.39% 7.44% 7.51% 7.65% 7.65%
22 7.49% 7.53% 7.61% 7.75% 7.75%
30 7.44% 7.49% 7.56% 7.70% 7.70%
33 7.72% 7.77% 7.85% 8.00% 8.00%
44 8.28% 8.34% 8.42% 8.60% 8.60%
Rating CRISIL: FAAA
Interest Payout Non-Cumulative Scheme Cumulative Scheme
Period (Months) Monthly Quarterly Half yearly Yearly Interest
12 7.20% 7.25% 7.35% 7.60% 7.60%
24 7.25% 7.35% 7.50% 7.75% 7.75%
36 7.50% 7.60% 7.80% 8.05% 8.05%
48 7.50% 7.60% 7.80% 8.05% 8.05%
60 7.50% 7.60% 7.80% 8.05% 8.05%
Rating CRISIL: AA+
Interest Payout Non-Cumulative Scheme Cumulative Scheme Addition Benefit
Period (Months) Monthly Quarterly Half yearly Yearly Interest
12 7.53% 7.58% 7.65% 7.80% 7.80% Senior Citizens 0.50% extra
18 7.67% 7.72% 7.80% 7.95% 7.95%
24 7.81% 7.87% 7.94% 8.10% 8.10%
30 8.00% 8.06% 8.14% 8.30% 8.30% Woman Depositors 0.10% extra
36 8.18% 8.24% 8.33% 8.50% 8.50%
42 8.23% 8.29% 8.38% 8.55% 8.55%
50 8.27% 8.33% 8.42% 8.60% 8.60% Renewal Benefit 0.25% p.a.
60 8.27% 8.33% 8.42% 8.60% 8.60%
Rating CRISIL: FAAA
Non-Cumulative Scheme Cumulative Scheme
Period (Months) Monthly Quarterly Half yearly Yearly Interest
Base Rate for Fixed Deposits < 2 cr
>=12 to < 24 7.00% 7.05% - 7.25% 7.25%
>=24 to < 36 7.30% 7.35% - 7.55% 7.55%
>=36 to < 60 7.40% 7.45% - 7.65% 7.65%
>=60 to < 72 7.35% 7.40% - 7.60% 7.60%
>=60 to <= 120 7.25% 7.30% - 7.50% 7.50%
Special Scheme for Fixed Deposits < 2 cr
23 7.25% 7.30% - 7.50% 7.50%
39 7.45% 7.50% - 7.70% 7.70%
45 7.45% 7.50% - 7.70% 7.70%

0.25% additional interest for Senior Citizens

Rating CRISIL: FAAA
Interest Payout Non-Cumulative Scheme Cumulative Scheme
Period (Months) Monthly Quarterly Half yearly Yearly Interest
12 7.00% - - 7.25% 7.25%
18 7.10% - - 7.25% 7.25%
24 7.35% - - 7.50% 7.50%
36 7.50% - - 7.75% 7.75%
60 7.50% - - 7.75% 7.75%
Rating CRISIL: FAA
Interest Payout Non-Cumulative Scheme Cumulative Scheme
Period (Months) Monthly Quarterly Half yearly Yearly Interest
12 – 23 7.21% 7.25% 7.32% 7.45% 7.45%
24 – 35 6.79% 6.83% 6.89% 7.00% 7.00%
36 - 47 7.58% 7.63% 7.70% 7.85% 7.85%
49 - 59 7.16% 7.20% 7.26% 7.40% 7.40%
60 - 71 7.39% 7.44% 7.51% 7.65% 7.65%
72 - 84 7.16% 7.20% 7.27% 7.40% 7.40%
120 7.16% 7.20% 7.27% 7.40% 7.40%
Special Scheme for Fixed Deposits
48 7.72% 7.77% 7.84% 8.00% 8.00%

Note: In case of TDS Exemption Required, please send Form 15 G /Form 15 H for each financial year. Interest rates shown above are for Individuals only.