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Choice of any scheme would depend to a large extent on the investor preferences. For an investor willing to undertake risks for long-term returns, Equity Funds would be the most suitable as they offer the maximum returns. Debt Funds are suited for those investors who prefer regular income and safety. Hybrid funds are ideal for medium to long-term investors willing to take moderate risks. Liquid funds are ideal for Corporate, institutional investors, business houses & individuals who invest their funds for very short periods. Tax Saving Funds are ideal for those investors who want to avail tax benefits.

An important aspect while selecting a particular scheme is the duration of the investment. Depending on your time horizon you can select a particular scheme. Besides all this, factors like fund house, objective of the fund and returns given by the funds should also be taken into account while selecting a particular scheme.