Articles - Personal Finance
Easy Steps to Check Credit Card Application Status
Applied for a credit card and worried about its status? Check your credit card application status online or offline in three simple steps.
Applying for your first credit card can be overwhelming as you need to choose from a plethora of available options. Before you start, you must get your basics right. You must know why you need a credit card and what to check when you apply for a credit card online.
The application process for availing of a mortgage loan is straightforward. It does not need a lot of the borrower’s time. The documents required for a loan against property are also minimal and can vary depending on your source of income. The first and foremost requirement to borrow this type of loan is a property registered under your name.
In simple words, a LAP is a secured loan service provided by banks, NBFC's, and housing finance companies wherein you can mortgage your residential or commercial property against a reasonable loan amount. These loans usually come with many benefits, such as lower interest rates than personal or business loans, quick disbursal times, and higher loan values.
Apart from bringing a lot of joy and cheer, the festival season also brings in a lot of expenditure. From buying new clothes to buying gifts, expenses rise suddenly and need to be met immediately. To meet these expenditures, there is always the option of taking out personal loans. These loans can be easily obtained as they do not require collateral.