SWOT Analysis
- S
- W
- O
- T
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Strength (7)
Companies with no Debt
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Weakness (5)
ROE declining in the last two financial years
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Opportunity (1)
FII / FPI or Institutions increasing their shareholding
-
Threats (1)
See all stocks where MFs decreased their stake last quarter. MFs decreasing their shareholding in a stock is considered negative for the stock.
- Companies with no Debt
- Efficient in managing Assets to generate Profits - ROA improving since last 2 year
- Growth in Quarterly Net Profit with increasing Profit Margin (YoY)
- Annual Net Profits improving for last 2 years
- Book Value per share Improving for last 2 years
- Companies with Zero Promoter Pledge
- Stock with Low PE (PE < = 10)
- FII / FPI or Institutions increasing their shareholding
Technical Analysis
Moving Averages
- 5 Day 402.5
- 10 Day 404.5
- 12 Day 405.4
- 20 Day 408.0
- 26 Day 409.4
- 50 Day 412.5
- 100 Day 414.2
- 200 Day 418.2
Current Price
- Bullish Moving Averages 5
- Bearish Moving Averages 11
Resistance and support
- First Resistance 410.7
- Second Resistance 413.6
- Third Resistance 419.6
- First Support 401.8
- Second Support 395.8
- Third Support 392.9
Company Financials
- Profit and loss statement
- Balance sheet
- Quarterly Result
- Ratio
- CAGR IN 10 YEARS
- 7.91%
- 22.18%
- 43.45%
Mar 2026 (CR) |
Mar 2025 (CR) |
Mar 2024 (CR) |
Mar 2023 (CR) |
Mar 2022 (CR) |
||
|---|---|---|---|---|---|---|
| Sales | 976,279.58 | 886,763.26 | 842,708.13 | 781,542.54 | 720,514.89 |
|
| Operating Profit | 48,762.53 | 53,123.01 | 32,415.54 | 34,503.71 | 11,589.81 |
|
| OP Profit Margin | 4.99 | 5.99 | 3.85 | 4.41 | 1.61 |
|
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
| Profit After Tax | 57,418.55 | 48,151.17 | 40,675.79 | 36,397.39 | 4,043.12 |
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| Cash Profit | 56,744.52 | 46,687.69 | 38,426.91 | 22,858.27 | 3,507.30 |
|
| EPS | 90.78 | 76.13 | 64.31 | 57.55 | 6.39 |
|
- CAGR IN 10 YEARS
- 87.70%
- 0.0%
- 23.93%
Mar 2026 (CR) |
Mar 2025 (CR) |
Mar 2024 (CR) |
Mar 2023 (CR) |
Mar 2022 (CR) |
||
|---|---|---|---|---|---|---|
| Equity | 6,325.00 | 6,325.00 | 6,325.00 | 6,325.00 | 6,325.00 |
|
| Reserve Surplus | 169,031.38 | 119,862.74 | 75,613.16 | 39,344.39 | 4,084.14 |
|
| TOT Debts | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
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| Gross Block | 33,587.46 | 26,060.90 | 25,067.97 | 24,602.10 | 21,624.17 |
|
| Capital Work In Progress | 418.63 | 325.60 | 402.22 | 331.06 | 198.49 |
|
| Cash Liquid Investment | 64,284.40 | 62,300.45 | 34,521.05 | 38,353.46 | 37,432.14 |
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| Net Working Capital | 185,342.79 | 154,596.90 | 122,208.84 | 126,898.55 | 119,873.24 |
|
| Current Assets | 223,976.85 | 203,286.59 | 185,703.30 | 186,279.33 | 191,117.84 |
|
| Current Liabilities | 38,634.06 | 48,689.69 | 63,494.46 | 59,380.78 | 71,244.60 |
|
Jun 2026 (CR) |
Mar 2026 (CR) |
Dec 2025 (CR) |
Sep 2025 (CR) |
Jun 2025 (CR) |
||
|---|---|---|---|---|---|---|
| Sales | 239,145.12 | 276,205.71 | 235,466.75 | 240,689.80 | 223,917.32 |
|
| Gross Profit | 15,182.28 | 14,314.42 | 14,842.55 | 11,533.54 | 12,589.86 |
|
| Gross Profit Margins | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 |
|
| Operating Profit | 13,936.44 | 11,200.50 | 14,080.40 | 10,546.27 | 11,856.84 |
|
| OP Profit Margin | 6.35 | 5.18 | 6.30 | 4.79 | 5.62 |
|
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
| Profit After Tax | 13,492.03 | 23,420.43 | 12,958.22 | 10,053.39 | 10,986.51 |
|
| Cash Profit | 12,912.93 | 22,866.24 | 12,619.58 | 9,629.89 | 10,571.81 |
|
| EPS | 10.67 | 37.03 | 20.49 | 15.89 | 17.37 |
|
- CAGR IN 10 YEARS
- 87.70%
- 0.0%
- 23.93%
Mar 2026 (CR) |
Mar 2025 (CR) |
Mar 2024 (CR) |
Mar 2023 (CR) |
Mar 2022 (CR) |
||
|---|---|---|---|---|---|---|
| PE | 7.99 | 10.51 | 14.22 | 9.29 | 0.00 |
|
| P/BV | 2.60 | 4.00 | 7.05 | 7.38 | 0.00 |
|
| MCAP Sales | 0.47 | 0.57 | 0.69 | 0.43 | 0.00 |
|
| Asset Turnover | 0.17 | 0.16 | 0.17 | 0.18 | 0.18 |
|
| EV/EBITDA | 7.31 | 7.86 | 11.55 | 7.11 | 0.00 |
|
| DEBT/EQUITY | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
| ROE | 37.94 | 46.19 | 63.61 | 129.56 | 48.44 |
|
| ROCE | 0.93 | 1.04 | 0.96 | 0.96 | 0.30 |
|
Quick Results Snapshot
Q1FY27 Quarterly Result Announced for Life Insurance Corporation of India
Life Insurance Corporation of India announced Q1FY27 results
Consolidated Financial Highlights:
- Net Profit: Consolidated Net Profit for Q1FY27 was Rs 13,584.25 crore, reflecting a YoY growth of 23.98% from Rs 10,957.05 crore in Q1FY26 and a QoQ decline of 42.11% from Rs 23,467.18 crore in Q4FY26.
- Total Premium Income (Net): This reached Rs 1,27,623.16 crore in Q1FY27, up by 6.69% YoY from Rs 1,19,618.41 crore in Q1FY26 and down by 22.68% QoQ from Rs 1,65,067.19 crore in Q4FY26.
- Profit Before Tax: For Q1FY27, profit before tax stood at Rs 13,686.39 crore, compared to Rs 10,985.77 crore in Q1FY26 and Rs 23,456.69 crore in Q4FY26.
- Full-Year Performance: For FY26, the consolidated Net Profit was Rs 57,453.15 crore.
Standalone Financial Highlights:
- Profit After Tax (PAT): For Q1FY27, the company reported a Net Profit of Rs 13,492.03 crore, representing a YoY growth of 22.81% from Rs 10,986.51 crore in Q1FY26. On a QoQ basis, the profit declined by 42.39% from Rs 23,420.43 crore in Q4FY26.
- Total Premium Income: Total premium income for Q1FY27 stood at Rs 1,27,250.41 crore, showing a YoY growth of 6.75% compared to Rs 1,19,200.39 crore in Q1FY26, and a QoQ decline of 22.73% from Rs 1,64,691.21 crore in Q4FY26.
- Total Income (Policyholders' Account): For Q1FY27, the total income was Rs 2,37,847.70 crore, representing a YoY increase of 6.72% from Rs 2,22,863.61 crore in Q1FY26 and a QoQ decrease of 14.08% from Rs 2,76,827.17 crore in Q4FY26.
- Value of New Business (VNB): The net VNB for Q1FY27 was Rs 3,136 crore, marking a significant YoY growth of 61.32% from Rs 1,944 crore in Q1FY26.
- VNB Margin: The net VNB margin expanded by 750 bps YoY to 22.9% in Q1FY27, compared to 15.4% in Q1FY26.
- Full Year Performance: For the full year FY26, the company recorded a Net Profit of Rs 57,418.55 crore and Total Premium Income of Rs 5,35,984.22 crore.
Business Highlights
- Market Share: LIC maintained its leadership in the Indian life insurance business with an overall market share of 60.10% by First Year Premium Income (FYPI). The market share in Individual business stood at 38.89% and Group business at 70.90% for Q1FY27.
- Annualized Premium Equivalent (APE): Total APE for Q1FY27 was Rs 13,692 crore, a YoY growth of 8.22% from Rs 12,652 crore. Individual Business APE contributed Rs 7,532 crore (up 6.67% YoY), and Group Business APE contributed Rs 6,160 crore (up 10.20% YoY).
- Assets Under Management (AUM): AUM grew by 4.10% YoY to Rs 59,39,384 crore as on June 30, 2026, compared to Rs 57,05,341 crore as on June 30, 2025.
- Solvency Ratio: The solvency ratio improved to 2.42 in Q1FY27 from 2.17 in Q1FY26.
- Persistency Ratios (Premium Basis): The 13th-month persistency ratio stood at 75.33% in Q1FY27 (vs 75.63% in Q1FY26), while the 61st-month ratio was 61.12% (vs 63.85% in Q1FY26).
- Individual Policies: A total of 31,02,281 policies were sold in the individual segment during Q1FY27, registering an increase of 2.06% YoY.
- Yield on Investments: Yield on policyholders' fund (excluding unrealized gains) was 8.28% in Q1FY27 compared to 8.45% in Q1FY26.
Segment-wise Performance (Standalone Segment Surplus/Deficit)
- Life Participating: Reported a surplus of Rs 25.45 crore in Q1FY27 compared to Rs 115.63 crore in Q1FY26.
- Life Non-Participating: Reported a surplus of Rs 11,415.48 crore in Q1FY27 compared to Rs 10,242.28 crore in Q1FY26.
- Pension Non-Participating: Reported a surplus of Rs 207.66 crore in Q1FY27 compared to Rs 154.86 crore in Q1FY26.
- Annuity Non-Participating: Reported a surplus of Rs 352.56 crore in Q1FY27 compared to Rs 317.32 crore in Q1FY26.
Shri R Doraiswamy, CEO & MD, LIC said: “We are happy to maintain our leadership in both Individual and Group Business during the first quarter of this financial year, despite increasing competitive intensity in the life insurance industry. Our overall market share by First Year Premium Income was 60.10% for the first quarter of FY 2026-27 and this fits in well with our market share strategy. What gives us even more happiness is that our VNB has grown by 61% plus and our VNB margin has expanded by 7.5% to 22.90% this year. This is a direct outcome of our product diversification and distribution strategy. I want to thank all our customers and our distributors and employees for their faith and efforts in these volatile times globally. Just very recently the Government of India has sold an additional 6.5% of shares through an OFS which has been well received by the markets. I want to welcome the new shareholders through the OFS into the LIC shareholder family and also thank the existing shareholders who have participated in the OFS for their continued faith in LIC. This year on 1st September 2026 LIC shall complete 70 years of existence and we hope we will bring many occasions of joy to our customers through innovative product launches and other initiatives.”
Stocks Comparison
Table
Chart
Company name |
LTP |
Market cap (Cr) |
Return (1Y %) |
Risk (Std. Dev.) |
PE Ratio |
Financial Year |
|---|---|---|---|---|---|---|
| Life Insurance Corporation of India | 407.70 | 515,740.31 | -7.90 | 0.06 | 8.67 | Mar 2026 |
| SBI Life Insurance Company Ltd | 1,731.00 | 173,689.42 | -4.05 | 0.06 | 68.26 | Mar 2026 |
| HDFC Life Insurance Company Ltd | 550.95 | 119,698.79 | -28.27 | 0.05 | 60.74 | Mar 2026 |
| ICICI Lombard General Insurance Company Ltd | 1,458.10 | 72,847.88 | -22.11 | 0.05 | 30.62 | Mar 2026 |
| ICICI Prudential Life Insurance Company Ltd | 492.00 | 71,399.98 | -18.01 | 0.08 | 44.57 | Mar 2026 |
| General Insurance Corporation of India | 351.00 | 61,579.44 | -4.06 | 0.04 | 6.93 | Mar 2026 |
| Star Health & Allied Insurance Company Ltd | 547.05 | 32,200.66 | 21.45 | 0.07 | 38.13 | Mar 2026 |
| New India Assurance Company Ltd | 187.66 | 30,926.37 | -2.66 | 0.14 | 39.79 | Mar 2026 |
| Go Digit General Insurance Ltd | 239.00 | 22,098.01 | -32.47 | 0.07 | 44.86 | Mar 2026 |
| Niva Bupa Health Insurance Company Ltd | 79.59 | 14,718.05 | -2.53 | 0.06 | 84.62 | Mar 2026 |
Corporate Action
- Announcement
- Board Meeting
- Dividend
- Split
- Rights
- Events
Update Of Analyst/Institutional Meet/Conference
Sep 18, 2026This is to inform that the Corporation have attended the Investors Meet on September 18 2026.
Life Insurance Corporation Of India - Clarification - Financial Results
Sep 09, 2026The Exchange has sought clarification from Life Insurance Corporation Of India for the quarter ended 30-Jun-2026 with respect to Regulation 33 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. On basis of above the Company is required to clarify the following: The response of the Company is awaited.
Intimation Of Analyst/Institutional Investor Meets/Conferences
Sep 08, 2026This is to inform that the Corporation is participating in three Invetor Meets/Conferences.
Life Insurance Corporation Of India - Change in Management
Aug 31, 2026Life Insurance Corporation Of India has informed the Exchange about the cessation of Senior Management Personnel.
Product Launch
Aug 31, 2026This is to inform that the Corporation has informed about new product launch.
Restructuring Under Regulation 30
Aug 27, 2026This is to inform that the Corporation has subscribed for Non-Convertible Debentures of Bajaj Finance Limited.
| Ex-Date | Purpose | Notes |
|---|---|---|
| 2026-08-06 | Quarterly Results | |
| 2026-05-21 | Audited Results & Final Dividend | |
| 2026-04-13 | Bonus issue | |
| 2026-02-05 | Quarterly Results | |
| 2025-11-06 | Quarterly Results | |
| 2025-08-07 | Quarterly Results | |
| 2025-05-27 | Audited Results & Final Dividend | |
| 2025-02-07 | Quarterly Results | |
| 2024-11-08 | Quarterly Results | |
| 2024-08-08 | Quarterly Results | |
| 2024-05-27 | Audited Results & Final Dividend | |
| 2024-02-08 | Quarterly Results & Interim Dividend | |
| 2023-11-10 | Quarterly Results | |
| 2023-08-10 | Quarterly Results | |
| 2023-05-24 | Audited Results & Final Dividend | |
| 2023-02-09 | Quarterly Results | |
| 2022-11-11 | Quarterly Results | |
| 2022-08-12 | Quarterly Results | |
| 2022-05-30 | Audited Results & Dividend |
| Ex-Date | Dividend Amount | Dividend Type | Record Date | Instrument Type |
|---|---|---|---|---|
| 2026-06-25 | 10 | FINAL | 2026-06-25 | Equity Share |
| 2025-07-25 | 12 | FINAL | 2025-07-25 | Equity Share |
| 2024-07-19 | 6 | FINAL | 2024-07-19 | Equity Share |
| 2024-02-21 | 4 | INTERIM | 2024-02-21 | Equity Share |
| 2023-07-21 | 3 | FINAL | 2023-07-21 | Equity Share |
| 2022-08-25 | 1.5 | FINAL | 2022-08-26 | Equity Share |
| Event Date | Event |
|---|---|
| May 29, 2026 | Bonus |
Insider & Institutional Activity
- Bulk Block Deals
- Insider Trading & SAST
Client name |
Deal Type |
Date |
Action |
Avg. price |
Quantity |
Exchange |
|---|---|---|---|---|---|---|
| Societe Generale | Block | 2024-04-23 |
Purchase |
974.60 | 141,807 | NSE |
| Marshall Wace Investment Strategies - Eureka Fund | Block | 2024-04-23 |
Sell |
974.60 | 141,807 | NSE |
| Marshall Wace Investment Strategies Eureka Fund | Block | 2024-01-25 |
Purchase |
907.20 | 66,507 | NSE |
| Marshall Wace Investment Strategies Tops Fund | Block | 2024-01-25 |
Purchase |
907.20 | 61,307 | NSE |
| Societe Generale | Block | 2024-01-25 |
Sell |
907.20 | 127,814 | NSE |
Client name |
Client Category |
Action |
Reported to Exchange |
Quantity |
Post Transaction Holding |
Avg. Price |
Regulation (Insider/SAST) |
Mode |
|---|---|---|---|---|---|---|---|---|
| President Of India | Promoter |
Disposal |
2026-08-31 | 822,333,558 | 11,384,912,004 | SAST 29(2) | Offer For Sale | |
| President Of India Acting Through And Represented By Minstry Of Finance | Promoter |
Disposal |
2026-08-10 | 822,333,558 | 11,384,912,004 | 383.69 | Insider Trading | Market Sale |
| President Of India, Acting Through The Ministry Of Finance, Government Of India | Promoter |
Disposal |
2026-08-07 | 822,333,558 | 11,384,912,004 | SAST 29(2) | Offer For Sale |
About Life Insurance Corporation of India
Stock PE (TTM)
Promoter Holding
Book Value
ROCE
ROE
Life Insurance Corporation of India was established on September 01, 1956 under the Life Insurance Corporation Act, 1956. The Corporation obtained Certificate of Registration, to undertake the business of life insurance by a Certificate dated September 20, 1956 issued by the Controller of Insurance in accordance with the provisions of the Insurance Act. The Corporation obtained the Certificate of Registration from the IRDAI to undertake life insurance business on January 1, 2001 which was renewed on an annual basis under Section 3A of the Insurance Act. Further, pursuant to amendment to Section 3A of the Insurance Act with effect from December 2014, the process of annual renewal of Certificate of Registration was discontinued. The Corporation is governed by provisions of the governing Act; it is also registered with the Insurance Regulatory and Development Authority of India (IRDAI) and is subject to such provisions of Insurance Regulatory and Development Authority (IRDA) Act, 1999 as amended, and regulations that are not inconsistent with the Act.
LIC is engaged in the business of Life Insurance in and outside India. The Corporation`s life insurance business comprises of individual life and group business, including participating, non-participating, pension, group gratuity, group leave encashment, group superannuation, group immediate annuity, unit-linked insurance products, variable insurance products, health and micro insurance. The company is providing insurance services like various insurance plans, pension plans, unit linked plans, micro insurance plans, withdrawal plan and health plan.
The market share of the company in policy segment is 71.76% with a total of 204.65 lakhs policies being distributed. The total income of LIC in FY 2022-2023 was Rs. 7,88,043.28 crores, total premium income was Rs. 4,74,004.61 crores and a total asset value of Rs. 45,50,571 crores.
The history of LIC share price is:
|
1-Year Change in LIC Share Price |
71.15% |
|
1-Year High of LIC Share Price |
Rs. 1105.25 |
|
1-Year Low of LIC Share Price |
Rs. 531.85 |
|
5-Year Change in LIC Share Price |
11.24% |
|
5-Year High of LIC Share Price |
Rs. 1105.25 |
|
5-Year Low of LIC Share Price |
Rs. 531.85 |
Life Insurance Corporation of India share price as on 21 Sep 2026 is Rs. 407.7. Over the past 6 months, the Life Insurance Corporation of India share price has increased by 4.84% and in the last one year, it has decreased by 7.9%. The 52-week low for Life Insurance Corporation of India share price was Rs. 360.75 and 52-week high was Rs. 468.48.
Independent Director
Independent Director
Managing Director & Chief Executive Officer
Managing Director
Independent Director
Managing Director
Company Sec. & Compli. Officer
Independent Director
Independent Director
Independent Director
Nominee (Govt)
Independent Director
Independent Director
Nominee (Govt)
543526
LICI
INE0J1Y01017
Jul
Life Insurance Corporation of India FAQs
You can buy Life Insurance Corporation of India shares through a brokerage firm. ICICIdirect is a registered broker through which you can place orders to buy Life Insurance Corporation of India Share.
Company share prices and volatile and keep changing according to the market conditions. As of Sep 18, 2026 03:59 PM the closing price of Life Insurance Corporation of India was Rs.407.70.
The latest PE ratio of Life Insurance Corporation of India as of Sep 18, 2026 03:59 PM is 8.67
The latest PB ratio of Life Insurance Corporation of India as of Sep 18, 2026 03:59 PM is 2.90
The 52-week high of Life Insurance Corporation of India share price is Rs. 468.48 while the 52-week low is Rs. 360.75
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of Sep 18, 2026 03:59 PM, the market cap of Life Insurance Corporation of India stood at Rs. 515,740.30 Cr.
Market Outlook
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