Adani Power settled at Rs 100.05 on BSE, at almost the same level as the initial public offer
Group Health Insurance offers varying degrees of coverage. Please refer to the Key Information Sheet to learn more about your policy coverage
Annual sum insured denotes maximum amount of cover available during each policy year of the policy period.
Declared & accepted pre-existing diseases (PED) will be covered.
It will take T+7 days for us to dispatch your policy certificate, T being the date of your savings account activation or amount being deducted from your credit/ debit card
A health care card is given to all the people insured and has all the details of the insured along with the policy number, insured name and policy end date. You will have to produce this when you avail of the cashless hospitalization facility.
The premium you pay for yourself, up to the limit of Rs. 25,000, excluding service tax and education cess, is eligible for deduction under section 80D. This deduction is eligible under the prevailing tax laws, which are subject to change.
No, the claim amount you receive under your health policy is not subject to tax.
Should you find that there are any inaccuracies in your policy certificate it is very important that you contact us to rectify them so as to ensure all material facts relating to your coverage are correct. Changes in the details of your policy can be such as spelling of your name and change of address, change of date of joining or contact details will not have any impact on the premium you have paid. These changes if deemed fit by us will be endorsed in the policy either by contacting ICICI Lombard at our on 18002666 or writing on email@example.com
Any changes made in the policy during the policy period will be made through an endorsement. All the endorsements will be confirmed with an Endorsement letter which is sent to the customer after the changes are made.
We may cancel your policy in the case of misrepresentation, fraud, non-disclosure of material facts or non-cooperation of the insured/ policyholder
Claim Intimation: If you need to make a claim, you must intimate us in any of the following ways:
Do ensure that you intimate us of a planned hospitalization at least 48 hours before admission. In the case of an emergency, we must be informed within 24 hours of admission. You can download claim form from our website - www.icicilombard.com.
Claim Documents: You shall be required to furnish the following documents for or in support of a Claim:
For Reimbursement of claims you may send complete document set to below mentioned address:
ICICI Lombard GIC Ltd, ICICI Lombard Healthcare, Bank Tower, Plot No. 12, Financial District, Nanakram Guda, Gachibowli, Hyderabad, Andhra Pradesh- 500032
Once a claim is submitted, its status can be tracked on our website. You can log in to our website - www.icicilombard.com and check for the claim status using following path- www.icicilombard.com=>Claim=>Services=>Track your claims.
Alternatively same can be tracked by clicking on https://www.icicilombard.com/IL-Health-Care/Customer/ClaimStatus
There is a waiting period of 30 days from the start of the first time you buy the policy before which a claim cannot be made for any illness, except for hospitalisation due to injury or accident.
An OPD claim is one that is filed for treatment, procedures or services from the out-patient-department of a hospital, clinic, nursing home or diagnostic centre, in which the insured patient has not been admitted. This will exclude procedures covered under Day Care Surgeries. This can include X-rays, MRIs, Doctor Consultations, etc. You can file a claim for this only if the event requiring the service or treatment had occurred 30 days after the policy start date.
Yes, maternity is covered under Your Policy. However, to be eligible to claim this cover, Your legally wed spouse and You must be covered under the same policy and both must have completed 12 months together in the policy. Maximum amount payable under this cover is subject to limit as defined against this extension.
Cashless and reimbursement are two different ways to settle a claim:
Yes, you may file multiple claims in the year, subject to the total amount of the claims not exceeding the sum insured on your policy. For OPD cover, claim can be filed only once a year.
The policy offers claim settlement up to the Sum Insured except for cataract where there is a limit of Rs.35,000 for Sum Insured less than Rs.10 lakhs and Rs.1,00,000 for Sum Insured equal to or more than Rs.10 Lakhs, applicable on per eye per policy Year basis.
ICICI Lombard has an extensive network of hospitals with which it works to offer cashless and reimbursement facilities for your treatment. However, there are some hospitals that are delisted and ICICI Lombard will not cover any medical expenses for treatment taken in these hospitals. The updated list of delisted hospitals is also available on our website www.icicilombard.com. Please call us at our toll free number 1800 2666 should you need more information on this.
Once all necessary documents have been sent to us and queries have been answered, we will process your claim. If you are availing of the cashless facility, your claim will be settled within 4 hours directly with the hospital. In case of a reimbursement facility, your claim will be settled through NEFT within 14 days of submission of all the required documents.
*Tele Underwriting will be there for all declared & accepted PEDs
**Additional benefit up to 31st March 2022
#Network providers for cashless claims as on 22/06/2021
##Shall be covered after 30 days initial waiting period
^ Tax exemption under Section 80D of Income Tax Act 1961 and amendments made there to.
^^ Figures are for Fy 2019-20.
Only for the customers of ICICI Securities Limited who intent to enrol under Group Health Insurance Policy ICIHLGP21380V042021 (MISC 11) (Policy No:- 4015i/MSTR/208323635/00/000) underwritten by ICICI Lombard General Insurance Company Limited. IRDAI Reg No. 115. This is only an indication of cover offered. For more details on risk factors, terms condition and exclusions, please read the sales brochure carefully before concluding a sale. ICICI Lombard General Insurance Company Limited, ICICI Lombard House, 414, Veer Savarkar Marg, Prabhadevi, Mumbai – 400025. IRDA Reg.No.115. Toll Free 1800 2666. Fax No – 022 61961323. CIN (L67200MH2000PLC129408). firstname.lastname@example.org www.icicilombard.com
The above listed Group health insurance product is available online with ICICI Securities Ltd. For details on the complete list of all insurance products please get in touch with your Relationship Manager. ICICI Securities Ltd., Corporate Agent of ICICI Prudential, HDFC Life, ICICI Lombard, Care Health Insurance, Star Health and Allied Insurance & Max Bupa Health Insurance. Composite Corporate Agent License No. CA0113. Registered office of I-Sec is at ICICI Securities Ltd. - ICICI Centre, H. T. Parekh Marg, Churchgate, Mumbai - 400020, India. Insurance is the subject matter of solicitation. ICICI Securities does not underwrite the risk or act as an insurer. Nothing contained on the Website shall constitute or be deemed to constitute an advice, an offer to purchase or an invitation or solicitation to undertake any activity or enter into any transaction relating to the Insurance Products