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UJJIVAN SMALL FINANCE BANK SHARE PRICE

Sector Banks
BSE 542904
NSE UJJIVANSFB
65.02
1.05 (1.64 %)
Buy
B
Sell
S
NSE BSE

Overview

1D 1W 1M 3M 6M 1Yr 3Yr 5Yr 10Yr Max
Price PE Ratio
Day Low

63.88

Day High

65.30

52 Week Low

43.85

52 Week High

73.94

All Time Low

13.50

All Time High

73.94

Open

64.05

Close

63.97

Volume

4,749,884

Mkt cap (Cr)

12,648.05

P/E ratio

13.98

P/B ratio

1.88%

Div yield

0.00%

6M return

26.84%

1Y return

42.12%

SWOT Analysis

  • S
  • W
  • O
  • T
  • Strength (10)

    Companies which are seeing rising net profit margins for both quarter and TTM

  • Weakness (7)

    Declining ROCE

  • Opportunity (1)

    FII / FPI or Institutions increasing their shareholding

  • Threats (0)
  • Companies with rising net profit margins - quarterly as well as TTM basis
  • Companies with high TTM EPS Growth
  • Good quarterly growth in the recent results
  • Growth in Net Profit with increasing Profit Margin (QoQ)
  • Increasing Revenue every Quarter for the past 4 Quarters
  • Increasing profits every quarter for the past 4 quarters
  • Book Value per share Improving for last 2 years
  • Companies with Zero Promoter Pledge
  • Decrease in NPA in recent results
  • Decrease in Provision in recent results
  • Inefficient use of capital to generate profits - RoCE declining in the last 2 years
  • Inefficient use of shareholder funds - ROE declining in the last 2 years
  • Inefficient use of assets to generate profits - ROA declining in the last 2 years
  • Declining Net Cash Flow : Companies not able to generate net cash
  • Annual net profit declining for last 2 years
  • Companies Increasing Debt as per Annual Report
  • RSI indicating price weakness
  • FII / FPI or Institutions increasing their shareholding
Data not found

Technical Analysis

Moving Averages

EMA SMA
  • 5 Day 64.7
  • 10 Day 65.1
  • 12 Day 65.3
  • 20 Day 66.1
  • 26 Day 66.4
  • 50 Day 66.1
  • 100 Day 63.8
  • 200 Day 59.9
65.02 1.64%

Current Price

  • Bullish Moving Averages 8
  • Bearish Moving Averages 8

Resistance and support

64.73PIVOT
  • First Resistance 65.6
  • Second Resistance 66.2
  • Third Resistance 67.0
  • First Support 64.2
  • Second Support 63.3
  • Third Support 62.7

Company Financials

  • Profit and loss statement
  • Balance sheet
  • Quarterly Result
  • Ratio
  • CAGR IN 10 YEARS
  • 48.91%
  • 77.62%
  • 195.76%
Mar 2026 (CR)
Mar 2025 (CR)
Mar 2024 (CR)
Mar 2023 (CR)
Mar 2022 (CR)
NII 3,871.01 3,636.27 3,409.45 2,697.90 1,773.59
Total Income 4,978.53 4,482.47 4,196.20 3,287.09 2,133.48
Pre Provision Profit (PPP) 1,710.13 1,689.22 1,917.10 1,485.04 637.10
PPP as % of Advances 4.30 5.38 7.13 6.98 3.91
Provision Expense 799.10 747.65 214.93 17.80 1,187.46
PAT 692.63 726.10 1,281.49 1,099.92 -414.59
EPS 3.57 3.75 24.70 5.52 -2.40
  • CAGR IN 10 YEARS
  • 17.15%
  • 23.70%
  • 82.20%
Mar 2026 (CR)
Mar 2025 (CR)
Mar 2024 (CR)
Mar 2023 (CR)
Mar 2022 (CR)
Equity 1,942.71 1,935.00 518.73 2,154.71 1,928.31
Networth 6,815.68 6,083.40 5,613.50 4,209.11 2,802.63
Deposits 45,668.33 37,630.48 31,462.16 25,537.68 18,292.22
Borrowing 3,736.01 2,845.36 2,170.82 2,641.46 1,763.56
Advances 39,760.55 31,390.00 26,882.92 21,289.66 16,303.17
Investment 12,724.25 11,729.99 9,766.02 8,510.31 4,152.93
Total Assets 56,220.02 46,559.25 39,246.47 32,388.25 22,858.41
Jun 2026 (CR)
Mar 2026 (CR)
Dec 2025 (CR)
Sep 2025 (CR)
Jun 2025 (CR)
NII 1,187.35 1,092.89 1,000.47 921.68 855.95
Total Income 1,443.36 1,399.59 1,295.95 1,178.03 1,104.94
PPP 548.06 514.60 439.80 395.24 360.48
PPP as % of advances 1.31 1.29 1.21 1.17 1.11
Provision Expense 127.32 143.85 195.34 234.96 224.94
PAT 316.54 281.97 185.72 121.72 103.22
Advances 41,980.00 39,761.00 36,228.00 33,808.00 32,501.00
Deposits 48,129.00 45,668.00 42,223.00 39,211.00 38,619.00
GNPA 923.65 916.71 879.39 843.11 834.35
NNPA 141.66 170.44 208.08 225.00 226.12
  • CAGR IN 10 YEARS
  • 17.15%
  • 23.70%
  • 56.37%
Mar 2026 (CR)
Mar 2025 (CR)
Mar 2024 (CR)
Mar 2023 (CR)
Mar 2022 (CR)
PE 14.17 9.17 6.77 4.50 -6.17
P/BV 1.44 1.09 1.55 1.23 0.98
NIM 8.08 8.67 9.06 9.48 8.79
GNPA 2.26 2.18 2.23 2.88 7.34
NNPA 0.43 0.49 0.28 0.04 0.61
ROE 10.74 12.42 26.63 32.67 0.00
ROA 1.37 1.67 3.47 4.04 -2.04
CRAR 0.00 0.00 0.00 0.00 0.00

Quick Results Snapshot

Q1FY27 Quarterly Result Announced for Ujjivan Small Finance Bank Ltd.

Ujjivan Small Finance Bank announced Q1FY27 results

Financial Highlights:

  • Total Income for Q1FY27 stood at Rs 2,28,093 lakh, representing a growth of 22.12% YoY from Rs 1,86,783 lakh in Q1FY26 and a 4.39% QoQ increase from Rs 2,18,506 lakh in Q4FY26.
  • Interest Earned during Q1FY27 reached Rs 2,02,492 lakh, showing a YoY increase of 25.08% compared to Rs 1,61,884 lakh in Q1FY26 and a QoQ growth of 7.80% from Rs 1,87,836 lakh in Q4FY26.
  • Other Income for Q1FY27 was Rs 25,601 lakh, which increased by 2.82% YoY from Rs 24,899 lakh in Q1FY26, but declined by 16.53% QoQ from Rs 30,670 lakh in Q4FY26.
  • Net Profit for Q1FY27 stood at Rs 31,654 lakh, a significant YoY growth of 206.66% against Rs 10,322 lakh in Q1FY26 and a QoQ growth of 12.26% from Rs 28,197 lakh in Q4FY26.
  • Operating Profit (before provisions and contingencies) was Rs 54,806 lakh in Q1FY27, up by 52.04% YoY from Rs 36,048 lakh and up 6.50% QoQ from Rs 51,460 lakh in Q4FY26.
  • Provisions (other than tax) and contingencies for Q1FY27 were Rs 12,732 lakh, reflecting a 43.40% YoY decrease from Rs 22,494 lakh and a 11.49% QoQ decrease from Rs 14,385 lakh.
  • The bank's Net Worth as of Q1FY27 stood at Rs 7,14,426 lakh.

Business Highlights:

  • Asset Quality: Gross NPA for Q1FY27 improved to 2.16% compared to 2.52% in Q1FY26 and 2.26% in Q4FY26. Net NPA for Q1FY27 stood at 0.34% against 0.70% in Q1FY26 and 0.43% in Q4FY26.
  • Capital Adequacy: The Capital Adequacy Ratio (CAR) for Q1FY27 was 20.36%, compared to 22.77% in Q1FY26 and 21.14% in Q4FY26.
  • Segment Performance (Revenue):
    • Retail Banking: Contributed the highest revenue of Rs 1,98,010 lakh in Q1FY27, up from Rs 1,53,972 lakh in Q1FY26.
    • Treasury: Generated revenue of Rs 23,737 lakh in Q1FY27 compared to Rs 26,819 lakh in Q1FY26.
    • Wholesale Banking: Recorded revenue of Rs 6,346 lakh in Q1FY27 compared to Rs 5,992 lakh in Q1FY26.
  • Employee Stock Options: During Q1FY27, the bank allotted 25,41,377 equity shares pursuant to the exercise of stock options under the ESOP 2019 plan.
  • Floating Provision: As of June 30, 2026, the bank carries a floating provision of Rs 18,067 lakh.

Result PDF

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Q4FY26 & FY26 Result Announced for Ujjivan Small Finance Bank Ltd.

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Q3FY26 Quarterly Result Announced for Ujjivan Small Finance Bank Ltd.

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Q2FY26 Quarterly Result Announced for Ujjivan Small Finance Bank Ltd.

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Q1FY26 Quarterly Result Announced for Ujjivan Small Finance Bank Ltd.

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Q4FY25 & FY25 Result Announced for Ujjivan Small Finance Bank Ltd.

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Q3FY25 Quarterly Result Announced for Ujjivan Small Finance Bank Ltd.

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Q2FY25 Quarterly Result Announced for Ujjivan Small Finance Bank Ltd.

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Q1FY25 Quarterly Result Announced for Ujjivan Small Finance Bank Ltd.

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Q4FY24 Quarterly & FY24 Annual Result Announced for Ujjivan Small Finance Bank Ltd.

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Q2FY24 Quarterly Result Announced for Ujjivan Small Finance Bank Ltd.

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Q1FY24 Quarterly Result Announced for Ujjivan Small Finance Bank Ltd.

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Q4FY23 Quarterly & FY23 Annual Result Announced for Ujjivan Small Finance Bank Ltd.

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Q3FY23 Quarterly Result Announced for Ujjivan Small Finance Bank Ltd.

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Q2FY23 Quarterly Result Announced for Ujjivan Small Finance Bank Ltd.

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Q1FY23 Quarterly Result Announced for Ujjivan Small Finance Bank Ltd.

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Q4FY22 Quarterly Result Announced for Ujjivan Small Finance Bank Ltd.

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Q3FY22 Quarterly Result Announced for Ujjivan Small Finance Bank Ltd.

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Q2FY22 Quarterly Result Announced for Ujjivan Small Finance Bank Ltd.

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Q1FY22 Result Announced for Ujjivan Small Finance Bank Ltd.

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Shareholding Pattern

Summary

Name
Category
Shares
Share %
SUNDARAM MUTUAL FUND A/C SUNDARAM SMALL CAP FUND Institutional 64,594,631 3.3%
AXIS MUTUAL FUND TRUSTEE LIMITED A/C AXIS MUTUAL F Institutional 60,796,783 3.1%
FRANKLIN INDIA OPPORTUNITES FUND Institutional 57,486,238 3.0%
KOTAK SMALL CAP FUND Institutional 42,463,969 2.2%
UNION FLEXI CAP FUND Institutional 38,499,895 2.0%
ADITYA BIRLA SUN LIFE TRUSTEE PRIVATE LIMITED A/C Institutional 38,359,165 2.0%
CANARA ROBECO MUTUAL FUND A/C CANARA ROBECO SMALL Institutional 36,198,332 1.9%
MAHINDRA MANULIFE VALUE FUND Institutional 35,324,042 1.8%
DSP SMALL CAP FUND Institutional 28,998,898 1.5%
UTI-BANKING AND FINANCIAL SERVICES FUND Institutional 24,359,221 1.3%
BARODA BNP PARIBAS ELSS FUND Institutional 21,919,586 1.1%
INTERNATIONAL FINANCE CORPORATION Institutional 62,132,650 3.2%
HUF Public 24,174,841 1.2%

Historical Promoter Summary

Promoter Holding(%)

Historical FII Holdings

FII Holding(%)

Historical MF Holdings

MF Holding(%)

Stocks Comparison
Table Chart

Company name
LTP
Market cap (Cr)
Return (1Y %)
Risk (Std. Dev.)
PE Ratio
Financial Year
Ujjivan Small Finance Bank Ltd 65.02 12,669.41 42.12 - 13.98 Mar 2026
HDFC Bank Ltd 731.00 1,126,960.78 -24.37 0.07 13.62 Mar 2026
ICICI Bank Ltd 1,338.90 961,076.30 -5.66 0.05 16.06 Mar 2026
State Bank of India 996.20 919,568.99 16.22 0.09 10.19 Mar 2026
Kotak Mahindra Bank Ltd 412.50 410,340.81 0.60 0.06 20.24 Mar 2026
Axis Bank Ltd 1,257.00 391,366.25 11.63 0.08 13.83 Mar 2026
Union Bank of India 176.56 134,778.94 28.85 0.09 6.55 Mar 2026
Punjab National Bank 117.27 134,777.75 4.73 0.09 6.09 Mar 2026
Bank of Baroda 234.94 121,495.98 -4.45 0.09 6.60 Mar 2026
Indian Bank 839.80 113,118.04 19.33 0.08 8.90 Mar 2026
Canara Bank 123.78 112,276.52 6.48 0.10 5.65 Mar 2026
IDBI Bank Ltd 83.06 89,309.45 -10.64 0.18 9.56 Mar 2026
Federal Bank Ltd 332.75 82,273.67 67.24 0.09 16.99 Mar 2026
AU Small Finance Bank Ltd 1,058.60 79,456.20 49.36 0.09 27.35 Mar 2026
IndusInd Bank Ltd 966.30 75,288.75 30.75 0.10 56.40 Mar 2026
IDFC First Bank Ltd 85.92 74,081.91 19.60 0.11 32.34 Mar 2026
Yes Bank Ltd 22.72 71,314.21 7.42 0.10 19.27 Mar 2026
RBL Bank Ltd 415.90 64,532.81 57.30 0.08 70.47 Mar 2026
Bank of Maharashtra 83.54 64,255.25 45.77 0.12 8.37 Mar 2026
Bank of India 140.00 63,737.35 17.02 0.10 5.41 Mar 2026
Indian Overseas Bank 32.17 61,948.45 -20.72 0.06 10.41 Mar 2026
UCO Bank 23.75 29,781.45 -22.11 0.11 10.56 Mar 2026
Central Bank of India 31.73 28,720.10 -16.10 0.10 6.29 Mar 2026
Bandhan Bank Ltd 175.00 28,195.08 6.53 0.16 20.83 Mar 2026
City Union Bank Ltd 235.79 23,361.77 54.60 0.10 16.65 Mar 2026
Jammu and Kashmir Bank Ltd 146.58 16,141.13 40.87 0.08 7.01 Mar 2026
Tamilnad Mercantile Bank Ltd 895.75 14,184.33 107.73 0.12 9.80 Mar 2026
South Indian Bank Ltd 46.07 12,067.12 57.34 0.11 7.98 Mar 2026
Karnataka Bank Ltd 313.80 11,873.78 79.06 0.10 8.26 Mar 2026
Equitas Small Finance Bank Ltd 74.09 8,476.84 32.68 0.12 16.50 Mar 2026
DCB Bank Ltd 218.35 7,034.78 68.84 0.13 8.91 Mar 2026
CSB Bank Ltd 336.15 5,831.73 -5.30 - 8.79 Mar 2026
Jana Small Finance Bank Ltd 527.30 5,576.33 12.89 0.12 14.68 Mar 2025
View More

Corporate Action

  • Announcement
  • Board Meeting
  • Dividend
  • Split
  • Rights
  • Events
NSE Announcement

Announcement under Regulation 30 (LODR)-Press Release / Media Release

Sep 18, 2026

Intimation regarding Press Release issued by the Bank

Ujjivan Small Finance Bank Limited - Press Release

Sep 18, 2026

Ujjivan Small Finance Bank Limited has informed the Exchange regarding a press release dated September 18, 2026, titled "Ujjivan Small Finance Bank launches Nothing Small About Us campaign with R. Madhavan as Brand Ambassador".

Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation

Sep 17, 2026

Intimation of Non-Deal Roadshow

Ujjivan Small Finance Bank Limited - Analysts/Institutional Investor Meet/Con. Call Updates

Sep 17, 2026

Ujjivan Small Finance Bank Limited has informed the Exchange about Schedule of meet

Announcement under Regulation 30 (LODR)-Credit Rating

Sep 16, 2026

Intimation of Credit Rating received from ICRA

Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation

Sep 11, 2026

Intimation regarding Investor Meetings

Ujjivan Small Finance Bank Limited - Analysts/Institutional Investor Meet/Con. Call Updates

Sep 08, 2026

Ujjivan Small Finance Bank Limited has informed the Exchange about Schedule of investor meetings

Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation

Sep 08, 2026

Intimation of Investor meetings

Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation

Sep 04, 2026

Intimation regarding investor meetings.

Ujjivan Small Finance Bank Limited - Analysts/Institutional Investor Meet/Con. Call Updates

Sep 04, 2026

Ujjivan Small Finance Bank Limited has informed the Exchange about Schedule of meet

Ujjivan Small Finance Bank Limited - Analysts/Institutional Investor Meet/Con. Call Updates

Sep 03, 2026

Ujjivan Small Finance Bank Limited has informed the Exchange about Transcript

Transcript Of Conference Call Held On September 01 2026.

Sep 03, 2026

Transcript of conference call held on September 01 2026.

Intimation Of ESG Rating Received From NSE Sustainability Ratings And Analytics Limited

Sep 02, 2026

Intimation of ESG Rating received from NSE Sustainability Ratings and Analytics Limited

Ujjivan Small Finance Bank Limited - Analysts/Institutional Investor Meet/Con. Call Updates

Sep 01, 2026

Ujjivan Small Finance Bank Limited has informed the Exchange about Schedule of Call

RBI Approval For Appointment Of Interim CEO

Sep 01, 2026

RBI Approval for appointment of interim CEO

Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation

Aug 31, 2026

Intimation of Investor Meet scheduled to be held on September 03 2026

Ujjivan Small Finance Bank Limited - Analysts/Institutional Investor Meet/Con. Call Updates

Aug 31, 2026

Ujjivan Small Finance Bank Limited has informed the Exchange about Schedule of meet

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Ex-Date Purpose Notes
2026-07-23 Quarterly Results
2026-05-08 Audited Results
2026-01-22 Quarterly Results
2025-10-17 Quarterly Results
2025-07-24 Quarterly Results
2025-04-30 Audited Results
2025-01-23 Quarterly Results
2024-10-24 Quarterly Results
2024-07-25 Quarterly Results
2024-05-18 Audited Results & Final Dividend
2024-01-24 Quarterly Results
2023-10-27 Quarterly Results
2023-07-27 Quarterly Results
2023-05-11 Audited Results & Final Dividend
2023-02-21 Interim Dividend
2023-02-02 Quarterly Results
2022-11-07 Quarterly Results
2022-07-26 Quarterly Results
2022-06-08 Others Inter alia, to discuss and consider the proposal for raising of funds by way of issuance of debt securities in compliance with all applicable directions and regulations of the RBI and SEBI.
2022-05-12 Audited Results
2022-02-05 Quarterly Results & Others To consider raising of funds
2021-11-08 Quarterly Results
2021-08-06 Quarterly Results
2021-05-18 Audited Results
2021-02-03 Quarterly Results
2020-11-07 Quarterly Results
2020-07-31 Quarterly Results
2020-05-19 Audited Results
2020-01-22 Quarterly Results
View More
Ex-Date Dividend Amount Dividend Type Record Date Instrument Type
2024-07-12 1.5 FINAL 2024-07-12 Equity Share
2023-07-14 0.5 FINAL 2023-07-14 Equity Share
2023-03-01 0.75 INTERIM 2023-03-01 Equity Share
No Data Found
No Data Found
No Data Found

Insider & Institutional Activity

  • Bulk Block Deals
  • Insider Trading & SAST
Client name
Deal Type
Date
Action
Avg. price
Quantity
Exchange
Airavat Capital Trust Ii Block
2025-09-05
Purchase
43.00 5,360,144 NSE
Airavat Capital Trust Block
2025-09-05
Sell
43.00 5,360,144 NSE
Ardisia Limited Bulk
2024-08-19
Sell
41.11 17,000,000 NSE
Vaibhav Stock And Derivatives Broking Private Limited Bulk
2019-12-12
Purchase
58.25 13,479,921 NSE
Vaibhav Stock And Derivatives Broking Private Limited Bulk
2019-12-12
Sell
58.29 13,479,921 NSE
Client name
Client Category
Action
Reported to Exchange
Quantity
Post Transaction Holding
Avg. Price
Regulation (Insider/SAST)
Mode
Ashim Sarkar
Designated Person
Acquisition
2025-12-05 122,257 130,749 28.31 Insider Trading ESOP
Martin Pampilly S
Designated Person
Acquisition
2025-12-05 75,214 167,691 30.01 Insider Trading ESOP
Joshua Raja R
Designated Person
Acquisition
2025-12-05 77,603 78,040 24.55 Insider Trading ESOP
Joshua Raja R
Designated Person
Disposal
2025-11-26 32,500 437 55.00 Insider Trading Market Sale
Abdul Hameed Chaman
Designated Person
Disposal
2025-10-28 50,001 175,137 53.89 Insider Trading Market Sale
John Christy A
Designated Person
Acquisition
2025-09-19 11,093 160,489 35.00 Insider Trading ESOP
John Christy A
Designated Person
Disposal
2025-09-19 45,000 115,489 45.52 Insider Trading Market Sale
Martin Pampilly S
Designated Person
Disposal
2025-09-10 20,000 102,477 48.50 Insider Trading Market Sale
Martin Pampilly S
Designated Person
Acquisition
2025-09-10 25,015 122,477 29.38 Insider Trading ESOP
Ratan Jyoti
Designated Person
Acquisition
2025-09-09 33,962 76,428 35.00 Insider Trading ESOP
Cini Brajesh
Employees Immediate Relative
Disposal
2025-09-09 4,600 52,898 44.00 Insider Trading Market Sale
Brajesh Joseph Cherian
Designated Person
Acquisition
2025-09-09 33,289 44,289 35.00 Insider Trading ESOP
Brajesh Joseph Cherian
Designated Person
Disposal
2025-09-09 5,949 11,000 44.00 Insider Trading Market Sale
Pradeep B (Revised)
Designated Person
Pledge
2024-12-19 97,500 132,159 42.05 Insider Trading Creation Of Pledge
Pradeep B
Designated Person
Pledge
2024-09-24 97,500 34,659 42.05 Insider Trading Creation Of Pledge
Premkumar G
Designated Person
Disposal
2024-09-12 60,000 189,454 42.33 Insider Trading Market Sale
Ittira Davis
Designated Person
Disposal
2024-08-02 50,000 123,892 45.13 Insider Trading Market Sale
Premkumar G
Designated Person
Acquisition
2024-07-10 46,586 249,454 33.20 Insider Trading ESOP
Premkumar G
Designated Person
Acquisition
2024-07-10 46,586 249,454 33.20 Insider Trading ESOP
Ittira Davis
KMP
Disposal
2024-05-24 50,000 173,892 53.05 Insider Trading Market Sale
Parag Kumar Srivastava
Designated Person
Acquisition
2024-03-12 14,602 75,725 19.95 Insider Trading ESOP
Parag Kumar Srivastava
Designated Person
Acquisition
2024-03-12 47,000 122,725 27.50 Insider Trading ESOP
Shashidhara S
Designated Person
Disposal
2024-02-09 3,200 6,129 58.94 Insider Trading Market Sale
Shashidhara S
Designated Person
Disposal
2024-02-09 5,729 0 60.15 Insider Trading Market Sale
Shashidhara S
Designated Person
Acquisition
2024-02-09 4,252 9,329 35.00 Insider Trading ESOP
Shashidhara S
Designated Person
Disposal
2024-02-09 400 5,729 59.15 Insider Trading Market Sale
Shashidhara S
Designated Person
Acquisition
2024-02-09 20,336 20,336 30.75 Insider Trading ESOP
Ittira Davis
KMP
Acquisition
2024-01-16 73,892 223,892 26.39 Insider Trading ESOP
Gangadhar M K
Designated Person
Disposal
2023-12-13 24,795 537 59.44 Insider Trading Market Sale
Gangadhar M K
Designated Person
Disposal
2023-12-13 24,795 537 59.44 Insider Trading Market Sale
Mallikarjun Hanabe Virupakshaiah
Employee
Disposal
2023-12-06 25,112 0 57.50 Insider Trading Market Sale
Sanjeev Barnwal
KMP
Disposal
2023-12-01 10,500 15,500 57.30 Insider Trading Market Sale
Sanjeev Barnwal
KMP
Acquisition
2023-12-01 12,500 26,000 35.00 Insider Trading ESOP
Ittira Davis
KMP
Disposal
2023-11-22 50,000 150,000 54.30 Insider Trading Market Sale
Gaurav Sah
Employee
Acquisition
2023-09-16 2,534 4,534 19.95 Insider Trading ESOP
Swati Jain
Employees Immediate Relative
Acquisition
2023-09-16 20,612 29,727 35.00 Insider Trading ESOP
Swati Jain
Employees Immediate Relative
Acquisition
2023-09-16 2,615 19,115 19.95 Insider Trading ESOP
Swati Jain
Employees Immediate Relative
Disposal
2023-09-16 10,000 9,115 48.98 Insider Trading Market Sale
Ashish Goel
Employee
Acquisition
2022-09-28 50,000 50,000 21.90 Insider Trading Market Purchase
Suvarna Goel
Employees Immediate Relative
Acquisition
2022-09-28 40,000 40,000 24.80 Insider Trading Market Purchase
View More

About Ujjivan Small Finance Bank Ltd

Stock PE (TTM)

13.98

Promoter Holding

0%

Book Value

34.5085

ROCE

ROE

10.74%

Ujjivan Small Finance Bank Limited is a mass market focused small finance bank in India, catering to financially unserved and underserved segments and committed to building financial inclusion in the country. The Company Promoter, Ujjivan Financial Services Limited (UFSL) commenced operations as an NBFC in 2005 to provide a full range of financial services to the `economically active poor` who were not adequately served by financial institutions. On October 7, 2015, UFSL received RBI In-Principle Approval to set up a Small Finance Bank(SFB), following which it incorporated Ujjivan Small Finance Bank Limited as a wholly-owned subsidiary. UFSL, subsequent to obtaining RBI Final Approval on November 11, 2016 to establish and carry on business as an SFB, transferred its business undertaking comprising of its lending and financing business to the Bank, which commenced its operations from February 1, 2017. Ujjivan SFB has a diversified portfolio with branches spread across 26 states and union territories. Apart from the network of branches, ATMs and automated cash recyclers, customers are served in 9 Languages through IVR and in 13 languages through the interactions with PhoneBankers. A mobile banking application that is accessible in five languages as well as internet banking facility for individual and corporate customers. Ujjivan SFB also has portfolio of loans to financial institutions. The Bank operationalised 101 Banking Outlets (BO) including 24 in Unbanked Rural Centres (URCs) during FY 2019-20. As of March 31, 2020, the Bank operated a strong network of 575 Banking Outlets (BOs) and 475 ATMs. In 2019-20, the business undertaking of Erstwhile Ujjivan Financial Services Limited (eUFSL), was was transferred to the Bank through the Scheme of Amalgamation and the merger was given effect in the Books of Accounts of the Company. The Bank came up with an IPO of 202,702,702 Equity Shares of Face Value of Rs 10 each for cash at a price of Rs 37 per equity share (including a share premium of Rs 27 per equity share) aggregating to Rs 7,459.46 Million. Pursuant to the IPO, the Equity Shares of the Bank got listed on BSE and NSE on December 12, 2019. The Bank, as part of its IPO, had undertaken PreIPO Placement of 71,428,570 Equity Shares by way of preferential issue on private placement basis at a price of Rs 35 per equity shares for cash consideration. As of March 31, 2021, the Bank operated a strong network of 575 Banking Outlets (BOs) and 491 ATMs. During FY 2020-21, new products launched included Differential saving account rates; Point of Sale (PoS) machine; Cash Management Services (CMS) solutions; Online fee collection solutions and QR code solution for merchants. The Bank introduced new health insurance offerings, scaled up employee IRDA certification efforts, improved internal processes to remove operational bottlenecks, adopted digital initiatives for customer on-boarding and servicing, and focused on quality customer acquisition across business verticals. The Bank operated a network of 492 Automated Teller Machines (ATMs) as at March 31, 2022. New products like term loan, overdraft and cash credit facility, were launched under the Credit Guarantee Trust for MSE scheme (CGTMSE); and cash credit/OD facilities were introduced for FIG customers. During 2023, the Bank expanded its branch network by introducing 54 new branches, bringing the total to 629 branches. The Bank operated a network of 517 Automated Teller Machines (ATMs) as at March 31, 2023. It commenced operations in Telangana. It opened 9 new branches in Uttar Pradesh and Gujarat; it added regional processing hubs across the country to enhance the regional presence and cater to major markets such as Ahmedabad, Coimbatore, Patna, and Jaipur. Additionally, it launched Asset Centres dedicated to serving MSME customers, with the first centre opening in Mysuru. In 2024, the Bank expanded its branch network by introducing 123 new branches, bringing the total to 629 branches. The Bank operated a network of 596 Automated Teller Machines (ATMs) as at March 31, 2024. It commenced operations in Telangana. It opened 123 new branches in Uttar Pradesh and Gujarat; it added regional processing hubs across the country to enhance the regional presence and cater to major markets such as Ahmedabad, Coimbatore, Patna, and Jaipur. Additionally, it opened 16 new Retail Asset Centres to serving MSME customers, with the first centre opening in Mysuru. With effect from April 1, 2025, the three-lender capping became effective. As of March 31, 2025, Bank has built a robust network of 753 branches and 611 ATMs across the country. The Bank commenced with instability in the Micro Banking sector, prompting the self-regulatory group Microfinance Institutions Network (MFIN) to implement Guardrails at regulating asset quality across the industry, which executed by April 1, 2025. 17 New ATMs have been opened in FY 2024-25. In financial year 2025-26, the branch network reached 776, with the addition of 23 new branches. The Gross Loan Book increased to Rs 40,655 crores, reflecting growth of 26.6% YoY. Growth was driven by Housing, MSME, Gold loans, Vehicle finance and Agri banking. Housing loans grew by 43.4%, MSME by 57.9%, while Gold loans, Vehicle finance and Agri banking grew by 292.3%, 101.7% and 126.7% respectively, supporting portfolio diversification and reducing concentration towards microfinance. Total deposits stood at Rs 45,668 Crore, scaling the growth of 21.4% YoY, supporting the CASA mobilisation in FY26. Company observed stresses in the Micro Banking Division resulting in recovery of growth across the Micro Banking.

Ujjivan Small Finance Bank share price as on 21 Sep 2026 is Rs. 65.02. Over the past 6 months, the Ujjivan Small Finance Bank share price has increased by 26.84% and in the last one year, it has increased by 42.12%. The 52-week low for Ujjivan Small Finance Bank share price was Rs. 43.85 and 52-week high was Rs. 73.94.

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Registered Office  

Plot No 2364/8 Khampur Raya, Vil. Shadi Kampur Main PatelRd, New Delhi, New Delhi, 110008

Tel No. 91-11-30432121

Email corporatesecretarial:ujjivan.com

Web https://www.ujjivansfb.in

Registrars  

KFin Techologies Ltd

Tel No. 91-40-67162222

Email einward.ris:karvy.com

Web www.kfintech.com

Management  

Chairman & Managing Director

Independent Director

Independent Director

Director & Part time Chairman

CS / Head - Reg. Framework

Independent Director

Independent Director

Independent Director

Independent Director

Listing Info  

542904

UJJIVANSFB

INE551W01018

Jul

Ujjivan Small Finance Bank Ltd FAQs

You can buy Ujjivan Small Finance Bank Ltd shares through a brokerage firm. ICICIdirect is a registered broker through which you can place orders to buy Ujjivan Small Finance Bank Ltd Share.

Company share prices and volatile and keep changing according to the market conditions. As of Sep 18, 2026 03:57 PM the closing price of Ujjivan Small Finance Bank Ltd was Rs.65.02.

The latest PE ratio of Ujjivan Small Finance Bank Ltd as of Sep 18, 2026 03:57 PM is 13.98

The latest PB ratio of Ujjivan Small Finance Bank Ltd as of Sep 18, 2026 03:57 PM is 1.88

The 52-week high of Ujjivan Small Finance Bank Ltd share price is Rs. 73.94 while the 52-week low is Rs. 43.85

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of Sep 18, 2026 03:57 PM, the market cap of Ujjivan Small Finance Bank Ltd stood at Rs. 12,648.05 Cr.

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