SWOT Analysis
- S
- W
- O
- T
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Strength (10)
Companies which are seeing rising net profit margins for both quarter and TTM
-
Weakness (7)
Declining ROCE
-
Opportunity (1)
FII / FPI or Institutions increasing their shareholding
-
Threats (0)
- Companies with rising net profit margins - quarterly as well as TTM basis
- Companies with high TTM EPS Growth
- Good quarterly growth in the recent results
- Growth in Net Profit with increasing Profit Margin (QoQ)
- Increasing Revenue every Quarter for the past 4 Quarters
- Increasing profits every quarter for the past 4 quarters
- Book Value per share Improving for last 2 years
- Companies with Zero Promoter Pledge
- Decrease in NPA in recent results
- Decrease in Provision in recent results
- FII / FPI or Institutions increasing their shareholding
Technical Analysis
Moving Averages
- 5 Day 64.7
- 10 Day 65.1
- 12 Day 65.3
- 20 Day 66.1
- 26 Day 66.4
- 50 Day 66.1
- 100 Day 63.8
- 200 Day 59.9
Current Price
- Bullish Moving Averages 8
- Bearish Moving Averages 8
Resistance and support
- First Resistance 65.6
- Second Resistance 66.2
- Third Resistance 67.0
- First Support 64.2
- Second Support 63.3
- Third Support 62.7
Company Financials
- Profit and loss statement
- Balance sheet
- Quarterly Result
- Ratio
- CAGR IN 10 YEARS
- 48.91%
- 77.62%
- 195.76%
Mar 2026 (CR) |
Mar 2025 (CR) |
Mar 2024 (CR) |
Mar 2023 (CR) |
Mar 2022 (CR) |
||
|---|---|---|---|---|---|---|
| NII | 3,871.01 | 3,636.27 | 3,409.45 | 2,697.90 | 1,773.59 |
|
| Total Income | 4,978.53 | 4,482.47 | 4,196.20 | 3,287.09 | 2,133.48 |
|
| Pre Provision Profit (PPP) | 1,710.13 | 1,689.22 | 1,917.10 | 1,485.04 | 637.10 |
|
| PPP as % of Advances | 4.30 | 5.38 | 7.13 | 6.98 | 3.91 |
|
| Provision Expense | 799.10 | 747.65 | 214.93 | 17.80 | 1,187.46 |
|
| PAT | 692.63 | 726.10 | 1,281.49 | 1,099.92 | -414.59 |
|
| EPS | 3.57 | 3.75 | 24.70 | 5.52 | -2.40 |
|
- CAGR IN 10 YEARS
- 17.15%
- 23.70%
- 82.20%
Mar 2026 (CR) |
Mar 2025 (CR) |
Mar 2024 (CR) |
Mar 2023 (CR) |
Mar 2022 (CR) |
||
|---|---|---|---|---|---|---|
| Equity | 1,942.71 | 1,935.00 | 518.73 | 2,154.71 | 1,928.31 |
|
| Networth | 6,815.68 | 6,083.40 | 5,613.50 | 4,209.11 | 2,802.63 |
|
| Deposits | 45,668.33 | 37,630.48 | 31,462.16 | 25,537.68 | 18,292.22 |
|
| Borrowing | 3,736.01 | 2,845.36 | 2,170.82 | 2,641.46 | 1,763.56 |
|
| Advances | 39,760.55 | 31,390.00 | 26,882.92 | 21,289.66 | 16,303.17 |
|
| Investment | 12,724.25 | 11,729.99 | 9,766.02 | 8,510.31 | 4,152.93 |
|
| Total Assets | 56,220.02 | 46,559.25 | 39,246.47 | 32,388.25 | 22,858.41 |
|
Jun 2026 (CR) |
Mar 2026 (CR) |
Dec 2025 (CR) |
Sep 2025 (CR) |
Jun 2025 (CR) |
||
|---|---|---|---|---|---|---|
| NII | 1,187.35 | 1,092.89 | 1,000.47 | 921.68 | 855.95 |
|
| Total Income | 1,443.36 | 1,399.59 | 1,295.95 | 1,178.03 | 1,104.94 |
|
| PPP | 548.06 | 514.60 | 439.80 | 395.24 | 360.48 |
|
| PPP as % of advances | 1.31 | 1.29 | 1.21 | 1.17 | 1.11 |
|
| Provision Expense | 127.32 | 143.85 | 195.34 | 234.96 | 224.94 |
|
| PAT | 316.54 | 281.97 | 185.72 | 121.72 | 103.22 |
|
| Advances | 41,980.00 | 39,761.00 | 36,228.00 | 33,808.00 | 32,501.00 |
|
| Deposits | 48,129.00 | 45,668.00 | 42,223.00 | 39,211.00 | 38,619.00 |
|
| GNPA | 923.65 | 916.71 | 879.39 | 843.11 | 834.35 |
|
| NNPA | 141.66 | 170.44 | 208.08 | 225.00 | 226.12 |
|
- CAGR IN 10 YEARS
- 17.15%
- 23.70%
- 56.37%
Mar 2026 (CR) |
Mar 2025 (CR) |
Mar 2024 (CR) |
Mar 2023 (CR) |
Mar 2022 (CR) |
||
|---|---|---|---|---|---|---|
| PE | 14.17 | 9.17 | 6.77 | 4.50 | -6.17 |
|
| P/BV | 1.44 | 1.09 | 1.55 | 1.23 | 0.98 |
|
| NIM | 8.08 | 8.67 | 9.06 | 9.48 | 8.79 |
|
| GNPA | 2.26 | 2.18 | 2.23 | 2.88 | 7.34 |
|
| NNPA | 0.43 | 0.49 | 0.28 | 0.04 | 0.61 |
|
| ROE | 10.74 | 12.42 | 26.63 | 32.67 | 0.00 |
|
| ROA | 1.37 | 1.67 | 3.47 | 4.04 | -2.04 |
|
| CRAR | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Quick Results Snapshot
Q1FY27 Quarterly Result Announced for Ujjivan Small Finance Bank Ltd.
Ujjivan Small Finance Bank announced Q1FY27 results
Financial Highlights:
- Total Income for Q1FY27 stood at Rs 2,28,093 lakh, representing a growth of 22.12% YoY from Rs 1,86,783 lakh in Q1FY26 and a 4.39% QoQ increase from Rs 2,18,506 lakh in Q4FY26.
- Interest Earned during Q1FY27 reached Rs 2,02,492 lakh, showing a YoY increase of 25.08% compared to Rs 1,61,884 lakh in Q1FY26 and a QoQ growth of 7.80% from Rs 1,87,836 lakh in Q4FY26.
- Other Income for Q1FY27 was Rs 25,601 lakh, which increased by 2.82% YoY from Rs 24,899 lakh in Q1FY26, but declined by 16.53% QoQ from Rs 30,670 lakh in Q4FY26.
- Net Profit for Q1FY27 stood at Rs 31,654 lakh, a significant YoY growth of 206.66% against Rs 10,322 lakh in Q1FY26 and a QoQ growth of 12.26% from Rs 28,197 lakh in Q4FY26.
- Operating Profit (before provisions and contingencies) was Rs 54,806 lakh in Q1FY27, up by 52.04% YoY from Rs 36,048 lakh and up 6.50% QoQ from Rs 51,460 lakh in Q4FY26.
- Provisions (other than tax) and contingencies for Q1FY27 were Rs 12,732 lakh, reflecting a 43.40% YoY decrease from Rs 22,494 lakh and a 11.49% QoQ decrease from Rs 14,385 lakh.
- The bank's Net Worth as of Q1FY27 stood at Rs 7,14,426 lakh.
Business Highlights:
- Asset Quality: Gross NPA for Q1FY27 improved to 2.16% compared to 2.52% in Q1FY26 and 2.26% in Q4FY26. Net NPA for Q1FY27 stood at 0.34% against 0.70% in Q1FY26 and 0.43% in Q4FY26.
- Capital Adequacy: The Capital Adequacy Ratio (CAR) for Q1FY27 was 20.36%, compared to 22.77% in Q1FY26 and 21.14% in Q4FY26.
- Segment Performance (Revenue):
- Retail Banking: Contributed the highest revenue of Rs 1,98,010 lakh in Q1FY27, up from Rs 1,53,972 lakh in Q1FY26.
- Treasury: Generated revenue of Rs 23,737 lakh in Q1FY27 compared to Rs 26,819 lakh in Q1FY26.
- Wholesale Banking: Recorded revenue of Rs 6,346 lakh in Q1FY27 compared to Rs 5,992 lakh in Q1FY26.
- Employee Stock Options: During Q1FY27, the bank allotted 25,41,377 equity shares pursuant to the exercise of stock options under the ESOP 2019 plan.
- Floating Provision: As of June 30, 2026, the bank carries a floating provision of Rs 18,067 lakh.
Stocks Comparison
Table
Chart
Company name |
LTP |
Market cap (Cr) |
Return (1Y %) |
Risk (Std. Dev.) |
PE Ratio |
Financial Year |
|---|---|---|---|---|---|---|
| Ujjivan Small Finance Bank Ltd | 65.02 | 12,669.41 | 42.12 | - | 13.98 | Mar 2026 |
| HDFC Bank Ltd | 731.00 | 1,126,960.78 | -24.37 | 0.07 | 13.62 | Mar 2026 |
| ICICI Bank Ltd | 1,338.90 | 961,076.30 | -5.66 | 0.05 | 16.06 | Mar 2026 |
| State Bank of India | 996.20 | 919,568.99 | 16.22 | 0.09 | 10.19 | Mar 2026 |
| Kotak Mahindra Bank Ltd | 412.50 | 410,340.81 | 0.60 | 0.06 | 20.24 | Mar 2026 |
| Axis Bank Ltd | 1,257.00 | 391,366.25 | 11.63 | 0.08 | 13.83 | Mar 2026 |
| Union Bank of India | 176.56 | 134,778.94 | 28.85 | 0.09 | 6.55 | Mar 2026 |
| Punjab National Bank | 117.27 | 134,777.75 | 4.73 | 0.09 | 6.09 | Mar 2026 |
| Bank of Baroda | 234.94 | 121,495.98 | -4.45 | 0.09 | 6.60 | Mar 2026 |
| Indian Bank | 839.80 | 113,118.04 | 19.33 | 0.08 | 8.90 | Mar 2026 |
| Canara Bank | 123.78 | 112,276.52 | 6.48 | 0.10 | 5.65 | Mar 2026 |
| IDBI Bank Ltd | 83.06 | 89,309.45 | -10.64 | 0.18 | 9.56 | Mar 2026 |
| Federal Bank Ltd | 332.75 | 82,273.67 | 67.24 | 0.09 | 16.99 | Mar 2026 |
| AU Small Finance Bank Ltd | 1,058.60 | 79,456.20 | 49.36 | 0.09 | 27.35 | Mar 2026 |
| IndusInd Bank Ltd | 966.30 | 75,288.75 | 30.75 | 0.10 | 56.40 | Mar 2026 |
| IDFC First Bank Ltd | 85.92 | 74,081.91 | 19.60 | 0.11 | 32.34 | Mar 2026 |
| Yes Bank Ltd | 22.72 | 71,314.21 | 7.42 | 0.10 | 19.27 | Mar 2026 |
| RBL Bank Ltd | 415.90 | 64,532.81 | 57.30 | 0.08 | 70.47 | Mar 2026 |
| Bank of Maharashtra | 83.54 | 64,255.25 | 45.77 | 0.12 | 8.37 | Mar 2026 |
| Bank of India | 140.00 | 63,737.35 | 17.02 | 0.10 | 5.41 | Mar 2026 |
| Indian Overseas Bank | 32.17 | 61,948.45 | -20.72 | 0.06 | 10.41 | Mar 2026 |
| UCO Bank | 23.75 | 29,781.45 | -22.11 | 0.11 | 10.56 | Mar 2026 |
| Central Bank of India | 31.73 | 28,720.10 | -16.10 | 0.10 | 6.29 | Mar 2026 |
| Bandhan Bank Ltd | 175.00 | 28,195.08 | 6.53 | 0.16 | 20.83 | Mar 2026 |
| City Union Bank Ltd | 235.79 | 23,361.77 | 54.60 | 0.10 | 16.65 | Mar 2026 |
| Jammu and Kashmir Bank Ltd | 146.58 | 16,141.13 | 40.87 | 0.08 | 7.01 | Mar 2026 |
| Tamilnad Mercantile Bank Ltd | 895.75 | 14,184.33 | 107.73 | 0.12 | 9.80 | Mar 2026 |
| South Indian Bank Ltd | 46.07 | 12,067.12 | 57.34 | 0.11 | 7.98 | Mar 2026 |
| Karnataka Bank Ltd | 313.80 | 11,873.78 | 79.06 | 0.10 | 8.26 | Mar 2026 |
| Equitas Small Finance Bank Ltd | 74.09 | 8,476.84 | 32.68 | 0.12 | 16.50 | Mar 2026 |
| DCB Bank Ltd | 218.35 | 7,034.78 | 68.84 | 0.13 | 8.91 | Mar 2026 |
| CSB Bank Ltd | 336.15 | 5,831.73 | -5.30 | - | 8.79 | Mar 2026 |
| Jana Small Finance Bank Ltd | 527.30 | 5,576.33 | 12.89 | 0.12 | 14.68 | Mar 2025 |
Corporate Action
- Announcement
- Board Meeting
- Dividend
- Split
- Rights
- Events
Announcement under Regulation 30 (LODR)-Press Release / Media Release
Sep 18, 2026Intimation regarding Press Release issued by the Bank
Ujjivan Small Finance Bank Limited - Press Release
Sep 18, 2026Ujjivan Small Finance Bank Limited has informed the Exchange regarding a press release dated September 18, 2026, titled "Ujjivan Small Finance Bank launches Nothing Small About Us campaign with R. Madhavan as Brand Ambassador".
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
Sep 17, 2026Intimation of Non-Deal Roadshow
Ujjivan Small Finance Bank Limited - Analysts/Institutional Investor Meet/Con. Call Updates
Sep 17, 2026Ujjivan Small Finance Bank Limited has informed the Exchange about Schedule of meet
Announcement under Regulation 30 (LODR)-Credit Rating
Sep 16, 2026Intimation of Credit Rating received from ICRA
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
Sep 11, 2026Intimation regarding Investor Meetings
Ujjivan Small Finance Bank Limited - Analysts/Institutional Investor Meet/Con. Call Updates
Sep 08, 2026Ujjivan Small Finance Bank Limited has informed the Exchange about Schedule of investor meetings
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
Sep 08, 2026Intimation of Investor meetings
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
Sep 04, 2026Intimation regarding investor meetings.
Ujjivan Small Finance Bank Limited - Analysts/Institutional Investor Meet/Con. Call Updates
Sep 04, 2026Ujjivan Small Finance Bank Limited has informed the Exchange about Schedule of meet
Ujjivan Small Finance Bank Limited - Analysts/Institutional Investor Meet/Con. Call Updates
Sep 03, 2026Ujjivan Small Finance Bank Limited has informed the Exchange about Transcript
Transcript Of Conference Call Held On September 01 2026.
Sep 03, 2026Transcript of conference call held on September 01 2026.
Intimation Of ESG Rating Received From NSE Sustainability Ratings And Analytics Limited
Sep 02, 2026Intimation of ESG Rating received from NSE Sustainability Ratings and Analytics Limited
Ujjivan Small Finance Bank Limited - Analysts/Institutional Investor Meet/Con. Call Updates
Sep 01, 2026Ujjivan Small Finance Bank Limited has informed the Exchange about Schedule of Call
RBI Approval For Appointment Of Interim CEO
Sep 01, 2026RBI Approval for appointment of interim CEO
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
Aug 31, 2026Intimation of Investor Meet scheduled to be held on September 03 2026
Ujjivan Small Finance Bank Limited - Analysts/Institutional Investor Meet/Con. Call Updates
Aug 31, 2026Ujjivan Small Finance Bank Limited has informed the Exchange about Schedule of meet
| Ex-Date | Purpose | Notes |
|---|---|---|
| 2026-07-23 | Quarterly Results | |
| 2026-05-08 | Audited Results | |
| 2026-01-22 | Quarterly Results | |
| 2025-10-17 | Quarterly Results | |
| 2025-07-24 | Quarterly Results | |
| 2025-04-30 | Audited Results | |
| 2025-01-23 | Quarterly Results | |
| 2024-10-24 | Quarterly Results | |
| 2024-07-25 | Quarterly Results | |
| 2024-05-18 | Audited Results & Final Dividend | |
| 2024-01-24 | Quarterly Results | |
| 2023-10-27 | Quarterly Results | |
| 2023-07-27 | Quarterly Results | |
| 2023-05-11 | Audited Results & Final Dividend | |
| 2023-02-21 | Interim Dividend | |
| 2023-02-02 | Quarterly Results | |
| 2022-11-07 | Quarterly Results | |
| 2022-07-26 | Quarterly Results | |
| 2022-06-08 | Others | Inter alia, to discuss and consider the proposal for raising of funds by way of issuance of debt securities in compliance with all applicable directions and regulations of the RBI and SEBI. |
| 2022-05-12 | Audited Results | |
| 2022-02-05 | Quarterly Results & Others | To consider raising of funds |
| 2021-11-08 | Quarterly Results | |
| 2021-08-06 | Quarterly Results | |
| 2021-05-18 | Audited Results | |
| 2021-02-03 | Quarterly Results | |
| 2020-11-07 | Quarterly Results | |
| 2020-07-31 | Quarterly Results | |
| 2020-05-19 | Audited Results | |
| 2020-01-22 | Quarterly Results |
| Ex-Date | Dividend Amount | Dividend Type | Record Date | Instrument Type |
|---|---|---|---|---|
| 2024-07-12 | 1.5 | FINAL | 2024-07-12 | Equity Share |
| 2023-07-14 | 0.5 | FINAL | 2023-07-14 | Equity Share |
| 2023-03-01 | 0.75 | INTERIM | 2023-03-01 | Equity Share |
Insider & Institutional Activity
- Bulk Block Deals
- Insider Trading & SAST
Client name |
Deal Type |
Date |
Action |
Avg. price |
Quantity |
Exchange |
|---|---|---|---|---|---|---|
| Airavat Capital Trust Ii | Block | 2025-09-05 |
Purchase |
43.00 | 5,360,144 | NSE |
| Airavat Capital Trust | Block | 2025-09-05 |
Sell |
43.00 | 5,360,144 | NSE |
| Ardisia Limited | Bulk | 2024-08-19 |
Sell |
41.11 | 17,000,000 | NSE |
| Vaibhav Stock And Derivatives Broking Private Limited | Bulk | 2019-12-12 |
Purchase |
58.25 | 13,479,921 | NSE |
| Vaibhav Stock And Derivatives Broking Private Limited | Bulk | 2019-12-12 |
Sell |
58.29 | 13,479,921 | NSE |
Client name |
Client Category |
Action |
Reported to Exchange |
Quantity |
Post Transaction Holding |
Avg. Price |
Regulation (Insider/SAST) |
Mode |
|---|---|---|---|---|---|---|---|---|
| Ashim Sarkar | Designated Person |
Acquisition |
2025-12-05 | 122,257 | 130,749 | 28.31 | Insider Trading | ESOP |
| Martin Pampilly S | Designated Person |
Acquisition |
2025-12-05 | 75,214 | 167,691 | 30.01 | Insider Trading | ESOP |
| Joshua Raja R | Designated Person |
Acquisition |
2025-12-05 | 77,603 | 78,040 | 24.55 | Insider Trading | ESOP |
| Joshua Raja R | Designated Person |
Disposal |
2025-11-26 | 32,500 | 437 | 55.00 | Insider Trading | Market Sale |
| Abdul Hameed Chaman | Designated Person |
Disposal |
2025-10-28 | 50,001 | 175,137 | 53.89 | Insider Trading | Market Sale |
| John Christy A | Designated Person |
Acquisition |
2025-09-19 | 11,093 | 160,489 | 35.00 | Insider Trading | ESOP |
| John Christy A | Designated Person |
Disposal |
2025-09-19 | 45,000 | 115,489 | 45.52 | Insider Trading | Market Sale |
| Martin Pampilly S | Designated Person |
Disposal |
2025-09-10 | 20,000 | 102,477 | 48.50 | Insider Trading | Market Sale |
| Martin Pampilly S | Designated Person |
Acquisition |
2025-09-10 | 25,015 | 122,477 | 29.38 | Insider Trading | ESOP |
| Ratan Jyoti | Designated Person |
Acquisition |
2025-09-09 | 33,962 | 76,428 | 35.00 | Insider Trading | ESOP |
| Cini Brajesh | Employees Immediate Relative |
Disposal |
2025-09-09 | 4,600 | 52,898 | 44.00 | Insider Trading | Market Sale |
| Brajesh Joseph Cherian | Designated Person |
Acquisition |
2025-09-09 | 33,289 | 44,289 | 35.00 | Insider Trading | ESOP |
| Brajesh Joseph Cherian | Designated Person |
Disposal |
2025-09-09 | 5,949 | 11,000 | 44.00 | Insider Trading | Market Sale |
| Pradeep B (Revised) | Designated Person |
Pledge |
2024-12-19 | 97,500 | 132,159 | 42.05 | Insider Trading | Creation Of Pledge |
| Pradeep B | Designated Person |
Pledge |
2024-09-24 | 97,500 | 34,659 | 42.05 | Insider Trading | Creation Of Pledge |
| Premkumar G | Designated Person |
Disposal |
2024-09-12 | 60,000 | 189,454 | 42.33 | Insider Trading | Market Sale |
| Ittira Davis | Designated Person |
Disposal |
2024-08-02 | 50,000 | 123,892 | 45.13 | Insider Trading | Market Sale |
| Premkumar G | Designated Person |
Acquisition |
2024-07-10 | 46,586 | 249,454 | 33.20 | Insider Trading | ESOP |
| Premkumar G | Designated Person |
Acquisition |
2024-07-10 | 46,586 | 249,454 | 33.20 | Insider Trading | ESOP |
| Ittira Davis | KMP |
Disposal |
2024-05-24 | 50,000 | 173,892 | 53.05 | Insider Trading | Market Sale |
| Parag Kumar Srivastava | Designated Person |
Acquisition |
2024-03-12 | 14,602 | 75,725 | 19.95 | Insider Trading | ESOP |
| Parag Kumar Srivastava | Designated Person |
Acquisition |
2024-03-12 | 47,000 | 122,725 | 27.50 | Insider Trading | ESOP |
| Shashidhara S | Designated Person |
Disposal |
2024-02-09 | 3,200 | 6,129 | 58.94 | Insider Trading | Market Sale |
| Shashidhara S | Designated Person |
Disposal |
2024-02-09 | 5,729 | 0 | 60.15 | Insider Trading | Market Sale |
| Shashidhara S | Designated Person |
Acquisition |
2024-02-09 | 4,252 | 9,329 | 35.00 | Insider Trading | ESOP |
| Shashidhara S | Designated Person |
Disposal |
2024-02-09 | 400 | 5,729 | 59.15 | Insider Trading | Market Sale |
| Shashidhara S | Designated Person |
Acquisition |
2024-02-09 | 20,336 | 20,336 | 30.75 | Insider Trading | ESOP |
| Ittira Davis | KMP |
Acquisition |
2024-01-16 | 73,892 | 223,892 | 26.39 | Insider Trading | ESOP |
| Gangadhar M K | Designated Person |
Disposal |
2023-12-13 | 24,795 | 537 | 59.44 | Insider Trading | Market Sale |
| Gangadhar M K | Designated Person |
Disposal |
2023-12-13 | 24,795 | 537 | 59.44 | Insider Trading | Market Sale |
| Mallikarjun Hanabe Virupakshaiah | Employee |
Disposal |
2023-12-06 | 25,112 | 0 | 57.50 | Insider Trading | Market Sale |
| Sanjeev Barnwal | KMP |
Disposal |
2023-12-01 | 10,500 | 15,500 | 57.30 | Insider Trading | Market Sale |
| Sanjeev Barnwal | KMP |
Acquisition |
2023-12-01 | 12,500 | 26,000 | 35.00 | Insider Trading | ESOP |
| Ittira Davis | KMP |
Disposal |
2023-11-22 | 50,000 | 150,000 | 54.30 | Insider Trading | Market Sale |
| Gaurav Sah | Employee |
Acquisition |
2023-09-16 | 2,534 | 4,534 | 19.95 | Insider Trading | ESOP |
| Swati Jain | Employees Immediate Relative |
Acquisition |
2023-09-16 | 20,612 | 29,727 | 35.00 | Insider Trading | ESOP |
| Swati Jain | Employees Immediate Relative |
Acquisition |
2023-09-16 | 2,615 | 19,115 | 19.95 | Insider Trading | ESOP |
| Swati Jain | Employees Immediate Relative |
Disposal |
2023-09-16 | 10,000 | 9,115 | 48.98 | Insider Trading | Market Sale |
| Ashish Goel | Employee |
Acquisition |
2022-09-28 | 50,000 | 50,000 | 21.90 | Insider Trading | Market Purchase |
| Suvarna Goel | Employees Immediate Relative |
Acquisition |
2022-09-28 | 40,000 | 40,000 | 24.80 | Insider Trading | Market Purchase |
About Ujjivan Small Finance Bank Ltd
Stock PE (TTM)
Promoter Holding
Book Value
ROCE
ROE
Ujjivan Small Finance Bank Limited is a mass market focused small finance bank in India, catering to financially unserved and underserved segments and committed to building financial inclusion in the country. The Company Promoter, Ujjivan Financial Services Limited (UFSL) commenced operations as an NBFC in 2005 to provide a full range of financial services to the `economically active poor` who were not adequately served by financial institutions. On October 7, 2015, UFSL received RBI In-Principle Approval to set up a Small Finance Bank(SFB), following which it incorporated Ujjivan Small Finance Bank Limited as a wholly-owned subsidiary. UFSL, subsequent to obtaining RBI Final Approval on November 11, 2016 to establish and carry on business as an SFB, transferred its business undertaking comprising of its lending and financing business to the Bank, which commenced its operations from February 1, 2017. Ujjivan SFB has a diversified portfolio with branches spread across 26 states and union territories. Apart from the network of branches, ATMs and automated cash recyclers, customers are served in 9 Languages through IVR and in 13 languages through the interactions with PhoneBankers. A mobile banking application that is accessible in five languages as well as internet banking facility for individual and corporate customers. Ujjivan SFB also has portfolio of loans to financial institutions. The Bank operationalised 101 Banking Outlets (BO) including 24 in Unbanked Rural Centres (URCs) during FY 2019-20. As of March 31, 2020, the Bank operated a strong network of 575 Banking Outlets (BOs) and 475 ATMs. In 2019-20, the business undertaking of Erstwhile Ujjivan Financial Services Limited (eUFSL), was was transferred to the Bank through the Scheme of Amalgamation and the merger was given effect in the Books of Accounts of the Company. The Bank came up with an IPO of 202,702,702 Equity Shares of Face Value of Rs 10 each for cash at a price of Rs 37 per equity share (including a share premium of Rs 27 per equity share) aggregating to Rs 7,459.46 Million. Pursuant to the IPO, the Equity Shares of the Bank got listed on BSE and NSE on December 12, 2019. The Bank, as part of its IPO, had undertaken PreIPO Placement of 71,428,570 Equity Shares by way of preferential issue on private placement basis at a price of Rs 35 per equity shares for cash consideration. As of March 31, 2021, the Bank operated a strong network of 575 Banking Outlets (BOs) and 491 ATMs. During FY 2020-21, new products launched included Differential saving account rates; Point of Sale (PoS) machine; Cash Management Services (CMS) solutions; Online fee collection solutions and QR code solution for merchants. The Bank introduced new health insurance offerings, scaled up employee IRDA certification efforts, improved internal processes to remove operational bottlenecks, adopted digital initiatives for customer on-boarding and servicing, and focused on quality customer acquisition across business verticals. The Bank operated a network of 492 Automated Teller Machines (ATMs) as at March 31, 2022. New products like term loan, overdraft and cash credit facility, were launched under the Credit Guarantee Trust for MSE scheme (CGTMSE); and cash credit/OD facilities were introduced for FIG customers. During 2023, the Bank expanded its branch network by introducing 54 new branches, bringing the total to 629 branches. The Bank operated a network of 517 Automated Teller Machines (ATMs) as at March 31, 2023. It commenced operations in Telangana. It opened 9 new branches in Uttar Pradesh and Gujarat; it added regional processing hubs across the country to enhance the regional presence and cater to major markets such as Ahmedabad, Coimbatore, Patna, and Jaipur. Additionally, it launched Asset Centres dedicated to serving MSME customers, with the first centre opening in Mysuru. In 2024, the Bank expanded its branch network by introducing 123 new branches, bringing the total to 629 branches. The Bank operated a network of 596 Automated Teller Machines (ATMs) as at March 31, 2024. It commenced operations in Telangana. It opened 123 new branches in Uttar Pradesh and Gujarat; it added regional processing hubs across the country to enhance the regional presence and cater to major markets such as Ahmedabad, Coimbatore, Patna, and Jaipur. Additionally, it opened 16 new Retail Asset Centres to serving MSME customers, with the first centre opening in Mysuru. With effect from April 1, 2025, the three-lender capping became effective. As of March 31, 2025, Bank has built a robust network of 753 branches and 611 ATMs across the country. The Bank commenced with instability in the Micro Banking sector, prompting the self-regulatory group Microfinance Institutions Network (MFIN) to implement Guardrails at regulating asset quality across the industry, which executed by April 1, 2025. 17 New ATMs have been opened in FY 2024-25. In financial year 2025-26, the branch network reached 776, with the addition of 23 new branches. The Gross Loan Book increased to Rs 40,655 crores, reflecting growth of 26.6% YoY. Growth was driven by Housing, MSME, Gold loans, Vehicle finance and Agri banking. Housing loans grew by 43.4%, MSME by 57.9%, while Gold loans, Vehicle finance and Agri banking grew by 292.3%, 101.7% and 126.7% respectively, supporting portfolio diversification and reducing concentration towards microfinance. Total deposits stood at Rs 45,668 Crore, scaling the growth of 21.4% YoY, supporting the CASA mobilisation in FY26. Company observed stresses in the Micro Banking Division resulting in recovery of growth across the Micro Banking.
Ujjivan Small Finance Bank share price as on 21 Sep 2026 is Rs. 65.02. Over the past 6 months, the Ujjivan Small Finance Bank share price has increased by 26.84% and in the last one year, it has increased by 42.12%. The 52-week low for Ujjivan Small Finance Bank share price was Rs. 43.85 and 52-week high was Rs. 73.94.
Plot No 2364/8 Khampur Raya, Vil. Shadi Kampur Main PatelRd, New Delhi, New Delhi, 110008
Tel No. 91-11-30432121
Email corporatesecretarial:ujjivan.com
Chairman & Managing Director
Independent Director
Independent Director
Director & Part time Chairman
CS / Head - Reg. Framework
Independent Director
Independent Director
Independent Director
Independent Director
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UJJIVANSFB
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Ujjivan Small Finance Bank Ltd FAQs
You can buy Ujjivan Small Finance Bank Ltd shares through a brokerage firm. ICICIdirect is a registered broker through which you can place orders to buy Ujjivan Small Finance Bank Ltd Share.
Company share prices and volatile and keep changing according to the market conditions. As of Sep 18, 2026 03:57 PM the closing price of Ujjivan Small Finance Bank Ltd was Rs.65.02.
The latest PE ratio of Ujjivan Small Finance Bank Ltd as of Sep 18, 2026 03:57 PM is 13.98
The latest PB ratio of Ujjivan Small Finance Bank Ltd as of Sep 18, 2026 03:57 PM is 1.88
The 52-week high of Ujjivan Small Finance Bank Ltd share price is Rs. 73.94 while the 52-week low is Rs. 43.85
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of Sep 18, 2026 03:57 PM, the market cap of Ujjivan Small Finance Bank Ltd stood at Rs. 12,648.05 Cr.