Bajaj Finance Ltd is an Indian non-banking financial company (NBFC). It is a part of the Bajaj Finserv Group and is known for offering a wide range of lending and financial products. The company serves retail customers, small businesses, and commercial clients with loans, deposits, co-branded credit cards, and digital financial solutions. Bajaj Finance is recognised for its strong customer service, fast processing, and technology-driven approach. With millions of active customers, it is one of the most trusted consumer finance companies in the country.
Introduction & Incorporation
Bajaj Finance Ltd was incorporated in 1987 and is headquartered in Pune, Maharashtra. It is a public limited company operating in the financial services sector. The company started as a vehicle finance provider and gradually expanded into consumer durable loans, personal loans, business loans, co-branded credit cards, and digital lending. As part of the Bajaj Finserv ecosystem, the company benefits from a strong brand, diversified products, and advanced risk management practices.
Bajaj Finance Ltd Business Segments and Revenue Model
BFL’s business model is centred around technology and a cross-selling strategy, which uses data analytics to offer multiple products to its large customer base, which now exceeds 100 million individuals. The company’s revenue is primarily generated from the interest income earned on its loans, as well as fees and charges from various financial services.
- Consumer Lending: This includes the highly popular Easy EMI loans for buying consumer durables (like TVs and smartphones), lifestyle products, and personal loans for various needs.
- SME Lending: Providing financial assistance, such as business loans and professional loans, to small and medium enterprises.
- Commercial Lending: Offering tailored financing products to large corporations and businesses.
- Deposits & Wealth Management: Accepting fixed deposits from the public (a major source of funding).
Bajaj Finance Ltd Key Milestones
- 1987: Incorporated as Bajaj Auto Finance Limited.
- 1998: The company launched its Initial Public Offer (IPO) and was listed on the stock exchanges.
- 2010: Rebranded as Bajaj Finance Limited.
- 2012: The company introduced India’s first EMI Card along with Flexisaver.
- 2019: Bajaj Financial Securities started its operations
- 2023: Grew into one of India’s largest NBFCs by AUM and customer base.
- 2025: In FY2025, BFL achieved Rs 4.16 lakh crore consolidated AUM milestone.
Bajaj Finance Ltd Awards & Recognitions
- Bajaj Finance won “Best Large NBFC” FY2024 at Business Today Awards 2025.
- Bajaj Finance was recognized as “Most Committed to ESG” Bronze category company in India for 2024 by FinanceAsia.
- Bajaj Finance ranked among top 30 best BFS Sector workplaces 2022, by Great Place to Work Institute.
- Bajaj Finance featured among India’s Best Employers 2019 by Aon Hewitt
(Data as of Jan 2026)
Bajaj Finance share price as on 27 Feb 2026 is Rs. 995.9. Over the past 6 months, the Bajaj Finance share price has increased by 13.65% and in the last one year, it has increased by 14.4%. The 52-week low for Bajaj Finance share price was Rs. 821.13 and 52-week high was Rs. 1102.5.
Bajaj Finance Ltd is an Indian non-banking financial company (NBFC). It is a part of the Bajaj Finserv Group and is known for offering a wide range of lending and financial products. The company serves retail customers, small businesses, and commercial clients with loans, deposits, co-branded credit cards, and digital financial solutions. Bajaj Finance is recognised for its strong customer service, fast processing, and technology-driven approach. With millions of active customers, it is one of the most trusted consumer finance companies in the country.
Introduction & Incorporation
Bajaj Finance Ltd was incorporated in 1987 and is headquartered in Pune, Maharashtra. It is a public limited company operating in the financial services sector. The company started as a vehicle finance provider and gradually expanded into consumer durable loans, personal loans, business loans, co-branded credit cards, and digital lending. As part of the Bajaj Finserv ecosystem, the company benefits from a strong brand, diversified products, and advanced risk management practices.
Bajaj Finance Ltd Business Segments and Revenue Model
BFL’s business model is centred around technology and a cross-selling strategy, which uses data analytics to offer multiple products to its large customer base, which now exceeds 100 million individuals. The company’s revenue is primarily generated from the interest income earned on its loans, as well as fees and charges from various financial services.
- Consumer Lending: This includes the highly popular Easy EMI loans for buying consumer durables (like TVs and smartphones), lifestyle products, and personal loans for various needs.
- SME Lending: Providing financial assistance, such as business loans and professional loans, to small and medium enterprises.
- Commercial Lending: Offering tailored financing products to large corporations and businesses.
- Deposits & Wealth Management: Accepting fixed deposits from the public (a major source of funding).
Bajaj Finance Ltd Key Milestones
- 1987: Incorporated as Bajaj Auto Finance Limited.
- 1998: The company launched its Initial Public Offer (IPO) and was listed on the stock exchanges.
- 2010: Rebranded as Bajaj Finance Limited.
- 2012: The company introduced India’s first EMI Card along with Flexisaver.
- 2019: Bajaj Financial Securities started its operations
- 2023: Grew into one of India’s largest NBFCs by AUM and customer base.
- 2025: In FY2025, BFL achieved Rs 4.16 lakh crore consolidated AUM milestone.
Bajaj Finance Ltd Awards & Recognitions
- Bajaj Finance won “Best Large NBFC” FY2024 at Business Today Awards 2025.
- Bajaj Finance was recognized as “Most Committed to ESG” Bronze category company in India for 2024 by FinanceAsia.
- Bajaj Finance ranked among top 30 best BFS Sector workplaces 2022, by Great Place to Work Institute.
- Bajaj Finance featured among India’s Best Employers 2019 by Aon Hewitt
(Data as of Jan 2026)
Bajaj Finance share price as on 27 Feb 2026 is Rs. 995.9. Over the past 6 months, the Bajaj Finance share price has increased by 13.65% and in the last one year, it has increased by 14.4%. The 52-week low for Bajaj Finance share price was Rs. 821.13 and 52-week high was Rs. 1102.5.
