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Start a SIP instantly in our Top Picks

Benefits of investing through SIPs

Adds disclipline in investing & helps you create higher corpus in long term with power of compunding

Invest affordable amounts every month without pinching your pockets

No need to time the market as you benefit from rupee-cost averaging

Know what you're missing out

By starting early, even with a smaller amount, you can accumulate

( versus )

starting at middle age

Start investing at

Monthly SIP Amount

Expected rate of return

Investment tenure:

48.00 L

2.99 Cr

starting early age

Start investing early at

Monthly SIP Amount

Expected rate of return

Investment tenure:

21.00 L

7.34 Cr

Source: ICICIdirect Research, Accord Fintech

Returns as on April 31, 2023

FAQs

A Systematic Investment Plan (SIP), more popularly known as SIP, is one of the most convenient modes of investment. SIP allows an investor to invest a fixed amount of money every month in the selected mutual fund scheme. You can start a SIP with an amount as low as Rs. 500 per month (Rs 100 per month in case of few schemes). By taking the SIP route to investments, the investor invests in a time-bound manner without worrying about the market dynamics and stands to benefit in the long-term due to average costing and power of compounding. SIP can help you achieve your goals and instil financial discipline.

  • Easy on pockets – Investment through a SIP is possible with small amounts. You can start investing through a SIP with amount as low as Rs 500 per month or in case of certain schemes with Rs 100 per month.

  • Disciplined approach in investing - SIPs inculcate saving habit & discipline in investments by making you invest on a regular basis.

  • Do away with the need to time the market - By investing through a SIP, you do away with the worry of timing the market. Timing the market means looking at the right / lower level of market to start investing.

  • Benefit from power of compounding over long term - With smaller amounts to invest through SIPs, you can start investing early. This gives the invested amount more time in the market which increases the probability of higher returns

There is no time like NOW to start investing. The earlier you start investing, the better it is. This gives the invested money more time in the market, thereby increasing the growth potential of your investments.

You can start investing through a SIP with amount as low as Rs 500 per month or in case of certain schemes with Rs 100 per month.

SIP allows you to invest a pre-specified amount in a scheme at periodic intervals. So whenever the market moves down and Net Asset Value (NAV) of the scheme decreases, you end up buying more units of the scheme. If the market moves up, Net Asset Value (NAV) of the scheme increases and you will get less units of the scheme. Hence the average cost of purchase works out lesser.

  • SIP Step Up (SIP Top up): Automatically increase your SIP amount on periodic basis
  • SIP Pause: Allows to take a break from your investment to meet financial exigencies
  • Period Till Cancellation (Perpetual SIP): Set up a perpetual SIP and forget the hassle of tracking expiry dates
  • Auto-renewal of SIP: Option to auto-renew SIPs post completion of selected period
  • SIP Modification: Flexibility to modify Trigger date, Frequency, Period & investment amount online with a few clicks
  • Any Date SIP: Option to start SIP on any date between 1st to 28th of a month in schemes of select AMCs
  • Multiple payment modes: Investment can be done through linked ICICI Bank account, Mandate & UPI

Please login to Mutual Funds section of our website and click on Purchase. On the Place order page, you can select schemes from our Research recommended schemes/ select scheme yourself (from Quick Search). After selecting the scheme, click on SIP near the name of scheme and provide necessary information in the subsequent pages to start a SIP in the scheme.

To view the details of your ongoing SIP, visit the SIP Book of the Mutual Fund section of your ICICIdirect trading account.

Disclaimer:


ICICI Securities Ltd. ( I-Sec). Registered office of I-Sec is at ICICI Securities Ltd. - ICICI Venture House, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400 025, India, Tel No : 022 - 6807 7100. I-Sec is a SEBI registered with SEBI as a Research Analyst vide registration no. INH000000990. AMFI Regn. No.: ARN-0845. We are distributors for Mutual funds. Mutual Fund Investments are subject to market risks, read all scheme related documents carefully. Please note, Mutual Fund related services are not Exchange traded products and I-Sec is just acting as distributor to solicit these products. All disputes with respect to the distribution activity, would not have access to Exchange investor redressal forum or Arbitration mechanism. The contents herein above shall not be considered as an invitation or persuasion to trade or invest. I-Sec and affiliates accept no liabilities for any loss or damage of any kind arising out of any actions taken in reliance thereon.

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