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NRI

Introduction

Explore a wide range of credit card options.

Check out our array of featured credit cards and pick the one that best suits your needs.

Get maximized benefits and premium rewards from credit card options offered by ICICI Direct through ICICI Bank.

FEATURES

Flexible Purchases/ Transactions

Lowest Interest Rates
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Global and Local Partner Benefits

NRI Home loans
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Cashback Options

Key Features & benefits
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Exciting Rewards and Points

multiple lenders
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Balance Transfer

Dedicated customer service
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Special Offers

Dedicated customer service
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Premium Service

Dedicated customer service
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Flexible Purchases/ Transactions

  • With the choice of multiple lenders, customer would be able to get higher sanction and best rate in the industry.
  • Interest rate as per Cibil Score and sole discretion of lending partner

Global and Local Partner Benefits

  • Easy, Hassle free and convenient
  • Flexible Loan Tenure
  • Doorstep Service
  • Attractive Interest Rates

Cashback Options

  • Dedicated Home Loan Expert. Doorstep Service.
  • Choice of multiple lenders
  • Higher Sanction value
  • Higher Approved rate

Exciting Rewards and Points

  • Dedicated Home Loan Expert.
  • With the choice of 9 lenders, the approval and sanction ratio is high

Balance Transfer

  • Get in touch for your queries and service related complaints

Special Offers

  • Get in touch for your queries and service related complaints

Premium Service

  • Get in touch for your queries and service related complaints

Add-on/Supplementary Card

ICICI Bank credit cardholders can also avail of an add-on card or supplementary card option in order to share the features of their card user experience with family. This facility is on offer with no additional fee.

The primary cardholders can share almost all benefits of their credit card with family, without a separate joining fee or annual fees. Your spouse, parents, children (above 18 years of age) and brothers/sisters (above 18 years of age) are eligible for a supplementary card.

This option simplifies day-to-day transactions for your loved ones, making household expenses and shopping easier for your family.

And what's more, you can apply for as many as three add-on cards against your primary ICICI Bank credit card.

Choice of Credit Cards

NET ANNUAL INCOME YOUR INTEREST BENEFITS
> 2.5 Lacs
Lifestyle
credi cards
Platinum Chip Credit Card No Joining Fee. No Annual Fee Earn PAYBACK Points on your spends except fuel Min. 15% savings on dining at participating restaurants Save on 1% fuel surcharge, waived off at HPCL petrol pumps
Travel
credi cards
Make My Trip ICICI Bank Platinum Chip Credit Card Joining Fee- Rs 500 + GST Rs 500 My Cash plus Lemon Tree Hotels voucher on joining Enjoy benefits worth up to Rs 20,000 Enjoy complimentary domestic airport & domestic railway lounge access
Sports
credi cards
Manchester United Platinum credit card Joining Fee- Rs 499 + GS Get a Manchester United branded football on activation Movie ticket benefit – Buy 1, Get 1 free. 1 complimentary domestic airport lounge visit per quarter.
> 5 Lacs
Lifestyle
credi cards
Coral Credit Card Joining Fee- Rs. 500 + GST Rs 1,500 My Cash plus Lemon Tree Hotels voucher on joining Enjoy benefits worth up to Rs 70,000 MMTDOUBLEBLACK & MMTBLACK enrolment on joining
Sports
credi cards
Manchester United Signature Credit Card (Net Annual Income > 4.8 Lacs) Joining Fee- Rs. 2,499 + GST Rs 1,500 My Cash plus Lemon Tree Hotels voucher on joining Enjoy benefits worth up to Rs 70,000 MMTDOUBLEBLACK & MMTBLACK enrolment on joining

Terms and Charges

terms conditions

TERMS & CONDITIONS

  • The Primary cardholder is liable for the Supplementary Cards
  • All communication for Supplementary Card will be sent to the Primary Card holder (except OTPs, which will be sent to the supplementary cardholder’s mobile number as mentioned in the application form)
  • A maximum of 3 Supplementary Cards can be issued against the Primary Card
  • The Supplementary Card can be used for international transactions, only if international usage is enabled on the Primary Card
fees charges

FEES & CHARGES

  • Supplementary Credit Cards are issued at no additional fee
  • On Jet Airways ICICI Bank Coral Credit Card, Jet Airways ICICI Bank Rubyx Credit Card and on Jet Airways ICICI Bank Sapphiro Credit Card, an annual fee of Rs 250 is applicable
  • On MakeMyTrip ICICI Bank Platinum Credit Card and MakeMyTrip ICICI Bank Signature Credit Card, a one-time fee of Rs 250 is applicable
  • On ICICI Bank Expressions Credit Card, a one-time fee of Rs 199 is applicable
  • On ICICI Bank Unifare Metro Credit Cards a one-time fee of Rs 299 is applicable

FAQs

If you have received a SMS to avail the offer to increase your credit card limit, you may reply to the SMS and we will get in touch with you. Alternatively, if you want to know the eligibility, you may call our Customer Care by authenticating with your credit card and PIN.

You can view your credit card statement details through the following modes: Internet banking:

Log in to your Internet Banking Account > My Accounts > Credit Cards > Service request > Credit card statement request- E-mail > Choose the date required (You can download the statement as a PDF)

Login with your User ID and Password to view and download your Credit Card statement. iMobile app:

Login to iMobile > Click on > Select Credit Card Number> Click on Card Number > Click on More options > Select the Last/past Statement > Choose the Statement date and View/Send e-mail.

All the retail transactions of Rs. 3,000.00 and above made on credit card can be converted into EMI within 30 days from the purchase date for a tenure of 3, 6, 9 and 12 EMIs ( However, transactions of cash, jewellery and fuel purchases are excluded for EMI conversion).

In our endeavour to make your experience with ICICI Bank Credit Cards even more convenient, we bring you multiple payment options that you can avail of to pay your ICICI Bank Credit Card bill. Please click here to know the payment options.

There is no cap on the number of times the limit can be changed.

Yes, there is an option called View Last Credit received in Internet Banking Account, which will help you with this requirement of yours.

Please login to your Internet Banking Account > My Accounts> Credit Cards> View Last Credit Received.

It will show you the following details:

  • Last payment received date
  • Last payment amount
  • Payment due date
  • Next statement date