Watch your money multiply with One Click's Builder
Watch your money multiply with One Click’s Builder
Are you one of those people who are tempted to dip their toes in the share market but are afraid of getting scalded? Do you want to grow your investment at a fast clip through equity but worry that a crash could dip you in the red equally quickly?
Is there a way out of this dilemma? Does there exist a platform that can help you with carefully researched portfolio that's designed just for your needs and help you grow your money while cutting the risk of losses?
Luckily, there is. ICICI direct's newly launched One Click investment tool helps you do just that.
If you have been looking for a portfolio that will maximise your returns while cushioning you from losses, look no further than the Builder portfolio from One Click.
A MF portfolio that leans towards equity (60%- 80%), while offering the cushion of debt (20%- 40%), Builder has been created keeping in mind the discerning investor who seeks the upside of equity investments with relatively lower volatility in returns. Customised for those with an eye for good returns from the stock market, Builder has been specially curated by experts from ICICI direct.
Who is Builder for?
If you are looking to capitalise on the upside of equity investments coupled with relatively lower volatility in returns, you should opt for Builder. This portfolio can get you the optimum returns if you stay invested for a period of 10 to 15 years.
How does it work?
With a minimum lump sum investment of Rs 20,000 or an SIP of Rs 10,000, you are good to start. The portfolio assigns 25 per cent to large cap, 30 per cent to multi-cap and 20 per cent to mid-cap schemes, while 25 per cent is invested in debt funds with strategic allocation to corporate bonds.
The One Click edge
With One Click, you can rest assured that certified experts are monitoring the health of your portfolio and guiding you every step of the way, continuously. Before you invest, you can view the historical return of the MF basket against benchmark in an easy to understand chart. You also have the option to invest 'One Time' (Lump Sum) or 'Monthly' (SIP) in any of the listed basket.
Under Mutual Fund Portfolio in ICICIdirect.com, you can see a new tab "One Click Portfolio" that will help track investments separately. To top it all, Mutual Fund Transaction charges are not applicable for investments done through One Click Investment.
There's more at One Click
ICICI’s One Click has more baskets to choose from, depending upon your investment appetite. It offers six different baskets of schemes, tailored to suit specific investor needs. Apart from Builder, there are –
Maximiser - A diversified portfolio that gives exposure across Large, Multi, Mid and Small cap schemes and helps capture the best of market cycles and sectors, making it ideal for those who seek to grow their investments over a 5 to 10-year time period.
Stable – A portfolio with higher allocation towards Debt schemes with a limited participation in equity, ideal for those who seek FD plus returns, with marginally higher risk.
50-Fifty – A portfolio that offers a perfect blend of stability as well as growth by investing 50 per cent each in Equity and Debt, ideal for investors seeking growth potential of equity along with stability of debt.
Secure – A portfolio that invests in quality corporate bonds and shorter term debt instruments thereby making earnings more visible and assured, ideal for those who prefer to invest without having to worry about stability in returns.
Tax Saving - A portfolio that invests in tax saving equity schemes, it not only saves on your tax outgo, but also grows your investments, helping you save taxes u/s 80C.
With the ICICIdirect.com expertise at your fingertips and the ease of One Click, you can now sit back and watch your money grow!