Bank of India Banking & Financial Services Fund-Reg (G)

The scheme endeavors to generate long-term capital appreciation by investing predominantly in equity and equity related instruments of companies engaged in banking and financial services. The scheme will invest atleast 80% of corpus in securities of companies engaged in the Banking and Financial Services sector from the sector list as provided by AMFI in Industry classification data. The scheme will be market cap agnostic and follow a bottom-up stock selection approach. The bottom-up investment approach would focus on analyzing individual stocks pertaining to companies which are part of the banking and financial services sector. The stock selection of the scheme would focus on identifying companies with sound corporate management and prospects of good future growth. The fund managers will aim to predominantly build a portfolio of companies engaged in banking and financial services sector which have reasonable growth prospects, healthy financials with sustainable business models, acceptable valuation that offers potential for long term capital appreciation and management quality etc. The scheme may invest upto 20% in securities of companies which are engaged in sectors other than Banking and Financial Services sector. The Scheme may also invest a certain portion of its corpus in debt and money market securities. Investment in debt securities will be guided by credit quality, liquidity, interest rates and their outlook. The Scheme may also invest in the hybrid securities viz. Units of InvITs for diversification and subject to necessary stipulations by SEBI from time to time. The Scheme would invest predominantly in Equity and Equity related Securities and will follow an active investment strategy. Though every endeavor will be made to achieve the objective of the Scheme, the AMC / Sponsors / Trustee do not guarantee that the investment objective of the Scheme will be achieved. No guaranteed returns are being offered under the Scheme.