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Paisalo Digital Ltd share Price Today

Company details

63.80
64.95
23.85
99.63
6M Return 55.43%
1Y Return 146.55%
Mkt Cap.(Cr) 5,778.91
Volume 412,075
Div Yield 0.16%
OI
-
OI Chg %
-
Volume 412,075

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Finance company Paisalo Digital announced Q4FY24 & FY24 results:

Financial Highlights:

  • Consolidated Profit after tax of Rs 1,790 million in FY24
  • Consolidated Assets Under Management of Rs 45,860 million as of 31 March 2024
  • Highest ever increase in Customer franchise to 4.29 million in FY24
  • NNPA at 0.02%
  • Customer franchise stood at 4.29 million as of 31 March 2024 as compared to 1.50 million as of 31 March 2023.
  • Assets under management (AUM) grew by 31% to Rs 45,860 million as of 31 March 2024 from Rs 34,928 million as of 31 March 2023.
  • Revenue for FY24 increased by 39% to Rs 6,587 million from Rs 4,732 million in FY23.
  • Disbursements grew by 38% to Rs 35,902 million as of 31 March 2024 as compared to Rs 25,996 million as of March 31, 2023.
  • Co-Lending Loan Disbursement grew by 100% to approximately Rs 11,280 million as of 31 March 2024 as compared to Rs 5,640 million as of March 31, 2023.
  • Profit after tax for FY24 increased by 91% to Rs 1,790 million from Rs 936 million in FY23.
  • Gross NPA (GNPA) and Net NPA (NNPA) as of 31 March 2024 stood at 0.21% and 0.02% respectively, as compared to GNPA 0.25% and NNPA 0.02% as of March 31, 2023.
  • Capital adequacy ratio as of 31 March 2024 was 35.92%.

Result PDF

View Other Company Results

Paisalo Digital Ltd shares SWOT Analysis

Strengths (8)

  • Company with high TTM EPS Growth
  • Good quarterly growth in the recent results
  • Effectively using its capital to generate profit - RoCE improving in last 2 years

Weakness (3)

  • Poor cash generated from core business - Declining Cash Flow from Operations for last 2 years
  • Declining Net Cash Flow : Companies not able to generate net cash
  • Book Value Per Share deteriorating for last 2 years

Opportunity (1)

  • Highest Recovery from 52 Week Low

Threats (2)

  • Increase in Provisions in Recent Results
  • RSI indicating price weakness

Resistance and support

R1 64.9
R2 65.5
R3 66.1
Pivot

64.37

S1 63.8
S2 63.2
S3 62.6
EMA SMA
67.2
68.7
65.1
56.6
66.0
69.0
67.6
52.4
Delivery and volume
CLIENT NAME DEAL TYPE ACTION DATE AVG. PRICE QUANTITY EXCHANGE
GRAVITON RESEARCH CAPITAL LLP Bulk Purchase 2024-01-31 128.91 2279645 NSE
GRAVITON RESEARCH CAPITAL LLP Bulk Sell 2024-01-31 128.85 2279645 NSE
SOCIETE GENERALE Block Purchase 2024-01-25 101 1004786 BSE
Name Category Shares
SUNIL AGARWAL PROMOTER 16.79%
SANTANU AGARWAL PROMOTER 5.35%
SUNEETI AGARWAL PROMOTER 1.14%
EQUILIBRATED VENTURE CFLOW PRIVATE LIMITED PROMOTER 19.72%
PRI CAF PRIVATE LIMITED PROMOTER 3.82%
PRO FITCCH PRIVATE LIMITED PROMOTER 3.55%

FINANCIALS

Sales
Operating Profit
Profit after Tax
Equity
Reserves and Surplus
Debt
Sales
Operating Profit
Profit after Tax
PE
Debt/Equity
P BV

Paisalo Digital Ltd Stocks COMPARISON

Financials( in Cr) Paisalo Digital Ltd Bajaj Finance Ltd Bajaj Finserv Ltd Indian Railway Finance Corporation Ltd Jio Financial Services Ltd
Price 64.35 6,895.50 1,595.80 184.55 360.05
% Change 1.10 0.86 -0.37 0.30 -1.46
Mcap Cr 5,778.91 426,828.69 254,608.13 241,179.28 228,749.99
Revenue TTM Cr 473.19 41,398.35 82,071.70 23,891.95 44.84
Net Profit TTM Cr 93.62 11,507.69 12,209.54 6,337.01 31.25
PE TTM 32.36 29.53 31.23 37.60 142.33
1 Year Return 146.55 1.61 11.87 445.20 44.66
ROCE 11.22 11.76 12.69 5.32 0.03
ROE 8.59 23.46 28.18 14.66 0.02
INSIDER & INSTITUTIONAL ACTIVITY

Equity Capital: 1,162.54 Cr FV: 1.00

Period MF Net Purchase / (sold) FII Net
LAST 1M 35,090.66 -22,978.04
LAST 3M 106,793.94 -34,010.07
LAST 6M 169,541.16 45,373.47
LAST 12M 268,709.66 125,819.23

Paisalo Digital Ltd Information

Stock PE (TTM)
32.36
Promoter Holding
35.31%
Book Value
14.766
ROCE
11.22%
ROE
8.59%
Description
  • Paisalo Digital Ltd (Erstwhile known S. E. Investments Limited (SEIL)) was incorporated as Private Limited Company in the state of Uttar Pradesh and started commercial vehicle finance. The Company is a Systemically Important Non-Deposit Taking Non-Banking Financial Company engaged in providing loans. It is primarily focusing on financing self-employed borrowers, a segment which is still untapped / unserved, driven by rising affluence, aspirations and favorable demographics. The company operates through three divisions, namely Financial Services division, Microcredit division and Alternate Energy. The Financial Services division offers hire-purchase and leasing services for motor vehicles; and personal loans, business loans, and loans against property to individuals and corporate bodies. This division also provides fixed deposit schemes and safe deposit locker facilities. The Microcredit division offers loans to low-income households. This division provides income generation loans, loans to rickshaw pullers, Islamic Microcredit, and microfinance housing. The Alternate Energy division owns and operates 2.4 MW wind energy generation unit located in Vani Vilas Sagar at Chitradurga, Karnataka; and 0.8 MW wind energy generation unit located at Bhu/Kita, Jaisalmer, Rajasthan. SEIL Microfin Ltd was incorporated on March 5, 1992 as a private limited company with the name SE Investment Ltd. In March 1, 1995, the company was converted into a public limited company. Starting from July 2001, the company entered the business of extending loans and advances against security of specific assets specially vehicles and/or property. In December 2003, they took personal loan segment. During the year 2005-06, the company forayed into new vistas and entered in extending personal loans and advanced to individuals belonging to weaker sections. They opened their new branch offices at Jaipur, Ahmedabad and Jodhpur. The company set up 0.80 MW Wind Energy Generator (WEG) in Jaisalmer, Rajasthan. Also, they made a tie-up with concerned State Electricity Boards for the sale of power generated through their WEG`s. During the year 2007-08, the company shares are listed on Bombay Stock Exchange Ltd with effect from October 11, 2007. During the year 2008-09, the company started finance scheme for the benefit of rickshaw pullers. By this scheme, a rickshaw puller can finance the rickshaw from the Company and can conveniently repay the loan amount in the daily installments of Rs 30 each for 400 days with weekly off. The company along with Unnati Financial Services Pvt Ltd set up bio power plants. The main raw material is gobar (dung) and bio waste. During the year 2009-10, as per the scheme of amalgamation, Unnati Financial Services Pvt Ltd merged with the company with effect from August 31, 2008. In July 2010, the name of the company was changed from SE Investments Ltd to SEIL Microfin Ltd to highlight the company`s core expertise in microfinance. On 25th April, 2009, the erstwhile Unnati Financial Services Private Limited was amalgamated with the Company through Scheme of Amalgamation sanctioned by Delhi High Court vide its order dated 24th Sep. 2009, which became effective on 4th Nov. 2009 and consequently, the assets and liabilities of erstwhile Unnati Financial Services Private Limited stand transferred to and vested in the Company with effect from the appointed date i.e. 31st Aug. 2008. During the year 2010-11, the Scheme of Arrangement amongst M/s S. E. Investments Ltd. (Transferor Company) (presently known as Paisalo Digital Ltd), M/s S. E. Power Ltd. (Transferee Company) and their Respective Shareholders was approved on 19th November, 2010, which became effective from September 30, 2010, the Appointed Date of the said Scheme. During FY 2015-16, the Company opened 9 new branches in the State of Rajasthan; in 2016-17 opened 4 new branches in the state of Uttar Pradesh and started operations from Indri in Haryana. On February 23, 2018 Agarwal Meadows Private Limited (Transferor Company) was amalgamated with Paisalo Digital Limited (Transferee Company) through Scheme of Amalgamation sanctioned by the Tribunal at New Delhi vide its order dated May 17, 2019 and pursuant to the said Scheme as sanctioned by the Tribunal all the assets and liabilities of the Transferor Company had been transferred and vested in the Transferee Company with effect from December 31, 2017.

No Data Found

AGM Date (Month) : Sep
Face Value Equity Shares : 1
Market Lot Equity Shares : 1
BSE Code : 532900
NSE Code : PAISALO
Book Closure Date (Month) : Sep
BSE Group : A
ISIN : INE420C01059

FAQ’s on Paisalo Digital Ltd Shares

You can buy Paisalo Digital Ltd shares through a brokerage firm. ICICIdirect is a registered broker through which you can place orders to buy Paisalo Digital Ltd Share.

Company share prices and volatile and keep changing according to the market conditions. As of May 27, 2024 03:58 PM the closing price of Paisalo Digital Ltd was Rs.64.35.

Market capitalization or market cap is determined by multiplying the current market price of a company�s shares with the total number of shares outstanding. As of May 27, 2024 03:58 PM, the market cap of Paisalo Digital Ltd stood at Rs. 5,778.91.

The latest PE ratio of Paisalo Digital Ltd as of May 27, 2024 03:58 PM is 32.36

The latest PB ratio of Paisalo Digital Ltd as of May 27, 2024 03:58 PM is 0.23

The 52-week high of Paisalo Digital Ltd share price is Rs. 99.63 while the 52-week low is Rs. 23.85

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