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FD Interest Rates Listing

Interest rates on Domestic, NRO & NRE deposits(Less than ₹5 crore)

Interest rates (per cent per annum) w.e.f. Feb 24, 2023
Single deposit of less than ₹ 2 cr
Interest rates (per cent per annum) w.e.f. Mar 27, 2023
Single deposit above ₹ 2 cr and Less than ₹ 5 cr
Maturity Period General **Senior Citizen General **Senior Citizen Action
18 months to 2 years 7.10% 7.60% 7.15% 7.15% Buy
2 years 1 day to 3 years 7.00% 7.50% 7.00% 7.00% Buy
3 years 1 day to 5 years 7.00% 7.50% 6.75% 6.75% Buy
5 years 1 day to 10 years 6.90% #7.50% 6.75% 6.75% Buy
5 Years (80C FD) – Max to `1.50 lac 7.00% 7.50% NA NA Buy
5 Years (80C FD) – Max to 1.50 lac 7.00% 7.50% NA NA Buy

*NRE rates applicable for tenure of 1 year and above only.

**Senior Citizens FD Interest rate are only applicable only for domestic term deposits.

#ICICI Bank Golden Years FD Interest Rates (w.e.f 16th Dec’22)

Now get an exclusive additional interest rate of 0.10% per annum on your Fixed Deposits above 5 years tenure

  • Resident Senior Citizen customers will get an additional interest rate on an FD of 0.10% for a limited time over and above the existing additional rate of 0.50% per annum
  • Applicable duration: 20th May, 2020 to 7th April, 2023
  • The additional rate will be available on fresh deposits opened as well as deposits renewed during the scheme period
  • Eligible FD tenure: 5 years 1 day, up to 10 years
  • Applicable on single FD opened through ICICI Bank of an amount less than Rs 2 crore
  • Premature withdrawal on FD: In case a Fixed Deposit is opened and the above scheme is prematurely withdrawn/closed after, on or after 5 years 1 day, the applicable penal rate will be 1.10%. In case the deposit opened in the above scheme is prematurely withdrawn/closed before 5 years 1 day, the prevailing premature withdrawal policy will be applicable.
  • All other features of the FD Deposits as well as terms and condition unchanges and are applicable for the above-mentioned schemes.

For details of penal rates applicable to deposits with premature withdrawal facility kindly refer to the sheet displaying rates for deposits less than ₹ 2.00 crore.

Interest rates are subject to change without prior notice.