How can I get a free demat account?

Is your portfolio focused only on shares and bonds? If yes, it’s time to diversify your portfolio by adding commodities. Commodities is a separate asset class. Investing in commodities like gold offers a safer edge during economic uncertainties and protects against inflation.

Indian commodity derivatives markets have played a pivotal role economic development in terms of price discovery and price risk management in the ecosystem. 

Index funds investment is an excellent option if you wish to generate high returns amid a rallying market. Click here to read more about index fund investments.

Here are the different ways to start investing in mutual funds schemes. Click here to read more about mutual funds.

When you start investing in mutual funds for the first time, you will find that there are various kinds and categories – from equity and debt funds to hybrid and solution oriented schemes funds. 

With the spike in infections, share prices turn volatile. It is a trend witnessed since the advent of the COVID-19 pandemic. Such short-term volatility can cause anxiety. You may wonder about the right time to buy or sell shares.

All you need to know about 3-in-1 account before you open it and start trading. Visit ICICIdirect to know more about 3-in-1 account!

Now save your taxes by investing in various tax saving instruments under section 80c. Click here to read more about investment plans!

Know what all salary component plays an important role that helps you in your tax benefits and save money from getting taxed. Visit ICICIdirect to read more about salary structure component.

Have you been looking to open a free demat account lately? Visit ICICIdirect and know more about opening a free demat account.

Public Provident Fund (PPF) is one of the most popular long-term saving schemes which focuses on inducing small savings like investments. Visit ICICIdirect to know more.

The Indian food segment and restaurant chain market has evolved over the years, more so with the entry of global fast-food chains like McDonald's, Pizza Hut and Domino's, which were then followed by the likes of Subway and Barbeque Nation.

Rohan, age 35 years, is an executive working in a MNC firm. In the last few years, he has started earning his second income from equity investment. But he always thinks that tax treatment of the equity investment is complex and he remains puzzled at the time of tax filing. 

Mutual funds are classified according to various factors, including their sector, size, asset class and flexibility. These include open ended funds and closed end funds. 

The investment market is filled with innumerable opportunities and options that can help you create wealth over time. 

Trading in equity is more than just buying and selling stocks. There are various types of equity trading you must be familiar with as an investor before allocating funds to investments.

Dematerialization, the process of converting and storing physical shares into an electronic form, has transformed how securities are traded and exchanged in the stock market today.

If you are looking for a tax saving scheme which also delivers above average returns, Equity Linked Savings Scheme or ELSS is worth considering.

Mutual funds and Exchange Traded Funds are similar in many ways, causing much confusion among investors, particularly those who are new to the stock market.

Under Section 80C of the Income Tax Act of 1961, you can claim maximum deductions of up to Rs. 1,50,000 if you invest in an Equity Linked Savings Scheme. 

You’ve always been thinking of investing in shares and opening a demat account. However, you’re finding it hard to take time off your busy schedule to open one. 

Are you 60 years old or above? If you are, you fall in the senior citizen category. The government offers some tax benefits if you are in this category, so that you don’t have to bear a huge financial burden when there are chances that you may not be earning a regular income.

In the financial market, stocks are often categorized by market capitalisation. What is market capitalisation? It is simply the total number of shares multiplied by their current market price.

Reserve bank of India floating rate bonds allow customers to make convenient investments with low-risk returns. Click here to know more about RBI floating rate bond.

Before you invest in bonds it is important to understand the inverse relationship between bond's price and its interest rate. Visit ICICIdirect to know more.

NPS or national pension system is one of the best investment options for tax benefits up to Rs 1.5-2 lakhs under sections 80C. Visit ICICIdirect to know more.

Gold is a favourite investment for almost everyone in India. The precious yellow metal is considered auspicious. Plus, it can diversify your investments and safeguard against inflation. 

A quick guide to help you compare the critical differences between NCDs, bonds and debt mutual funds before you make investment decision. Click here to know more.

Calculation of long-term gains on mutual funds has come under the spotlight as more investors turn towards mutual funds as their go-to investment instrument. 

A Systematic Investment Plan (SIP) is a tool that allows you to invest in a disciplined manner. 

If you’re concerned about income after retirement and want to save income tax at the same time, one of the options you could consider is the National Pension System or NPS, a government backed voluntary pension scheme.

Can you buy shares without a demat account? The simple answer is no. This is because share certificates are no longer issued in paper form.

You may open multiple demat accounts, but all accounts should be linked with one PAN number

All you need to know about the tax saving act under section 80CCD (1B), and save additional Rs 50,000 tax and above. Visit ICICIdirect to know more.

National Pension System (NPS) offers you the two approaches to invest your money in. Click here to read more about NPS.

As an investor, you can choose from a wide range of investment products. Fixed deposit (FD) has remained the most popular choice for us Indians. An FD makes your money work hard for you and brings fixed returns after the investment period.

NPS offers the Flexible range of investment options and choice of pension funds for planning the growth of the investments. Click here to read more.

Demat account allows you to buy shares and safely store them, but wondering if you could sell them using demat account. Visit ICICIdirect to know more.

Financial derivatives are one of the fastest growing classes of financial asset, learn how you can manage your risks while trading in derivatives. Click here to know more!

Want to save tax by investing in tax saving mutual funds? Click here to learn more about to save tax.

Avoiding losses may not be possible in trading, but smart investors take corrective action and minimise their losses. Visit ICICidirect to know more.

Fluctuating prices & stock market uncertainty can be unsettling for traders. Investing in Nifty futures could offer some advantages at such times. Click here to read more.

Check out the minimum fees you need to pay & the charges for maintaining your demat account at ICICIdirect. Click here to read more about demat account.

Know the type of documents required to open your demat account. Click here to read more about demat account

There are several features & benefits of opening demat account. Click here to read more about demat account.

Among the various tax-saving options, most individuals prefer to claim tax deduction under Section 80C of the Income Tax Act, 1961. Click here to know more. 

Stay on track with your financial goal, learn to allocate your fund in different asset to minimize your risk. Click here to read more!

A quick beginner’s guide to understand demat account and its functionality before you start investing in market. Click here to read more about demat accounts

Anyone who has attained the age of 18 can open the demat account, in case of minor it can be opened by parents or appointed guardians. Visit ICICIdirect to read more.

Opening the joint trading account is not possible, but you can open joint demat account. Click here to read more.

PAN card is mandatory while opening demat account in India as per SEBI circular. Visit ICICIdirect to know more.

If you want to invest in IPOs and become one of the first public investors in a company, it is best not to delay opening your demat account. Click here to read more!

An individual can open more than one demat account provided it should be linked to one pan. Click here to read more.

Wondering if you could trade without demat account? A demat account is required to hold your shares while trading. Visit ICICIdirect to know more!

A comparative analysis of Equity Linked Saving Scheme (ELSS) & Public Provident Fund (PPF) based on various parameters. Visit ICICIdirect to know more!

Now learn intraday secrets before you start investing in share market. Click here to know more about intraday trading.

If you are looking to kickstart your investment plans for 2021, try mutual funds. They are flexible products that allow you to invest for varying timeframes and via SIPs or lump sum investments. Some mutual funds offer high returns but may be risky, while others are ideal for conservative investors. 

A regular savings habit holds the key to financial security. Yet, many struggle to be disciplined about their savings and investments. If investment discipline is an issue for you, a Systematic Investment Plan (SIP) could help. A SIP makes investing through mutual funds easy. All you have to do is regularly invest small amounts in mutual fund SIPs of your choice. 

A tax saving mutual fund, also called Equity Linked Savings Scheme (ELSS), is a mutual fund scheme that invests in equity & equity related securities. Click here to know more

All you need to know before you start investing into ELSS. Visit ICICIdirect to know more!

Depository Participant acts as an intermediary between the depository and the Investors who hold securities. Click here to read more about DP!

Understand the differences between shares and mutual funds before you make the critical decision of investing. Visit ICICIdirect to know more!

Trading Holidays Calendar 2021: Get the complete list of NSE, BSE, MCX, Commodity & Currency trading holidays for 2021. 

Commodities refer to essential items that are exchangeable and can be bought and sold. Be it food, metals, energy, or resources – commodities are fundamental for life, and investors can trade them on commodity exchanges similar to shares and bonds for profit.

Like the year gone by, 2021 promises to be an eventful one for initial public offerings (IPOs. That is despite the coronavirus pandemic and the resulting lockdowns. When a company launches an IPO, it issues new stock for public investment. By participating in an IPO on the primary market, you can invest in promising companies' shares.

A debt fund is a mutual fund which invests mostly in fixed income instruments like government securities, corporate bonds or treasury bills. These instruments give you a fixed rate of return at the end of a fixed period. In essence you are giving the bond issuer a loan, which it promises to repay with interest. Here are four significant benefits of investing in debt mutual funds.

There are two ways to invest in a mutual fund scheme – a lump sum investment or a systematic investment plan (SIP). The lump sum investment consists of a single payment, while in the SIP a specific fixed amount is invested daily, monthly, quarterly or biannually, in your choice of mutual fund scheme/s. A lump sum investment requires you to invest of a considerable sum in equity, debt, fixed income and other such funds, depending on the objective and tenure of investment, and the risk you are willing to take.

A demat account, or ‘dematerialised account’ is an electronic or digital form of holding your securities. In India, it is mandatory to have such an account for buying or selling stocks or other financial instruments. Only then can you trade in stocks, equity, ETF, IPOs and certain debt instruments.

Most of us worry about retirement and having enough income in our old age. While some people save and invest enough, there are many who find it difficult to manage finances to ensure enough money post-retirement. The National Pension System (NPS) is a good option for those who want income after their working years are over.

NPS is a contribution-based pension scheme aimed at providing a regular income after retirement. It was launched for government employees in 2004 and later opened to everyone in 2009 through a few select banks, including ICICI Bank.

An Equity-Linked Savings Scheme (ELSS) is a tax saving mutual fund meant to encourage long-term equity investments. Under Section 80C of the Income Tax Act, the amount you invest in ELSS is deducted from your taxable income up to a limit of Rs 1.5 lakh in a financial year, resulting in significant tax savings.

ELSS is a popular choice among investors because of its tax benefit and potentially high returns, and also because it has the shortest lock-in period of all tax-saving instruments under Section 80C. However, most fund managers will advise you stay invested for longer than that to maximise returns.

A mutual fund pools in money from various investors and invests it in various types of underlying securities. They prove to be a great investment tool for growing ones’ wealth. Irrespective of your risk appetite and investment horizon, there is a mutual fund for everyone. However, investing in mutual funds for the wrong reasons can result in a bad investment.

Mutual funds have become an increasingly popular investment option, even among those who are unfamiliar with the stock market. This is because not only do they offer a higher return than many fixed income or other financial instruments, but you can also pick and choose the kind of returns you want vis a vis your risk appetite, investment time horizon and financial imperatives. And if you are new to the market, there’s always your friendly financial advisor who can help you understand debt, equity, balanced funds and other such stock market jargon.

The Indian stock market offers a plethora of investment opportunities. With a wide range of investment instruments offered in this market, you can achieve several significant personal and financial goals. Disciplined, timely investments can help you create a long-term corpus. However, stock trading is volatile and not completely risk-free as prices of stocks can fluctuate rapidly. As such, you need to be prudent with your investments. So, if you’re just entering the stock-investment world, here are five tips that could prove beneficial.

A Systematic Investment Plan or SIP allows you to invest a fixed sum at regular intervals in selected mutual funds or shares. This allows you to buy smaller amounts at regular intervals, building fiscal discipline and saving you from the shock of a last minute lump sum payment

An Initial Public Offering is when a private company offers shares to the public for the first time. Before filing for an IPO, the company must fulfil certain conditions set by the Securities and Exchange Board of India (SEBI).

Any income that accrues from the sale of a capital asset (like shares, real estate, bonds, commodity etc.) is considered a capital gain, and taxed as either short or long term capital gains (LTCG/STCG) depending on the holding duration. Here’s a break down of LTCG and its tax implications.

Mutual funds are an excellent tool that helps build your investment portfolio. But if you are new to the world of mutual funds, it’s essential that you first learn the nuances to reap maximum benefits. 

If you want to avail of deductions to reduce your tax burden instead of opting for a flat rate, you need to do some planning before investing in tax-saving instruments. This is because not all of them offer the same kind of benefits, returns, liquidity, etc

An arbitrage fund is defined as a mutual fund that leverages the price difference in the cash and derivatives market to make a profit.

A gold ETF is a commodity exchange-traded fund that can be used to gain exposure to the price increase in the gold. Gold ETFs trade on a stock exchange just like a normal stock or equity but derives its value from holding ‘underlying assets’ that is Gold.

The global financial market has become one of the important barometers for growth of the economies. Each asset classes are equally importance in growth of the global economies. Major asset classes include equities, bonds, currencies and commodities have their distinct contribution to the world economy.

Passive mutual funds are exchange traded funds and funds that invest in index, thereby ensuring stable returns without much risk over the long term. Here’s all you need to know about these funds

Before we explore how to know the demat account number, let’s take a closer look at what is a demat account. For starters, a demat account is just like a bank account.

We all frequently operate our demat accounts during the buying and selling of shares in share market. The buying of shares results in our demat account being credited, whereas when you sell the shares, the securities are debited from the account.

Tax saving mutual funds, also known as Equity Linked Saving Scheme or ELSS, offer the dual benefits of higher returns and tax saving through deductions up to Rs 1.5 lakh under section 80C of the Income Tax Act.