Open your Online Trading Account with India’s best retail broker**

Experience seamless investing in Shares, Mutual Funds, IPOs, Insurance & more

Get additional benefits worth 8,846#

Free annual subscription worth


Complimentary quarterly subscription


+4 More

Free benefits worth


Free voucher worth


Free Online Course in Finance worth


Free online medical consultations



Easy steps to open an account

Check your eligibility

Verify your details

Generate User-id and Password

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^The Largest Equity e-Broking House and The Best Equity Broking House in the Cash Segment


FAQs on Trading Account

What is Trading account?

The 3-in-1 online trading account gives you the convenience of opening a online trading, demat & bank account. You can view live share price, do share trading on NSE and BSE, trade in Futures & Options, Currencies, invest in Mutual Funds, IPOs and Life Insurance through our seamless and secure 3-in-1 online trading account.

What are the features of Trading account?

  • Seamless Trading: You can trade in shares without going through the hassle of tracking settlement cycles, writing cheques and transfer instructions. Absolutely hassle free!
  • Security: Instead of transferring monies to a broker's pool or towards deposits, you can manage your own demat and bank accounts when you trade through It provides you the flexibility to pay only when you trade
  • Wide range of products: Share trading in both NSE and BSE, innovative offerings like - Margin, MarginPlus, BTST, SPOT. Derivatives trading, overseas trading, mutual funds, IPOs and on-line life insurance
  • Control: You can be rest assured, that your order will be precisely for the amount you wanted it to be, without any deviation, giving you full control of your money and your trades
  • Award Winning Research: We understand the need for the right research to make the right investment decision and has focused heavily in this area. Our team with its consistent delivery has been voted as the 'Most preferred brand of financial advisory services' at the CNBC Awaaz Consumer Awards, 2007
  • Tracking and Review: Monitoring your investments is as important if not more than making that investment itself. Our portfolio tracker and watchlist along with sms alerts will always keep you updated on the status of your investments with us and act on them when required

Apart from Trading account, what else is required to start online investment?

After opening trading account, you need to have a bank balance in your linked Savings Account with your trading account and one has to choose his brokerage plan like Prime or prepaid.

What is the difference between Demat and Trading account?

The key difference between a Demat and a Trading account is that a Demat account is used to hold your securities such as your share certificates and other documents in electronic format whereas a Trading account is used for buying and selling these securities in the stock market. The combination of Trading, Demat and savings account is known as a 3-in-1 account in the stock market.

What is 3-in-1 account i.e. Demat, Trading and Bank account?

ICICIdirect offers you a Unique 3-in-1 On-line Trading Account which integrates your demat, savings and trading account t have secure and seamless investment experience.

Advantages of 3-in-1 account:

The 3-in-1 trading account gives you the convenience of opening a demat, trading & bank account. Trade in Shares, Futures & Options, Currencies, invest in Mutual Funds, IPOs and Life Insurance through our seamless and secure 3-in-1 online trading account.

  • Integrates your banking, trading and demat account.
  • Single window for all your investment needs
  • Live streaming quotes with Trade Racer
  • Accessibility on multiple platforms for trading like web, mobile and call-n-trade (Place order over the phone)
  • Distinguished Brokerage Plans for various Products

What are the charges to open ICICIdirect 3 in 1 account which includes Demat, trading and savings account?

Account opening charges for trading account depends on the scheme opted by customer for Demat account charges depend on Demat account opted by customer (BSDA / REGULAR) and for saving account is 5000.

The Account opening fee varies from 0 to 975 rupees. There are multiple schemes available, for more details on the scheme, please call on 1860 123 1122.

There is no AMC (Annual Maintenance charges) for Demat Account for the first Year. However, charge of 700 (excluding taxes) is levied from 2nd year onwards.

However, if the Demat account is under BSDA, no AMC is levied for holding value upto 50000.

What documents are required to open 3 in 1 account with us?

Documents required:

  • Address proof
  • Permanent Account Number (PAN) card
  • Passport-sized colour photographs

Strong vintage and legacy of ICICI with 46 lac customers

We are a part of the six decades old ICICI group with 46 lac customers. ICICIdirect is one of the pioneers in online investments and has been around 19 years.

One stop investment shop with 35 products and services

Get products & services like Equity, Mutual Funds, Insurance, IPOs, Corporate Fixed Deposits, Futures & Options etc. all under one platform. We also provide convenient & disciplined investment options+ like Target Investment Plan, Systematic Equity Plan and One Click Investments (Mutual Fund basket investing) to achieve your investment goals.

Stock ideas from award winning research team

Our 32 fundamental research analysts cover 220 companies across various sectors and generate highest number of reports. These inclusive research reports help you make the right investment decisions.

Secured & power packed platform

Our platform not only helps you spot and execute market opportunities but also provide you an array of investing options that are available at a click. Enjoy all of this with our intuitive and user friendly interface. Access our online trading platform on the web, mobile, desktop at high speeds.

200 branches across 75+ cities and 7100 business partners

Walk-in to any of our branches across multiple cities, connect with our business partners or call our dedicated call center and we will be happy to help.

Instant Liquidity

This facility is provided through eATM and is a first of its kind in the industry. Through eATM, you can get your money credited upto INR 50,000 within 30 minutes on selling shares.

Multiple Brokerage Plan

Save upto 84%*** on normal brokerage through our various life time valid brokerage plans and enjoy low brokerage charges.

Instant loans and insurance

We have diversified from providing investment solutions to insurance and loans. Now you can buy insurance and loan products from one portal. We offer home loans, personal loans, auto loans and loan against property etc. Personal loan amount is credited within 3 seconds into the customer’s account.

Consolidation and tracking of portfolio

You can track and monitor your portfolio from anywhere and anytime. Get a consolidated view of your investments, capital gain statement, alerts and notifications to have a complete control on your investments.

ESOP funding

We provide ESOP funding++ at a cost effective rate. You can avail loan to finance the exercise price as well as the perquisite tax. Besides this, we also provide ESOP balance transfer feature. With this feature, you can transfer your existing loan to us and save on your interest outflows.

Online investor education

ICICI direct provides online investor education for those who wish to learn the science of investing. There are various courses which the customer can choose, depending upon his needs.

Buy stocks today pay within 365 days

Now don’t let lack of funds come in your way of investing. With Margin 365^^, you can buy with low amounts and pay the remaining within 365 days. This facility is available for the stocks listed on both the exchanges; NSE and BSE.

One click investments

This provides investors an opportunity to choose from baskets of Mutual Fund schemes, which have been carefully curated and research backed that help you power your investments.

Open Trading Account