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Wealth Creation Plan

For those individuals who are stock-market savvy and are looking for wealth creation through market based returns, these plans could be a better choice since they offer better control on where the policyholder wishes to invest premiums as per risk appetite.

Key Features

  • Flexibility to switch funds and create wealth
  • Long term protection
  • Guaranteed annual income
  • Option for partial withdrawals
  • tax benefits

Benefits

ICICI Pru lifetime classic: A savings and protection oriented unit linked insurance plan. This plan offers you multiple choices on how to invest while providing you with a life insurance cover to protect your family in case of your unfortunate demise.
  1. Choice of 4 portfolio strategies to match your risk appetite
  2. Potential to create wealth: Invest in your choice of equity, debt or balanced funds.
  3. Protection for your family: Secure your family. On death of life assured, your nominee receives Sum Assured plus fund value12
  4. Tax benefits3 on premiums paid and benefits received as per the prevailing tax laws
ICICI Pru Smart Life – a savings and protection oriented unit linked insurance plan. This plan offers multiple choices on how to invest so that you can accumulate funds towards your desired goals, while providing you with a life insurance cover to protect those goals even in your absence.
  1. Waiver of all future premiums* payable under the policy is available, in the unfortunate event of death of the Life Assured.
  2. Pay premium just once, for limited period or for the entire policy term.
  3. Fund any intermediate financial need through Partial Withdrawals, any time after the completion of five policy years
  4. Get rewarded with Loyalty Additions and Wealth Boosters on staying invested with us over the long term.
ICICI Pru Signature - a protection and savings oriented unit linked insurance plan which offers a life insurance cover to protect your family in case of your unfortunate demise and flexible investment options to help you achieve your goals
  1. Choice of 4 portfolio strategies to match your needs
  2. Unlimited free switches
  3. Loyalty Additions & Wealth Boosters
  4. Tax Benefits