Women's Day 2022: Investment Tips For New Age Women Investors

07 Mar 2022|

1 min read |

by ICICI Securities Team

Introduction

Investments and saving for financial security are not gender-specific. However, smart investing is becoming more commonplace as women are getting more empowered through better access to education, breaking the glass ceiling and earning more money.

If you're looking at improving your investment skills and working towards better financial security, here are five tips that will help you go a long way in your journey.

Five Investment Tips to Help you in Your Financial Journey

1. Follow the 50/30/20 Rule

It can be difficult to cull out money to invest every month if you don't have a budget and track your expenses. As per expert advice, follow the 50/30/20 rule while budgeting. That includes allocating 50% of your income for rent and utilities, 30% for lifestyle expenses and 20% for savings and investments.

2. Stay Curious About Investment Avenues

Financial literacy is critical if you want to invest and get richer. For that, you need to take an active interest in learning about new financial instruments. Make financial talk a part of dinner table conversations and take every opportunity to know more about the different products in the market and the kind of risk-rewards they provide.

3. Diversify Your Investments

While this may be one of the most basic thumb rules of investing, it will do you good to remember that diversifying your investments will yield you the best returns over the long term. That is because you diversify your risks and put your money in different financial instruments that will perform differently under various market conditions. That will ensure that your returns are stable, no matter how volatile the markets get.

4. Get a Financial Planner

Get a professional financial planner to manage your money if you make handsome money but don't have the time to learn about and invest in suitable financial instruments. Financial planners are individuals with years of knowledge about investing. They will be able to make the right decisions on your behalf to help you grow your money as per your investment objectives and risk appetite.

5. Don't Overdo Tax Savers

Tax saving financial instruments may help you save tax, but they may not be the best investment avenues to meet your financial goals. While you must save as much as you can on tax, don't overdo your tax investments. Instead, save according to your financial goals and plans.

Also Read: Types of Financial Instruments in the Stock Market

Conclusion

As an intelligent female investor, you need to be well-educated about the market and different investment tactics. You can grow your money and reach your financial goals with ease by making intelligent investment decisions.

Disclaimer

ICICI Securities Limited has its registered office at ICICI Venture House, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400025, India, Tel No:- 022 - 2288 2460, 022 - 2288 2470. The non-broking products / services like iLearn and Financial Learning are not exchange traded products / services and ICICI Securities Ltd. is just acting as a distributor/ referral Agent of such products / services and all disputes with respect to the distribution activity would not have access to Exchange investor redressal or Arbitration mechanism. iLearn is not an exchange traded product/service of ICICI Securities Ltd. All disputes with respect to the activity on the platform would not have access to Exchange investor redressal or Arbitration mechanism.

ICICI Securities Ltd. is a Member of National Stock Exchange of India Ltd (Member Code :07730), BSE Ltd (Member Code :103) and Member of Multi Commodity Exchange of India Ltd. (Member Code: 56250) and having SEBI registration no. INZ000183631. ICICI Securities Ltd. is a SEBI registered with SEBI as a Research Analyst vide registration no. INH000000990. Name of the Compliance officer (broking): Mr. Atul Agrawal, Contact number: 022-69997051, E-mail address: complianceofficer@icicisecurities.com Investments in securities markets are subject to market risks, read all the related documents carefully before investing. The contents herein above shall not be considered as an invitation or persuasion to trade or invest. ICICI Securities Ltd. and affiliates accept no liabilities for any loss or damage of any kind arising out of any actions taken in reliance thereon. Such representations are not indicative of future results. The securities quoted are exemplary and are not recommendatory. AMFI Regn. No.: ARN-0845. PFRDA registration numbers: POP no -05092018. ICICI Securities Ltd. acts as a Composite Corporate agent having registration number -CA0113. Mutual Fund Investments are subject to market risks, read all scheme related documents carefully. Please note, Mutual Fund, Corporate Fixed Deposits, Bonds, Alternate investment funds, Tax planning, Succession planning, NPS, IPO, Investment Advisory and Loans related services are not Exchange traded products and ICICI Securities Ltd. is acting as a distributor to solicit these products. Please note, Insurance related services are not Exchange traded products and ICICI Securities Ltd. is acting as a corporate agent to solicit these products. All disputes with respect to the distribution activity, would not have access to Exchange investor redressal forum or Arbitration mechanism. The non-broking products / services like Research, etc. are not exchange traded products / services and all disputes with respect to such activities would not have access to Exchange investor redressal or Arbitration mechanism. The contents herein above are solely for informational purpose and may not be used or considered as an offer document or solicitation of offer to buy or sell or subscribe for securities or other financial instruments or any other product. Investors should consult their financial advisers whether the product is suitable for them before taking any decision. The contents herein mentioned are solely for informational and educational purpose.

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