Looking for peace of mind with your investments? Check out One Click's Stable
Your grandfather invested in fixed deposits, and your father swore by them. FDs were the default investment tool for all their savings, with a comfortable interest rate and no risks. It was a different time and age. Then came the share market wave with the promise of quick and high returns.
The bullish times do indeed bring in stupendous returns but the risk of volatility always hangs over your shoulders like a menacing sword. How can you strike a balance between the lure of the temptingly high returns and the stability of the trusted fixed deposit? Luckily, ICICIdirect's new investment tool, One Click, has the answer.
An easy to use platform, One Click allows investors to choose from an array of baskets of Mutual Fund schemes, curated after in-depth analysis on both qualitative and quantitative parameters. Its portfolio - Stable - gives you the optimum balance between debt and equity instruments, while allowing for a small amount of risk to mop up those high returns.
What exactly is Stable?
It is one of the popular portfolios from the One Click family that comes with ‘built - in’ stability. Its higher allocation towards Debt schemes with a limited participation in equity makes it ideal for those who seek FD plus returns, with marginally higher risk.
Curated after diligent research and designed specifically to address your investment goals, Stable makes sure you get consistent returns on your investment in debt instruments, while keeping an eye on the big bucks that accrue to you through investment in equity as well.
Is Stable for me?
If you are the kind of investor who wants to move beyond the traditional FD investment route and has been looking for a fine balance of debt and equity, Stable is for you. As the name suggests, the specially crafted portfolio makes judicious investment choices in large caps and corporate bonds to give you high returns coupled with peace of mind!
How does it work?
With a minimum lump sum investment of Rs 25,000 or an SIP of Rs 10,000, you are good to start with Stable. The portfolio assigns 30 per cent to large cap and 70 per cent strategic allocation to corporate bond fund.
This portfolio can fetch you optimum returns if you stay invested for a period of 3 to 5 years.
One Click is all it takes
One Click's easy to use interface allows you to choose your portfolio in accordance with your investment goals, while being assured that certified experts are monitoring the health of your portfolio and guiding you every step of the way.
Before you invest, you can view the historical return of the basket against benchmark in an easy to understand Chart before you put in your money. You also have the option to invest 'One Time' (Lump Sum) or 'Monthly' (SIP) in any listed basket.
Under Mutual Fund Portfolio, you can see a new tab "One Click Portfolio" that will help track investments separately. To top it all, Mutual Fund Transaction charges are not applicable for investments done through One Click Investment.
One Click offers more
Besides the popular Stable, One Click has a host of other carefully researched and curated portfolios designed to meet every investor's specific goals.
Among the six different baskets of schemes, tailored to suit specific investor needs, are -
Maximiser - A diversified portfolio that gives exposure across Large, Multi, Mid and Small cap schemes and helps capture the best of market cycles and sectors, making it ideal for those who seek to grow their investments over a 5 to 10-year time period.
Builder - A portfolio that leans towards equity, while offering the cushion of debt, making it an ideal blend for those who seek the upside of equity investments with relatively lower volatility in returns.
50-Fifty – A portfolio that offers a perfect blend of stability as well as growth by investing 50 per cent each in Equity and Debt, ideal for investors seeking growth potential of equity along with stability of debt.
Secure – A portfolio that invests in quality corporate bonds and shorter term debt instruments thereby making earnings more visible and assured, ideal for those who prefer to invest without having to worry about stability in returns.
Tax Saving - A portfolio that invests in tax saving equity schemes, it not only saves on your tax outgo, but also grows your investments, helping you save taxes u/s 80C.
Invest with One Click and watch your wealth multiply steadily!