Personal Loan

A home loan or car loan will allow you to use the money to purchase a home or car respectively, but when you apply for a personal loan, it need not be restricted to a specific use. Once the loan is disbursed, you can use it for any purpose as per your particular need.

Any Salaried individual/Government Entities/Armed Forces/Pensioner with Co-applicants / Salaried NRIs with local co-applicant & any Salaried Doctors with ICICI Bank Corporate Salary account or other Bank Salary account meeting salary norms can be funded under Personal loans.

The loan can be repaid over a period of 12 to 6 months.

You can avail of loans ranging from Rs 50,000/- to Rs 25,00,000/- depending on your eligibility, income, repayment capacity, employer category and your relationship with ICICI Bank, the final loan amount is decided.

Loans are approved within 72 hours of submission of complete documentation.

A processing fee of up to 2.25% of Loan Amount plus GST is levied on loan, basis the defined pricing matrix followed by the bank. This fee will be deducted from the disbursal amount payable to you.